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Northern Alliance Financial - Financial Safari

Northern Alliance Financial - Financial Safari

By Northern Alliance Financial

We are a team of Financial and Insurance Professionals from across the state who specialize in various aspects of the industry such as life insurance, annuities, social security retirement strategies, long term care, Medicare planning, worksite solutions, voluntary benefits, individual health insurance and employee benefits and collectively, we bring well over 100 years of expertise and resources to the table.
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Currently playing episode

Episode 220 I'm in the zone.

Northern Alliance Financial - Financial SafariJun 08, 2023

00:00
59:45
Episode 230 Don't quote me on that.

Episode 230 Don't quote me on that.

Saving for retirement takes discipline and sacrifice. On today's show, we'll share three quotes that could inspire you to keep the discipline and embrace the sacrifice. The quotes are not from the usual suspects either

Aug 31, 202352:55
Episode 229 Is that your final answer

Episode 229 Is that your final answer

Coming up on today's show, the most common questions folks have about retirement, the seven sins of financial planning and Who Wants To Be A Retirement Millionaire. You don't want to miss this one.

Aug 17, 202352:55
Episode 228 Hooray for Hollywood!

Episode 228 Hooray for Hollywood!

On today's show, we're sharing a few financial planning do's and don't featured in the most iconic sitcoms ever and offering tips to help you maximize your savings along the road to retirement.

Aug 10, 202352:55
Episode 227 If I have any spare stress I just sell it on eBay.

Episode 227 If I have any spare stress I just sell it on eBay.

A recent Quinnipiac University poll highlighted some of the biggest personal financial concerns folks have been experiencing- we dive into the particulars and share strategies that can help spare you the stress. Stay tuned.

Aug 04, 202352:55
Episode 226 O'DOYLE RULES!

Episode 226 O'DOYLE RULES!

High interest rates, volatile markets and recession talks could be standing between you and the retirement you planned for. Some easy adjustments could make a;; the difference. Coming up on today's show.

Jul 27, 202352:55
Episode 225 Just wait till version 13 is released.

Episode 225 Just wait till version 13 is released.

The passage of Secure Act 2.0 made some significant changes to retirement saving in America. On today's show what changed and how it will affect you.

Jul 21, 202352:55
Episode 224 Bread, capital, chips, jack, exchequer it's all money and I want a bunch

Episode 224 Bread, capital, chips, jack, exchequer it's all money and I want a bunch

We've all heard of 'cash is king'. In retirement it's 'cash flow' that leads the charge. Today we'll dig into cash flow in retirement and offer some suggestions that could help you maintain you current lifestyle.

Jul 13, 202352:55
Episode 223 " If there was a problem, yo, I'll solve it. Check out the hook while my DJ revolves it.'' - Vanilla Ice

Episode 223 " If there was a problem, yo, I'll solve it. Check out the hook while my DJ revolves it.'' - Vanilla Ice

Coming up today, the biggest retirement planning concerns and how to worry less about your plan.

Jul 12, 202352:55
Episode 222 Just wait till version 13 is released.

Episode 222 Just wait till version 13 is released.

The passage of Secure Act 2.0 made some significant changes to retirement savings in America. On today's show what changed and how will it affect you?

Jun 22, 202359:45
Episode 221 Please join me in celebrating National Procrastination week March6-12 2023.

Episode 221 Please join me in celebrating National Procrastination week March6-12 2023.

There are a variety of reasons folk hesitate to speak with a professional financial advisor about their financial situation. Today, we're going to dive into some of the common concerns, misconceptions, and myths preventing folks from creating that lifetime income plan with a retirement coach. All that and more coming up right now on Financial Safari

Jun 15, 202352:55
Episode 220 I'm in the zone.

Episode 220 I'm in the zone.

On today's show - we have a retirement preparedness checklist outlining what to do what to do it-so, if you're within the financial red zone and preparing to retire, stay tuned.


Jun 08, 202359:45
Episode 219 If I have any spare stress I just sell it on eBay.

Episode 219 If I have any spare stress I just sell it on eBay.

