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Finance Business & Purpose

Finance Business & Purpose

By Adina Appelbaum

Do you feel underutilized, knowing deep down you’re meant to make the world a better place? Despite what you’ve been told, it’s possible to help others and thrive financially. As an Accredited Financial Counselor®, business coach, and public interest immigration attorney, your host Adina Appelbaum is here to help you find financial peace of mind, uncover your purpose, and create a greater impact. Join us each week to get practical steps you need to learn how to build wealth while making an impact and be inspired by stories of purpose-driven entrepreneurs who are creating real social change.
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1. Our Immigrant Finance Story

Finance Business & PurposeDec 19, 2020

00:00
43:55
175. How to Build Systems in Your Business with Sofia Scott

175. How to Build Systems in Your Business with Sofia Scott

Systems are powerful because they allow you to free up time and energy to focus on your most creative and important work that excites you.


By automating repetitive, mundane tasks that suck up so much time, you can streamline tasks that get you down and become an energy suck.


Originally from Argentina, guest speaker and systems expert Sofia Scott tells her story of moving to the U.S. when she was 5 years old and going on to build a wide-ranging career across international development and aid, business development, project management, business analysis, and most recently, private sector technology program management for large companies like Microsoft.


Sofia gives highly valuable tips and strategies on how to start building systems when you are just starting a business. In this episode, learn:

-How to start thinking about building processes and systems in your business step by step

-How to identify tasks to automate and reduce duplicative steps

-Strategies to develop the same way to get the same result each time for recurring actions in your business, instead of having to figure out different ways each time


Connect with Sofia Scott at sofia.gscott@gmail.com


Thank you for listening to the Finance Business & Purpose Podcast!

*Leave a review on Apple Podcasts and let us know what you think of this episode! (Scroll all the way down and click where it says a checkmark and "Write a Review")

*Book a complimentary 30 min financial/business strategy consult with us at https://calendly.com/internationalempowerment/consult

*Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

*If you're from an immigrant family:

-Apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

-Subscribe to our Immigrant Finance™ channel on Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

Jun 06, 202342:29
174. How Pluto in Aquarius Impacts Your Finances, Business, and Purpose

174. How Pluto in Aquarius Impacts Your Finances, Business, and Purpose

Have you been feeling stuck, with a burning desire to make a larger impact but not sure how to channel it most effectively?


What's causing that?


Turns out you're not alone - many people are feeling this deep question brewing. Like something is missing. That there is a greater purpose calling.


In this episode, I discuss how I similarly felt deep frustration, knowing I had so much more in me to create and serve others with. (And how, ultimately, this moved me toward creating Immigrant Finance.)


Listen to learn about larger astrological transformations happening for the next nearly 20 years as Pluto has entered Aquarius, which will define our generation, and what they mean for you in terms of your finances, business endeavors, and purpose.


When you understand the context of how these shifts are happening, you’ll have more insight into whatever frustrations may be coming up for you in this area and what direction they might be moving you toward, for the better.


In this episode I’m going to show you how some of the astrology in the skies above helps shed light on why many of us have been feeling these struggles so we can each move into a space more oriented toward focusing on the betterment of the world.


*Leave a review on Apple Podcasts and let me know what you think of this episode! (Scroll all the way down and click where it says a checkmark and "Write a Review")


*Book a complimentary 30 minute financial strategy consultation here: https://calendly.com/internationalempowerment/consult 


*Apply to join the Illuminate Digital™️ Social Impact Business Accelerator: https://www.illuminatedigitalaccelerator.com


*Previous episodes mentioned in this episode:


Episode 145. What is Social Entrepreneurship? https://podcasts.apple.com/us/podcast/145-what-is-social-entrepreneurship/id1545594859?i=1000584636762


Episode 143. What is the Aquarian Age?

https://podcasts.apple.com/us/podcast/143-what-is-the-aquarian-age/id1545594859?i=1000583021805

May 23, 202333:37
173. Florida's New Anti-Immigrant Law SB1718

173. Florida's New Anti-Immigrant Law SB1718

Florida recently passed a new anti-immigrant law SB 1718, which is cruel, discriminatory, racist, and MUST be stopped.
This hateful legislation is anti-family, anti-health, and anti-safety, and unfairly targets undocumented Floridians and every sector of society that connects with them, including Florida hospitals, businesses, houses of worship, and schools.
In this episode, listen to an overview of the new law and what you can do to fight back.


WHAT YOU CAN DO:


1. KNOW YOUR RIGHTS - free resources on immigrants’ rights:


*ILRC Red Cards - https://www.ilrc.org/red-cards
*ACLU We Have Rights guides - https://www.aclu.org/issues/immigrants-rights/ice-and-border-patrol-abuses/we-have-rights
*How to get an ITIN: https://immigrantfinance.com/itin


2. SUPPORT FLORIDA IMMIGRANTS’ RIGHTS GROUPS on the frontlines such as the ACLU of Florida, the Southern Poverty Law Center, Americans for Immigrant Justice, Latino Justice, the Orlando Center for Justice, etc.


3. Urge everyone you know who is eligible to apply to naturalize and register to vote so we can keep DeSantis out of the white house. Find immigration legal services here: https://www.immigrationadvocates.org/nonprofit/legaldirectory/search?state


#florida #SB1718 #immigration #immigrantsmakeamericagreat #immigrantsrights

May 17, 202330:18
172. How to Discover Your Unique Gift
May 09, 202328:03
171. Fear & Money

171. Fear & Money

Fear around money is one of the main things holding us all back from all aspects of life - whether it’s investing in the stock market, sleeping better, or having a healthier relationship with ourselves and our families.

In this talk learn how you can get over money fear blocks so you can start investing, growing your money, and living the life you deserve to enjoy. *Book a private money mindset coaching session here: https://calendly.com/internationalempowerment/moneymindsetcoaching *Book a complimentary 30 min financial/business strategy consult with us at https://calendly.com/internationalempowerment/consult *Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance *If you're from an immigrant family: -Apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com -Subscribe to our Immigrant Finance™ channel on Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g


May 02, 202322:41
170. The 3 Biggest Blocks to Getting Started Investing
Apr 25, 202320:09
169. Racial Justice in Real Estate Wealth Building with Sara Alvarado

169. Racial Justice in Real Estate Wealth Building with Sara Alvarado

Fighting for racial justice while building wealth for yourself AND others CAN co-exist. Sara Alvarado is living proof.

In this dynamic episode, listen to Sara's story of building a real estate brokerage firm with her husband as well as building a movement to fight for racial justice and financial inclusion in the real estate home ownership space. Her experiences and courage are nothing short of inspiring.

Sara Alvarado is an author, speaker, teacher, and co-conspirator who works in real estate and racial justice. She is the Author of ⁠Dreaming In Spanish⁠, a real estate badass, and the Co-Founder of ⁠⁠OWN IT: Building Black Wealth.

Learn more about Sara's work at ⁠SaraAlvarado.com⁠ and connect with her on IG @saralilacalvarado

Purchase Sara's book here: https://tr.ee/IrP8u7GwqE and check out Sara's free racial justice resources here: https://saraalvarado.com/free-resources/

Thank you for listening to the Finance Business & Purpose Podcast!

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g


Apr 19, 202333:04
168. How to Prioritize Your Finances So You Can Serve Others

168. How to Prioritize Your Finances So You Can Serve Others

Feel like prioritizing your own financial situation would be at odds with your passion to serve others?

What's causing that?

Unfortunately, many of us have been taught that focusing on our own needs is selfish, in conflict with our values, and greedy.

This is definitely something I've struggled with over the years having worked in the public interest/social justice space for about 15 years.

Here’s the thing. Even if you are able to do meaningful work serving others while struggling with finances yourself, your capacity to make the impact you could be making is more limited than it needs to be.

