Early Retirement Advantage Podcast

Tune in now for my latest realizations on the topics of “self-made”, egocentric mindset around success and the lies we’ve been told in the personal development industry.

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#retireearly #firemovement #financialfreedom #personalfinance

I'm taking another mini retirement and I'm announcing it in this podcast episode. If you wonder what it's like to take a mini retirement, be sure to tune in!

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A lot of us associate our entire identity with our job. It makes it difficult for us to really pursue FI/RE because retiring early also means abandoning that identity we were once so proud of and so familiar with. In this episode, let’s explore what it takes to really retire early from a psychological standpoint and the relationship between capitalism and FI/RE.

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Last year was my first full year retired from corporate, and I made over 6 figures even after taking almost 6 full months off! Who says you have to work “hard” and work a ton to make lots of money? In this podcast episode, I will share with you how much I’ve made last year with my business income streams, the breakdown of my monthly business income and income streams, as well as reflections and insights about it.

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It’s easy for us to judge other wealthy people because of their privileges while not knowing what they’ve gone through to achieve it. In this podcast episode, as my hubby and I talk about FI/RE movement and privilege, you will also pick up some takeaways from our own experiences with regards to these matters. Be sure to tune in to this episode!

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This is a sneak peak into my life - talking FI/RE with my hubby. What are your thoughts about our conversation about early retirement and the FI/RE movement? Send me a DM on IG and let’s chat!

#retireearly #firemovement #financialfreedom #personalfinance

Life is a mirror. What you feel is possible for others is just a reflection of what you feel is possible for you. If you see someone buying the things you want without stressing over it, what’s your first reaction? Good for them? Or… what kind of sketchy/evil thing did they do to get that kind of wealth? How you judge wealthy people & money says more about you than “them”. Your “jaded views” could be exactly what’s been holding you back from obtaining and holding more wealth.

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Today’s podcast episode is gonna be special because this is a segment of the FI/RE Q&A Coaching from IG, where I answered some of the most commonly asked questions about early retirement and how I handle my business and finances. If you’re interested about my insights, be sure to tune in to this episode!

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How many more videos should we watch just to learn “more”? How many more podcast episode should we listen to? How many more hours should we work to retire early? Maybe it’s not that we’re not working hard enough; It’s because we are working too much.

In this podcast episode, I will share with you how the value of LESS might actually help you to achieve MORE, especially when it comes to retiring early. If you’re curious how it works, be sure to tune in!

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Many of us are afraid to make decisions that might change the trajectory of our lives. We keep telling ourselves to wait until we feel “ready”. However, that day will not come. What many people forget to consider is that early retirement IS reversible. What’s the worst that could happen after you retire early? Work a job? Well, aren’t you already doing that? Come join me on this episode to see how early retirement is not nearly as scary as ppl make it seem like.

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The just-in-case mindset is the silent killer of your time, energy and money. 

When’s the last time you saved a post just in case? You bookmarked a website to refer back to it later?
What’s the % of likelihood that you actually went back to revisit those sites and posts?

Give me a rough estimate.
Was it over 50%? Under 50%?

If you want to retire early, you want to avoid getting into the just-in-case mindset. Tune in to this week’s episode so learn why!

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I used to preach about the FI/RE movement and how AMAZING it is to retire early, but I noticed that most of the people in the FI/RE space missed the point of why we want to achieve early retirement in the first place. In this podcast episode, I will share with you what I consider as the biggest problem with the FI/RE movement.

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What’s neurodiversity & how to use it as your superpower to retire early? If you’re curious on how it works and how you can maximize that superpower, tune in to this podcast episode!

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In this podcast episode, I will share how money and love can go hand in hand. I know that retiring early via marriage might seem controversial, but you know me, I’m not afraid to demystify all the controversies out there. If you’re curious about how to retire early via marriage, tune in to this episode!

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Oftentimes, we forget to be grateful for what we have. We tend to compare ourselves to others’ success and beat ourselves up to achieve our goals. But what if I tell you that you can do more if you just take a deep breath, be grateful and focus on what you have? In this podcast, I will share with you what I learned in the years of my healing journey and how being grateful helped me achieve FI/RE.

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If you want to be financially free, you will need to resist the temptations to take “shortcuts”. In Chinese, we say “欲速则不达“, meaning if you try to take shortcuts to speed up the process, you might end up self-sabotaging.

No matter which route you’re about to take, building a solid foundation is key. I was once there too, trying to copy successful people’s strategies and lifestyles. I didn’t understand that I can’t just copy a 7 figure business owner’s strategies and expect to make 7 figures, if I am barely making 6 figures right now. I can’t just work a 4 hour work week if I don’t have the skills to make enough money to support myself.

