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Don't Go Broke Trying

Don't Go Broke Trying

By Reni, The Resource

Financial literacy is something most people know nothing about until life forces them to learn. It gets even harder when you’ve moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. Hear from your host, Reni the Resource, who will give her take on what she would do in certain situations. You will also hear from guests who have made financial mistakes and hear their experiences, so you don’t have to make them.
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The Value of Professional Financial Advice ft. John Sacke

Don't Go Broke TryingSep 22, 2023

00:00
01:07:27
The Value of Professional Financial Advice ft. John Sacke

The Value of Professional Financial Advice ft. John Sacke

Have you ever wondered if you should hire a professional financial advisor instead of trying to manage your wealth yourself? It's confusing to know when you should outsource or not, so today we are bringing on a professional wealth manager to give his take.


In this episode of "Don't Go Broke Trying," we're sitting down with John Sacke, Investment Advisor at BMO Private Wealth, to discuss the value of seeking professional financial advice. Many people attempt to manage their money on their own, only to end up in financial trouble due to mismanagement. On the other hand, entrusting your money to the wrong advisor can lead to disastrous results. In this episode, John offers expert guidance on what to look for when selecting an investment advisor or wealth manager, the questions you should be asking, and how to avoid common pitfalls that can lead to financial ruin. Whether you're a seasoned investor or just starting out, this episode will provide invaluable insights on how to not go broke while seeking professional financial guidance. Tune in now to learn more.

Watch on YouTube: https://youtu.be/-uSkTpWCfw0 Submit a coinfession: https://forms.gle/wC5VR7GyZ2NcAhAX9

Connect With John

Website: https://nesbittburns.bmo.com/john.sacke/

LinkedIn: https://www.linkedin.com/in/johnsacke/

Email: john.sacke@nbpcd.com Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Sep 22, 202301:07:27
Coinfessions: Black Tax, Debt Collectors & Investing Losses

Coinfessions: Black Tax, Debt Collectors & Investing Losses

In this episode, Eduek & Reni answer your 'coin' confessions surrounding all things getting into (and out of) debt and investing in the stock market.


Watch this episode on YouTube: https://youtu.be/i58Pv6j3K2s

Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


Coinfessions Answered

1) Am I the asshole for not sharing my son’s investment account with my daughter? (R/AITA)?

2) Am I not successful because I’m not tithing? (Listener write-in)

3) Am I the asshole for telling my wife that her investing losses are not my problem? (R/AITA)

4) Am I the asshole for wanting to invest in the stock market? (R/AITA)

5) How do I manage my money effectively and get my shit in order? (Listener write-in)

6) I make good money, why am I living paycheque to paycheque? (Listener write-in)

7) My credit card went to collections, what do I do? (Listener write-in)

8) Do funds in chequing accounts get taxed? (Listener write-in)


Connect With Eduek

IG: ⁠https://www.instagram.com/twosidesofadime⁠

Website: ⁠https://www.twosidesofadime.com⁠

Course: ⁠https://www.stackmydime.com⁠


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Sep 08, 202352:40
From $47,000 In Debt To Stock Market Success ft Two Sides of A Dime

From $47,000 In Debt To Stock Market Success ft Two Sides of A Dime

On this episode of Don't Go Broke Trying, we're joined by Eduek Brooks, also known as Two Sides of A Dime, a financial educator who empowers women to pay off debt, invest wisely, and achieve financial freedom. In this episode, Eduek shares her personal journey from being $47,000 in debt to becoming debt-free, investing in the stock market and teaching others how to do the same. She'll provide practical tips and strategies on how to invest in the stock market without going broke, from understanding the basics of investing to building a diversified portfolio that can weather market fluctuations. Whether you're a seasoned investor or just starting out, this episode offers valuable insights and guidance on how to build wealth and secure your financial future.


Watch this episode on YouTube: https://youtu.be/6bjAIZqJlTE

Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


Connect With Eduek!