Read that again. 

But when you understand why it doesn't have to be either/or, you’ll know how to reframe it when it comes up for you.

In this episode, I’m going to show you how to start to move past the belief that you have to sacrifice yourself for good so you can move forward, find more financial peace of mind, and expand your impact. You’ll also learn:

*Why it's important to prioritize your finances so you can serve others

*The continuum I use to think about finding abundance, as something that does not involve gluttony at the expense of others

*What to do when you find yourself struggling financially

*How to take action learning about finances (finally!) break free from getting in your own way of accessing financial security

--> Listen to Ep. 168: Prioritizing Your Finances So You Can Serve Others if you're ready to stop keeping yourself stuck in scarcity beliefs at your own expense and be in a position to serve others with a greater impact.

Thank you for listening to the Finance Business & Purpose Podcast!

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

Apr 11, 202327:51
Trailer: The Finance Business & Purpose Podcast

Trailer: The Finance Business & Purpose Podcast

Welcome to The Finance Business & Purpose Podcast!

I'm your host Adina Appelbaum, Accredited Financial Counselor®, financial and business coach, and public interest immigration attorney.

This show is all about finance, business, and purpose: the relationship between empowering ourselves through finances; building businesses that create social change, make an impact, and help us and our families build wealth in the process; as well as how ultimately these things can assist in the journey of finding our purpose.

Many of us have been told it has to be either/or: we have to either focus on making money OR helping others and doing good.

This show is all about how it can be both/and. And how in fact, often, when we are following our purpose, and empowering ourselves with our finances, and building a business, it empowers us to do all these things and thrive financially as well as make change, help others, and create an impact.

Stay tuned for practical steps on how to strengthen your finances, start businesses, and start and continue the journey of finding your true purpose and stories from our guests who are incredible purpose-driven entrepreneurs creating social change and inspiring all of us.

Interested in financial or business coaching? Book a free 30 minute consultation to learn more about ways we can support you here: https://calendly.com/internationalempowerment/consult

If you're from an immigrant family, apply to join Immigrant Finance School™, our signature wealth building program for immigrant families: immigrantfinanceschool.com

Connect with me instagram @adinaappelbaum and @immigrant.finance

Apr 06, 202302:14
167. How to Navigate Your Career Journey with Simone W. Johnson Smith

167. How to Navigate Your Career Journey with Simone W. Johnson Smith

Have you felt lost about how to figure out the direction of your career?

In this episode, guest Simone W. Johnson Smith shares her inspiring story of how she navigated the educational and career systems in the U.S. to discover her career path after immigrating to the U.S. from Jamaica as a young girl to later become a U.S. diplomat.

Simone's story provides a powerful example of the importance of constantly learning, being curious, and following the signs for guidance on the next step in following your purpose.

From following her excitement to study Spanish at a young age in Jamaica, to following the tip of a friend to apply for a highly esteemed fellowship to work at the U.S. Department of State, to pursuing opportunities to work abroad in international affairs and humanitarian work, Simone shows us how to stay open to opportunities along the way in our journey that can guide us toward more closely discovering our purpose.

For individuals from immigrant families in particular, this episode touches on important lessons such as:

*H​ow to pursue your dreams, even if you have less connections and privilege than others born in the U.S., 

*How to use time wisely to reach your goals, and 

*How to find the right support from mentors to help show you the way.

For more inspiring stories on the positive contributions of immigrants to American Life, listen to Simone's podcast "The Immigrant Experience in America," available on all major platforms including iTunes here: https://podcasts.apple.com/us/podcast/the-immigrant-experience-in-america/id1595952623

Thank you for listening to the Finance Business & Purpose Podcast!

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

Apr 04, 202335:16
166. 3 Elements How to Start an Online Business

166. 3 Elements How to Start an Online Business

“I can’t start a business because…_______”

--> Fill in the blank.

What's causing that?

Whether it's low self worth, fear of failure, imposter syndrome, lack of confidence in your ability to make it happen, playing small with your greatness, or one of the million other thing, there are so many mindset hurdles that get in the way of our dreams and goals.

The thing is, these doubts and fears are completely part of the entrepreneurial process. It is normal and expected to feel them.
​​It's actually a good sign that you're moving out of your comfort zone and growing.

(I wish someone had explained this to us straight up when we started our business back in 2018!)

Here’s the thing. When you understand it's actually normal to have these limiting beliefs when starting a business, or even when just thinking about it, you can start to take your power back and take action anyway.

Read that again.

Starting an online business - whether it’s a side hustle or something meant to become a full fledged business - is a great way to share your unique gifts and talents to help others while also increasing income.

In this episode, I’m going to show you how to get clear on the 3 core elements of developing an online business so you can start to move past the doubts and fears and start seeing the practical pieces that go into actually getting started.

Listen to Ep. 166: 3 Elements How to Start and Online Business if you're ready to ready to start moving past the insecurities of starting and start focusing on the 3 most important ingredients of business development today!

*Apply to join the Illuminate Digital™️ Social Impact Business Accelerator: https://www.illuminatedigitalaccelerator.com

*FREE guide: How to Start a Successful Socially Impactful Online Business (Without Quitting Your Day Job!) – internationalempowerment.ac-page.com/dayjob

*Episode mentioned in show: Ep. 144. Fear of Being Visible Online: https://podcasts.apple.com/us/podcast/144-fear-of-being-visible-online/id1545594859?i=1000583816483

Mar 28, 202326:04
165. How to Take Financial Risks as an Entrepreneur

165. How to Take Financial Risks as an Entrepreneur

Did you know most definitions of the term "entrepreneur" describe a person who takes on financial risk?

That's because there's no reward without risk.

In this episode, I share both an early story and recent story of real examples about taking on challenging financial risks in investing in our online business. And the fear, the process, and the transformations that come along with doing so...

You'll also learn about:

*Why financial risk is essential to growth in any type of investing, whether it be in the stock market, in real estate, in a business, or even in yourself

*How to transition from trying to do everything yourself for free (the biggest recipe for burnout...) to valuing your time and seeing reasonable financial risk as a way to reach your goals faster

*Why money is just a resource to buy your time back, help more people, and make a bigger social impact

*My #1 tool how to make smart financial investment decisions oriented toward expansion and growth

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

Mar 21, 202336:10
164. Silicon Valley Bank Crash: 3 Ways to Not Let Money Fears Control You During Uncertain Economic Times

164. Silicon Valley Bank Crash: 3 Ways to Not Let Money Fears Control You During Uncertain Economic Times

In the past few days, 3 U.S. banks collapsed, including Silicon Valley Bank and two banks deeply embedded in the cryptocurrency industry, causing the largest bank failure since the 2008 financial crisis, the second-biggest bank crash in U.S. history, and widespread fear about the state of the economy.

Sadly, choosing fear during these kinds of uncertain times keeps the majority of people in a place of contraction when wealthy people know economic downturns are the best times to pursue opportunities and build wealth. For example, the number of millionaires who made their wealth was the highest ever in American history during the Great Depression.

In this episode, learn 3 ways you can fight those money fears coming up during economic uncertainty and how to not get paralyzed so you can take advantage of opportunities to build a financial plan and stability, not matter how unstable the economy is.

Book a complimentary 30 min financial strategy consult with us at
https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

For everybody - we're offering limited private financial coaching - reach out and book a consult to learn more! https://calendly.com/internationalempowerment/consult

Listen to episode 133 Expansion During a Recession https://podcasts.apple.com/us/podcast/133-expansion-during-a-recession/id1545594859?i=1000574703043

Mar 14, 202332:53
163. Feminist Social Impact Through Business with Lilian Medina Romero & Lorena Gallego of The Bridge Sisters

163. Feminist Social Impact Through Business with Lilian Medina Romero & Lorena Gallego of The Bridge Sisters

Mar 07, 202345:53
162. How to Stop Worrying About Money Constantly

162. How to Stop Worrying About Money Constantly

Worried constantly about money?

