Driving with Dickerson Insurance Services

This two (2) hour CE course will provide "applicable large employers" (ALEs) with a step-by-step compliance plan and an overview of how the §4980H penalties work, how to measure employee hours, what ALEs need to do to avoid penalties, what the IRS is looking for when it reviews the 1094/1095 forms, and how ALEs should audit their compliance practices to ensure they are following the rules. Common pitfalls and best practices will also be discussed. Course ID #389374

This one (1) hour CE course provides an overview of HRA (Health Reimbursement Arrangement) plans. Covering the history of HRAs, legal/regulatory rules pertaining to them and establishing an HRA for employees and assisting the employer in setting up one. The program will include reviewing the changes made to HRAs as the result of the Affordable Care Act and the new alternative HRA arrangements including Qualified Small Employer HRAs (QSEHRA), Individual Coverage HRAs (ICHRA) and Excepted Benefit HRAs (EBHRA). Course ID #389139

This course will provide help identifying which employers are subject to COBRA or Cal-COBRA, and when employees are eligible for these benefits. Key administrative tasks will be explained, such as essential notice requirements, setting premiums, and the bases for early termination of coverage. The program will include a discussion of the impact of Medicare, ACA reporting, stop-loss coverage, and Covered California eligibility. Key differences, as well as the interrelationship, between COBRA and Cal-COBRA will also be highlighted. Course ID #389199

Are you ready for a DOL audit? Are you ready for an employee lawsuit over benefits? Are you ready for a merger? All these things can happen, and all of them mean that you need to be prepared in advance. How do you prepare? Take this course and learn all about ERISA. This program will lay a foundation for compliance by explaining what ERISA is, how it applies to your health and welfare benefit plans, and what obligations it places on employers. You will learn what documents you must have, whether you have to translate them, and how to distribute them (in compliance with the law). The program will also feature a discussion of pitfalls, compliance tips, and best practices. Course No. 389234

Join Dickerson's Alternative Funding Expert, Dave Fear Sr. for this webinar on Alternative Funding Focus in 2023. We will cover Group HRA plans, Level-Funded Plans and Self-Benefit Captive plans. We will review our current carrier partnerships and cover the finer points of product/market considerations and coming up with a firm proposal. We can't wait to show you the value we bring to the table when you're working with prospects. Course No. 389153

Most employers offer cafeteria plans, but many take the administration of these plans for granted. How well do you understand the legal principles that govern cafeteria plans? This program will discuss how to set up a plan, what types of benefits you can offer, how you administer the plan, and—importantly—how they benefit both the employer and employees. Find out how to make the most of your cafeteria plan, and how to be prepared in the event the IRS decides to audit your compliance. Course No. 389196

Join Dickerson's Dave Fear Sr. for this beginner's course for agents new to the small group market. Perfect for those who are coming from the individual market, or perhaps commercial lines P&C who want to learn how to market to small groups. This course will also be great for Account Managers and/or customer service people of agencies who just got their license and need a better foothold on the small group market. Great training for all those who need CE training on small group!! Course No. 382753.

Dickerson has developed a Master Class series for selling individual coverage, and now we're sharing this 3 part series with you. We've analyzed the data, researched with marketing gurus, and compiled the information into a comprehensive formula that you can follow today, and reach out to more people and sell more individual health. Whether brand new, or an agency owner looking to train agents; we urge you to watch all classes and use the post-class documents and guides to get you up and running.

Class Three: Executing Your Knowledge - Scripting, Marketing, and Outreach (tools,, tips and tricks)

Dickerson has developed a Master Class series for selling individual coverage, and now we're sharing this 3 part series with you. We've analyzed the data, researched with marketing gurus, and compiled the information into a comprehensive formula that you can follow today, and reach out to more people and sell more individual health. Whether brand new, or an agency owner looking to train agents; we urge you to watch all classes and use the post-class documents and guides to get you up and running.

Class Two: Understanding The Tools - Running Quotes, and How to Enroll

Dickerson has developed a Master Class series for selling individual coverage, and now we're sharing this 3 part series with you. We've analyzed the data, researched with marketing gurus, and compiled the information into a comprehensive formula that you can follow today, and reach out to more people and sell more individual health. Whether brand new or an agency owner looking to train agents; we urge you to watch all classes and use the post-class documents and guides to get you up and running.

Part One: Building The Foundation - Getting Appointed, Certified, and Setting up your Quoting Engines

An update on Association Health Plans (AHPs) and what is permitted and not permitted here in California. While the Trump administration introduced new initiatives for AHPs, the States still pretty much control these arrangements. The presentation will update you on what is currently permitted and what may be expected in 2022 and beyond.

