
FINTALK Academy
By Alabama ONE Financial Wellness
Hosted by Jacquie Johnson

FINTALK AcademySep 16, 2021

FINTALK with Jacquie & Martin (Apr. 2022)
FINTALK Academy (Powered by Alabama One Financial Wellness) #AlabamaONE #ONETogether #FINTALKAcademy

Financial Literacy Month (Part 3)
FINTALK Academy (Powered by Alabama One Financial Wellness) #AlabamaONE #ONETogether #FINTALKAcademy

Financial Literacy Month (Part 2)
FINTALK Academy (Powered by Alabama One Financial Wellness) #AlabamaONE #ONETogether #FINTALKAcademy

Financial Literacy Month (Part 1)
FINTALK Academy (Powered by Alabama One Financial Wellness) #AlabamaONE #ONETogether #FINTALKAcademy

FINTALK with Jacquie & Martin (February 2022)
FINTALK Academy (Powered by Alabama One Financial Wellness) #AlabamaONE #ONETogether #FINTALKAcademy

Saving as a Family
Saving as a Family - FINTALK Academy (Powered by Alabama One Financial Wellness) #AlabamaONE #ONETogether #FINTALKAcademy

5 Elements of Saving
5 Elements of Saving - FINTALK Academy (Powered by Alabama One Financial Wellness)
#AlabamaONE #ONETogether #FINTALKAcademy
Host | Jacquie Johnson
Executive Producer | Martin Houston
Producer/Editor | Bradley Watson

Save Automatically and Save for the Unexpected
Save Automatically and Save for the Unexpected - FINTALK Academy (Powered by Alabama One Financial Wellness)
#AlabamaONE #ONETogether #FINTALKAcademy
Host | Jacquie Johnson
Executive Producer | Martin Houston
Producer/Editor | Bradley Watson

Mistakes to Avoid When Paying Off Debt Pt. 3 (Jacquie J & Martin Houston)
Mistakes to Avoid When Paying Off Debt Pt. 3 - FINTALK Academy (Powered by Alabama One Financial Wellness)
#AlabamaONE #ONETogether #FINTALKAcademy
Host | Jacquie Johnson
Executive Producer | Martin Houston
Producer/Editor | Bradley Watson

Building Financial Resilience
Building Financial Resilience - FINTALK Academy (Powered by Alabama One Financial Wellness)
#AlabamaONE #ONETogether #FINTALKAcademy
Host | Jacquie Johnson
Executive Producer | Martin Houston
Producer/Editor | Bradley Watson

Mistakes to Avoid When Paying Off Debt Pt. 2
Mistakes to Avoid When Paying Off Debt Pt. 2 - FINTALK Academy (Powered by Alabama One Financial Wellness)
#AlabamaONE #ONETogether #FINTALKAcademy
Host | Jacquie Johnson
Executive Producer | Martin Houston
Producer/Editor | Bradley Watson

Mistakes to Avoid When Paying Off Debt Pt.1
Mistakes to Avoid When Paying Off Debt Pt. 1 - FINTALK Academy (Powered by Alabama One Financial Wellness)
#AlabamaONE #ONETogether #FINTALKAcademy
Host | Jacquie Johnson
Executive Producer | Martin Houston
Producer/Editor | Bradley Watson

How Insurance Can Keep You Out of Debt (Martin Houston)
Join Martin Houston as he talks about How Insurance Can Keep You Out of Debt!
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Hosted by Martin Houston
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

10 Tips For Living A Financially Fit Life
Join Jacquie Johnson as she gives 10 tips for living a financially fit life!
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

Ways to Reduce Your Spending Part 2
FINTALK with Jacquie & Martin
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

Ways to Reduce Your Spending Part 1
FINTALK with Jacquie & Martin!
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

How a Debt Management Plan Works
Good Credit helps improve one's general way of living. Bad Credit provide a false sens of financial security. There's good debt and there's bad debt, you have to manage debt wisely.
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

4 Reasons to Consider a Debt Management Plan
A debit management plan can help pay off debt sooner. Set a goal and as long as you stay on track your debt will decline!
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

The Snowball and Avalanche Method
A debt management plan can help lower interest rates on current debt.
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

Bills To Pay First
A debt management plan can simplify and reduce stress of managing credit card debt.
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

Reestablishing Your Credit Pt.2
Good credit habits can help give you the credit you truly want. Learn how to develop those habits - from paying on time and borrowing (just) enough, to paying more than the minimum and taking action to resolve any issues promptly.
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Hosted by Jacquie Johnson
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

Reestablishing Your Credit Pt.1
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Hosted by Jacquie Johnson and Cecilia Waits
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

Strategies for Managing Your Credit
Check your credit report annually. There are three credit reporting agencies; Equifax, Experian, and TransUnion.