You might wonder what's causing that.

Maybe you've even tried implementing all the financial strategies, building up your savings, and increasing your income, but you still feel like no matter what strategies you do, overwhelming fear is always at play when money comes up.

That's because your body might be in constant "fight-or-flight" emergency mode around money.

I know because I was in that pattern for years without even realizing.

The good news is there's a lot you can do to change your body's physical response to money fears. And when you understand why your body goes into fear mode around money, you'll be more empowered to change that response  the next time it happens to you.

--> In this episode, learn how to stop feeling anxious all the time about money so you can move forward and continue on your path to financial freedom.

*We dive into understanding how the nervous system works so you can learn how to regulate your body's response to anxiety and overwhelm about finances.

*Building more awareness about how to calm your nervous system is one way you can start to tap into financial peace of mind and feel secure no matter the amount in your bank account.

*You'll learn some quick strategies you can do to tap into the "rest" side of your nervous system to feel more relaxed and slow down stress responses to money

Thank you for listening to the Finance Business & Purpose Podcast!

Looking for financial or business coaching? Book a free 30 minute consultation to learn more about ways we can support you here: https://calendly.com/internationalempowerment/consult

If you're from an immigrant family, apply to join Immigrant Finance School™, our signature wealth building program for immigrant families: immigrantfinanceschool.com

Nervous system resource mentioned in episode - "The Vagus Nerve: The Key to Calming a ‘Wigged-Out’ Autonomic Nervous System (fight/flight/freeze)": https://www.selfmatters.ca/post/the-vagus-nerve-the-key-to-calming-a-wigged-out-autonomic-nervous-system-flight-fight-freeze

Feb 28, 202340:07
161. How to Build a Community Online with Alisa Zipursky of Healing Honestly

161. How to Build a Community Online with Alisa Zipursky of Healing Honestly

Feb 21, 202343:30
160. The #1 Strategy to Manifest Goals
Feb 14, 202317:18
159. How to Get Student Loan Forgiveness

159. How to Get Student Loan Forgiveness

More than half - 54 percent - of student loan borrowers report experiencing mental health challenges due to student loan debt. 

So many of us feel crippling overwhelm, anxiety, fear, and even depression when it comes to even thinking about student loans.

What's causing that?

Often, it's due to not knowing your options and not having a financial plan. Without knowing what resources might be available to you to manage your student loans, and even potentially get loan forgiveness, it can feel nearly impossible to plan for the future, nevermind explore your purpose.

I completely get it. Many of the students I've worked with as an Accredited Financial Counselor® struggle to face their finances and take steps toward their personal and professional goals due to student loans.

Here’s the thing. Ignoring or avoiding student loans is the worst way to deal with them. 

Read that again.

It's like finding out a hurricane is coming to your area and just freezing up, hoping it will pass, instead of taking time to prepare your home and stock up on food and water. 

In this episode, learn options for student loans forgiveness, cancellation, and management that might be available to you so you can feel less overwhelmed and more in control with your financial planning.

In this episode, I’m going to show you how to start to move past the fear of facing student loans and start learning about options available so you can start to move forward. You’ll learn:

The first question to answer in your student loan financial planning How to determine if you might be eligible for student loan forgiveness Ways that student loan cancellation might be possible What to do when you are not eligible for student loan forgiveness or cancellation, or in addition to those options

Listen to Ep. 159: How to Get Student Loan Forgiveness if you're ready to stop feeling totally overwhelmed and start feeling empowered with student loan options!

For support, book a free 30 min financial strategy consult with Adina: https://calendly.com/internationalempowerment/financialconsult

Subscribe & share the  The Business of Purpose Podcast with one person today who needs to hear it!

Feb 07, 202324:15
158. Crystals Magic with Fabiola Broussard

158. Crystals Magic with Fabiola Broussard

Have you been feeling disconnected or lost from yourself when it comes to your financial, starting a business, or navigating your personal journey in life?

Join this fascinating conversation about the power of crystals to aid in your business and personal journeys.

Guest speaker Fabiola Broussard, a wife, mother, successful businesswoman, immigrant from Mexico, and daughter of immigrants discusses her journey with crystals since childhood and how later in life, crystals helped her to reconnect with herself and growing her business, especially after constantly taking care of others.

This episode can help you learn about the magic of crystals as one of many tools to support getting more in sync with yourself, heal, and connect with the earth and nature.

Fabi provides practical guidance on how to get started learning about crystals and use them to support meditation so you can clear and quiet your mind.

She also provides guidance on how crystals can support you in getting through times of doubt and questioning and even get clarity on what steps to take next in business and life.

Fabi is the founder of Fab & Fit Foods and crystal enthusiast. Connect with Fabi on instagram @fabnfitfoods and support her family's business Fab & Fit Foods: http://www.fabnfitfoods.com/

P.S. For more context and another great episode, check out Fabi’s incredible July 2021 episode on the podcast describing the process of leaving her job to start her business: Episode #65 “Wanting More and Leaving a Job to Build a Dream” here: https://spotifyanchor-web.app.link/e/lNWu0qAL1wb 

Jan 31, 202349:04
157. 3 Strategies to Build Success Through Consistency
Jan 24, 202323:30
156. 4 Budgets Hacks to Build the Life of Your Dreams
Jan 17, 202323:36
155. Prioritizing Your Health as a Path to Purpose with Health Coach Ian Lopez

155. Prioritizing Your Health as a Path to Purpose with Health Coach Ian Lopez

Health problems don't seem like a typical recipe for finding your purpose.  If anything, many of us see health issues we avoid as just another item on our never-ending to do list, even if they impact every aspect of our lives. Here's the thing, it's possible to integrate your health journey and your journey of discovering who you are and why you are here.   In this episode, listen to the story of guest Ian Lopez, functional medicine certified health coach and tai chi instructor, who share his 10 year+ health journey and how it ultimately led him to discover his purpose. You’ll also learn: -How to stop seeing the unknown and fear as problem and instead accept them through courage -What to do when experience struggles and experiences of darkness and how to turn them into light -How to use your skills and experience in ways that serve and help others -An example of how to share the multidimensional sides of your personality to identify your unique niche -How to find what makes you glow, feeds your soul, and helps you feel fulfilled  Learn more about working with Ian Lopez below:   -Website:  www.inmylifecoach.com -Instagram: @inmylifecoach -Email: ian@inmylifecoach.com  Thank you for listening to The Business of Purpose podcast! *Download Adina's FREE guide: How to Start a Successful Socially Impactful Online Business (Without Quitting Your Day Job!)  -- internationalempowerment.ac-page.com/dayjob *Connect with Adina on instagram @adinaappelbaum and @immigrant.finance for sparks of inspiration *Subscribe to The Business of Purpose podcast & share the show with someone who needs to hear it
Jan 10, 202342:21
154. Top 3 Reasons Most New Year's Goals Fail

154. Top 3 Reasons Most New Year's Goals Fail

Did you know most new year's goals fail by February?

Why do you think?

Well, most strategies for goal setting actually set us up for failure.

I get it! I was left disappointed with the progress on my own new year's goals for most of my life.

There's another approach to go about goal setting though, which is  way more effective.

When you understand why most new year's goals are set up for failure in the first place, it makes it much easier to design a vision for the year that not only works, but can get you further than what you thought was even possible.

In this episode I’m going to show you how to avoid common mistakes for new year's goal setting so you can have the best year yet in 2023.

