Disruptors Network

Real Estate seems to be in the news every day, high rates , high rent & what impact its having on inflation and our daily lives. D&D hosts Pat & Ralph get into what you need to know now to navigate this ever changing market . They also discuss what trends to watch & how it may actually benefit buyers today.

In this episode of Dollars and Dwellings podcast, cohosts Ralph and Patrick discuss all things related to Home Equity. With record equity in homes for the United States Housing Market, the hosts explain how should you use it, how do you build it and what is the best way to access it.

In this episode of Dollars and Dwellings podcast, cohosts Ralph and Patrick discuss all things renting — from renting your first apartment to how to find a good tenant for an investment property you own. From rent-to-income ratio to renter’s insurance and everything in between.

Co-hosts Ralph Dibugnara and Patrick Diamond, CFP® continue a deep dive into buying your first primary residence. This episode also covers topics such as: VA Loans, seller financing, utilizing escrow for insurance and taxes, HOA fees and assessments, the importance of an emergency fund and your maintenance budget, among other topics. If you have any questions or comments feel free to email us at: contact@thedisruptors.network

The Podcast Where Real Estate And Personal Finance Live. Hosted by Patrick Diamond & Ralph DIBugnara 

Bringing the world’s of real estate and personal finance together to talk about the nitty gritty of buying/owning/renting and everything in between. We will cover the topics that don’t get covered, but that have to be considered to be successful when making real estate a part of your net worth.

Lauren Turton is a Public Speaker, host of “Freedom with NFTs” Podcast, Self Portrait Photographer, and Non Profit Vice President. Lauren is the Co-owner of Ciao Ciao Piadina, the first independently owned restaurant to drop an NFT project that generates IRL sales. Lauren has been featured in Forbes and interviewed some of the largest personalities in the NFT space, including Gary Vee.

Lauren Turton is a Public Speaker, host of “Freedom with NFTs” Podcast, Self Portrait Photographer, and Non Profit Vice President. Lauren is the Co-owner of Ciao Ciao Piadina, the first independently owned restaurant to drop an NFT project that generates IRL sales. Lauren has been featured in Forbes and interviewed some of the largest personalities in the NFT space, including Gary Vee.

Founder and CEO of Naked Warrior Recovery, a CBD company focused on the recovery of veterans and first responders. He is a retired Navy SEAL with 26 years of service. He has served on both traditional SEAL Teams, taught as a SEAL Sniper Instructor and served on Teams that specialized in undersea operations, who’s missions must be approved by the President of the United States. He led major combat operations ranging from protecting the interim Iraqi elected officials to Direct Action missions in Baghdad and across Ambar province. After retiring from the military in 2018 he realized that he was suffering from physical and psychological symptoms that negatively impacted his well-being and quality of life. Migraines, severe anxiety, chronic pains, difficulty focusing, difficulty sleeping/falling asleep, and depression are some of the symptoms I struggled with on a daily basis. Like so many others, he used alcohol & prescription drugs to mask the symptoms he had. Then he discovered CBD and it changed his life. It had such an impact on him he started Naked Warrior Recovery to bring the highest quality products to the market and to teach the GET NAKED! Mindset.

Todd, founder and CEO of Cetnar Consulting Group, has 25+ years of
experience leading strategic growth with prominent pharmaceutical and
medical device companies and sports teams across the globe.
Todd is a former professional basketball player and 3x Hall-of-Famer who
played throughout Europe. As a corporate executive, Todd combined the skill
sets learned in both arenas to formulate the framework called the 3 Pillars Of Elite Results.
Todd travels globally to help corporate executives, organizations, coaches
and sports teams reach the highest level in their career or sport by mastering
an elite mindset, elite leadership skills and building an elite culture.

