Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

There’s no shortage of advice for being successful in real estate investing. Who you listen to can make a big impact on your long term success.

Zach Lemaster breaks down the top 5 things that he’s done as an investor that have made him successful that anyone can emulate as they progress along their journey.

Website:

Achieving financial independence is something everyone strives for. There are many paths, but eventually most people’s goal is to get out of the rat race and do what they love doing with their time. 

Chris Larsen is no exception. After achieving great success in business he took a new path to success. Now he’s the proud owner of an investment most people don’t even consider: car washes. This little considered investment is something he’s able to get into without competing with the major Wall Street money and create a niche for himself that generates substantial (relatively) passive income.

Zach Lemaster and Adam Schroeder talk with Chris about his journey, how investing in car washes work, and how you actually run due diligence on an investment like this.

Different asset classes require different market dynamics. Most markets tend to favor one or another when it comes to short term versus long term.

Some markets, however, have the ability to support both.

Adam Schroeder and Erica Muller discuss short term rental markets and identify how to tell if a market is saturated, figuring out what type of property you need, and what emerging market supports both of them.

Learn more at: https://www.renttoretirement.com/findstr

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Investing through your retirement accounts can be trickier than many people want. With all the regulations about not working inside your account and when you can have access to your returns, many people decide that it’s not the way for them.

Ohio team leader Steve, however, has started using his retirement accounts in a creative way that allows him to grow his funds for his real estate investments. He explains what he’s doing to Zach Lemaster and Adam Schroeder.

The three also go over why Akron, OH continues to be a good market to invest in and what things are happening inside the city that make it a good long term play as well.

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A little while back, Rent To Retirement has the opportunity to take over the BiggerPockets Instagram page. We did an all day take over, where we collaborated on real estate posts and did a live video with Q&A. We thought that everyone should have a chance to listen to this! Join us on this 3 part podcast and listen to Zach and Adam discuss the important factors of investing out of state.

This is part 3 of the series. Parts 1 and 2 are available on our podcast platforms.

***Don’t forget to leave a review, take a screenshot, and send the picture to podcast@renttoretirement.com to get your $10 gift card and be entered into our $500 closing cost credit to be drawn June 30, 2023***

To receive your copy of Zach’s Top 20 Markets to Invest in 2023, email your request to podcast@renttoretirement.com

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A little while back, Rent To Retirement has the opportunity to take over the BiggerPockets Instagram page. We did an all day take over, where we collaborated on real estate posts and did a live video with Q&A. We thought that everyone should have a chance to listen to this! Join us on this 3 part podcast and listen to Zach and Adam discuss the important factors of investing out of state.

This is part 2 of the series. Part 1 is available on our podcast platforms. Part 3 is coming soon!

***Don’t forget to leave a review, take a screenshot, and send the picture to podcast@renttoretirement.com to get your $10 gift card and be entered into our $500 closing cost credit to be drawn June 30, 2023***

To receive your copy of Zach’s Top 20 Markets to Invest in 2023, email your request to podcast@renttoretirement.com

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A little while back, Rent To Retirement has the opportunity to take over the BiggerPockets Instagram page. We did an all day take over, where we collaborated on real estate posts and did a live video with Q&A. We thought that everyone should have a chance to listen to this! Join us on this 3 part podcast and listen to Zach and Adam discuss how to invest out of state and the important things to know!

This is part 1 of the series. Parts 2 and 3 will be posted within the next week! Stay tuned!

***Don’t forget to leave a review, take a screenshot, and send the picture to podcast@renttoretirement.com to get your $10 gift card and be entered into our $500 closing cost credit to be drawn June 30, 2023***

To receive your copy of Zach’s Top 20 Markets to Invest in 2023, email your request to podcast@renttoretirement.com

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Getting transferred while serving in the military can be disrupting to your life, but it can also lead to you owning real estate all over the country. 

Joe Riley, CEO of Patriot Family Homes, talks about his real estate journey while serving in the military, what he’s learned about building teams in real estate, what to look for in a market to see if it’s primed for investors' success, and more.

The banking industry saw some pretty negative news earlier this year, causing many people to panic and think we are on our way back to 2008.