IG: https://www.instagram.com/twosidesofadime

Website: https://www.twosidesofadime.com

Investing Course: https://www.stackmydime.com/a/2147635341/ShZ58Qov


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Aug 25, 202301:19:17
Coinfessions: Navigating The Canadian Immigration Process

Coinfessions: Navigating The Canadian Immigration Process

In this episode, Olu & Reni answer your 'coin' confessions surrounding all things immigrating to Canada. Watch part one with Olu: https://youtu.be/8FO01Xa9BTI

Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Connect With Olu! IG: ⁠@olufemiloye⁠ Twitter: ⁠@olufemiloye⁠ Join Olu's Japa Group: ⁠https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/ Here are the questions that were asked: Coinfession 1 - How can I build a solid career while in school to get a shot at PR & citizenship? Coinfession 2- Should I live with my family friend who lives 1.5 hours away while going to school in Canada since it's free? Coinfession 3 - Can I get a line of credit to fund my masters program? Coinfession 4 - My boyfriend's dad stopped supporting him & I don't want him to be deported but I also don't want to marry him for papers. What do I do? Coinfession 5 - Immigration has left my family with nothing! Coinfession 6 - Would I be the asshole for moving to Canada to do a PhD even though my family doesn't want me to? Coinfession 7 - How can I prepare my credit worthiness for my move to Canada?


Connect With Olu

IG: ⁠@olufemiloye⁠

Twitter: ⁠@olufemiloye⁠

Join Olu's Japa Group: ⁠https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Aug 04, 202330:17
Moving From Nigeria To Canada With $650, A Plan & A Dream ft. Olu of Canada
Jul 21, 202301:10:06
Coinfessions: Content Creation, Saturated Niches & Scams

Coinfessions: Content Creation, Saturated Niches & Scams

In this episode, Tosin & Reni answer your 'coin' confessions surrounding all things content creation, influencer marketing scams, and payment for brand deals.

Watch this episode on YouTube: https://youtu.be/tV90_Gz59_A

Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


Connect with Tosin!
IG: @thetosinolaniyi
Twitter: @TheTosinOlaniyi
TikTok: @TosinOlaniyi
YouTube: @TheTosinOlaniyi
Learn more influencer tips: @TheInfluencerGodMother


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Here are the coinfessions we answered:

  • Coinfession 1 - A brand wants to send a gadget, should I accept it? (Listener write-in)
  • Coinfession 2 - Do you really think content creation is a sustainable career choice? (Listener write-in)
  • Coinfession 3 -Sister offered influencer deal on Instagram - scam? (r/Scams)
  • Coinfession 4 - Am I The Asshole for breaking a girl's camera and then asking her for money? (r/AITA) Coinfession 5 - How much is a rasonable rate for a social media influencer? (r/Marketing)
  • Coinfession 6 - What advice would you give to someone who feels that the niche they want to create content on in saturated? (Listener write-in) Coinfession 7 - I want to start content creation but I have no money - where do I start? (Listener write-in)

Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jul 07, 202349:26
Influencer Was Paid $45,000 To Post ONE Instagram Reel?! ft. Tosin Olaniyi

Influencer Was Paid $45,000 To Post ONE Instagram Reel?! ft. Tosin Olaniyi

On this episode of "Don't Go Broke Trying," we're joined by THE Tosin Olaniyi, an influencer and influencer marketing manager who has seen the industry from both sides. She has worked with brands like Cerave and Coca-cola, and seen campaigns with million dollar budgets. If you're thinking about becoming an influencer or want to learn more about the industry, this episode is a must-listen. Tosin shares her insights and expertise on how to not go broke trying to become an influencer, from building your personal brand to creating content that resonates with your audience to working with brands and negotiating fair compensation. She'll discuss the biggest mistakes that new influencers make, the largest deals she has seen, when the right time is to get a manager, how to stand out in a crowded market, and how to avoid burnout and stay authentic to your values. Whether you're a budding influencer or just curious about the industry, this episode offers practical tips and strategies for building a successful and sustainable career as an influencer.


Watch this episode on YouTube: https://youtu.be/7TeoKGGYRZghttps://youtu.be/7TeoKGGYRZg


Connect with Tosin!

