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Blind Spots

Blind Spots

By Pure Portfolios

Welcome to Blind Spots, a podcast where we help you fill the gap between what you want to do with your money and what you actually do. We are professional investors, writers, and financial planners helping you navigate the complexities of finance to optimize what you can control and cut out the rest. Join your hosts Nik Schuurmans and Erin Varghese as we discuss the questions and nuances surrounding everyday money management
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Not Your Grandpa's REIT | Happy Half Hour with Toby Weber

Blind SpotsNov 29, 2023

00:00
26:59
Not Your Grandpa's REIT | Happy Half Hour with Toby Weber

Not Your Grandpa's REIT | Happy Half Hour with Toby Weber

Join Toby and Nick, self-proclaimed nobodies, as they dive into the dynamic world of markets and finance. In this podcast, they bring you insights, discussions, and a sprinkle of humor as they explore various asset classes and market trends. From sharing their perspectives to answering burning questions, Toby and Nick cover it all. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Nov 29, 202326:59
The Top 5 Financial Challenges for Retirees

The Top 5 Financial Challenges for Retirees

Join us on the latest episode of Blind Spots as we delve into the most prevalent issues that retirees encounter. In a surprising twist, financial challenges didn't take the spotlight. Tune in this week as we explore the top financial hurdles faced by retirees and uncover effective strategies to steer clear of them.

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Nov 15, 202318:43
I've Got 99 Problems & Retirement is One

I've Got 99 Problems & Retirement is One

In this episode of Blind Spots we discuss the struggles retirees are facing. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Nov 02, 202323:22
Why Do We Own Fixed Income? | Happy Half Hour with Toby Weber

Why Do We Own Fixed Income? | Happy Half Hour with Toby Weber

In this episode of Happy Half Hour, Toby and Nik discuss the merits of owning bonds, the seven stocks driving U.S. large cap returns, engaging in hot political talk, investing mentors, and more. 

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Oct 20, 202329:41
The Secret to Keeping Wealth

The Secret to Keeping Wealth

In this episode of Blind Spots we discuss the simple formula to keeping wealth; it might be easier than you think! If you haven't seen the first episode in this mini series, check out The Secret to Building Wealth.


Blogs Referenced:

- https://www.pureportfolios.com/retirees-more-is-the-enemy-of-enough/

- https://www.pureportfolios.com/what-is-your-enough/ w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Oct 13, 202322:11
How Higher Interest Rates Affect Your Taxes

How Higher Interest Rates Affect Your Taxes

In this episode, we discuss the impact of higher interest rates on taxes. We explored how different forms of fixed income are taxed, how higher tax brackets can affect social security and Medicare, and provide tips on mitigating your tax liability. This episode aims to provide investors with a deeper understanding of the relationship between interest rates and taxes. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Oct 06, 202321:52
The Magnificent 7: Too Expensive? | Happy Half Hour with Toby Weber

The Magnificent 7: Too Expensive? | Happy Half Hour with Toby Weber

Toby Weber and Nik Schuurmans discuss future prospects for the Magnificent 7 (tech stocks), valuation and future returns, what young adults should focus on financially, and how to run planning scenarios before making big money decisions.

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Sep 15, 202323:05
The Secret to Building Wealth

The Secret to Building Wealth

In this episode of Blind Spots we discuss the simple formula to building wealth; it might be easier than you think!

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.


Sep 08, 202320:51
Die with Zero: Get All You Can From Your Money & Life

Die with Zero: Get All You Can From Your Money & Life

In this podcast episode, we explore the book "Die with Zero" by Bill Perkins, which challenges traditional notions of saving and delayed gratification. We discuss how you can focus on maximizing experiences and fulfillment in life, rather than just accumulating wealth. This thought-provoking book prompts listeners to reconsider their financial priorities and embrace a mindset of living fully in the present.