Sometimes, the best thing to do is slow down first, or even go backwards to rebuild a solid foundation before leveling up.

Early retirement is often misunderstood that it's only about the money. We think that once we achieved our FI Number, it'll be easy to retire early, but to be honest, its more than that. In this podcast, I will share to you how I overcame the biggest roadblock to my early retirement journey.

People tend to misunderstand early retirement. When we see someone who wants to retire early, we often think they are "lazy." But as for someone who retired at corporate at 25 years old, here's what I have to say.

Passive income is not a magic pill. Instead of starting with making passive income, this is what you should do instead.

#retireearly #firemovement #financialfreedom #personalfinance

Are you working hard or working smart? There's a big difference between the two, and we tend to justify that just because we're busy, we are achieving something. We are so used to becoming too busy with very long work hours, reading books, learning from a course, listening to different advice from coaches, etc., and guess what? Nothing has changed. In this podcast, I will share how you can be financially free, not JUST by working hard but, most importantly, by working smart. 

What if “over there” is not actually better? The imagined, idealized future is not actually better? You’ve never been there, so how would you know for sure?

Instead of always chasing after the unknown future… try this!

In the past, I used to preach “quit your job”, “9-5 is BS”, get rid of your “golden handcuffs”, and tbh, I am not about that anymore. Not bc I think 9-5 is the best thing for everyone, but bc I believe this sort of message does not really help the ppl who need to hear it the most. In this episode, I’ll share with you my raw thoughts about the whole “f*ck your 9-5" rhetoric online, and why I think it’s toxic AF, or unhelpful to say the least.

Are you sick and tired of these financial gurus who tell you to just save or invest and you’ll reach financial freedom? Maybe you’ve been following their advice for YEARS with little to no progress? Let’s face it, that’s not the whole truth. Even these finance gurus didn’t get rich by just saving and investing, which are level 1 and 2 activities. In this podcast episode, we will dive into level 3 activities, which are the true needle movers of our wealth!

In the past, I used to be so attached to the outcome and expect things to go as what I have expected, and it frustrates me whenever things doesn't go my way. But when I realized that life isn't about the outcome, but it's about the journey, I started to enjoy life and produce even better outcome than I expected. 

Subscribe to my new channel here 👉 https://www.youtube.com/channel/UCIauKuMDbZcuwSBfKmcOVtA

What does manifestation really means? Is it just desiring what you want and in a snap of a finger, you'll get it? Or just doing the same routine, lighting up a candle, writing it all down, buying that essential oil, and expecting the result that we want? Well, you might be missing the point of manifestation. Manifestation isn't just about the practices, but it is how it makes you feel. If you feel better, you'll start to produce better results!

#retireearly #firemovement #financialfreedom #personalfinance

At 21, I asked my mentor: I have $10k, what should I invest in?

I expected him to just point me towards a stock and tell me to put all my money in.
Would you have thought the same?

Guess what his answer was?

You only have $10K? Invest in your knowledge first so you can make more before thinking about investing.
In other words, invest in yourself first.

News Flash: School prepare you to be WORKERS, not financially free, world-traveling, happy & fulfilled wealthy people 💁‍♀️

That’s why school teach you to trade time for money, while wealth people do the opposite.

They trade money for time.
They trade money for FREEDOM. 💃

Them: The reason why you’re broke AF is bc of ☕🥑🍷🍴 Cue *intense stare of judgment*

Me: Get your ☕🥑🍷🍴
We don’t judge here! *loving gaze*

We’re gonna be rich AF because we can make more money, especially passive income, with my proprietary Passive Income Ecosystem ✨

#retireearly #firemovement #financialfreedom #personalfinance

No matter what you believe in, your brain is going to try to prove you right. 

If you believe making money is hard, you will find supporting evidence.
If you believe money is a scarce and limited resource, you will find supporting evidence.
If you believe you have to "work hard" to make money, you will find supporting evidence.

However, if you believe that the lazier you are, the more money you make, you will find supporting evidence.

You know, the counter intuitive thing is that…
Between working hard and not working hard

It’s harder to NOT work hard.
We’re all so conditioned to grind and hustle.

Hard work becomes the default.
Rest becomes the luxury. Rest becomes harder than hard work.