IG: @thetosinolaniyi

Twitter: @TheTosinOlaniyi

TikTok: @TosinOlaniyi

YouTube: @TheTosinOlaniyi

Learn more influencer tips: @TheInfluencerGodMother


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Disclaimer: The views and opinions shared on the podcast are for informational an educational purposes only. This is not financial advice. Always do your own research and due diligence, and consult a professional for personalized advice.


Jun 23, 202301:29:34
Coinfessions: Money, Accidents, and Guilty Consciences!

Coinfessions: Money, Accidents, and Guilty Consciences!

Coinfessions are back! Submit yours anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8


In this episode, Bode & Reni answer your 'coin' confessions surrounding all things personal injury, accidents, and big monetary payouts and guilty consciences.


We answered the below questions:

Am I the asshole for using my money won in a lawsuit for my college fund and expenses? (r/AITA)

How can I know if the settlement I’m offered is fair? (Listener write-in)

Am I the asshole for not wanting to go halves on my friend’s bills that they incurred because of an accident I caused? (r/AITA)

I was injured in an accident that was partly my fault - can I still file a personal injury claim? (Listener write-in)

Am I the asshole because I think my husband should sue his brother's company that caused his injury? (r/AITA)


Connect with Bode!

www.lawyer4me.com

905-487-6333

@bodeslenses


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Disclaimer: The views and opinions shared on the podcast are for informational an educational purposes only. This is not financial advice. Always do your own research and due diligence, and consult a professional for personalized advice.


Jun 09, 202327:06
Accidents Happen, But Financial Ruin Doesn't Have To ft. Bode Odetoyinbo

Accidents Happen, But Financial Ruin Doesn't Have To ft. Bode Odetoyinbo

Apologies for the audio issues, but we back!!

Have you ever found yourself in the middle of a personal injury matter like a car accident, slip and fall or dog bite? If you didn’t approach it the right way, you may have left money on the table.

In this episode, we're joined by Bode Odetoyinbo, a personal injury and criminal defense lawyer who shares his expert insights on how to handle the aftermath of a car accident or injury. Far too often, people don't follow the necessary steps after an accident, leading to pain and suffering, lost wages, and financial ruin. Bode will walk us through the right steps to take after an accident, why it's important to report it, and how a lawyer can help you navigate the legal and financial aftermath of an accident. Whether you've been in an accident before or just want to be prepared in case it happens, this episode offers invaluable advice on how to not go broke post-accident. Tap in!


First Home Savings Account Explained - https://youtu.be/iHh_617cUd8

Submit your coinfession anonymously here.

Connect with Bode!

www.lawyer4me.com

905-487-6333

@bodeslenses


Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: Don’t Go Broke Trying

Follow on TikTok: @dontgobroketrying

Follow on Twitter: @DGBTPod #DGBTPod


Disclaimer: The views and opinions shared on the podcast are for informational an educational purposes only. This is not financial advice. Always do your own research and due diligence, and consult a professional for personalized advice.

May 26, 202301:04:30
6 actionable steps to take to prepare your finances for 2023

6 actionable steps to take to prepare your finances for 2023

Dec 16, 202223:52
Coinfessions: AITA for refusing to spend any more money on my boyfriend's illness?

Coinfessions: AITA for refusing to spend any more money on my boyfriend's illness?

The amazing Ufuoma (Foma) Muwhen is back on the podcast to answer all questions about the intersection between chronic illnesses and finances. Foma was born with Sickle Cell Disease and has dedicated her life to supporting individuals and families impacted by this disease through her organization NotJustYou. 

Learn more about sickle cell and donate to NJY: https://notjustyou.ca/

Today we will dive into other chronic and terminal illnesses and get Foma's take.

Time Stamps
2:20 AITA for telling my parents if they don't allow me to pay for a caregiver to pay for our terminally ill family member, I'm moving out?
13:32 I'm a sickle cell patient planning to immigrate to Canada
23:19 AITA for refusing to spend any more money on my boyfriend's illness?
31:11 How do I avoid stressing about finances when I can't work?
37:10 Do you find sickle cell limits your overall growth?
42:12 WIBTA for complaining to my store manager about my coworker with chronic pain?
49:19 AITA for not telling my boyfriend about my chronic illness?