A recent Quinnipiac University poll highlighted some of the biggest personal financial concerns folks have been experiencing - we dive into the particulars and share strategies that can help spare you the stress. Stay tuned.

Jun 01, 202354:55
Episode 218  It's the old game of he said she said.

Episode 218 It's the old game of he said she said.

You know the saying " happy wife happy life?" Well, retirement planning is certainly no exception to the rule. When we come back, we have some tips for you and your spouse so that you both walk away happy.

May 25, 202352:55
Episode 217 How many hosts has Family Feud had: Survey says.....

Episode 217 How many hosts has Family Feud had: Survey says.....

Financial literacy month has come and gone. Coming up, _______ takes the hot seat for a pop quiz from the advisor about what they have learned. Stay tuned.

May 18, 202352:55
Episode 216 Bread, capital, chips, jack, exchequer it's all money and I want a bunch.

Episode 216 Bread, capital, chips, jack, exchequer it's all money and I want a bunch.

We've all heard 'cash is king'. In retirement, it's 'cash flow' that leads the charge. Today we'll dig into cash flow in retirement and offer some suggestions that could help you maintain your current lifestyle.

May 11, 202352:55
Episode 215 I was an EMT, I'm the record holder for largest crappie caught in MN, A broadcaster in the US Army.

Episode 215 I was an EMT, I'm the record holder for largest crappie caught in MN, A broadcaster in the US Army.

Remember the game "Two Truths and a Lie"? Well, we have created our own version of it called Two Retirement Truths and a Lie. We'll find out how much you know or don't know about planning for retirement. That and More on today's show

May 07, 202353:40
Episode 214 Running out of Money doesn't worry me. It's Knowing when I'm going to run out of money that's scary.

Episode 214 Running out of Money doesn't worry me. It's Knowing when I'm going to run out of money that's scary.

If running out of money in retirement is a concern of yours, you're not alone. According to a recent GoBanking Rates survey 66% of Americans are feeling that way. Let's calm the fear and offer you some strategies to help make sure that doesn't happen.

May 01, 202359:45
Episode 213 According to my other brother there is nothing to worry about.

Episode 213 According to my other brother there is nothing to worry about.

From the talking heads on TV, to that one coworker who knows everything, to your second cousin who's uncle is a bank teller. Everybody has retirement advice. What do you think? We took to the streets and asked regular folks about retirement and how they are preparing. That and more coming up.

Apr 20, 202353:40
Episode 212 It's always scary to search your name on google

Episode 212 It's always scary to search your name on google

There are many questions on the web about financial planning and saving for retirement- many of these questions financial advisors encounter on a daily basis.

Coming up next, we'll cover the most searched financial planning questions and answers every one of them in ___ minutes less. Stick around

Apr 13, 202352:55
Episode 211 What? The government is touting ESP? Oh wait that's ESG.

Episode 211 What? The government is touting ESP? Oh wait that's ESG.

The Biden administration vetoed a bill that directly impacts pre retirees, retirees and frankly, anyone saving for retirement right now. The veto preserves the Labor Department's ESG rule. We'll dig into the particulars and how you could be affected on today's show.

Apr 13, 202353:40
Episode 210 Just do the math.

Episode 210 Just do the math.

The recent bank failure, along with wild swings in the market and rising interest rates have many pre-retirees running for the hills. Come on back down. Today we'll cut through the noise and calm the fears.

Mar 30, 202352:55
Episode 209 Running out of money doesn't worry me. It's knowing when I'm going to run out of money that's scary.

Episode 209 Running out of money doesn't worry me. It's knowing when I'm going to run out of money that's scary.

If running out of money in retirement is a concern of yours, you're not alone. According to a recent GoBanking rates survey 66% of Americans are feeling that way. Let's calm the fear and offer you some strategies to help make sure that doesn't happen.

Mar 30, 202354:55
Episode 208 Looking for the goose that laid the golden egg.

Episode 208 Looking for the goose that laid the golden egg.

In planning for retirement there are many strategies that can help shape your income. If maintaining you current lifestyle is a goal of yours, stick around. On today's show we'll outline several ways to find the best retirement income that help you achieve your goals.