- Book Summary: https://aliabdaal.com/book-notes/die-with-zero/

- Read the Book: https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358567092/ref=sr_1_1?hvadid=598656813559&hvdev=c&hvlocphy=9032951&hvnetw=g&hvqmt=e&hvrand=15959636809349914902&hvtargid=kwd-1834690199912&hydadcr=15529_13558536&keywords=die+with+zero+by+bill+perkins&qid=1692920924&sr=8-1
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Aug 24, 202321:56
The Diderot Effect: How to Stop Overconsumption & Impulse Spending

The Diderot Effect: How to Stop Overconsumption & Impulse Spending

The Diderot Effect says that buying something new can set off a cycle of consumption. For example, buying a new house often leads to purchasing new appliances, furniture, and décor. We end up purchasing items we never would have bought without buying a new home.

In this episode of Blind Spots, Erin Varghese and Nik Schuurmans discuss the history of the Diderot and how we can apply the concept to money, time, and lifestyle habits. 


w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Aug 18, 202323:57
Happy Half Hour with Toby Weber

Happy Half Hour with Toby Weber

In this episode of Blind Spots, Toby Weber & Nik Schuurmans discuss the indebted U.S. consumer, corporate earnings, valuation, and summer plans. We hope you enjoy this new financial market-centric format! w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Aug 11, 202325:31
Your Money Script Matters

Your Money Script Matters

In this episode of Blind Spots we discuss "money scripts" and how your personal experiences affect the way you view money. 

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.


Aug 03, 202321:12
How to Break the Stock Broker Mindset Pt. 2

How to Break the Stock Broker Mindset Pt. 2

The stock broker mindset is heavy in human intuition and reactionary investment decisions. In this episode of Blind Spots we unpack Pure Portfolios' process for framing risk, making portfolio changes, and keeping client's emotion in-check during difficult market environments.

w. pureportfolios.com

p. 1 (877) 261-0015

e. insight@pureportfolios.com

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jul 20, 202320:54
Should Retirees Invest Like 30 Year-Olds?

Should Retirees Invest Like 30 Year-Olds?

Read the article here: https://www.wsj.com/articles/it-isnt-just-boomers-lots-of-older-americans-are-stock-obsessed-ca069e1a

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.

This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jul 13, 202335:32
How to Break the Stock Broker Mindset

How to Break the Stock Broker Mindset

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.

This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 28, 202323:06
3 Investment Lessons from 2022

3 Investment Lessons from 2022

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 21, 202318:58
4 Things to Consider If You Want to Retire Early

4 Things to Consider If You Want to Retire Early

40+ years ago, retiring early wasn't really a thing. It was common for our parents and grandparents to work into their late 60's and 70's without blinking an eye. Today, many are looking to exit the rat race and retire much sooner. In this episode of Blind Spots, we outline 4 things you should consider if you want to retire early.


Early Retirees: Save Money on Healthcare & Reduce Taxes: https://spotifyanchor-web.app.link/e/nVyIeimmGAb


w. pureportfolios.com

p. 1 (877) 261-0015

e. insight@pureportfolios.com

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 16, 202319:42
Fear and Greed: Unlocking your True Risk Profile

Fear and Greed: Unlocking your True Risk Profile

Take our risk questionnaire here to find YOUR risk tolerance: https://pro.riskalyze.com/embed/d327e5551ae52a01fe3a

It's easy to be a risk seeking investor when the market goes up. It's a different story when markets are tanking. How can we balance the euphoria of gains with the pain of losses? In this episode of Blind Spots, we discuss the key to building a successful investment program; identifying your risk tolerance & risk capacity. In our opinion, an investors willingness to seek or shun risk should have little to do with the daily swings of the market.


w. pureportfolios.com

p. 1 (877) 261-0015

e. insight@pureportfolios.com


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 08, 202322:16
The Bias Effect: How Cognitive Biases Shape Financial Planning

The Bias Effect: How Cognitive Biases Shape Financial Planning

In the world of investing, success is often determined by the decisions we make. However, our decisions are not always as rational as we would like to believe. In this episode of Blind Spots, we discover how biases distort our perception, influence thinking, and potentially lead to irrational behavior. Tune in to gain insights into 3 financial planning biases and discover how they can impact your decision-making process. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 01, 202324:15
The Bias Effect: How Cognitive Biases Shape Investment Success