You’ll also learn:

*The top three reasons most new year's goals fail (surprise! it's not what you'd expect!)
*How to create your vision for 2023
*Tips to ensure you don't put yourself in a cage with your goal setting so you can allow yourself freedom and flexibility
*How to reverse engineer your goals based on your vision for 2023

Ready to set up 2023 for success? Grab Adina's 2022 Reflection / 2023 Vision Setting Masterclass that walks you through how to reverse engineer goal setting here: https://buy.stripe.com/28o5nC9wvfOAdwcbIZ

Thank you for listening to The Business of Purpose podcast!

*Download my free guide on the 7 Strategies to Make a Bigger Impact & Make More Money!

http://internationalempowerment.ac-page.com/impact

*Connect with me on instagram @adinaappelbaum and @immigrant.finance for sparks of inspiration.

*Subscribe to The Business of Purpose podcast & share the show with someone who needs to hear it.

Jan 03, 202327:25
153. How to Stop Feeling Guilty Wanting Profit

153. How to Stop Feeling Guilty Wanting Profit

The word "profit" can feel a bit triggering, bringing up negative narratives about the evil harms of capitalism, industrialization, and the patriarchy. 

In our own lives, we can  feel guilt and shame for wanting "more" - or essentially, profit  - more money, more time, more boundaries, more freedom, etc...

Even if we are broke, living paycheck to paycheck, not getting paid what we deserve, not charging for our work, or undercharging. 

We can also feel resentment toward those who are making surplus, and assume they must be "bad."

What causes that? 

Fundamentally, it's a misunderstanding of what profit and abundance truly mean.

This is something I've struggled with myself for years.

Here's the thing. Believing profit is a bad thing only keeps you in survival mode. 

But when you understand why the concept of profit is so misunderstood, you’ll know how to shift perspectives quickly the next time you feel guilty for wanting more.

In this episode, let's dig in to learn:

How to stop feeling guilt for wanting more money  How to feel in integrity desiring more What to do when you want to feel good asking for money   How to finally shift negative thoughts around profit and embrace abundance in your life going forward

Listen to episode 153: "How to Stop Feeling Guilty Wanting Profit" if you're ready to avoid feeling guilt around wanting more and feel good asking for it!

Thank you for listening to The Business of Purpose podcast!

*Learn more about the Illuminate Digital™️ Social Impact Online Business Accelerator: https://www.illuminatedigitalaccelerator.com

*Download my free guide on the 7 Strategies to Make a Bigger Impact & Make More Money!

http://internationalempowerment.ac-page.com/impact

*Connect with me on instagram @adinaappelbaum and @immigrant.finance for sparks of inspiration.

*Subscribe to The Business of Purpose podcast & share the show with someone who needs to hear it.

Dec 27, 202235:34
152. Creating a Coaching Business to Support the World's Next Leaders with Nathan Parcells

152. Creating a Coaching Business to Support the World's Next Leaders with Nathan Parcells

Dreaming to start a business or work for yourself but not taking action because fear and self-doubt get in the way? 🤔

Executive Coach Nathan Parcells shares with us his story and experience on his journey of creating his own purpose-driven coaching business supporting startup co-founders, after being one himself.✨

Nathan started the company after reflecting on his purpose, his own mission, and wanting to help others know themselves better and be authentically free.

The process of creating your own business can be very challenging and exciting at the same time, but when you understand that all the fear and doubt is part of the process, you’ll know how to overcome it with the right help.

Listen to this episode on starting a coaching business and helping others with guest Nathan to learn how to take action and start working on your own business so you can move forward. You’ll also learn:

◾ How to stay open-minded and find out your purpose.

◾ How to stop doubting yourself and take the lead to work on your dreams.

◾ What to do when you can't find your purpose and your mission.

◾ How to know yourself better and break free from fear and put an end to it for good.

🎙Listen to Ep. 152: Creating a Coaching Business to Support the World's Next Leaders with Nathan Parcells (not an Apple user? access it here instead) if you're ready to overcome your fears and take action to finally work on what you're meant to do.

Nathan Parcells of Sharpend Coaching specializes in executive coaching. Nathan works with a diverse set of founders to help each one understand and become the most effective version of themselves. He specializes in “Co-Founder Coaching” helping co-founder teams build more trusting and longer-lasting partnerships with one another.

Learn more about Nathan’s work here: https://www.sharpend.co/

#purpose #business #coaching #leadership #cofounders #founders #startups

Dec 20, 202229:22
151. How to Overcome Burnout
Dec 13, 202221:57
150. How to Light Up the World with Social Entrepreneur Engineer Katherine Morua

150. How to Light Up the World with Social Entrepreneur Engineer Katherine Morua

Katherine shares with us the importance of having courage and following our calling so we can help others. She tells her story of being an electrical engineer turned social impact entrepreneur.

In this episode, we learn about following your instinct and the power of starting with small steps forward. Remember, action brings clarity, so it's important to start taking action to work toward your dreams.

Katherine has spent the last two decades helping huge projects happen, from designing and implementing next-generation power systems for utilities, NASA and military applications, to moderating symposiums with Presidential appointees.

She founded Morua Power and The Morua Power Foundation, whose mission is to build a just and equitable world, by connecting communities to power. She launched the Power A Nation initiative in support of social impact enterprises to help provide energy infrastructure, revenue generating opportunities and educational scholarships for communities world-wide.

Katherine’s new podcast, Conscious Power, nurtures listeners, who are thinking about how to make quantum leaps into their purpose, by showing examples of how others have done it and inspiring them to take action to step out of the norm so they can live more joyfully, confidently and powerfully. She is passionate about coming together to create a massive shift in the world to amplify the message of love, unity and higher consciousness. Listen here: Conscious Power on Apple Podcasts 

In her spare time Kateherine loves dancing, song-writing and spending time in nature.


Listen to episode #150 to learn from Katherine's experience!

Thank you for listening to The Business of Purpose podcast!

*Download my free guide on the 7 Strategies to Make a Bigger Impact & Make More Money!

http://internationalempowerment.ac-page.com/impact

*Join the waitlist for the Illuminate Digital™️ Online Business Accelerator: 

Illuminate Digital™ (illuminatedigitalaccelerator.com)

*Connect with me on instagram @adinaappelbaum and @immigrant.finance for sparks of inspiration.

*Subscribe to The Business of Purpose podcast & share the show with someone who needs to hear it.

Dec 06, 202232:29
149. How to Make a Bigger Impact & Make More Money
Nov 29, 202232:00
148. Dance, Your Body, & Emotions as Gateways to Your Power with Sara Arvizu
Nov 22, 202259:18
147. 3 Ways You Can Find Your Purpose
Nov 15, 202236:01
146. Serving with the Heart in Real Estate with Layla Tannous

146. Serving with the Heart in Real Estate with Layla Tannous

Join me in a loving conversation with my soul sister and one of my very best friends Layla Tannous, a real estate agent in the Washington, D.C. area, child of Lebanese immigrants, and beautiful human. Layla provides heart-filled guidance on how to serve from the heart and make an impact on individual people's lives no matter what work you’re doing.

Connect with Layla @layla_tannous and at http://rimaandlaylatannous.com 

Thank you for listening to The Business of Purpose podcast!

💜 Book a 30 minute complimentary financial/business/mindset strategy call with me & learn more about our coaching programs: https://calendly.com/internationalempowerment/consult

💜 Connect with me on instagram @adinaappelbaum and @immigrant.finance for sparks of inspiration.

💜 Subscribe to The Business of Purpose podcast & share the show with someone who needs to hear it.

With love,
Adina

#realestate #soul #heart #purpose #service #connection

Nov 08, 202246:53
145. What is Social Entrepreneurship?
Nov 01, 202241:37
144. Fear of Being Visible Online
Oct 25, 202231:54
143. What is the Aquarian Age?