Al Iaquinta was a finalist on the Ultimate Fighter Season 15 and a UFC fighter ranked as high as #4 in the world. In 2018 Al headlined the Barclays center, fighting for the UFC Lightweight Championship. Al has fought all over the world including Australia, England, Mexico and Canada. He has fought in some of the most famous arenas including The Prudential center, Madison Square Garden and in front of 57,000 fans at the Marvel Arena in Melbourne, Australia. While rehabbing an injury, Al found his way into real estate sales and investing. He soon realized his winning mindset as a fighter was applicable to sales and business. Al is now a Real Estate Investor, Key Note Speaker and Associate Broker at HomeSmart Premier Living Realty on Long Island.

David Meltzer is the Co-Founder of Sports 1 Marketing and formerly served as CEO of
the renowned Leigh Steinberg Sports & Entertainment agency, which was the
inspiration for the movie Jerry Maguire. David is also a three-time international
best-selling author, a Top 100 Business Coach, and host of the top entrepreneur
podcast, The Playbook. David is the Executive Producer of the Bloomberg and Apple TV series 2 Minute Drill and Office Hours. He is also the executive producer of Entrepreneur’s #1 digital business show, Elevator Pitch. David is featured in many books, movies, and TV shows such as World’s Greatest Motivators, Think and Grow Rich: The Legacy and Beyond the Secret, airing on Netflix. Additionally, he has been recognized by Variety Magazine as their Sports Humanitarian of the Year and awarded the Ellis Island Medal of Honor.

Sabah Ali (@thesabahali) is an entrepreneur, Business Coach, 2 Time TEDx Speaker, #1 Best Selling Author, and on a mission to Create Unforgettable Lives. Known for her branding work, she has assisted hundreds of passionate CEOs to clarify their brand message, marketing strategy, and sales process to create an unforgettable brand that sells online organically; with clients based worldwide, she has helped generate in a total of over $1 million+ revenue for her clients. Her work has been featured on Forbes, NBC, ABC, CBS, and FOX News. In addition, she has been invited to be a speaker twice for TEDx.

If you’ve ever heard Sherhara speak, you've likely been captivated by her skillful
ability to connect and entertain. Her list of credentials is lengthy and if she
wanted to she could go on and on about her love for speaking and interpersonal
communication. Sherhara Downing is the CoFounder and Chief Visionary Officer of SpeakHaus, a training and professional development company dedicated to transforming business and thought leaders into confident and bold speakers. SpeakHaus is the first in the public speaking industry to provide mobile in-person group coaching that goes directly to the homes of leaders, jumpstarting speaking transformation in one workshop.

Breanne is a certified female athlete Elite Performance Coach who works to empower and enable female athletes to cultivate true confidence, unlock their potential, and level up their performance across all aspects of their lives.

Alan Stein, Jr. is an experienced keynote speaker and author. At his core,

he’s a performance coach with a passion for helping others change

behaviors. He spent 15+ years working with the highest performing

basketball players on the planet (including NBA superstars Kevin Durant,

Steph Curry, and Kobe Bryant). Through his customized programs, he

transfers his unique expertise to maximize both individual and

organizational performance.

What we've seen over the last few years are historic low interest rates, but we're being told 6-8 months to a year is that higher interest rates are coming, that inflation was coming. In fact, what has happened, is that the Federal Reserve, who controls the borrowing rate for banks has said that they will raise that rate at least four times. They have so far stuck to that plan. What does this mean for you?

With us today is Donna Bond, a Catalyst for Personal Transformation, a Spiritual Life and Business Coach, and Author of Original Wisdom: Harness the Power of the Authentic You. Supporting the individual transformation of consciousness, Donna assists clients across the globe evolve to new heights of meaningful success, personal fulfillment, and Spiritual aliveness using the principles and practices of Spiritual Psychology.