NEW BROKER BOOT CAMP

LEARN THE INS-AND-OUTS OF GROUP HEALTH INSURANCE

Are you new to the insurance industry?

Would you like to know how to WIN group health business?

Let Dickerson show you how to grow your book of business! 

Join us for this informative one-hour session covering the basics that you need to know to successfully get started as a broker!

This one (1) hour CE course provides the licensed employee benefits advisor with an overview of Health and Ancillary Benefit Exchanges (also known as “Marketplaces”). It will describe fundamental differences between public and private exchanges and explore the theory behind the creation and operation of exchanges. It will then look at exchanges as sources of competitively priced “high deductible health plans” that can be used for both HSA and HRA arrangements. This course is registered in the state of California. (Course No. 386271)

This one (1) hour CE course provides the licensed employee benefits advisor with an overview of Health Reimbursement Arrangements (HRA) and specifically of “Group HRA” programs. It discusses the history of HRAs and the recent changes to HRAs that are now approved by the IRS. It then looks at some case studies of HRAs for small and large employers and describes the current market for high deductible health plans available for use with an HRA plan. It will also describe proposed changes to HRAs at the Federal level. This course is registered in the state of California. (Course No. 386270)

This course examines contemporary methods of self-funded group health benefits. This includes an update of how the Affordable Care Act (ACA) impacted self-funded health plans and a look at the three components of a self-funded plan: Stop Loss Insurance, Third Party Administration and Incurred/Paid Claims. We describe the various self-funding options available to small, mid-sized and large employers and the role of the advisor in helping to set up and manage the self-funded plan.(Course No. 296392)

This one (1) hour CE course provides an update on the latest benefit compliance issues related to employers and the Affordable Care Act. It will cover the continuing definition of an Applicable Large Employer, Minimum Value Coverage standard and Affordability of the coverage as it pertains to the Employer “Shared Responsibility” Mandate of the ACA. It will address any changes made to the above provisions and the enforcement by IRS of Section 4980(H) of the law. This course is registered in the state of California. (Course No. 385511)

This one (1) hour CE course provides the licensed employee benefits advisor with an overview of how group health benefit captives work and why they are growing in popularity with less-than-large employers. The course will provide general information about how a benefit captive works and compare some of the differences between the current captive market today. The course will also lay-out the role of the benefit advisor in helping their clients identify and contract with a benefit captive. This course is registered in the state of California.  (Course No. 385510)

This 2 hr. CE course is approved in California. It covers a variety of issues specifically on the various alternative funding options including Group HRA, Level-Funding, Self-Funding, Stop Loss and Benefit Captive programs.  It looks at the product availability by market (small, mid-sized and large group) and the role of the advisor in helping the employers evaluate their risk and benefit in each of the options. (Course No. 346251)

Join Dickerson along with our carrier partners as we discuss Q4 updates including: statewide rate adjustments for all regions; broker bonuses; SEP; Q4 promos; medical groups removed or added; ancillary benefits; best plans to sell in each region; when are Q4 renewals available, and more!

Each carrier will be given 15 minutes to present. 

Introduction 9:30-9:35 AM

• Aetna – 9:35-9:50 AM

• Anthem – 9:50-10:05 AM

• Blue Shield – 10:05-10:20 AM

• CA Choice –10:20-10:35 AM

• Cigna + Oscar – 10:35-10:50 AM

• Covered CA – 10:50-11:05

• HealthNet  – 11:05-11:20

• Kaiser – 11:20-11:35

This one (1) hour CE course provides an overview of how employers are reducing their health benefit spend through a variety of funding and contracting arrangements including Preferred Provider, Reference Based Pricing and provider capitation. Several case studies will be reviewed showing the results and comparison of these alternatives for both large and smaller employers who have adopted an alternative funded arrangement. This course is registered in the state of California. (Course No. 379893)

Learn how to easily create your plan, schedule tasks, and utilize the tools provided by Dickerson and Berwick for a successful AEP!

MedicareCENTER delivers multiple powerful quoting and enrollment tools - all under a single sign-on system! Learn how using this tool can maximize your potential and take care of those new CMS requirements!

In this webinar you'll learn how to use FREE, generic Medicare marketing materials available To Dickerson agents to generate leads And sales

Find out how Medicare works, what are the Enrollment Periods, and other Key Pieces of Knowledge about Medicare that will help YOU help your prospects!

How will new rules affect you and your business? In this presentation we will:

• Address Concerns: Berwick's Compliance Team is here to answer questions and provide guidance.

• Provide Solutions: Call recording devices and systems are in the works and will be ready for use.