143. What is the Aquarian Age?

✨ The Aquarian Age is a helpful concept from astrology to better understand all the shifts that have been happening in recent years in the world. Astrologers believe that this astrological age is related to hope and innovation and affects humanity. Traditionally, Aquarius is associated with electricity, computers, flight, democracy, freedom humanitarianism, idealism, modernization, astrology, rebellion, nonconformity, philanthropy, veracity, perseverance, humanity, and uncertainty. ✨ Under the Aquarian Age, we have entered a period involving the exponential rise of digital technology and an increasing focus on human rights. The Aquarian Age is thought to be characterized by intelligence and coming together in an effort to create something for the greater good. 💜 In this episode, we'll talk about the importance of finding your purpose and contributing to the collective consciousness. It's a process, and it will take time. There is no need to rush. Take the time to let the journey flow, discover your purpose, start following it, and work towards it. You may feel uncertainty in the journey, but it's part of the process. 

Share what you think of this episode with me on IG @adinaappelbaum and @immigrant.finance 

Join the waitlist for the Illuminate Digital™️ Online Business Accelerator: https://www.illuminatedigitalaccelerator.com

Subscribe to the show for more insights on social change and social entrepreneurship, purpose-driven online business, financial empowerment, and spirituality! 

With love, 

Adina

#aquarianage #astrology #numerology #podcast #empowerment #purpose

Oct 18, 202228:50
142. Podcast Updates from the Heart

142. Podcast Updates from the Heart

Dear listeners, I've got something on my heart to share. 

 💚 For about a year now, I've been going through a big shift personally as a creator, advocate, business and financial coach, business owner, mother, wife, and human being. It's been bringing me in new directions and has been leading to lots of growth. 

💚 I've felt a similar "pulling toward" feeling many times in life. Especially before starting Immigrant Finance,™ which led to its creation. It usually starts with discomfort, fear, doubt, and future-tripping. Followed by a surge of energy pulling me into an unknown direction. Finally, I am led to the next step in my journey. 

💚 Many of you are going through similar experiences. As you journey through your financial empowerment or other aspects of life, you may be going through overwhelming fear and doubt. 

💚 You may think something is wrong, not realizing you're actually going through massive growth. This happens a lot with our coaching students before they have a major financial, business, or mindset breakthrough. 

💚 To build wealth and step into complete abundance, we have to constantly grow as people. 

❤️Check out this episode to hear more about the process of growth, and some exciting updates for this show that have come out of the creative process! 

With love, 

Adina

Oct 11, 202220:26
141. How to Invest with an ITIN for Immigrants

141. How to Invest with an ITIN for Immigrants

An ITIN is an individual tax identification number. It is an alternative solution for some immigrants who do not qualify for a social security number.
👉 You can get more details about it on our website:
https://immigrantfinance.com/itin/

🙌 You have the right to invest, to grow your money, to have your own business. You have rights regardless of your status.

✨ The key is the mindset. There is a way to build wealth for everyone.

There are immigration laws, and immigration aspects to consider, but none say you can't invest or have a business. You can change your perspective and start believing that you can invest and own your own business in the U.S.

💚 The sky is the limit.
We can help you get your investment account open, learn how to invest, find your purpose, and build something that reflects what you are meant to do.

Apply to Immigrant Finance School™ at https://immigrantfinanceschool.com/

#itin #immigrants #invest #mindset #rights #selfpurpose

Oct 03, 202231:44
140. Expanding Access to Credit for Immigrants with Priya Nakra of Nova Credit

140. Expanding Access to Credit for Immigrants with Priya Nakra of Nova Credit

The importance of credit is not always properly understood. To buy a cell phone, a house, or a car in the U.S. it is essential to have credit.

Priya Nakra is Nova Credit’s Head of Product for its Credit Passport solution. In her role, Priya leads the product and design functions for Nova’s core solution that is making Nova the world’s premier cross-border credit bureau. For speaking topics, Priya is able to expand on the barriers newcomers face when accessing financial services and how Nova Credit is making the financial system borderless through Credit Passport.

Priya shares her family's story of immigrating from India and starting a new life in the United States, and how their journey and her personal experience helped her understand the importance of building generational wealth and assisting other immigrants to build their credit. 

👉 In this episode, Priya explains the importance of having a credit passport to open many doors for immigrants in the United States. 

This can change the direction of immigration laws. 

🎙Listen to episode #140 to get a clear idea of the value of building credit in the U.S. as an immigrant.


Learn more about Nova Credit on their social media pages:

◾ https://www.linkedin.com/company/nova-credit-inc./

◾ https://twitter.com/nova_credit 


More information:

◾ https://www.americanexpress.com/us/credit-cards/features-benefits/us-newcomers/

◾ https://hello.novacredit.com/guide#before

◾ https://www.businesswire.com/news/home/20220824005146/en/Nova-Credit-and-Verizon-Expand-Partnership-to-Provide-U.S.-Newcomers-Access-to-Device-Financing-In-Stores 



#credit #creditpassport #immigrants #buildwealth 

Sep 26, 202237:56
139. Learning to Receive Support - the Key to Starting a Successful Business
Sep 19, 202227:32
138. Starting a Podcast & Sharing Your Voice With Heidy De La Cruz

138. Starting a Podcast & Sharing Your Voice With Heidy De La Cruz

Heidy De La Cruz is daughter of Christ, a wife, and a mother. She writes poetry, encouraging spiritual blog posts, and shares her faith and life in hopes to provide encouragement to women. She hosts the podcast, "The American Dream In The Eye of Immigrants" where immigrants share their stories about moving to the United States.

Heidy holds a master's degree in Healthcare Administration and bachelor's degree in Psychology. She works as a Medical Coding Specialist.
In her free time she enjoys reading, listening to podcasts, watching movies, and spending time with her husband and two kids.

✨ In this episode, Heidy shares with us why and how she started her podcast to create a space to share other immigrants' experiences.

✨ She encourages people to share their stories, because stories matter. You can make an impact through your personal journey.

🙌 Start working on your dreams, and stop waiting for the perfect time to start!
The ideal time is now, and we are here to support you. 💚

Follow Heidy on her social media platforms:

◾ Instagram - @heidy.delacruz13
◾ Twitter - HeidyReynoso13
◾ Facebook -

Heidy

◾ Website -

Heidy De La Cruz | Twitter, Instagram, YouTube, Facebook | Linktree

◾ Podcast -

The American Dream in The Eyes of Immigrants • A podcast on Anchor

podcast #immigrants #stories #journey #immigrantfinances #goals
Sep 12, 202244:28
137. How Having a Business Helps You Invest More & Build Wealth

137. How Having a Business Helps You Invest More & Build Wealth

Starting your own business empowers you. ✨ 

It lets you reach your full potential, increase your income, and allow you to grow and help others do the same. 💚


Remember: 

👉 You can start a business as an immigrant.

👉 You can invest in the stock market as an immigrant.


You don't have to do it alone, you can seek support and guidance to start your own business and build wealth. 🙌


✨Apply to join our Illuminate Digital™️ Online Business Accelerator: https://www.illuminatedigitalaccelerator.com/application✨


💚 Thanks to our listener Sarahí for sharing this review of the Immigrant Finance Podcast: "Your podcast helps us understand our financial potential. I like when you talk about investing, saving for the future, or considering retirement. Those concepts are very new ideas for me and my family, so I like learning about them. And your podcast makes it easy to understand." 


If you found this and other episodes helpful, we'd really appreciate it if you'd leave a review on Apple Podcasts, it really makes a difference to that algorithm and helps us reach and help more people!


#business #onlinebusiness #immigrants #community #invest #buildwealth

Sep 05, 202224:12
136. 5 Most Common Fears & Doubts Holding People Back from Starting a Business
Aug 22, 202232:07
135. 3 Strategies to Collapse Time and Reach Your Goals

135. 3 Strategies to Collapse Time and Reach Your Goals

Time is the one resource that we'll never get back. We have to use it wisely.