Mar 30, 202354:55
Episode 207 Just put it under the mattress, that's safe.

Episode 207 Just put it under the mattress, that's safe.

You're saving for retirement and that's good. As the big day gets closer the question becomes where do I stash my retirement savings. On today's show we'll cover some ways to save that can make a positive difference in your retirement.

Mar 30, 202354:55
Episode 206 Just spread it around, there's enough for everybody.

Episode 206 Just spread it around, there's enough for everybody.

Saving for retirement is critical. Creating a distribution plan for those hard-earned dollars is equally important. On today's show, designing a strategy for maximizing your income for retirement.

Mar 30, 202354:55
Episode 205 No need to panic.

Episode 205 No need to panic.

Retirement distribution strategies can be daunting for many retirees to navigate. However, with professional guidance, these strategiescan help eliminate worrying about your retirement savings and help make sure you don't run out of money.

Mar 30, 202354:55
Episode 204 It's okay if I run out money, I'll just write a check.

Episode 204 It's okay if I run out money, I'll just write a check.

Income for life . It can be accomplished. On today's show, tips to help you make sure you don't run out of money before you run out of life. That and more coming up.

Mar 30, 202354:55
Episode 203 Out with the old and in with something else.

Episode 203 Out with the old and in with something else.

Most people would agree that 2022 was a rough road. The good new is there are five new savings and tax rules that could help boost your retirement savings. We've got details next.

Mar 30, 202354:54
Episode 202 Survey says.....

Episode 202 Survey says.....

Coming up today we take a deep dive into the top ten mistakes people make planning for retirement. Natixix (Nuh-tik'-suhs) has just released a survey of advisors to find out what they see as the most common mistakes people make and we'll offer some tips to avoid them. 

Feb 01, 202359:45
Episode 201 Just remember the six P's

Episode 201 Just remember the six P's

It's called retirement income replacement rate. On today's show we'll take a look at just what that is and how, with proper planning, you can achieve it in your retirement and income plan, 

Jan 10, 202359:45
Episode 200 Taxes and retirement

Episode 200 Taxes and retirement

As  you continue to plan for retirement you should also be planning on taxes in retirement- be proactive on tax planning can save you not only money, but the headache & stress that comes along with it !

Dec 23, 202259:45
Episode 199 It's fourth down and goal. As quarterback, what do you do?

Episode 199 It's fourth down and goal. As quarterback, what do you do?

If you're in the 'financial red zone', that's five to ten years from retirement, it's more important than ever to make sure your plan is in place. On today's show we've got some tips to help shore up that plan to get you over the 'goal line'.

Dec 15, 202259:45
Episode 198 70 is the new 50

Episode 198 70 is the new 50

On today's show there's growing number of people that are all still working in their 70's. If that's you or if you plan to keep working we've got three important things to know about working over 70.

Dec 08, 202259:45
Episode 197 Survey Says....

Episode 197 Survey Says....

From inflation to rising interest rates it's getting harder and harder to save for retirement. On today's show we'll outline six major obstacles that could be preventing you from a comfortable retirement and offer some tips to help get you there. 

Nov 30, 202259:45
Episode 196 Taxes, we don't need no stinking taxes.

Episode 196 Taxes, we don't need no stinking taxes.

On today's show we've got several strategies that could help you reduce your taxes in retirement. That and more just ahead.  

Nov 29, 202259:45
Episode 195 Question everything.

Episode 195 Question everything.

On today's show, we outline five important questions to ask your advisor about inflation and its impact you your retirement plan. 

Nov 17, 202259:45
Episode 194 The best-laid plans of mice and men often go awry

Episode 194 The best-laid plans of mice and men often go awry

You've been a good saver. Amassed a nice portfolio that should take you all the way through retirement. Today we're going to talk about that first year in retirement. Stuff is going to happen that you didn't expect. We've got five things you might not expect but really need to prepare for. 

Nov 10, 202259:45
Episode 193 Do this, not that.

Episode 193 Do this, not that.

If you're working with an advisor or you're a do it yourselfer it's important to have a good understanding of the strategies being used to help get you to retirement. On today's show some investing strategies for retirement. 

