
FLYOUTHS
By Financial Literacy for Youths
Currently with a team of over 30 people in Malaysia, we are focused on giving the best financial talks alongside weekly publications. Visit us at www.flymalaysia.org/ today!

FLYOUTHSOct 29, 2022

Episode 17: Demystifying Buy Now Pay Later with myIOU
Trying out something new - give that our journalists have the opportunity to speak to industry leaders, why not share the interviews with our audience you guys! Enjoy our 50 min interview with myIOU, a leading Buy Now Pay Later firm listed on The Australian Stock exchange!
This interview was conducted by Zer Yan and Emeline, and we thanks Mrs Gwen from myIOU for her time!

Episode 16: Tun Dr Mahathir on Financial Literacy, Failure and Leadership (and more!)
The FLYouths Team welcomes the 4th and 7th Prime Minister of Malaysia - Tun Dr Mahathir Mohamad to our podcast! Curious to hear what we covered in the podcast? Swipe left to see some of the highlights from our conversation - or Skip Ahead to these timestamps to go to the questions that interest you;
Now available on YouTube and where podcasts are found - like Spotify and Apple Podcasts. Links can be found in bio!
The importance of financial literacy: 00:12
Tun Mahathir, the Youth: 04:45
Tun Mahathir on Failure: 6:58
Standing out to Superiors : 10:55
Office Politics : 13:38
Personal or Business : 15:38
‘Soalan Merepek’ : Favourite Landmark and Tempura? : 18:39
Confidence and Conviction : 21:24
East Malaysian allocation: 26:42
SPM Leavers : 29:50
Advices to the New Government : 31:58
University Colleges Act 1975: 34:07
Money Politics : 35:57
The Current Prime Minister : 41:33
Host: Muhammad Bahari
With: Jennifer Ley and Yeoh Jia Xin
Designer: Hei Mun Yap
♪ Cheese (Prod. by Lukrembo) Link : https://youtu.be/x3w9yoN7wk4

Episode 15: Budget 2023: Short Term Fixes Without Targeting Long Term Systemic Issues?
The FLY Podcast returns better than ever - with guests from YPolitics (Ku Jie Yee and Elizabeth Lajawai) and an analyst from EMIR Research (Amanda Yeo) joining the FLY team to talk all about Budget 2023. You may be thinking what’s the point given that an election is underway and it has to be retabled, but we’d argue: we can still discuss this a *potential* government policy. Furthermore our conversation flowed into discussing the larger issues Malaysia faces. Interested in checking it out? Well in the episode we talk about these issues;
Dive deep into the Sabahan Economy and the systemic issues it faces (06:10)
Whether the spending is enough to ‘woo’ voters (12:06)
Will these East Malaysian projects be enough to solve the issues (16:40)
Budget 2023 and it’s focus on Women (20:15)
Budget 2023 and it’s focus on Youths (29:11)
Budget 2023 and the Development Expenditure and ‘Mega Projects’ (38:17)
Disclaimer: The opinions in the podcast do not reflect the views of either FLY Malaysia, EMIR Research or YPolitics, and are solely held by the speakers.
Speakers: Muhammad Bahari, Jennifer Ley, Jie Yee Ku, Elizabeth Lajawai and Amanda Yeo
Editor: Muhammad Bahari
Designer: Damia Zulaikha, Qurratul Ainin

Episode 14: Insights from one of Malaysia’s few “boutique” asset managers (Tradeview)
On this month’s edition of the FLYouths Podcast, we welcome Mr Ng Zhu Hann the CEO of Tradeview Capital Bhd, a boutique asset management firm which as of May 9th, has RM50 Million in assets under management.
His pathway to become an asset manager, was an unorthodox one to say the least, as a lawyer by trade. His experience includes being called to the Malaysian and Singaporean bar, working in a Fortune 500 company and China’s largest property developer.
When it comes to the world of investing, his pen name “Tradeview” is one Malaysian investors may be familiar with as he’s been writing in the field of economics, business and investing since 2013. In 2021, he published a book “Once Upon a Time in Bursa” which was awarded “Best in Business Readings” by MPH.
Our hour long discussion, encompasses and covers a multitude of things from; How did he manage to break into finance as a lawyer, insights for students on saving and investment and advice for youths as we venture into a world with concerning economic conditions.
Swipe through our slides to see some of the insights that he shares during our podcast (which hopefully will entice you to check out the full show!)
Guest speaker: Mr Ng Zhu Hann
Hosts: Darryl Yeow, Jia Chyi, Calvin Kwa, Hariz Izzudin, Muhammad Bahari
Reviewers: Muhammad Bahari, Myra Kiasatina
Designer: Vivien Lim
#FLYResearch #FLYPodcast