We have been taught that to achieve our goals we have to work very hard, that it has to be difficult, and that we have to wait for the perfect time.😥

👉Don't wait for the "perfect moment"; define your goals and start working on your dreams!
Reach out to the people who can guide you to reach your goals more quickly and get the expected results you want. 🙋‍♂️🙋‍♀️
That's how you'll collapse time and reach your goals. That's the power of support! That's why investing in it is so important. ✨

💻Book a 30 minute consultation. We can go over your current situation, desired situation, and discuss concrete next steps how to get there:

http://immigrantfinance.com/consult

Aug 15, 202239:35
134. Am I Allowed to Have a Business as an Immigrant?

134. Am I Allowed to Have a Business as an Immigrant?

Starting a business can be scary. Doubt takes over, and fear comes along with it; therefore a lot of mindset work needs to be done. Financially speaking, starting a business is the best thing you can do. 🙌

There's no law that says immigrants can't start a business. 

Finding your purpose can create an impact on your life and other's.

Don't let your power be determined by immigration racism. YOU have the power. ✨

Don't limit yourself to having a business and building wealth because you think you need someone else's permission. Do what you’re meant to do.


Join our Transformation Package and get full financial and business support with Immigrant Finance - book a call to learn more at http://immigrantfinance.com/consult


#startabusiness #business #finances #fear #immigrationlaw


Aug 08, 202227:46
133. Expansion During a Recession
Aug 01, 202217:02
132. Investing in Your Health & Finances with Fitness Coach Michelle Rosko

132. Investing in Your Health & Finances with Fitness Coach Michelle Rosko

To grow both your health and your finances, it is important to change your mindset and learn to invest in improving your health, education, and wellness. 🙌

Michelle is a fitness coach that has experience with investing in herself, creating her own wealth, and getting an education to make smarter choices. In this episode, she shares with us her challenges and rewards of owning a business.

Her dad is from New Jersey, and her mom is from South Korea. Michelle grew up as a military brat and missionary kid, so she moved around a lot. She shares the experience of feeling different or out of place. She has seen firsthand in multiple countries the privileges that native English speakers, usually white, have of going to another country and calling themselves ex-pats and enjoying their status... While many immigrants, often who are highly qualified, get overlooked and treated less because of their language or the way they look.

In this episode, Michelle encourages you to make yourself a priority and learn how to start being more kind to yourself. ✨

finances #lifestyle #health #investinyourself
Jul 25, 202235:20
131. Why Make Someone Else Rich? Top 3 Reasons Immigrants Should Buy More Real Estate
Jul 18, 202219:33
130. Summer Budgeting Tips!

130. Summer Budgeting Tips!

Summer is a great time to enjoy time with our family and friends. A time to travel and to do a lot of activities. 🏖


But, sometimes, we don't know how to do all these things and still feel abundance instead of having fear and the feeling that we're not spending our money well. 😖


The good news is that we can reach our summer goals by having a good budgeting system. 🙌


☀️Listen to hear some summer budgeting tips & tricks! ☀️


Free Goal-Driven Budgeting System Guide - Make Money Online


summer #summervibes #budget #budgetin

Jul 11, 202220:01
129. How to Get Started with Business Bookkeeping with Andrea Rotondo

129. How to Get Started with Business Bookkeeping with Andrea Rotondo

Andrea is an immigrant from Ecuador, bookkeeper, and the owner of Liquid Cents Bookkeeping. Her background in Psychology, years of volunteer work, and life as a military spouse (now veteran's spouse) filled her with a desire to connect and help others in a meaningful way. That's why she supports women business owners who want to build wealth while helping others. She lives with her husband and kids in South Florida. 


In this episode, we talked about bookkeeping. 

Bookkeeping is keeping track of your finances, and there are many ways that you can apply it in your financial life. ✨


We tend to overspend or sometimes don't know where the money is going. That's the importance of keep track of your expenses. ☝


There's nothing that stops you to have a successful and wealthy business and life. You can look for the right people to guide you and teach you how to start bookkeeping your finances. 💚


▶ Listen to Episode #129 to learn more about how bookkeeping could help you grow your business, and be more strategic with your money. 🙌


Ready to get started getting your personal finances in order? Check out our free Goal-Driven Budgeting System Guide - https://immigrantfinanceschool.com/budgeting  


#bookkeeping #finances #money #business #wealth

Jul 04, 202257:11
128. How to Get Past the Fear of Budgeting

128. How to Get Past the Fear of Budgeting

We all have life goals and financial goals, but how will you turn those goals into reality? 🤯


🙌 You need to have a plan and a system to get there. 


👉 Budgeting is one of the most incredible tools of financial planning. 

✨ Budgeting gives you power.


A budget helps your family. It allows you to enjoy your money, to build your future. 👨‍👩‍👧‍👦


🎙Listen to Episode 128: "How To Get Past The Fear Of Budgeting", and learn how to use the tool of budgeting to optimize your financial life. 


👉 Check out our free Goal-Driven Budgeting System Guide - https://immigrantfinanceschool.com/budgeting


#goals #financialgoals #system #budgeting #budget

Jun 28, 202223:16
127. 3 Tips How to Handle Financial Setbacks
Jun 21, 202218:39
126. Financing Immigration Fees & Building Credit With Sergio Torres of Alvva

126. Financing Immigration Fees & Building Credit With Sergio Torres of Alvva

Sergio Torres is the Co-Founder and CEO of Alvva, a financial technology company whose mission is to help US immigrants achieve financial health. Prior to Alvva, he spent 15 years working to serve the financial needs of immigrant and underserved communities in innovative and tech-driven ways at Aura Financial, Oportun, and Fred Loya. 

He grew up in Tijuana, México and hold a BS in International Trade from ITESM in Monterrey, México.


🎙 Listen to this episode and find out why is important to have credit, educate yourself to build financial wealth, and start thinking of the best options for your financial future. 


👉 Contact Alvva or Sergio:

◾ Alvva Website: www.alvva.co

◾ Personal LinkedIn: https://www.linkedin.com/in/srgtorres/

◾ sergio@alvva.co


✨ Subscribe to the Immigrant Finance podcast on Apple Podcasts! https://anchor.fm/immigrantfinance/


#buildwealth #immigrants #finances #credit #buildcredit #future

Jun 13, 202245:15
125. The Bitcoin Cryptocurrency Crash in El Salvador

125. The Bitcoin Cryptocurrency Crash in El Salvador

Bitcoin has crashed by almost 60%. El Salvador, the first government to announce adopting Bitcoin as a currency, has postponed Bitcoin bonds a second time after the price of Bitcoin has dropped by roughly 37 percent since September. Listen to learn what immigrant families need to think about when it comes to investing in crypto.


#bitcoin #cryptocurrency #crypto #investing #elsalvador #bitcoinnews

Jun 07, 202229:01
124. How to Speak English More Confidently at Work With Kevin of Deliberate English

124. How to Speak English More Confidently at Work With Kevin of Deliberate English

Kevin helps international professionals and immigrants with an intermediate level of English speak more confidently at work. He is passionate about helping people naturally express themselves and get better jobs. 

As the founder of Deliberate English, he’s built an online community designed to help busy professionals take their English to the next level faster through active deliberate practice. 


✨💪Ready to finally feel confident speaking English at work? Go to deliberateenglish.com to grab a copy of Kevin’s free guide, “3 Steps To Confidently Express Yourself at Work” and start improving your business English today.  