• Ensure Compliant Marketing: Proper usage of new disclaimers and definitions; review your ads, etc.

Join Dickerson's Dave Fear Sr. for this beginner's course for agents new to the small group market. Perfect for those who are coming from the individual market, or perhaps commercial lines P&C who want to learn how to market to small groups. This course will also be great for Account Managers and/or customer service people of agencies who just got their license and need a better foothold on the small group market. Great training for all those who need CE training on small group!! Course No. 382753.

Join Dickerson's Dave Fear for this 1 Hr. CE course focusing on broker compensation in the employee benefits market. It first reviews historical data on broker compensation, comparing 1980 to current. It then reviews survey data on broker compensation provided by the Kaiser Family Foundation health insurance survey for 2021. It then reviews the new requirements of the Consolidated Appropriations Act of 2021. Finally, it concludes with contemporary compensation strategies as they relate to broker service agreements and why/how current agreements are modified to comply with the new law.

CE Course #387501

This one (1) hour CE course provides the employee benefits advisor with an update on the contemporary issues in both Washington, DC and Sacramento, CA as legislators have introduced new measures that will impact advisors and their clients including proposed changes to the Affordable Care Act and Medicare. Additionally, a brief overview of proposed regulatory changes will be discussed as well as pending court actions related to employee benefits. (Course No. 385507)

This one (1) hour CE course provides the licensed employee benefits advisor with a concise explanation of how to work with self-funded groups. It provides an in-depth explanation of self-funded arrangements including stop-loss insurance, administrative services and claims management strategies. The course will outline clearly what the role of the advisor is in working with a self-funded employer group and their relationship as a “trusted advisor” to the employer specifically. This course is registered in the state of California.  (Course No. 386268)

This one (1) hour CE course provides the licensed employee benefits advisor with an overview of Health Reimbursement Arrangements (HRA) and specifically of “Group HRA” programs. It discusses the history of HRAs and the recent changes to HRAs that are now approved by the IRS. It then looks at some case studies of HRAs for small and large employers and describes the current market for high deductible health plans available for use with an HRA plan. It will also describe proposed changes to HRAs at the Federal level. This course is registered in the state of California. (Course No. 321350)

This one (1) hour CE course provides the licensed employee benefits advisor with a concise explanation of how to evaluate the risk and benefit of a level-funded health plan compared to both fully insured and self-funded plans. It provides an in-depth explanation of level-funded arrangements including stop-loss insurance, administrative services, and claims management strategies. The course will outline clearly what the role of the advisor is in working with a level-funded employer group and their relationship as a “trusted advisor” to the employer specifically. This course is registered in the state of California. (Course No. 386269)​ 

Join Dickerson for an overview of level funding including brief presentations from our carrier partners including Aetna Funding Advantage; Anthem Balanced Funding; Cigna Level-Funding; Trustmark Level-Funding and United Healthcare All Savers. The discussions will focus on product availability, key benefit features, plan designs, stop-loss coverage, costs, underwriting, and more.

Clients have the ability to change plans throughout the year and they are looking for more subsidies. This is a great opportunity to add vision to your conversation. VSP discovered that about 30% of clients who were simply shown a vision plan with the proposal, enrolled for it. The numbers grew when a conversation was had with the clients.

Learn more from VSP about their products and pricing, their value points, and how you can start implementing proposals today!

Did your client miss the open enrollment deadline and they need coverage immediately? Universal Health Share is a plan that can help. With sharing programs, members choose to help each other without using insurance. Learn more about what this program is, the broker portal, and how to enroll your clients.

The course will cover Telemedicine and Virtual Care benefits in healthcare plan designs of the future and is being cosponsored by the Desert Cities AHU. (Course #385509)

Dickerson insurance services and Direct Benefits are teaming up to offer you the best dental options for your clients. Join us as we discuss the benefits of offering Spirit Dental and working with Dickerson and Direct Benefits as your strategic partners to grow your business.

Respond to the Rising Number Of Life Insurance Quotes

Join us to learn how to get set up and sell life insurance on your website in under 10 minutes, and get people to enroll online within 5.

Topics:

The Client experience

The BOSS

Quote 50+ products from 5 different insurance carriers

Online application submission

How to get started with a few clicks of a button

From budgeting and building an emergency fund to determining your investment options and creating a will, there’s something for everyone to learn.

Each Retirewise session has different topics that build on each other.

With Retirewise®, you’ll be on your way to making smarter financial decisions and creating an action plan that works for you.

Join your colleagues for the complimentary Retirewise workshop series. Clients, Spouses and partners are welcome!