Are you telling yourself: The reason why I’m not making $x is because I don’t know the ONE secret to unlock everything
- Why are all these finance people gatekeeping the secret to more wealth?
- Ugh I’m so sick of seeing these gurus preaching about BS mindset shifts
- Why can’t I make $XXX already? I’ve read so many books, listened to so many podcast episodes and even bought some courses

What if… making more money was never about learning the ONE SECRET that takes you to the next level?
What if… it’s really about undoing all the fucked up conditioning that has been spoon fed to you since day 1?

#retireearly #firemovement #financialfreedom #personalfinance

Sometimes the best things in life are found on the other side of fear, but the reality is that many people don't want to get outside of their comfort zone. We tend to stop and settle down once we experience the convenience. For example, having a job that pays what we need and sustain our current lifestyle, or settling with just 1 income stream and then becoming too comfortable with it. As a result, we become the frog that gets killed from lukewarm water. Don’t be the frog. The best things in life are waiting right on the other side of what you’ve been avoiding and procrastinating on.

#retireearly #firemovement #financialfreedom #personalfinance

What I've been literally struggling to do in the first couple years of adulthood? REST. I was so caught up with the "hustle" and "grind" that I forgot to take care of myself and prioritize rest, healing and self-care. 

#retireearly #firemovement #financialfreedom #personalfinance

"I can't afford it" only means you either don’t want it bad enough, it’s not your priority right now, you want the other person to make it cheaper, or you don’t currently have the enough for it. Money is not the issue, but our mindset. The more we allow "I can't afford it" mindset in our lives, the more we are wasting our time, money and effort!

How does our beliefs affect our goals? Back then, I always trust strategies, How-to's and techniques and used to not to believe the belief work, it's like, what's the point of just believing or thinking of something. But after learning its importance the hard way, I realized that it's one of the most important foundation on how you're going to build your life.

#retireearly #firemovement #financialfreedom #personalfinance

No more people pleasing tendencies. No more attracting people into my world just because of the price of my program or the payment plans I provide. We are so used to getting freebies and cheap things, but little did we know, those things can actually backfire. The cheap things and freebies end up costing us even more time and money, while bringing us (at most) mediocre results. Investing into top tier support, especially for yourself, pushes you to operate at your highest level, as your highest self.

We are constantly told to not make mistakes, not have flaws, be perfect, etc. This gives us so much pressure! What if our “imperfections” are actually our SUPERPOWER? What if we have these “flaws” for a reason, and the reason is, our “flaws” are exactly what makes us, us, and exactly what the world needs?

#retireearly #firemovement #financialfreedom #personalfinance

Inspired by the morning radio show with Arnold Schwarzenegger that got me thinking that if you want to achieve something in life, you must start acting like it! Your goals isn't about what you have right now, but it's about what you currently do to achieve it and how you embody that goal.

#retireearly #firemovement #financialfreedom #personalfinance

The one thing that differentiate people who succeed and people who don't. Spoiler alert: it's not just the actions they take. 

#retireearly #firemovement #financialfreedom #personalfinance

Being unapologetically yourself means remaining loyal to ourselves through life's ups and downs. We'll undoubtedly be thrown off balance. Knowing who we are at our core, on the other hand, makes it easier to re-calibrate when we go off track. Many of us have a lot of training and people-pleasing inclinations; perhaps we've been punished in the past for being ourselves and making so-called unconventional or unconventional decisions. When it comes to being ourselves and being our true selves, we have trauma responses. And, you know, that's quite natural.

#retireearly #firemovement #financialfreedom #personalfinance

And I think a lot of times, when it comes to being yourself unapologetically, it is hard, mainly if you have dealt with situations in which you try to be yourself. But then you're just not appreciated. People don't enjoy your authentic self, and you get a lot of criticism. You get a lot of hate. And sometimes, you even get punished. And when it comes to being yourself, you know, your true authentic self is unapologetic.

What's the biggest roadblock in your way to the next level? What obstacles stand in their way of achieving their next level of wealth and freedom? However, you must realize that just because this is a symptom does not mean it is the cause. One of them is a lack of understanding. Knowledge is power, and knowing what you're afraid of — no matter how ridiculous or unrealistic it may seem — will help you overcome your obstacles. You are one step closer to overcoming them by recognizing them. Take some time to consider each roadblock you're encountering and consciously write a new story to replace your old beliefs.

#retireearly #firemovement #financialfreedom #personalfinance

Today, we're also talking about the beliefs that cause you to be afraid to go to the next level. A lot of us have big dreams. But we're scared of a lot of things. Some people might be afraid of starting a business because they don't want their old friends to make fun of them. And these thoughts are the things that are hindering us from the next level. And when you talk about your business, maybe it may also come from a place where you have to do it instead of you want to do it. And your confidence level also translates to the other person to the receiver; your audience can sense your confidence level. And if you're talking about something that you're not super passionate about. You're talking about something that you know feels forced. 