Episode 13: Everything You Need To Know About Personal Finance In An Hour (HerDuit - Michelle Chin)
On this edition of the FLYouths Podcast, we welcome the founder of @herduit, Michelle! Her. Duit has over 13,000 followers on Instagram, and in the conversation we’ve had with her we covered a wide range of things which include;
- The inspiration behind HerDuit
- Building a solid financial foundation with the long term in mind
- The arguments of diversification
- Why just saving, doesn’t really work
- Best Inflationary Hedges
- Navigating the world as a youth
- Should I get a house vs a car
- Taxes in Malaysia
- The best investments
- Thinking about retirement
Whether you feel like you’ve mastered personal finance, or are just starting, this laid back discussion between Michelle and our Research Team is sure to be an insightful one that will help you achieve your financial goals!
Guest Speaker: Michelle Chin
Host: Lee Jih Yih and Tee Jia Rou
Reviewer: Myra Kiasatina, Muhammad Bahari
Designer: Jet Seow
#FLYResearch #FLYPodcast #personalfinance

Episode 12 : Future of Accounting (TYMBA Education)
Check out this month’s episode as we welcome the Founder of TYMBA Education, Mr Airil Razali! If you’re interested in learning how to start a business, the future of the accounting profession with the advent of technology or career prospects, you don’t wanna miss out on this episode!
If you are only interested in certain topics feel free to jump ahead with these timestamps:
Starting a business : 1:25
The future of Accounting with Technology : 14:30
Career advice to aspiring professionals : 23:00
The interest in discussing technologies is that, modern technologies have indeed helped firms with dealing in repetitive tasks, and reduced the burden, but may also make certain professions redundant, decreasing the job opportunities among youths. Should prospective accountants fret that their jobs may be taken away? Have a listen to what our guest thinks.
Mr Airil, for one, has had experience in a Big 4 Firm, as well as starting his own ventures, like his accounting firm and Nusantara Audiobook, so do give a listen if you’re curious as to hear his experiences!
Host: Muhammad Bahari, Myra Kiasatina, Tan Dei Lonn
Designer: Hiew Jia Ying
#FLYResearch #accounting #podcast

Episode 11: Achieving Financial Freedom: what goals do we want to achieve
A key part of why we do what we do (increasing our financial literacy) is all in service of achieving our financial goals!
If you don’t have one, and are unsure about how we go about achieving these goals, check out this month's edition of our podcast! The three of us share our goals and we discuss how we personally are going to try to achieve them.
Goals discussed:
- Building a dividend stock portfolio
- The ability to travel everywhere without worry
- Having an 3-6 month emergency fund
Hosts: Muhammad Bahari, Janice Yeoh, Shahril Azhar
Designer: Cheng Li Shuen
#FLYResearch #financialgoals #achievements #podcast

Episode 10: How to become financially literate
Let’s get to the basics!
We still wanted to get a podcast to our audience for January, hence enjoy this excerpt of a presentation by Muhammad Bahari, on “How to become financially literate”
In just 20 minutes, he’ll try (whether successfully or not), to cover the basics of financial literacy!

Episode 9: Our Financial Outlooks : 2022 and Beyond (Inflation, Metaverse, Fintech’s)
Join us in this month’s episode as we discuss our personal outlooks on this year’s financial events! Topics range from the occurring inflation, rise of fintech developments, up to the emergence of social media giant’s plans for the 3D virtual platform called Metaverse. Tune into this session to find out more 👀

Episode 8: Building a Bridge to Financial Literacy
Financial literacy is a core life skill for participating in modern society. Moreover, in today's increasingly fast-paced world, youths are growing up in a more complex economy where they will eventually take charge of their financial future. As such, exposing youths to the virtues of saving, the realities of financing, and the pitfalls of portfolio management from an early age will be of great importance. Tune into this session as we will cover various topics ranging from the importance of financial literacy for youths in Malaysia to how financial literacy can be incorporated and reshaped in the school curriculum to bolster youths' financial future!

Episode 7: Here's What We Think of Financial Billionaires
In this episode, we discuss the brief history of the world's known financial investors, their working values and our views to equip ourselves with the ever fast-paced industry. Tune into this session to find out more of our speakers’ insights on financial billionaires!

Episode 6: Is Investing Gambling?
How many times during a discussion about finance have you heard someone say, “Investing is just like gambling”? In this episode, we discuss both investing and gambling’s autonomy as a whole plus the various investment options that can be opted. Tune into this session to find out more of our speakers’ insights on investing!

Episode 5: How To Spend Your First Paycheck
What effect has lockdown had on investors' behaviour? What are the hurdles one faces before becoming a homeowner? And perhaps most important of all: how can you use this knowledge to YOUR advantage when deciding what to do with your first paycheck? Tune in to listen to our speakers have an in-depth discussion about all that and more!
Host: Ari
Speakers: Vanessa, Durga, Latashah

Episode 4: What to expect for your First Job?
Still unsure of what to expect for your first job? Listen to our latest episode as we discuss several aspects such as the hiring process, Covid-19's impact on the job market, candidates' experiences, and more!
Host: Trina
Speakers: Trina, Vanessa, Durga

Episode 3: Youth Unemployment with Dr. Juita
Episode 3: Youth Unemployment with Dr. Juita

Episode 2: Covid-19's Impact on the Stock Market
How is the stock market doing right now? Should i start investing in the stock market? If you have these questions in mind, worry no more as we are here to clear your doubts through our 2nd podcast episode, titled ‘Covid-19’s Impact on the Stock Market’.
In this episode, you will be able to gain insights about the current performance of stock markets, advices on investing in stock markets and so on!

Episode 1: Covid-19 and the New Normal
Episode 1: Covid-19 and the New Normal