Even if you are not able to attend all four sessions, you’ll receive the content and access to the coaching sessions.

From budgeting and building an emergency fund to determining your investment options and creating a will, there’s something for everyone to learn.

Each Retirewise session has different topics that build on each other.

With Retirewise®, you’ll be on your way to making smarter financial decisions and creating an action plan that works for you.

Join your colleagues for the complimentary Retirewise workshop series. Clients, Spouses, and partners are welcome!

Even if you are not able to attend all four sessions, you’ll receive the content and access to the coaching sessions.

From budgeting and building an emergency fund to determining your investment options and creating a will, there’s something for everyone to learn.

Each Retirewise session has different topics that build on each other.

With Retirewise®, you’ll be on your way to making smarter financial decisions and creating an action plan that works for you.

Join your colleagues for the complimentary Retirewise workshop series. Clients, Spouses and partners are welcome!

Even if you are not able to attend all four sessions, you’ll receive the content and access to the coaching sessions.

From budgeting and building an emergency fund to determining your investment options and creating a will, there’s something for everyone to learn.

Each Retirewise session has different topics that build on each other.

With Retirewise®, you’ll be on your way to making smarter financial decisions and creating an action plan that works for you.

Join your colleagues for the complimentary Retirewise workshop series. Clients, Spouses and partners are welcome!

Even if you are not able to attend all four sessions, you’ll receive the content and access to the coaching sessions.

Join Dickerson's Alternative Funding Expert, Dave Fear Sr. for this webinar on Alternative Funding Focus in 2022. We will cover Group HRA plans, Level-Funded Plans, and Self-Benefit Captive plans. We will review our current carrier partnerships and cover the finer points of product/market considerations and come up with a firm proposal. We can't wait to show you the value we bring to the table when you're working with prospects.

Dickerson Insurance Services is pleased to announce our newest level-funding partner, United Healthcare. c including:

• Available in California for groups with 10 to 100 employees

• Features semi-custom plan designs using a United Healthcare provider network

• Opportunity for a claim surplus refund along with wellness incentives

• Competitive broker compensation

• And more!

Join Dickerson's Alternative Funding Expert, Dave Fear Sr. for this webinar on Alternative Funding Focus in 2022. We will cover Group HRA plans, Level-Funded Plans and Self-Benefit Captive plans. We will review our current carrier partnerships and cover the finer points of product/market considerations and coming up with a firm proposal. We can't wait to show you the value we bring to the table when you're working with prospects.

Dickerson Insurance Services is pleased to announce our newest level-funding partner, United Healthcare. c including:

• Available in California for groups with 10 to 100 employees

• Features semi-custom plan designs using a United Healthcare provider network

• Opportunity for a claim surplus refund along with wellness incentives

• Competitive broker compensation

• And more!

This one (1) hour CE course provides an update on the latest benefit compliance issues related to employers and the Affordable Care Act. It will cover the continuing definition of an Applicable Large Employer, Minimum Value Coverage standard and Affordability of the coverage as it pertains to the Employer “Shared Responsibility” Mandate of the ACA. It will address any changes made to the above provisions and the enforcement by IRS of Section 4980(H) of the law. This course is registered in the state of California. (Course No. 385511)

This one (1) hour CE course provides an overview of how employers are reducing their health benefit spend through a variety of funding and contracting arrangements including Preferred Provider, Reference Based Pricing and provider capitation. Several case studies will be reviewed showing the results and comparison of these alternatives for both large and smaller employers who have adopted an alternative funded arrangement. This course is registered in the state of California. (Course No. 379893)

This one (1) hour CE course provides the licensed employee benefits advisor with an overview of Health and Ancillary Benefit Exchanges (also known as “Marketplaces”). It will describe fundamental differences between public and private exchanges and explore the theory behind the creation and operation of exchanges. It will then look at exchanges as sources of competitively priced “high deductible health plans” that can be used for both HSA and HRA arrangements. This course is registered in the state of California. (Course No. 386271)​

Join Dickerson and HR Service Inc. for this informative one hour webinar to learn about important changes and laws taking effect on January 1, 2022 including:

• No Surprises Act

• The Transparency in Coverage Act

• Insurance Broker Compensation Act

This one (1) hour CE course provides the licensed employee benefits advisor with an overview of Health Reimbursement Arrangements (HRA) and specifically of “Group HRA” programs. It discusses the history of HRAs and the recent changes to HRAs that are now approved by the IRS. It then looks at some case studies of HRAs for small and large employers and describes the current market for high deductible health plans available for use with an HRA plan. It will also describe proposed changes to HRAs at the Federal level. This course is registered in the state of California. (Course No. 386270)