The Bias Effect: How Cognitive Biases Shape Investment Success

In the world of investing, success is often determined by the decisions we make. However, decisions are not always as rational as we would like to believe. In this episode of Blind Spots we discover how biases distort our perception, influence thinking, and amplify our fear of losses. We discuss practical strategies to navigate these biases and make smarter investment choices. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

May 25, 202323:29
Post Career Considerations

Post Career Considerations

You've retired (or about to retire). You've been meticulous about crunching the numbers and feel confident your money will last. However, have you thought about what you're going to be doing at 10am on a random Tuesday? In this episode of Blind Spots, we discuss lifestyle goals, bucket lists, passion hobbies, and more. We unpack the soft side of retirement that no one is talking about.   w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable


May 12, 202316:16
The Dark Side of Retirement

The Dark Side of Retirement

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable

May 04, 202316:54
How to Manage Retirement Distributions

How to Manage Retirement Distributions

You've spent a lifetime saving and investing. It's time to take distributions from your retirement nest egg. In this episode of Blind Spots, we discuss the order of operation for taking tax-efficient retirement withdrawals. 

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable

Apr 27, 202316:41
The Silent Killer of Retirement Plans

The Silent Killer of Retirement Plans

It's a parents' natural instinct to want to help their children, but when does financial assistance go too far? We offer insight on how you can financially help a family member, while keeping your retirement plan on the rails.  w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable

Apr 20, 202311:33
Worse than the Financial Crisis

Worse than the Financial Crisis

Does it feel like market sentiment is worse now than it was during the Financial Crisis? That's because it is.  In this week's episode of Blind Spots, we discuss the explosion of pessimism, market propaganda, and filtering through the noise to stay grounded in reality.   

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable


Apr 14, 202321:56
How to Make Objective Financial Decisions

How to Make Objective Financial Decisions

Are you feeling overwhelmed by financial decisions? This is quite common, especially for retirees.  In this episode of Blind Spots, we discuss building a framework for making better money decisions.  It starts with clearly identifying the game you are playing. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable

Apr 06, 202321:06
What Does My Advisor Do All Day?

What Does My Advisor Do All Day?

Do you wonder what your advisor does day in, day out? The answer is highly dependent on where the advisor works. Fortunately, we've worked on both sides of financial services. We uncover the huge difference in daily behaviors between Wall Street vs. independent advisors. 

w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.


Mar 30, 202330:11
Bull vs. Bear Part 2

Bull vs. Bear Part 2

Toby Weber and Nik Schuurmans get together to talk equity markets, bonds, and personal investment styles in this informal back and forth. This is a great opportunity to see a different side of Pure's investment team in a relaxed and casual setting.


w. pureportfolios.com

p. 1 (877) 261-0015

e. insight@pureportfolios.com

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Mar 15, 202317:26
Bull vs. Bear Part 1

Bull vs. Bear Part 1

Toby Weber and Nik Schuurmans get together to talk equity markets, bonds, and personal investment styles in this informal back and forth. This is a great opportunity to see a different side of Pure's investment team in a relaxed and casual setting.

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Mar 08, 202324:20
The Cost of Doing Nothing

The Cost of Doing Nothing

Oxford Languages defines opportunity cost as "the loss of potential gain from other alternatives when one alternative is chosen."  In simple terms, there's a price to pay for every decision you make. In this week's episode of Blind Spots, we talk about financial decisions that could make you feel better, but come at not-so-obvious steep price.

w. pureportfolios.com  

p. 1 (877) 261-0015  

e. insight@pureportfolios.com    

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Feb 22, 202319:46
Are You a Doom-Scroller?

Are You a Doom-Scroller?

