
Black Girl Finance
By Selina Flavius
Created by award winning online financial influencer Selina Flavius founder of Black Girl Finance - www.blackgirlfinance.co.uk

Black Girl Finance Jan 19, 2023

Podcast/life update - the podcast is back for 2023

Money and relationships
This week we are preparing for valentines day and talking about money and relationships.
Selina shares her views on young women being expected to give up their hopes, dreams and goals for a relationship, based upon some social media posts she has seen recently asking for advice. She is also discussed who should split the bill on a date, how to discuss money in a relationship and sharing a bank account. It's a very personal episode you may disagree with. Let us know what you think about the Spotify polls.
This weeks episode is sponsored by the investing research app - Genuine Impact - you'll get 14 days free trial to all Premium features, no card required. Plus, use my link below and you get an extra 1-month free Premium (worth £8)!
https://genuineimpactapp.page.link/3h9X
Don't forget to subscribe, like and share this episode.

Molly Mae, financial privilege and Bad energy (naughty OVO energy)
Welcome back to episode 2 of the Black Girl Finance Podcast.
This week we are talking about financial privilege and privilege in general, a conversation sparked by the now infamous Molly Mae conversation with Steven Barlett on his Diary of a Ceo podcast. I share my thoughts.
The second topic is the customer service failure from OVO energy. At a time when people are anxious about the imminent rising cost of energy bills amongst other financial strains, it's not the kind of customer service email you expect to get signed off, but it did, so let's explore.
This weeks episode is sponsored by the investing research app - Genuine Impact - you'll get 14 days free trial to all Premium features, no card required. Plus, use my link below and you get an extra 1-month free Premium (worth £8)!
https://genuineimpactapp.page.link/3h9X
Don't forget to like, subscribe and share.
If you are listening or Watching on Spotify (apologies I will get dressed up for next weeks episode, oh maybe not, who knows).

Welcome back from Ghana - Our top finance tips from last year?
Welcome back to Season Three of the Black Girl Finance Podcast.
This week Selina has seen you all on the 'gram' - are you back from Ghana yet? If yes have a listen. If you are still in Ghana have a listen. We are so happy to be back for season three and we start by discussing the past year. The financial news has been tedious, to say the least. Constant talk of inflation, energy bill rises, bank of England base rate rises, we give some tips on how to handle these financial stressors.
We also discuss some financial news - the story of Elisabeth Holmes and the downfall of her Blood testing Theranos. Plus many other financial topics. Have a listen and if there are any podcast topics you like to discuss send an email to office@blackgirlfinance.co.uk
This weeks episode is sponsored by the investing research app - Genuine Impact - you'll get 14 days free trial to all Premium features, no card required. Plus, use my link below and you get an extra 1-month free Premium (worth £8)!
https://genuineimpactapp.page.link/3h9X
Don't forget to like, subscribe and share.

Angel investing (investing in startups) with Andy Ayim MBE

Economic Abuse

British Bank Awards Win
#BBA2021 #Britishbankawards

Buy Now Pay later
This week, I am joined by Janice, part of the Black Girl Finance team, to discuss Buy Now Pay Later (BNPL). Buy now pay later companies have sprung up out of nowhere, new shiny and plastered overall shopping carts and payment options of absolutely everywhere I shop.
Easy to use and now thoroughly embedded into our online shopping experience, no wonder BNPL has taken off. However, what are the downsides of BNPL, the FCA will be bringing in regulation and charity Step change have raised concerns about the increasing debt of young people attributed to BNPL.
We discuss What BNPL is? Why you might decide to use it, and how to use it effectively.

Wills, Trusts and Power of Attorney with Wentworth Wills
In this episode, we are joined by the ladies from http://www.wentworthwills.co.uk/ - Charlene and Antoinette Simms.
They have been in estate planning for the past 3 years and they are actively working to inform and empower people from BAME communities to have conversations about Wills, Trusts and Power of Attorney. Estate planning and inheritance issues is a conversation had pretty frequently in newspaper money advice columns and on other money podcasts. It's a subject we definitely need to start talking about as wealth grows and the transfer of wealth starts to happen from one generation to the next.
Charlene and Antoinette - explain why we should ensure we write our will, consider setting up a trust and they also talk us through power of attorney.