Connect With Foma!
Follow on Instagram: https://www.instagram.com/fomajustfoma/
Follow on Twitter: https://twitter.com/fomajustfoma
Follow NotJustYou: https://www.instagram.com/notjustyou_njy/

Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Nov 25, 202258:17
Chronic Illnesses: Burdens beyond the physical feat Ufuoma Muwhen
Nov 11, 202201:11:55
Coinfessions: Is this considered financial abuse?

Coinfessions: Is this considered financial abuse?

Coinfessions time! Trigger warning: financial abuse, emotional abuse, domestic violence, gender-based violence

Today we are speaking to the amazing Beth Marchant. She is a graphic designer, business owner, and survivor of financial abuse. Beth was gracious enough to spend some time with us and share her survival story. Listen to last week's episode to hear her full story. In this episode, she is answering your questions relating to financial abuse. 

Email your coinfession to dgbt@renitheresource.com
Listen to Beth's story: https://anchor.fm/dont-go-broke-trying/episodes/Surviving-Financial-Abuse-feat--Beth-Marchant-e1p5suk

Timestamps

2:56 Is this financial abuse? Stay at home mother
12:42 Is my girlfriend being financially abused by her parents?
21:56 Is this financial abuse? Husband addicted to trading
33:13 AITA for calling out financial abuse of a disabled person?
40:01 Are there different levels of financial abuse?

Connect With Beth! 
Follow her personal journey here: @bethmmarchant and at www.bethmarchant.ca
Small business Ontario is her free business support group and that's at smallbusinessontario.ca

Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Nov 04, 202248:38
Surviving Financial Abuse feat. Beth Marchant
Oct 28, 202201:20:35
Coinfessions: Am I the asshole for putting a budget on my mom’s birthday gift?
Oct 14, 202242:40
From $70,000 In Debt to Building Generational Wealth For Her Children feat. Forever Mrs. Budget
Oct 07, 202240:11
Coinfessions: Depressed and anxious about my finances and the growing inflation - please help!
Sep 23, 202233:32
The Journey From In Debt International Student to Fintech CEO feat. Liza Akhvledziani, CEO of Chexy
Sep 16, 202236:00
Coinfessions: My husband is demanding a post nup, what do I do?
Sep 08, 202237:25
The truth about financial abuse feat. Blessing Timidi Digha
Sep 02, 202201:11:04
How to not go broke trying to build your startup

How to not go broke trying to build your startup

Our very first ever media opportunity and it's at one of the largest tech conferences in the world! Don't Go Broke Trying was invited to cover Collision Conference 2022 in Toronto, in June. We asked founders about how we can avoid going broke trying to become an entrepreneur.

Watch the video on YouTube: https://youtu.be/TqnJ8qKYv5Q

Guests mentioned in order: 

Istiana Bestari, Monday Girl - https://www.mondaygirl.ca/
Tunde Omotoye, Human Squad - https://humansquad.com/
Ari Roisman, WristCam - https://wristcam.com
Sam Baddoo, Fleri - https://joinfleri.com/
Aaron Bromberg, StimScience - https://trysomnee.com/
David Ojeyinka, FreshStart Hub - https://thefreshstarthub.com/
Adetona Omokanye, ThreeDotsNFT - https://threedotsnft.com/
Toju Ogbeide, Goodszilla - https://goodszilla.ca/home 

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni

Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Aug 26, 202201:06:34
Coinfessions: I inherited $400,000! What do I do with the money?

Coinfessions: I inherited $400,000! What do I do with the money?

In this episode, Taneesha Greaves and I answer questions submitted by you and some from Reddit. What's your take on these coinfessions? Is gifting someone crypto an asshole move? Is he justified in feeling resentful towards his friend? Let us know on Twitter using the hashtag #DGBTpod.