Buyer burnout is buyers basically giving up on the process of buying a home. Because the process has become so difficult, they're frustrated because it's taking so long to get an offer accepted. It's taking longer to get anything that's reasonably what you want, so we have a lot of buyers coming to the market and leaving the market before they actually find the house because they're stressed and frustrated from the process. So, what we're going to talk about today is how do you avoid buyer burnout in today's market, and what I really want to give you is the tools to set you up to buy in this market and not get frustrated.

Triple-board certified nutrition expert and Fitness Hall of Famer JJ Virgin is a passionate advocate of eating and exercising smarter. JJ helps people stay fired up and healthy as they age, so they feel the best they ever have at age 40+.

Why is Wall Street buying Single-Family Homes? How will the Ukraine-Russia conflict affect interest rates?

Alex Rossman is the Founder and CEO of Rossman Media. He started his career as a touring musical artist where he quickly learned the skills of PR and social media. As a well-versed entrepreneur and artist, Alex took his passion for social media and transformed it into an award-winning agency, Rossman Media, that is currently 1 of only 9 TikTok corporate partners nationwide.

These are the Red Flags to avoid when buying in a seller's market.

Welcome to the 27th episode of the Disruptors Network podcast. Caroline Goyder's global reputation as a speaker and voice coach is built on her warm, engaging, relaxed, and highly practical style. Her TEDx on the 'Surprising Secret to Speaking with Confidence' has been viewed 9 million times and rising. We discuss, the power of your voice, overcoming insecurities, helpful tips for speeches, and more!

What is the right strategy for real estate in 2022? The recent market has experienced very high appreciation rates and low-interest rates. Lately, however, interest rates have shown a slight upward trend for 2022 coupled with low housing inventory. Here's what you should consider when creating your investment strategy in 2022.

Welcome to the 26th episode of the Disruptors Network podcast. Michael J. Breus, Ph.D., is a Clinical Psychologist. He is one of only 168 psychologists in the world to have passed the Sleep Medical Speciality board without going to Medical School. Dr. Breus gives the reader the exact perfect time to have sex, run, a mile, eat a cheeseburger, ask your boss for a raise, and much more. We discuss his background, what sleep really is, the perfect amount of sleep you need, and more!

John Maxwell said: “A budget is telling our money what to do instead of wondering where it went.” 

We can control our budget. We can’t control what our money does if we have no plan for it.

If you’re happy where you are financially, then keep down that road. If you aren’t then the sum of all your decisions hasn’t been the right plan.

Taking on debt is a risk. It should be perceived that way. So, when taking on a mortgage we must take calculated risks with long-term financial rewards in mind.

Welcome to the 25th episode of the Disruptors Network podcast. Jon Schoeller is a husband, father, and real estate investor. He's responsible for flipping over 180 houses in the last 5 years. Jon also runs a Youtube channel with almost 40,000 subscribers!

Welcome to the 24th episode of the Disruptors Network podcast. Jake Thompson is a keynote speaker and Chief Encouragement Officer at Compete Every Day, a brand he started in 2011 by first selling t-shirts out of the trunk of his car. Jake works with organizations and individuals around the country, teaching how they can develop accountability, mental resilience, and leadership skills in order to achieve more in their careers and in their life. We discuss mindset, how Jake built his brand, future projects, and more!

Welcome to the 23rd episode of the Disruptors Network podcast. James Whittaker was born in Australia and currently resides in Los Angeles, California. After a successful 10-year career in financial planning where he ran a company with more than $2 billion under management, James began his own entrepreneurial journey. Today, through his books, speeches, and services, he helps people Win the DayTM every day. We discuss his background, writing "Think and Grow Rich," the secret to greatness, and more!

Welcome to the 22nd episode of the Disruptors Network podcast. EC is the founder of OptimizeMe Nutrition which delivers B2B and B2C educational nutrition programs without the dogma and gimmicks that saturate the current nutrition market. Synkowski's background is in Nutrition & Functional Medicine. She is a Certified Nutrition Specialist, Licensed-Dietician Nutritionist, TEDx speaker, and podcaster (The Consistency Project). We discuss what led her to where she is today, calories, macros, the right diet, and more!