Teenagers and money - With Pupils from Sarah Bonnell School
We discussed tips for having financial conversations in schools. We busted the myth that women aren't good at math - with some great insight from their teacher who is a Maths Teacher.
We discussed the importance of saving and not ruining your credit score at a young age. How to have conversation with friends and family about financial inequalities. Tips for setting up a business as a young person and much more.

Money and lockdown easing

How to maximise your savings and get on the property ladder with Stepladder
This week we are joined by Osei Downes from Stepladder, which is a modern iteration of the traditional rotating saving scheme, more commonly known as Pardna (Susu) scheme, that our grandparents and parents used.
We are talking about the additional benefits gained from saving using the Stepladder platform and how it has helped numerous people including Osei and his wife save for their first property purchase.
There is some interesting research about the power of peer to peer support when it comes to saving money.
Follow @joinstepladder on Instagram.
To learn more and to start saving - click here

Bitcoin and all things cryptocurrency with special guest Amelie Arras from Zumo money
This week we are talking about everything cryptocurrency and we are joined by Zumo Money Marketing Director Amelie Arras discussing all things cryptocurrency. I first heard of Bitcoin (BTC) back in 2018 when a few of my work colleagues were talking about Bitcoin (BTC) and they were also talking about the dark web which quite honestly was off putting at the time. Luckily the conversation has moved on slightly since then. Our guest Amalie shares her own experience of taking part in the Payment Race in 2017 and falling into the cryptocurrency world, travelling around the US using Bitcoin in 2017. It’s a great story and it’s great to hear stories of women in cryptocurrency. This episode is really timely because Warren Buffet has just shared his thoughts on cryptocurrency. It’s an interesting time to be discussing crypto. Check out Zumo https://instagram.com/zumopay. To follow our guest Amalie https://instagram.com/ameliearras. If you want to test out Zumo use the following link http://short.zumo.money/finance-zumo-download. Don’t forget to like, subscribe and share this episode.

Career Success with careers coach Pamela Leonce.

A new digital investment platform - wealth 8

Emotional and Financial Resilience

Starting a business with Shola Emily

Financial end of year review - time to max out those allowances.

The FIRE Movement & ISA Millionaires

International women’s day Message from Selina Founder of Black Girl Finance

Your financial Why’s - with TV Personality Emmanuel Asuquo Financial Advisor on BBC, ITV & C4

Creating a finance platform with Davinia Tomlinson the founder of Rainchq.

Money Tips for under 25 in collaboration with Milk Honey Bees

Are you a creative? Have you been told to get a “real” Job?

Real Women Episode - Sabrina, East London, 33 - the power of a financial wholeness

Buildher - the crowdfunding platform for Us

Celebrating book release and New Member of Team and Pay yourself first

Aspiring Entrepreneurs - Monetising your talents and gifts to generate higher income

How to save it - with special guest the amazing Bola Sol!

Merry Christmas and Happy new year From Black Girl Finance

Goodbye 2020 BGF podcast run down

Zalando founder - steps down to support wife’s professional ambition. And Tax season.

Black Girl Finance - Christmas shopping tips

Property update 2020-2021 (with special guest Topsy Taiwo founder of property purchaser)

Budgeting and Savings App- The Emma App (special guest co-founder Edoardo Moreni)

Talk Money Week - Extra Episode (with guest Monica Kaur from Money Pensions Service)

Talk money week, what it’s like as a black woman working in finance (guest - Roneish Myers)

Financial Wellness episode organised and hosted by Thy.self

Financial wellness - The importance of asking for help.

Banks pledges to Increase Diversity & Can you bring your full self to the workplace while Black?

5 Money Tips for over 30

Black Girl Finance - Let’s Talk Money Book Deal.

How to pay off debt - £36,000 worth of debt to be exact

30 Money Tips for the Under 30’s

How to win with money, Black Pound Day and Tyler Perry poor to Billionaire

Insurance and personal protection - why it’s important for the community.

Financial Advice- What is it? Why do you need it? Where to access financial advice?

Getting on the Property Ladder and property statistics.

What’s your Net Worth?