Connect With Taneesha
Follow on YouTube:
https://www.youtube.com/channel/UCD1946nfs_SBq0bR8TlyKZA
Follow on IG: https://www.instagram.com/taneesha.greaves/
Follow on TikTok: https://www.tiktok.com/@Taneesha.Greaves
Follow on Twitter: https://twitter.com/TaneeshaGreaves

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Email your coinfession to dgbt@renitheresource.com

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni

Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Aug 12, 202230:08
What is cryptocurrency and should we be investing in it? feat. Taneesha Greaves
Aug 05, 202201:15:50
Coinfessions: Am I a bad person for not lending my friend money?

Coinfessions: Am I a bad person for not lending my friend money?

Let's answer your coinfessions. Have an opinion on these situations? Let us know on Twitter using #DGBTpod. Have a question you want answered? Send in your coinfession to dgbt@renitheresource.com.

Video comparing accounts in Canada: https://youtu.be/oGskKxOeTc4

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Neo Financial: https://bit.ly/3FBWpS7
EQ Bank: https://bit.ly/3yy6PPL
Simplii: https://mbsy.co/6c3rMT

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni

Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jul 29, 202235:10
How to prepare your finances for a recession

How to prepare your finances for a recession

Whether we like it or not, it seems like a recession is in the very near future here in Canada, the United States and other countries around the world. It's a scary time but it has happened before and it will happen again, so the most important thing is to be prepared for what may come. Here are six tips to ensure you don't go broke trying to survive the recession.

Thread by Rajat Soni: https://twitter.com/rajatsonifnance/status/1533256050605965313?s=21&t=p7X596WWAsLNpHR_Sec8aA
Forbes article: https://www.forbes.com/advisor/investing/what-is-a-recession/

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Email your coinfession to dgbt@renitheresource.com

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni

Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.


Jul 22, 202224:28
Coinfessions: I’m experiencing wedding budget regret - what do I do?

Coinfessions: I’m experiencing wedding budget regret - what do I do?

Coinfessions time!! Today, Temi Apara of Teantona Event Connoisseurs & I are answering all of your questions about the finances behind weddings. Tell us what you think of these situations below or on twitter #DGBTpod and send in your coinfession to dgbt@renitheresource.com.

Connect with Temi here: https://teantonaevents.com/  
Temi's Instagram: https://www.instagram.com/teantona_event_connoisseurs_/ 

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni

Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jul 15, 202243:40
What you should and should not splurge on for your wedding feat. Temi Apara
Jul 08, 202240:24
You Don't Need To Have Multiple Jobs In Order To Have Multiple Streams Of Income!!

You Don't Need To Have Multiple Jobs In Order To Have Multiple Streams Of Income!!

I want to shout this from the rooftops! Don't go broke trying to have multiple streams of income, friends.
There are 7 main sources of income and you can have all 7 without having 7 jobs - let's talk about it.

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Visit our website: https://renitheresource.com/category/podcast/

Follow along on YouTube: https://www.youtube.com/c/xoReni

Follow on Twitter: https://twitter.com/dgbtpod

Email your coinfession to dgbt@renitheresource.com

Use hashtag #DGBTpod to continue the conversation on Twitter!

& remember, don't go broke trying to live your best life.

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jul 01, 202227:48
Coinfessions: How do I tell my husband that I’ve racked up $20k in credit card debt?

Coinfessions: How do I tell my husband that I’ve racked up $20k in credit card debt?

Coinfessions time!! Today Sono & I are answering all of your questions about credit cards and loans. Tell us what you think of these situations on Twitter using the hashtag #DGBTPod.

3:13 How do I tell my husband that I've racked up $20,000 in credit card debt?
8:08 Should I get a loan to pay off my credit card debt?
11:53 I’m 17 years old and I just got a new credit card. What are ways I could be smart with my money?
17:27 Which Canadian credit cards have great benefits?
20:05 Is it true that getting a credit card and using it for the sole purpose of making transactions to pay back asap is good for your credit score?
22:35 AITA for telling my girlfriend she technically stole from me when she went grocery-shopping using my Credit-Card while I was asleep?
28:20 AITA for refusing to pay my mom's credit card bill?

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Check out PC Financial - https://www.pcfinancial.ca/en/credit-cards/ use my referral code MO44279134 for free points!