Nov 03, 202259:45
Episode 192 COLA C-O-L-A COLA.

Episode 192 COLA C-O-L-A COLA.

Coming up on today's show. The Cost of Living Adjustment for Social Security has been announced. Good news, it hasn't been this much in 40 years. We'll break it all down for you.

Oct 27, 202259:45
Episode 191 Just remember, 65 is the new 45. Live it up!

Episode 191 Just remember, 65 is the new 45. Live it up!

For many 65 was the 'magic number' for retirement. Today that's not even full retirement age. On today's show we'll highlight why it's hard to retire at 65 and offer some tips to help get you to retirement on your terms. 

Oct 24, 202259:45
Episode 190 Inflation is the senility of democracies - Sylvia Townsend Warne

Episode 190 Inflation is the senility of democracies - Sylvia Townsend Warne

Losing spending power due to inflation is never a good thing. When you're on a fixed income it can be devastating. On today's show we'll offer seven ways to handle inflation in retirement.

Oct 13, 202259:45
Episode 189 Survey Says......

Episode 189 Survey Says......

A recent Kiplinger-ATHENE Poll is shedding light on the latest data regarding the financial concerns of retirees and pre-retirees, in the wake of the recent market volatility, inflation and fears of (potential) recession. The data seems to point to a glaring concern of what constitutes a secure retirement.   

Sep 29, 202259:45
Episode 188 Do I cut the red wire or the green wire?

Episode 188 Do I cut the red wire or the green wire?

You've been a good saver socking away money in your 401(K) or IRA for years. You got a tax break every year too. Now that you're getting close to retirement it's time to begin to defuse that so called "lump sum time bomb". That and more coming up on today's show 

Sep 20, 202259:45
Episode 187 Just one more thing....

Episode 187 Just one more thing....

There are plenty of questions about retirement planning. Like how much income do I need, or will it really cost 300-thousand dollars in healthcare when I retire. We'll answer some of the most common questions pre-retirees ask advisors on today's show.

Aug 31, 202259:45
Episode 186 Well. what do you know? Apparently not much.

Episode 186 Well. what do you know? Apparently not much.

The findings of a recent Transamerica survey indicate that the biggest issue that stands between you and worry-free journey to an through retirement might be the many variables necessary to factor in the equation. Stick around because these numbers are going to shock you.

Aug 25, 202259:45
Episode 185 Recession, retirement, the two are not friends.

Episode 185 Recession, retirement, the two are not friends.

Coming up on today's show... we'll outline the most common financial risk in retirement and offer solutions to help avoid them. That and much more, stayed tuned. 

Aug 18, 202259:45
Episode 184 Here it comes again.

Episode 184 Here it comes again.

It's expensive to grow older in this day and age, even more now than ever before. For folks who began the process of Planning for retirement early in their career with the help of professionals, are feeling that they're urning the candle at both ends. We offer some tips to navigate your way to a successful retirement despite all that's going on

Aug 11, 202259:45
Episode 183 Rules, I don't need any stinkin' rules.

Episode 183 Rules, I don't need any stinkin' rules.

The U-S Senate is expected to vote soon on what's being called " Secure Act 2.0" . The original Setting Every Community Up for Retirement Act was passed in 2019 and brought many change to retirement planning. What's in 2.0? Details when we come right back.

Aug 04, 202259:45
Episode 182 Recession, downturn, depression, slump, slowdown.

Episode 182 Recession, downturn, depression, slump, slowdown.

Recession fears loom, some are accepting the inevitable truth of the state of the country's economic position/strength of the financial crisis and manageability of these concerns to prevent the perfect storm from wreaking havoc on our economy. Details next.......

Jul 28, 202259:45
Episode 181 Take two and call you advisor in the morning.

Episode 181 Take two and call you advisor in the morning.

There are many outside forced influencing you portfolio. The pandemic, geopolitical events and certainly inflation. If you're feeling a little anxious about your pending retirement stick around, we've got some tips to help bring that anxiety down. Call it financial Xanax. 

Jul 21, 202259:45