Steps to Start Building Your Credit
A good credit score is key to your financial well-being!
Powered by Alabama ONE Financial Wellness
Follow us online: Website | Instagram | Facebook | Twitter
Hosted by Jacquie Johnson and Cecilia Waits
Executive Producer: Martin Houston
Producer/Editor: Bradley Watson

The Anatomy Of Your Credit Score
What makes up your credit score? There may be more to it than you think. Take a moment to explore the inner workings of your credit in action and how it’s more than just paying the minimum and being on time. Credit is not just WHAT you pay, but HOW you pay your debts (e.g., 35% of your credit score is your payment history). Master the elements of your credit score to maximize the benefits of getting your credit in shape (and staying that way).
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Bradley Watson

Having Good Credit Habits
Good credit habits can help give you the credit you truly want. Jacquie Johnson (Financial Wellness Director) talks about how to develop those habits - from paying on time and borrowing (just) enough, to paying more than the minimum and taking action to resolve any issues promptly.
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Bradley Watson

Quick Retirement Saving Tips
Saving 15-20% of your salary for retirement can appear overwhelming; but with perks like employer matching funds, you can reach and exceed your retirement saving goals sooner than you think. Jacquie Johnson (Financial Wellness Director) shares different strategies for getting the most out of your retirement savings.
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Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson

The Truth About Insurance Claims
What happens when you file an insurance claim? It all depends on the insurance company, the type of claim (e.g., fender bender vs. major wreck), the type of claim (i.e., home, auto, etc.), and your deductible. Jacquie Johnson (Financial Wellness Director) helps you discover how it all works together and how you can help make it work for you, your family, and your wallet.
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Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson

6 Ways To Level Up Your Insurance
Our Inbox is full and Jacquie Johnson (Financial Wellness Director) has the answers to your questions. Level up your insurance as she shares six (6) ways to maximize your coverage and how Alabama ONE can help.
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Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson

Save to Win
Jacquie Johnson (Financial Wellness Director) continues to check the Inbox to answer your retirement questions. What do the stock market, 401(k), conservative and risk-taking investments have to do with your future? Find out in this episode.
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Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson

The Young and Retirement
Our Financial Wellness Director, Jacquie Johnson, gives us a peek into her Inbox as she answers your retirement questions. Find out when you should start retiring and what tools are available to help you maintain your quality of life after you've left the workforce.
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson

Back to the Future
In this episode, Jacquie Johnson (Financial Wellness Director) shares the benefits of preparing for the future by saving for retirement. Learn how a bit of discipline today can have a huge impact on your family's future. Our TEAM is available to help you every step of the way.
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson

Know The Difference: An Insurance Story
In this episode, Jacquie Johnson (Financial Wellness Director) and Martin Houston (Sr. Director of Membership Growth) continue to talk about insurance and the savings power of bundling and multi-car discounts. Both can save you hundreds, but it's important to know the difference. Bundling is not the same as your multicar discounts and there's more to the insurance story than meets the eye. Protecting your assets and family is cool, but saving money in the process is cooler. Listen and let us show you how.
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel RobinsonIn

A Bundle of Joy
On this episode, Jacquie Johnson (Financial Wellness Director) and Martin Houston (Sr. Director of Membership Growth) return to discover the beautiful world of insurance bundling. Learn how to combine the necessity of insurance, with the practical process of bundling, to help you experience the joy of saving money while protecting you(r family.)
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson

You Better Shop Around
Martin Houston, Sr. Director of Membership Growth for Alabama ONE, joins us to discuss the importance of shopping around for your insurance solutions in order to maximize your protection and save money.
Powered by Alabama ONE Financial Wellness
Follow us online:
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Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson

In Your Business
In this episode, Cecilia Waits welcomes Martin Houston, Director of Member Growth at Alabama ONE and General Manager of Alabama ONE Insurance. Together, they discuss the importance and necessity of Commercial / Business insurance and how it can protect the future of entrepreneurs and small companies building in the midst of our new normal.
Powered by Alabama ONE Financial Wellness
Follow us online:
Website | Instagram | Facebook | Twitter
Hosted by Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson

Strategic Saving
In this episode, Cecilia Waits talks on the Five (5) Strategies for Saving:
- Save Automatically
- Save For Emergencies
- Pay-off High Cost Debt
- Save for Retirement
- Make a Plan
Learn which strateg(ies) may be right for you!
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Twice As Nice
In this episode, Cecilia Waits talks about those who save money by making a savings plan. Research reveals that savers, who make a plan, are twice as likely to save successfully. Don't you want to be successful??? Discover how!
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Meal Love
In this episode, Cecilia Waits talks about meal planning and how having your meals prepared in advance can help you save big at the grocery store while staying within budget.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Gift Happens
It's better to give than receive, but it can can cause havoc on your finances. In this episode, Cecilia Waits talks about how to plan gift giving in advance for those Birthday, Wedding, and Christmas gifts.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Check Your Impulse
In this episode, Cecilia Waits talks about the perils of impulse shopping and why more than 90% of Americans buy on a whim (regularly). Meet the 24 Hour Rule where we avoid expensive or unnecessary items on impulse with self-imposed 24-hour rule. It's a great pro-tip for people of all financial disciplines.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Unexpected and Expensive
In this episode, Cecilia Waits talks about the peace of mind that comes with having emergency funds stashed away. An emergency fund usually consist of at least $500; off course, the more you save the better, especially for those unexpected expensive items. Listen to Cecilia talk about how you can get ready!
Powered by Alabama ONE Financial Wellness
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Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Rainy Days and Auto Save
In this episode, Cecilia Waits talks about how to save money automatically through the power of Direct Deposit into a savings account. A rainy day is going to happen and this habit will help you be prepared aka NO STRESS when (not if) the unexpected happens.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Save Yourself!
In this episode, Financial Wellness Coordinator Cecilia Waits talks savings goals as a part of our daily finances. It's not just putting change in a piggy bank; you can for emergencies, retirement, a new car, a new home, and investments.
Savings is a great way to help you plan for WHEN (not if) things don't go as planned.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
About Us
FinTALK Academy is the weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Not If But When
Financial Wellness Manager Jacquie Johnson gives us another budgeting pro-tip. Checking accounts can help you manage your finances. By having a checking account and keeping a log of your deposits and purchases, you can manage your finances better.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
About Us
FinTALK Academy is the weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Check Yourself
In this episode, Jacquie Johnson continues to talk about the power of budgeting and how our checking account is the best kept secret when it comes to building a budget that helps you and your family grow.
Checking accounts can help you manage your finances. By having a checking account and keeping a log of your deposits and purchases, you can manage your finances better.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Five to Survive
Jacquie Johnson continues to share her budgeting tips with the "Five to Survive" strategy for organizing your spending. She also breaks down the power of two words: DISCIPLINE and CONSISTENCY. Keep your budget simple. Start by organizing your monthly bills.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
About Us
FinTALK Academy is the weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.

Planning Your Financial Future
In our inaugural episode, Financial Wellness Manager Jacquie Johnson talks budgeting.
Maintaining a budget is great for tracking your spending, estimating income, and building a financial plan. Budgeting is the foundation of financial wellness and it's not as hard as you may think. Start where you are and we're here to start with you.
Powered by Alabama ONE Financial Wellness
Find Us Online
- Website: www.alabamaone.org/fintalk
- Twitter: @alabamaone_cu
- Facebook: Alabama ONE Credit Union
- IG: @alabamaone_cu
- YouTube: Alabama ONE
Credits
- Host(s): Jacquie Johnson and Cecilia Waits
- Executive Producer: Martin Houston
- Producer/Editor: Dantrel Robinson
- Background Music: Todd Kelley and Dantrel Robinson
About Us
FinTALK Academy is a weekly podcast that gives you practical tips and strategies to help educate, empower, and equip you to live a great financial life.
![FinTALK Academy [Trailer]](https://d3t3ozftmdmh3i.cloudfront.net/production/podcast_uploaded_nologo400/11664263/11664263-1653578675122-ed3354e0117a7.jpg)
FinTALK Academy [Trailer]
The FinTALK Academy Weekly Podcast, powered by Alabama ONE Financial Wellness, is packed with practical tips and strategies to help educate, empower, and equip you to live a great financial life.
Hosted by Jacquie Johnson and Cecilia Waits; together they bring more than 50 years of combined financial wellness experience and have helped thousands of individuals and families overcome financial hurdles and build a better future.
Our mission is to explore real-world situations and deliver real-world solutions that can help pave the road to greater financial success.
Be sure to rate, review, and subscribe to the show and visit alabamaone.org/fintalk for more financial resources.