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Visit our website: https://renitheresource.com/category/podcast/

Follow along on YouTube: https://www.youtube.com/c/xoReni

Email your coinfession to dgbt@renitheresource.com

Use hashtag #DGBTpod to continue the conversation on Twitter!

& remember, don't go broke trying to live your best life.

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jun 24, 202239:22
I Moved To Canada, Got A Credit Card & Found Myself $23,000 In Debt ft. Sono
Jun 17, 202242:47
Coinfessions: My Boyfriend Is Willing To Be Broke & Homeless In The Name Of Entrepreneurship

Coinfessions: My Boyfriend Is Willing To Be Broke & Homeless In The Name Of Entrepreneurship

Let's answer your coinfessions! Today, Toks Ayinla and I are making sure you don't go broke trying to become an entrepreneur. 

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Sign up for EQ Bank's High-Interest Savings Account: https://bit.ly/3iTq8Mb

Time Stamps:
3:26 Is there ever a circumstance where quitting a job before having something lined up is acceptable?
7:02 AITA for not considering my boyfriend’s credit card points money when he asked to split a purchase he made with it?
10:10 Should I quit entrepreneurship?
15:10 I have the same feeling every day - looking for advice
20:25
Advice for my boyfriend's situation
25:25
Which bank account should I use to save $30,000 for grad school next year?

Connect With Toks!
Follow Toks on Instagram: @tokstalks
Subscribe to Toks' YouTube: https://www.youtube.com/channel/UCig96m6QcalH9advYaFTtcA
Toks' website: https://tokstalks.com/
Toks' Twitter: https://twitter.com/tokstalks

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Visit our website: https://renitheresource.com/category/podcast/

Follow along on YouTube: https://www.youtube.com/c/xoReni

Email your coinfession to dgbt@renitheresource.com

Use hashtag #DGBTpod to continue the conversation on Twitter!

& remember, don't go broke trying to live your best life.

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jun 10, 202231:02
From $30,000 in Debt To Making 6 Figures Annually feat. Toks Ayinla

From $30,000 in Debt To Making 6 Figures Annually feat. Toks Ayinla

It's not everyday become an entrepreneur, fam. Sometimes, keep the 9 to 5. Other times, do both! Whatever you do...don't go broke trying to become an entrepreneur.

Toks is a powerhouse and today she is teaching us how to not go broke trying to become an entrepreneur. In 2019, Toks quit her full time job to pursue her passion and became an entrepreneur. During the journey, she wound up $30,000 in debt, which she is now on the other side of. Now she is a full time entrepreneur, having 5 figure months, with her 9 to 5 side hustle 😉. Want to become an entrepreneur? Learn from her mistakes so you don't have to make them.

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Connect With Toks!
Follow Toks on Instagram: @tokstalks
Subscribe to Toks' YouTube: https://www.youtube.com/channel/UCig96m6QcalH9advYaFTtcA
Toks' website: https://tokstalks.com/
Toks' Twitter: https://twitter.com/tokstalks

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Visit our website: https://renitheresource.com/category/podcast/

Follow along on YouTube: https://www.youtube.com/c/xoReni

Email your coinfession to dgbt@renitheresource.com

Use hashtag #DGBTpod to continue the conversation on Twitter!

& remember, don't go broke trying to live your best life.

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Jun 03, 202201:02:58
Coinfessions: Is $35,000 a year for college a bad idea?

Coinfessions: Is $35,000 a year for college a bad idea?

We're back & answering your coinfessions! Today we are making sure you don't go broke trying to get a university education. Dolapo Fadare graduated from a 5 year university program, completely debt-free, receiving $25,000 in grants for professional development and $50,000 from academic and community development scholarships so she knows what she’s talking about. 

Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Sign up for EQ Bank's High Interest Savings Account: https://bit.ly/3iTq8Mb

Time Stamps:
2:47 International Students - how tf did you finance your education?
8:57 Am I the asshole for quitting my unpaid internship?
15:14 Is $35,000 a year for college a bad idea (first gen college student)?
22:14 Has anyone negotiated scholarships yet?
25:45 Am I the asshole for wanting to blow my scholarship money?
28:25 I’m on a full-time student internship until the end of August 2022. What should I do with my money?
32:37 AITA for applying to a prestigious college scholarship despite being wealthy and not needing it?