It's impossible to make rational investment decisions if you cannot separate the signal from the noise. In this episode of Blind Spots, we discuss an nasty habit that has taken retirees by storm. What is doom-scrolling and are you guilty?

w. pureportfolios.com  

p. 1 (877) 261-0015 

e. insight@pureportfolios.com    

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Feb 09, 202315:50
Investing Hot Takes

Investing Hot Takes

Everyone's got an opinion, even us! In this week's episode, we pepper Nik Schuurmans, CFA with questions. We cover everything from what a financial advisor does to industry trends. Our goal was to get Nik fired up (we think it was a success!).

w. pureportfolios.com  

p. 1 (877) 261-0015  

e. insight@pureportfolios.com    


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Dec 07, 202228:53
How much do you need to retire in 2023? pt 2

How much do you need to retire in 2023? pt 2

Part 2 of "How much do you need to retire in 2023?" is for the DIY financial planners and those curious about the ins and outs of running a retirement plan. We talk about modeling projections, required assumptions and common pitfalls DIY planners make.  

In Part 1 of "How much do you need to retire in 2023?" we talked about the magic number that people are striving for in retirement and we gave you the simple formula to help understand your personal number. 

w. pureportfolios.com  

p. 1 (877) 261-0015  

e. insight@pureportfolios.com    


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Nov 23, 202225:21
How Much Do You Need to Retire in 2023?

How Much Do You Need to Retire in 2023?

Did you know Americans believe the amount needed for retirement has increased more than 20% since last year? Listen to this week's episode of Blind Spots to find out how much money you need to retire. 


w. pureportfolios.com  

p. 1 (877) 261-0015 

 e. insight@pureportfolios.com    


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Nov 09, 202213:59
You Must do These 4 Things Before the End of the Year

You Must do These 4 Things Before the End of the Year

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com    

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Oct 26, 202215:36
8 Common Mistakes People Make When Hiring an Advisor

8 Common Mistakes People Make When Hiring an Advisor

90% of Pure Portfolios' clients come from other advisors. We've compiled client feedback and came up with eight common mistakes people make when hiring an advisor. Our list could help you avoid hiring the wrong advisor, or better yet, finding the right advisor.

w. pureportfolios.com  

p. 1 (877) 261-0015 

e. insight@pureportfolios.com    


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Oct 17, 202225:16
Why This Year Feels Worse Than Ever

Why This Year Feels Worse Than Ever

We discuss four reasons why 2022 feels worse than any crisis in recent memory. Is it really that bad or are we simply not used to the ugly part of the cycle?

w. pureportfolios.com  

p. 1 (877) 261-0015  

e. insight@pureportfolios.com    

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Sep 28, 202209:40
Are All Advisors the Same?

Are All Advisors the Same?

We often hear, "Aren't all advisors the same?" This couldn't be further from the truth. In this episode of Blind Spots, Nik Schuurmans & Erin Varghese, discuss the key differences between advisors, firms, and services and what sets Pure Portfolios apart. 

Violation Tracker: https://www.goodjobsfirst.org/

 No BS Guild to Evaluating an Advisor: https://www.pureportfolios.com/post/no-bs-guide-to-evaluating-a-financial-advisor

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Sep 14, 202225:33
Are You Swimming Naked?

Are You Swimming Naked?

Warren Buffet famously said, "Only when the tide goes out do you discover who's been swimming naked." Investors have been conditioned that the market only goes up and in turn have structured their lifestyle to reflect this. In this episode of Blind Spots we discuss common pitfalls investors are finding themselves in throughout the difficult market of 2022.


w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Aug 31, 202223:48
What You Need to Know About Taxes in Retirement

What You Need to Know About Taxes in Retirement

Confused about taxes in retirement? You're not alone. In this episode of Blind Spots, we cover what you need to know to make sense of taxes in retirement.  

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Aug 18, 202230:31
Don't Make These Bear Market Mistakes

Don't Make These Bear Market Mistakes

Feeling the pressures of a bear market? In this episode of Blind Spots we discuss how you can avoid common investor mistakes that derail a long-term investment plan.

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Aug 03, 202228:34
Is a Roth Conversion Right for You?