Welcome to the 21st episode of the Disruptors Network podcast. Jeremy Harbour is the CEO of The Unity Group. Even though he is not traditionally educated, he is a leader in the field of small business Mergers & Acquisitions (M&A) and best-selling author. During his career spanning over thirty years, Jeremy has been involved in well over three hundred mergers and acquisitions transactions, taken companies public, completed reverse mergers, and advised on hundreds of transactions. We discuss his background, the right time to sell your business, NFTs, and more!

Welcome to the 20th episode of the Disruptors Network podcast. Danny Morel is an awakening mentor and real estate expert. Coming from humble beginnings, Danny built a 1.1 billion dollar business and now helps people heal from the inside out to find success beyond the money and material things, leading them to become the best version of themselves in their mind, body, business, and soul. We discuss his journey in real estate and helping others attain their own healing. We discuss Danny's background, how to get rid of limiting beliefs, finding mentors, creating leaders, and more!

Welcome to the 19th episode of the Disruptors Network podcast. Frank Capobianco is a Senior Vice President Cardinal Financial Company. We discuss the predictions for 2022 and beyond, Zillow's buying strategy, the right time to buy, and more. Let's Talk Real Estate!

Welcome to the 18th episode of the Disruptors Network podcast. Jennifer Morilla started her business as The Social Girl Traveler back in February of 2015 when she traveled the world as an impact travel blogger. Formerly known as The Social Girl Traveler, Jennifer Morilla started her business journey back in February 2015 when she quit her corporate career to travel the world as an impact travel blogger. After experiencing over 44 countries and carrying clean water filters to developing countries, Jennifer discovered her passion for teaching others to grow profitable and impactful businesses with a real purpose online with her new brand, Jennifer Morilla, in 2018. Since then, she’s built a successful six-figure mentoring business, and she’s worked with brands like Microsoft, Skype, Google, Aruba Tourism, and Waves for Water. We discuss Jen's background, life in Spain, Jen's favorite book, and more!

Welcome to the 17th episode of the Disruptors Network podcast. Craig Siegel is a Mindset Coach, Keynote Speaker, Entrepreneur, Breakthrough Manufacturer, Performance Enhancer, and the Host of the record-breaking podcast, The CLS Experience, as featured in Entrepreneur, MSN, and Yahoo Finance. Craig believes that the most dynamic people are those who can dictate their inner experience, and he helps facilitate that by allowing people to tap into their own potential and access their own magic and manufacture gigantic breakthroughs in their life. Craig’s unique combination of energy, motivation, inspiration, charisma, and business success has led to the meteoric rise of CLS. We discuss CLS, Mindset, Craig's "why," and more!

Welcome to the 16th episode of the Disruptors Network podcast. John Sanei has a knack for sharing his knowledge and creating meaningful connections. He ignites platforms, connects with crowds, and leaves an empowering perspective that lasts long after the lights have switched off. He has received global recognition for his keynote talks and masterclasses as Africa’s first Singularity University Faculty Member, a lecturer at Duke Corporate Education, and an Associate Partner at the Copenhagen Institute for Futures Studies. He is the Co-Founder of the School of Modern Wisdom and The Expansive Podcast. As the author of four bestsellers and currently working on his fifth, John has fulfilled his goal of staying on top of future trends by researching and publishing a book every year. We discuss the challenges and features of a new world, the adaptability quotient, and more!

Welcome to the 15th episode of the Disruptors Network.

Robby Clark is the Founder & CEO of SID Developments. Based out of Ontario,
Canada, Robby and his team purchase the most residential properties in Canada.
Before Robby began his real estate journey he was a successful child actor, starring in
dozens of movies and TV shows such as The Zack Files, Strange Days and Blake
Holsey High with names like Wayne Gretzky, Will Ferrel, Charlie Sheen and many
others. After his acting career, at 21 he went bankrupt and decided to start his first
business. Through some trial and error, Robby decided that he would pursue a business
in real estate. After seeing some initial success, Robby learned some hard lessons
facing legal issues with someone close and basically had to start over again. But with
the education, knowledge and improved team around him, he’s been able to scale to
over 350+ properties.