🎙Listen to the recording on the episode on YouTube: https://youtu.be/soldilCXpdc


#english #work #learningenglish #deliberateenglish #immigrants #finance

May 30, 202249:37
123. There's Never a Good Time for Your Finances
May 23, 202231:01
122. Investing in the Stock Market, Businesses, and Yourself with Jane Mepham of Elgon Financial Advisors

122. Investing in the Stock Market, Businesses, and Yourself with Jane Mepham of Elgon Financial Advisors

Listen to episode 122 and learn about how important is to being investing in yourself to improve and build wealth as an immigrant.

Our guest Jane Mepham is the founder and owner of Elgon Financial Advisors an independent virtual, Fee-Only registered investment advisor in Austin, Texas. Being virtual means she works with clients from all over the country. Her firm works with foreign-born families and immigrants here for a short-time (visa) or here for the long haul (citizens/green card holders)

This is a second career for Jane after spending over 17 years in the high-tech space. She is a keen writer and is an active contributor to the “The Streets Retirement Daily Next Gen column”. She has been featured in other publications like the ThinkAdvisor, MSN, Moneygeek, Authority Magazine amongst others.

She is a keen runner, and most weekends, you are likely to find her running the Austin roads and trails with the goal of qualifying for the Boston Marathon this year.

May 16, 202241:59
121. The #1 Strategy for Financial Freedom

121. The #1 Strategy for Financial Freedom

To build financial freedom is what all of us want to do, but how to start? 🤔

You are probably thinking about some strategies that can help lead you to build wealth.

But, maybe you're not thinking about the most important one. 

In this episode, you'll find out what's the number 1 strategy that will help you build financial freedom. ✨💲

Ready to take action with your finances? Book a free 30 minute consultation here: Consultation

#finances #strategies #personalfinances #financialfreedom


May 12, 202233:38
120. Miguel Quiñones on Researching Immigrant Financial Acculturation

120. Miguel Quiñones on Researching Immigrant Financial Acculturation

Miguel is a graduate student at the University of Minnesota. His research examines how the role of culture and acculturation processes influences immigrant Latino families' financial decision-making.

Miguel is the son of immigrant parents who grew up experiencing a lot of the challenges around finances that immigrant families face, which is what led him to this type of work. He's currently working on two separate studies investigating the experiences/consequences of unbanked immigrants and those who participate in lending circles (aka Tandas).

Listen to episode #120, and learn from Miguel's experience of overcoming l financial barriers faced by the immigrant community.

Miguel Quiñones (he/him)
GradSEHD | President
Family Social Science
College of Education & Human Development
University of Minnesota Twin Cities


#finances #immigrant #acculturation #overcomingbarriers

May 02, 202236:25
119. What's an Investment vs. an Expense?

119. What's an Investment vs. an Expense?

When you're struggling with money, it's so easy to see an investment that's going to help get you out of that situation as just another expense. Listen to hear about how to identify whether something is an investment that will give you more options to make more money in the future vs. what's actually just another expense.


#investing #invest #assets #buildwealth #financialcoach #budgeting

Apr 25, 202221:33
118. Building Latino Immigrant Power Through Business With Jerry Estrada of Generation Cuts

118. Building Latino Immigrant Power Through Business With Jerry Estrada of Generation Cuts

In this episode, Jerry Estrada, owner of Generation Cuts, talks about the power of entrepreneurship for immigrant families. He tells the story of his parent's hustle when they came to the U.S. and what that taught him about how to make the most of opportunities in the U.S.


✨@generation_cuts

📧generationcuts@gmail.com


#immigrant #entrepreneurship #entrepreneur #wealth

Apr 18, 202201:06:00
117. Why You Shouldn't Feel So Bad About Your Debt I Think Like the Wealthy and Develop a Different Relationship With Debt

117. Why You Shouldn't Feel So Bad About Your Debt I Think Like the Wealthy and Develop a Different Relationship With Debt

Don't be so hard on yourself about having debt. Wealthy people understand debt is a tool to leverage that can help them build wealth. Listen to this quick episode to learn some new strategies for how to think differently about debt in your wealth building journey. ✨

Apr 11, 202212:27
116. Personal Finances for Immigrant Healthcare Professionals

116. Personal Finances for Immigrant Healthcare Professionals

🎤Listen to this special talk on finances and immigration for healthcare professionals. 🩺


Many thanks to doctors Arunima Bera, MD. @nimanotes.md, Pediatric ICU Hospitalist, and Justin Jones, MD. @simplefinancecommunity, Pediatric ICU Fellow and Personal Finance Educator, for sharing their wisdom and experiences around important topics with finance and immigration.


#personalfinance #healthcareprofessional #immigrant #medicalstudent #healthcare #doctor #finance


Apr 04, 202258:56
115. Want to Budget to Build Wealth? Get Clear on Your Financial Goals.
Mar 29, 202216:48
114. Taxes for Immigrant Families with Sonia Castelan of Castelan Tax Services
Mar 21, 202238:21
113. Do This To Manage Your Money Mindset Like the 1%

113. Do This To Manage Your Money Mindset Like the 1%

The 1% understand that your most important resource is your mind. 


They know that without working on strengthening your mind, all the financial strategies won’t matter much.

Immigrant families can learn these mindset strategies just like anyone else.


✨Because immigrant families deserve to build generational wealth too. 


◾ Listen to hear about the mindset shifts you can start taking to claim your power and develop a strong relationship with money.


✨ We’d love to see how we can help support you. Book a complimentary 30 min consult here to ask questions about any financial topic and discuss how we can help: http://immigrantfinance.com/consult  


#moneymindset #mindset #growthmindset #mindsetiseverything #mindsetshift #personalfinance

Mar 14, 202235:34
112. Immigrant Voter Engagement With Oscar Romero
Mar 07, 202250:59
111. Can My Immigrant Parents Invest?

111. Can My Immigrant Parents Invest?

Many people in our community are concerned about how their parents are not investing and have no retirement plan. What makes this even more frustrating is not know whether as an immigrant their parents are even allowed to invest.

When your parents have no retirement plan, you know you and/or your siblings likely will be the one who have to bear the consequences. Almost all of our Immigrant Finance School™ students, for example, are the retirement plan for their parents. For many families it's often unspoken, and never discussed, but everyone knows what the future will look like when their parents have no retirement plan. 

This is not something you want to avoid: planning in advance will only make things easier in the future. 

If this is you, one of the best things you can do to lessen the burden is to become the leader on finances in your family and teach your parents how to start investing for retirement. Do what you can today to learn the rules of the money game and become a confident investor.

And if your parents are open to learning about investing on their own too, even better. 


For Spanish-only speaking parents, we have Escuela de Finanzas de Inmigrantes™ - a version of our signature Immigrant Finance School™ program in Spanish - available for pre-sale at a discount while we complete translation. 


Learn more about Escuela de Finanzas de Inmigrantes™ at https://finanzasdeinmigrantes.com


#immigrantparents #invest #investing #generationalwealth #retirement #sandwichgeneration #family

Feb 28, 202239:33
110. Know Your Rights as an Immigrant with Lea Landaverde

110. Know Your Rights as an Immigrant with Lea Landaverde

Know Your Rights as an Immigrant with the one and only @lealandaverde

Immigrant's rights resources mentioned:

ILRC Red Cards https://www.ilrc.org/red-cards

ACLU We Have Rights https://www.aclu.org/issues/immigrants-rights/ice-and-border-patrol-abuses/we-have-rights


How to get an ITIN: https://immigrantfinance.com/itin/


#immigration #immigrationreform #immigrationlaw #immigrantswelcome #immigrantsmakeamericagreat #immigrants #immigration #immigrant #immigrantsrights #immigrantrights #daca #dreamer #nadieesilegal #Citizenship4All #wecantwait #personalfinance #finance #buildwealth

Feb 21, 202201:18:06
109. Yazmin Lopez on Building Her Business Katharisma Cleaning LLC

109. Yazmin Lopez on Building Her Business Katharisma Cleaning LLC

Yazmin discusses her journey of launching the business of her dreams and how it has helped her family serve their community, be in a better financial position, and have more options. Yazmin provides invaluable advice on how to develop an online business and find clients online even as an in person local business, genuinely network with other business owners, share your story authentically in your marketing, set up an LLC and business taxes and finances, build a team of support (including your kids!), and work past mindset challenges when starting your business.  