Is a Roth Conversion Right for You?

There's a lot of talk about Roth conversions - why they're great, and how they can benefit you, but often times we leave out that they're not for everyone. In this episode of Blind Spots we help you identify if a Roth conversion is right for you.  

Asset Location Video: https://www.youtube.com/watch?v=nbFDUmuc6Ms 


w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jul 20, 202223:42
Are You Ready for a Recession?

Are You Ready for a Recession?

Between the media and your social circle here's no shortage of recession talk. In this episode of blind spots, we are going to be discussing how you can prepare for a recession. 

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jul 06, 202229:19
How to Choose a Financial Advisor

How to Choose a Financial Advisor

In this episode of Blind Spots we talk about 3 screens you can use to help choose an advisor. We discuss how to identify the type of firm you want to work with, how to filter out the bad apples, and questions to ask when interviewing an advisor.


Violation Tracker: https://www.goodjobsfirst.org/

How is your firm rated by their employees?: https://www.glassdoor.com/member/home/companies.htm 

Advisor history & disclosures: Investor.gov


Questions to ask your advisor:

- What are your fees?

- Can I track my fees in real time?

- Do your fees show up on my statement?

- What is your all-in cost of investing? (commissions, expense ratios, management fees)

- Ask for a copy of the firm’s updated ADV

- Do you have any conflicts of interest or affiliations to disclose in your ADV?

- If I wanted to move my accounts, what does the unwinding process look like?

- Do you have a commitment time frame?

- What’s the liquidity of the investment vehicles you will use?

- Do you charge an account closing fee?

- Do you use proprietary funds?

- Do you manage my money, or do you outsource your investments?

- What’s your framework for managing risk?

- How do you make buy/sell decisions?

- How do you optimize my plan and portfolio for taxes?

- What designations/licenses do you have?


w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 22, 202232:54
The Cycle of Investor Emotions

The Cycle of Investor Emotions

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Jun 08, 202222:21
Blind Spots: Pivoting Your Career ft. Toby Weber

Blind Spots: Pivoting Your Career ft. Toby Weber

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

May 25, 202239:46
The U.S. Housing Market is Broken

The U.S. Housing Market is Broken

Join Nik Schuurmans and Erin Varghese in this week's episode of Blind Spots, where we discuss why the U.S. housing market is broken.


w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com 

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

May 11, 202221:02
Early Retirees: Save Money on Healthcare & Reduce Taxes

Early Retirees: Save Money on Healthcare & Reduce Taxes

Navigating health care in early retirement can be a daunting task, especially if you've relied on your employer's health coverage during your working years.

Nik Schuurmans & Erin Varghese discuss how early retirees can save money on health care and reduce taxes through this simple income minimization strategy.


Find healthcare in your state: https://www.healthcare.gov/


w. pureportfolios.com  

p. 1 (877) 261-0015  

e. insight@pureportfolios.com    


Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Apr 27, 202215:25
The New Age Investor: Digital Assets and the Modern Wealth Playbook

The New Age Investor: Digital Assets and the Modern Wealth Playbook

Fiscal recklessness, monetary policy experiments, inflation, weaponization of fiat currencies, and corrupt politicians. The original thesis for digital assets is playing out in real-time. In this week's episode, we talk about digital assets' inevitable course collision with traditional finance.

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Apr 14, 202241:48
What to Actually do When You Retire Pt. 2

What to Actually do When You Retire Pt. 2

You've worked your whole life for the dream of retirement, but what do you actually do to prepare? In this week's episode of Blind Spots we cover the practical steps you need to take to enter retirement seamlessly.  

Video referenced: "Is Your Portfolio Diversified?" https://www.youtube.com/watch?v=Fbz0SHoHaZ4&list=PLqf8vPaDTNB4ROhYPfnp4MhUZkBMOFN3K&index=4&t=11s

w. pureportfolios.com 

p. 1 (877) 261-0015 

e. insight@pureportfolios.com  

Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.

Mar 30, 202237:52