The result will be different because the receiver who can handle it can sense how confident you're how passionate you are. And if you are doing things for the sake of doing things, these limiting beliefs are holding you back. The way you present yourself, the way you present your store, the way you offer your products will be completely different. So it would be best if you started thinking about what thoughts are holding you back.

#retireearly #firemovement #financialfreedom #personalfinance

You're in for a treat! This was not supposed to be a podcast episode - it was supposed to be a voice memo from me to me, to remind myself of this blissful moment that I've experienced. After recording it and listening to it again and again, I've decided to share this with the world. After being diagnosed with chronic PTSD, depression, and anxiety, I've been on this emotional rollercoaster with a lot more lows than highs. This is one of the very few times that I feel genuine happiness, joy and bliss, without relying on any external stimulant. I did not even know I was capable of feeling this emotion.

Upon reflecting on it, I realized that nothing in the external world changed. My income was pretty consistent. My net worth has been growing steadily. I have been living in the same house for the past couple years. I've had my 2 cats for many years. I've been with the same man for a couple years. The only thing that really changed was my internal state. I was finally allowing myself to celebrate me for just existing. I stopped requiring an external reason like income or productivity for me to celebrate ME! I allowed myself to be my biggest cheerleader. I remind myself that I got my own back, regardless of the "result" I create, or the "productivity level" that used to measure my self worth. 

#retireearly #firemovement #financialfreedom #personalfinance

We all have times when we feel down, but depression is about more than feeling sad or fed up for a few days. Depression causes a low mood that lasts a long time and affects your daily life. Remember that help and support are available, and recovery is possible even if you've felt depressed for a long time. 

In this podcast, we will talk about mind drama. I sometimes like to create a lot of drama in my head because I realize that when I feel depressed, and I'm when I feel like I'm such a failure. My solution for you is to start to think about "what kind of version of me?" or "what kind of version of life do I want to live?", "the life with no calm mindset?", "What are my values is my value to live a joyous life? And when you have these values, when you live life, by your own set of values instead of external goals, it is effortless for you to feel those things to feel those positive emotions. 

You don't have to be a millionaire to help people; there are many ways to help people. Like there are so many ways that you can help people, and as long as you follow these values, you're going to start to feel happiness and fulfillment.

#retireearly #firemovement #financialfreedom #personalfinance

People who suffer from depression may be oblivious to the fact that they are depressed. They may be unaware of the signs and symptoms of depression, leading them to believe their emotions are normal.

Part of getting over depression was finding a less troubled and authentic way of living and working. This involved changing their work, reducing work, giving up a job, or taking early retirement. There were personal and financial consequences, but many felt that depression had allowed them to rethink their lives and identify what was most important to them. 

If you're struggling with depression, you're not alone; many people have had a difficult year. You don't have to deal with or live with your symptoms alone. Anyone who wants to overcome their depression can get help.

#retireearly #firemovement #financialfreedom #personalfinance

Sometimes, the number one thing holding people back from manifesting wealth is that they don't believe that they deserve a financially-free life deep in their subconscious minds. There are many reasons people may feel that they aren't worthy of being wealthy. When you believe money is limited, you may begin to compare yourself to others and look for reasons why you 'fall short' or why you don't deserve to have as much as others. You feel anxious and helpless about your finances, and as a result, you never move forward.

On the other hand, is the empowering mindset of abundance. When you train your brain to develop an abundant mindset, you will discover that there are always new opportunities to make money and that you deserve to have wealth just as much as everyone else.

Many of us assume that we are not making the amount of money we want, or experiencing the freedom we desire, because we need to learn more. What if that's not the case? What if it's not what you need to learn more, but instead, what you need to UNLEARN? How many times have you talked to yourself negatively? How many times have you doubted yourself? How many times have you broken promises to yourself? How many times have you felt unworthy? Or convinced yourself that you are unworthy of MORE in life. ...more abundance, freedom, wealth and income? What if this is one of the main reasons why you income has been relatively stagnant? 

We are all individuals with different paths, but on this journey, life. Some do not know where they are going or how to fit in. While others look for ways to make a difference and go through twisting and turning, trying to fit in. Everybody tries to fit in because they desperately want to feel at home wherever they are. But fitting in will never get you home. Fitting in is about trying to adapt to a world that's not your own. You don't belong there. 