Congratulations to Yazmin, who we are proud to have supported in starting her business through our programs Immigrant Finance School™ and Illuminate Digital™! 

Follow and Support Katharisma Cleaning LLC  

 https://katharismacleaningllc.com/ 

IG: @katharismacleaning608 

Facebook: https://www.facebook.com/katharismacleaning608 

Katharisma Cleaning LLC is a family business serving Dane County, Wisconsin, and the surrounding areas. They help families to keep an organized and clean home to enjoy and give back time by providing reliable cleaning services. 

#business #entrepreneur #financialgoals #immigrantfinance #internationalempowerment #generationalwealth #buildwealth #ImmigrantFinanceSchool #financialempowerment #financialfreedom #empower #investing #invest #income #mindset #onlinebusiness #business #sidehustle #dinero #money #debtfree #emergencyfund #moneymindset #immigrants #immigration #immigrant  #personalfinance #budgeting #saving #entrepreneur #investinyourself 

Feb 14, 202230:33
108. The American Dream: Buying Your Dream Home
Feb 07, 202223:41
107. Why Do They Make Investing Sound So Complicated?

107. Why Do They Make Investing Sound So Complicated?

We might have listened to people telling us so many times that investing is impossible or extremely complicated. 🚫 😱 

In this episode, Adina explains how it's not impossible and how you can invest and learn to do it the best way. 🙌 🌿 



 #financialgoals #immigrantfinance #internationalempowerment #generationalwealth #buildwealth #ImmigrantFinanceSchool #financialempowerment #financialfreedom #empower #investing #invest #income #mindset #onlinebusiness #business #sidehustle #dinero #money #debtfree #emergencyfund #moneymindset #immigrants #immigration #immigrant  #personalfinance #budgeting #saving #entrepreneur #investinyourself 

Feb 01, 202216:51
106. ImmPower with Héctor Eduardo Gamero Jauregui, Andrea Gaytan, and Derick Romero

106. ImmPower with Héctor Eduardo Gamero Jauregui, Andrea Gaytan, and Derick Romero

ImmPower is available to provide a variety of services to support educators and communities that are centered on empowering immigrant communities. It was born from a shared passion to continue empowering our communities by helping educators and leaders learn more about the immigrant experience.✨

ImmPower is comprised of three colleagues who first met at their alma mater, the University of California at Davis: Hector, Derick and Andrea.

Hector Gamero was born in Mexico and came to the United States at a young age. He was accepted to UC Davis majoring in Engineering.

Hector currently is a DACA recipient and currently uses this new privilege as an Adjunct Professor in Engineering at Sacramento City College hoping to inspire other undocumented students, and students of color, to pursue Engineering in higher education.

Andrea Gaytan possesses over twenty years of teaching, student advising and advocacy experience working with underrepresented and under-served student populations. She has taught in Japan, Mexico, and within several regions in the U.S. working primarily with Spanish-speaking, recently arrived immigrant communities. Andrea currently serves as a Dean of a community college outreach center where she maintains a holistic, student-centered approach to higher education administration, which includes prioritizing students basic needs, as well as supporting their academic and career development.

Derick Romero is a co-founder of Immpower.org. He was born in Oaxaca, Mexico and migrated to the U.S at the age of 3 years old with his family due to scarce resources. He's a first generation college student that identifies as a DACAmented.

Derick developed a deep passion to help and empower the undocumented/immigrant community by advocating and educating others on invaluable resources to succeed in higher education. Even with all the barriers put in front of him due to his DACAmented status, he successfully transferred from Modesto Jr. College to UC Davis for his B.A. and has attained an MBA from UC Riverside. Derick is currently an Operations Area Manager for Amazon.com.

✨Get to know more about them and Immpower listening to Episode 106


#internationalempowerment #podcast #illuminatedigital #creativity #create #purpose #mission #missionbusiness #onlinebusiness #digitalnomad #business #businesswoman #socialentrepreneurship #impact #businesswomen #podcasting #businessmen #digital #digitaleconomy #digitalmarketing #digitalnomad #onlinecoach #onlinebusinesscoach #onlinebusinesses #businesscoach #businesscoaching #businessowner

Jan 24, 202253:05
105. Top 4 Strategies to Build Wealth as an Immigrant

105. Top 4 Strategies to Build Wealth as an Immigrant

Are you wondering how to build wealth as an immigrant?  These top 4 strategies from Immigrant Finance are sure to help!  You can build generational wealth, build credit, earn passive income, and invest.  As immigrants, we are often overworking and underpaid.  You don't have to be.  You can start a business or even invest in the stock market or real estate!  

You can be empowered with the right financial tools and even retirement can be a reality!


Check out our free Goal-Driven Budgeting System Guide - https://immigrantfinanceschool.com/budgeting


 #financialgoals #immigrantfinance #internationalempowerment #generationalwealth #buildwealth #ImmigrantFinanceSchool #financialempowerment #financialfreedom #empower #investing #invest #income #mindset #onlinebusiness #business #sidehustle #dinero #money #debtfree #emergencyfund #moneymindset #immigrants #immigration #immigrant  #personalfinance #budgeting #saving #entrepreneur #investinyourself 

Jan 17, 202222:37
104. Stepping into Your Career Potential with Gaby Zavala of Latinx Career Coaching Services

104. Stepping into Your Career Potential with Gaby Zavala of Latinx Career Coaching Services

Illuminate Digital student Gaby Zavala, an immigrant from Mexico and experienced social worker, speaks about the mission-oriented business she is creating, Latinx Career Coaching Services. Gaby shared her story immigrating to the U.S., struggling to balance working while studying, and navigating how to develop a professional career on her own. She shares the freedom she has found through developing a strong career path and the options and choices it has given her family. We are inspired by Gaby's dreams to share what she has learned with others and her plans to make an impact in the Latinx community through Latinx Career Coaching Services.


Connect with Gaby and learn more about Latinx Career Coaching Services at @careercoachgaby.


#internationalempowerment #podcast #illuminatedigital #creativity #create #purpose #mission #missionbusiness #onlinebusiness #digitalnomad #business #businesswoman #socialentrepreneurship #impact #businesswomen #podcasting #businessmen #digital #digitaleconomy #digitalmarketing #digitalnomad #onlinecoach #onlinebusinesscoach #onlinebusinesses #businesscoach #businesscoaching #businessowner

Jan 10, 202230:49
103. How to Set Yourself Up for Success in 2022

103. How to Set Yourself Up for Success in 2022

2021 was a year of learning for many of us. As we transition in 2022, it’s time to visualize what’s possible and take things to the next level. Listen to this talk to hear about how you can best set yourself up for success in 2022.


#2022 #newyear #newyeargoals #2022goals #newyears #newyearseve #goals #internationalempowerment #podcast #illuminatedigital #creativity #create #purpose #mission #missionbusiness #onlinebusiness #digitalnomad #business #businesswoman #socialentrepreneurship #impact #businesswomen #podcasting #businessmen #digital #digitaleconomy #digitalmarketing #digitalnomad #onlinecoach #onlinebusinesscoach #onlinebusinesses #businesscoach #businesscoaching #businessowner

Jan 03, 202223:01
102. Edward Junhao Lim on Libraries as Seeds for Immigrant Entrepreneurship