Adam Schroeder talks with Abby Shemesh, co-founder, Senior Managing Member & Chief Acquisitions Officer at Amerinote Xchange, about what’s happening and how people can consider starting to add note investing to their portfolio.

Abby has been operating within the primary and secondary mortgage markets for over two decades and his background lies in residential and commercial mortgage loan origination. He made the full transition into the secondary market and whole-loan acquisitions realm in early 2006. As an experienced debt-investor, Abby is also one of the expert contributors on the world of private note trading for Cash Flow Exclusive e-magazine.

Website:

Imagine having an easy loan process that was expedited by technology that aided every single step of the way. Appraisals done in 15 minutes for what used to take a whole day, deals analyzed in a fraction of the time it used to take.

Laura Krashakova is doing her best to help investors in today’s market. She talks with Adam Schroeder about what’s happening technologically in real estate, where we are today versus in 2008, and what kind of real estate she’s bullish on in today’s market.

Website:

www.SmartCapital.center

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Zach goes solo on today's episode and breaks down this amazing offer we currently have. You can buy up to 5 properties in the Alabama market and not put any money down! Yes, that is 100% financing on these real estate investment properties. Listen as Zach explains how this works and what you can do with the money you're saving in order to turn that into more investments.

Investing in real estate while having a full time job (or even if you don’t and things go wrong) can be a very stressful part of your life. If you don’t have a good way to deal with the stress and headaches that come into your life, it can impact your life in severely negative ways.

Adam Schroeder and Zach Lemaster talk with Dr. Eric Holsapple about his real estate journey and how he’s used things like mindfulness and giving to escalate his business into the heights he’s achieved. 

Learn more here:

www.LivingInTheGap.org

After starting his real estate journey making a nice tenant mistake, Jennings Smith kept plugging away. He had a vision to have 1,000 units in his portfolio and wasn’t going to stop until he’d achieved it.

Jennings has continued his journey and now talks with Adam Schroeder about how he’s continued his journey, the importance of working with people who have been through market cycles, how to evaluate your deals to keep yourself safe, and how he could be 2 years ahead of where he is now with one simple change.

Website:

Alabama is a fantastic market for real estate investors. With low property taxes, business friendly environments, and population growth, it’s a great long term play.

Adam Schroeder and Zach Lemaster are joined by the new construction team from Alabama. The group hit on all aspects of investing in new construction. From appreciation to rent growth to tax advantages, the local team provides a mix of short-term rentals and long-term rentals.

Listen in as the group explores the unique financing options available and how an investor can set themselves up for long term success in the market.

Coming to the United States with $500 in his pocket and some suitcases to play professional tennis, Andres Bernal used his income to start building his real estate portfolio. Knowing that someday tennis would be in the rear view mirror and he’d need a new stream of income, Andres began buying properties around him (though his first one wasn’t exactly the way he’d imagined it) and hasn’t stopped.

Listen in as Adam Schroeder talks with Andres about his journey, how he evaluates deals, how he’s scaled, and his big tip on how to partner with people who you believe are out of your league.

Many service members become landlords when they purchase a property and then get assigned to a new location, or when they purchase a duplex for their current assignment. The majority of them take advantage of the VA loan, which can give very favorable terms to buyers.

After receiving some terrible advice from a lender about using his VA loan, David Pere realized there was a need in the market for educating service members on how to utilize the benefits they’ve earned so that they can better their life. 

Listen in as Adam Schroeder and Zach Lemaster talk with David about his real estate journey, his mission to help investors, and how the VA loans can be used as an ultimate hedge against inflation (even more than real estate usually is)!

http://www.FromMilitaryToMillionaire.com

https://www.facebook.com/frommilitarytomillionaire/

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No road to financial freedom comes without its bumps. Some are mild humps, others can knock you out.

Iven Vian, co-founder and COO of Anthem Capital, Air Force Veteran, and real estate investor, joins Adam Schroeder and Zach Remaster to discuss his first deals. There was some good…there was some bad… But eventually he came out better educated and still in a good position. 

He’s now a large investor in multifamily projects and gives some tips on how to properly force appreciation in your deals. Iven has been involved in real estate for 15 years and has owned 3700 units. He has applied the skills he learned while serving in the US Air Force for 20 years to operational excellence and business plan execution.