Your payment will be limited mainly to your paycheck at first. You will need to trade time for money as your first participation in the economy, just like everyone else in their first years of financial independence. This isn't just about your job, though. It could also be your side jobs, where you use the skills you've learned at work to supplement your income. Money doesn't grow on trees, but it does tend to multiply when you work hard. And with multiple streams of income, you'll have your money working hard for you. Fitting in those income streams that does not make you happy makes you lose yourself. 

Forgiving yourself is about more than just putting the past behind you and moving on. It is about accepting what has happened and showing compassion to yourself. Self-forgiveness is not about letting yourself off the hook, nor is it a sign of weakness. Whether you are forgiving yourself or someone who has wronged you, the act of forgiveness does not suggest that you are condoning the behavior.

If we try to forgive ourselves for something without releasing the underlying emotion or belief we’ve attached to it, forgiveness doesn’t take. No matter how hard you try to ignore it, you continue to beat yourself up for whatever happened—because your nervous system tells you to.

Depression strips away your energy, hope, and motivation, making it difficult to take the efforts necessary to improve your mood. It can be difficult or impossible to put into action just thinking about what you should do to feel better, such as exercising or spending time with friends.

People with depression may not recognize or acknowledge that they're depressed. They may not be aware of the signs and symptoms of depression, so they may think their feelings are normal.

All too often, people feel ashamed about their depression and mistakenly believe they should overcome it with willpower alone. But depression seldom gets better without treatment and may get worse. The person you care about can get better with the proper treatment approach.

People-pleasers are well-known for going out of their way to make others happy. While being helpful and pleasant to others is a good thing in general, going too far to please others can leave you emotionally tired, agitated, and anxious.

Pleasing others isn't always a negative thing. Maintaining strong relationships with loved ones necessitates being a thoughtful and caring individual. However, it becomes a problem if you're trying to gain approval to boost your self-esteem or if you're putting others' happiness ahead of your emotional well-being.

The ultimate goal of financial life is financial freedom. But why do the majority of people fail to achieve this goal? What errors are they making? Have you ever considered it? 

There’s nothing wrong with making a mistake — even when it comes to your finances. However, it becomes a problem if you keep making the same missteps over and over again. Learning from these common money mistakes can prevent headaches and position you for a solid financial future.

Sometimes it gets a little confusing because hard work can feel like a struggle, and struggle can feel like hard work. It’s normal to face challenges, life can feel hard – that’s not always a sign to throw in the towel.

Life is full of twists and turns .Everyone has to struggle here in this world to overcome every obstacle in the way to success. For this hard work is necessary. Without working hard and just by sitting idle it will be hard for one to get success.

That's the difference between hardship and hard work: we're still moving forward, and it doesn't feel completely exhausting. We make progress, overcome obstacles, and remain enthusiastic about what we're doing. All of this is evidence that we are on the correct track - we are simply putting in the necessary effort.

Personal finance is more than just the number crunching. I see too many people make extreme and endless lifestyle sacrifices, focusing solely on maximizing their income and savings while neglecting other aspects of their lives like health and time with family. What happened to pursuing things that bring us joy? What happened to taking care of ourselves? In my journey of rediscovering myself after being diagnosed with depression, anxiety, ADHD and PTSD, I realized how stupid I was for only focusing on the numbers and neglecting the truly meaningful things in my life.

We all experience sad, challenging chapters in our lives just as we all experience change. And regardless of whether or not our outside circumstances drastically shift, if our minds change, everything can change. This is why some people have very few resources and swear that they are the happiest people on the planet, while others have literal fame and fortune and yet they struggle with depression.

I broke free from the 9-5 grind and now live a meaningful life. I can confidently quit my job and never look for another one after creating a passive income machine that will support my lifestyle. Let's speak if you've been burned out on your job or want to get out of the corporate world and live the life you've always wanted to live. I'll gladly assist you.

Many of you are curious about what it's like to Retire at 25, How I achieved it, Or what business do I run, what are the challenges, and what makes me happy. Listen as I answer all those questions and maybe you can get some takeaways that you can use too! 

Are you a "Know-it-all" Person? How can you know that you are one? As a Millionaire and a Corporate Retiree at the age of 25, I've become very prone to being "TOO SMART." But how did I overcome it? Listen as I explain to you the effects of Smart People Syndrome and how to overcome it. 

"Investing in yourself" seems to be such a buzzword now, especially in the personal development world. But what does it really mean? How do you really invest in yourself? Why is it even important to invest in yourself?