Welcome to the 14th episode of the Disruptors Network Podcast! Cassandra Worthy is the world’s leading expert on Change Enthusiasm. She is lighting the world on fire with her refreshingly unique take on not just ‘managing’ but growing through change. Through her consulting firm Change Enthusiasm Global, she has shared this revolutionary approach for not only embracing change but using it to propel you to heights you never imagined with thousands all over the world. She is trusted by clients around the globe including MassMutual, Johnson & Johnson, CVS Pharmacy, Bristol Myers Squibb, SnapChat, and Cisco. We discuss Cassandra's career, changing the way we see change, and more!

Welcome to the 13th episode of the Disruptors Network podcast. David Brier is a native New Yorker and Google’s #1 ranked rebranding expert, David’s 4 decades of branding expertise are sought after by companies of all sizes — from startups to global organizations — and every industry demanding an unorthodox edge in today’s business climate. David is the bestselling author of his #1 Amazon book, “BRAND INTERVENTION, 33 Steps to Transform the Brand You Have Into the Brand You Need” with a foreword written by Shark Tank star and CEO of FUBU Daymond John. We discuss branding, differentiation, and more!

Welcome to the 12th episode of the Disruptors Network podcast. Amber Hurdle helps leaders confidently define and position their value so they can maximize their influence, focus, and results. As a dynamic professional speaker and CEO of Amber Hurdle Consulting, a multi-award-winning talent optimization firm, and founder of the Velvet Machete Leadership Society, she pioneers using both science and marketing principles to strengthen brands and leaders from the inside out. We discuss branding, Amber's career, and what's to come.

Welcome to the 11th episode of the Disruptors Network podcast. Heather Monahan is a best-selling author, keynote speaker, TedX speaker, podcast host, and Board Member of Healthlynked Corporation. As a former C-suite executive in media, she was named one of the Most Influential Women in Radio in 2017, and Thrive Global named her a Limit Breaking Female Founder in 2018. Heather was named one of the Top 40 Female Keynote Speakers of 2020 by Real Leaders. We discuss Heather's career and how stepping out of her comfort zone changed her life.

Welcome to the 10th episode of the Disruptors Network podcast. Polizzotto is a former attorney turned entrepreneur. She is the co-founder
and owner of The Doughnut Project, a handcrafted, gourmet doughnut shop in Manhattan which is one of the top doughnut brands in the U.S. We discuss Leslie's career switch and how she Disrupted the industry. 

Welcome to the 9th episode of the Disruptors Network podcast. Kent Ritter is a former management consultant, start-up owner, and corporate executive. Currently, Kent is the CEO of Hudson Investing, a multi-family investment firm that helps busy professionals scale and diversify their investments. After achieving financial freedom, his mission is now to empower other individuals to do the same. We discuss Kent's beginnings in real estate investing and his personal pointers to do it successfully.

Welcome to the 8th episode of the Disruptors Network podcast. Jennifer Grimson is an entrepreneur who lost it all twice and built it back up into her own empire of financial independence. In 4 years, Grimson amassed over $1.4M in income-producing properties. She teaches other upcoming entrepreneurs how to build their own empires. We discuss Jennifer's story, being a life-long learner, and building generational wealth.

Welcome to the 7th episode of the Disruptors Network podcast. Anthony Lolli and Tereza Hakobyan are successful serial entrepreneurs. Anthony Lolli started his career in real estate and produces one of the top documentaries in Amazon prime. Tereza is the host of Radical Body Transformations. We discuss how this disruptive couple uses their influence and knowledge to change people's life.