Dolapo is the plug when it comes to all things scholarships, internships and just career development opportunities in general. Follow her page, StriveOpp, to stay in the loop: https://www.instagram.com/striveopp/

Dolapo's LinkedIn: https://www.linkedin.com/in/dolapo-fadare/

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Visit our website: https://renitheresource.com/category/podcast/

Follow along on YouTube: https://www.youtube.com/c/xoReni

Email your coinfession to dgbt@renitheresource.com

Use hashtag #DGBTpod to continue the conversation on Twitter!

& remember, don't go broke trying to live your best life.

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

May 27, 202241:20
How Dolapo Received Over $75,000 In Funding & Graduated Debt Free

How Dolapo Received Over $75,000 In Funding & Graduated Debt Free

Don’t go broke trying to get a university education folks!

In this episode, Reni interviews Dolapo Fadare about her journey to graduating from a 5-year university program, completely debt-free. Dolapo received $25,000 in grants for professional development and $50,000 from academic and community development scholarships! 

Aside from her scholarships, she participated in 12 conferences and internships in 5 countries across the world. She is passionate about youth development and serves as a mentor for other Black women. Want to tap into Dolapo’s knowledge? Check out her firm Strive Opp, a social enterprise and education consultancy firm that provides three-tiered services for scholarships. StriveOpp posts daily scholarships and job opportunities on their Instagram stories. 

Connect With Dolapo! 

LinkedIn: https://www.linkedin.com/in/dolapo-fadare/
Instagram: https://www.instagram.com/striveopp/

Resources Dolapo Mentioned:
- United Nations Educational Pilgrimage For Youth
- Junior Team Canada by Global Vision
- Oxbridge Academic Programs @ Columbia University
- Emerging Issues In Human Rights @ University of Winnipeg
- Terry Fox Humanitarian Award
- Cansbridge fellowship
- Export Development Canada Scholarship
- Queen Elizabeth Scholar Program


Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j

Connect With Us!

Follow the podcast on Instagram: @dontgobroketrying

Follow Reni on Instagram: @xoreni

Visit our website: https://renitheresource.com/category/podcast/

Follow along on YouTube: https://www.youtube.com/c/xoReni

Email your coinfession to dgbt@renitheresource.com

Use hashtag #DGBTpod to continue the conversation on Twitter!

& remember, don't go broke trying to live your best life.

Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

May 20, 202252:18
Coinfessions: To Rent or To Buy? That Is The Question
May 13, 202227:06
From £10 To Financial Freedom | My Dad's Financial Literacy Story
May 06, 202255:26
My Financial Literacy Journey & How It Led To Me Buying A House at Age 23
Apr 29, 202232:04
Introducing: Don't Go Broke Trying

Introducing: Don't Go Broke Trying

Welcome to Don't Go Broke Trying, the podcast, hosted by Reni The Resource.

This is a place where we can talk about money but like, in a fun way.

Financial literacy is something most people know nothing about until life forces them to learn and it gets even harder when one has moved from another country and now must learn a completely new financial system. This podcast exists to make these complex topics, simple and to share resources that can help you avoid costly mistakes on your personal finance journey. 

As you listen to this podcast, you will hear from Reni and guests as they give their take on what they would do in certain situations. These are both situations from Reddit, and your submissions too (submit at dgbt@renithresource.com). 

We will also be hearing from everyday people who have made financial mistakes and learned some lessons along the way. This way, you can learn from them and avoid making these same mistakes.

Let's make sure you don't go broke trying to live your best life 🤍

Use the hashtag #DGBTPod on Twitter

DGBT Instagram: https://www.instagram.com/dontgobroketrying/

DGBT Email: dgbt@renitheresource.com

Reni's Instagram: https://www.instagram.com/xoreni/

Website: https://renitheresource.com/

YouTube: https://www.youtube.com/c/xoReni/videos

Apr 15, 202201:40