Learn more at: http://www.AnthemCP.com

Financial freedom is the goal of nearly every real estate investor. Deciding when to leave, however, can be a complicated decision. But sometimes life chooses for you, which is the case with Rory and Jason. Jason took the plunge into full time real estate investing when things changed at his job, and has been steadily increasing their portfolio to continue his real estate professional role.

Listen in as Adam Schroeder and Zach Lemaster talk to Rory and Jason about their journey, how they’re scaling, and question Rory about how you can vet real estate attorneys.

The banking world was rocked when news of SVB’s collapse came to light. Stocks plummeted, investors feared, and the government had to step in and assure everyone that they would cover any accounts and nobody was losing any money.

But what happens next time (because you KNOW there will be a next time)?

Adam Schroeder and Zach Lemaster talk about how this situation occurred, what investors can do to protect themselves in this type of environment, and the real way to get ahead.

Schedule a Consultation

https://meetings.hubspot.com/support1729/rtr-consultation?__hstc=&__hssc=&hsCtaTracking=452552b8-3e55-456d-b52a-0a517c2f5933%7C17319fcc-f475-4d0c-8182-719c5bf30ce2

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You hear lots of talk about how real estate can save you money on taxes. But how much can it actually save you? Getting a real number can be tricky, but Zach Lemaster and Adam Schroeder talk with CPA Amanda Han about how taxes differ based on 3 different methods of investing in real estate.

Listen in as Amanda explains how real estate offsets your earnings and the massive tax write off that can wipe out 25,000 of your earned income on your taxes.

Many people are comfortable investing in their hometown. A little less are comfortable investing outside their town but in their own state. It gets even smaller when investing outside their home state in the United States. But investing overseas? Things get a bit tougher to figure out at that point.

Adam Schroeder and Zach Lemaster talk with Reid Kirchenbauer about how he's investing in places like Thailand and the similarities and differences between financing, numbers, etc.

Reid is the Managing Partner at Invest Asian and former co-star alongside Jim Carrey in How The Grinch Stole Christmas; For over a decade, Reid Kirchenbauer has searched Asia for some of the world’s top-performing investments. He has been investing in real estate and private equity in Asia for more than a decade. He was a child actor with roles in movies starring alongside Jim Carrey in "How The Grinch Stole Christmas" and around a dozen nationally-aired TV commercials for Cap'N Crunch cereal while growing up in Los Angeles.

Knowing your investing style and comfort level is important. Not just when you invest money on investments you control, but when you invest in assets other people are controlling for you as well.

Adam Schroeder talks with Justin Moy, partner at Realm Investors, about his real estate journey, why he’s investing in Kansas City, what his property requirements are, and why he’s stuck with real estate through all the bumps in the road.

Learn More about Justin:

Recent Fannie Mae changes have been somewhat under the radar, but they could have some good (and bad) impact for investors. Whether it’s appraisals or cash-out refi timelines, there’s always some changes to your investing strategy.

Adam Schroeder and Zach Lemaster talk with the lending team at North American Financial about what these changes really mean, why this is an “accumulation market” and what rates are doing in reaction to recent Fed announcements and economic numbers.

One important part of real estate investing is staying in control of your asset. But when you’re out of your own cash to invest and purchase assets, you don’t necessarily have to be done acquiring some to control.

Chris Prefontaine rejoins Adam Schroeder and Zach Lemaster to discuss the steps you can take to find and control assets with little to no money out of your pocket.

Uncertainty can cause confusion and trepidation, but it can also create opportunities. Adam Schroeder looks into what’s happening with Millenials and their wealth and why that could create a boom for future real estate valuations.

Hope isn’t an investment strategy, you have to actually take action.

We’ve heard since our youth that investing in stocks, bonds, mutual funds, etc is the way to diversify and move yourself towards retirement. That it’s the “safe” way to protect and grow your wealth.

But is that really true? There are much better ways to invest that will likely leave you in better financial straits when you’re ready to retire than it would if you were to invest the way the masses do.

Is your plan really to make less money and hope you’re taxed less? Or are you wanting to retire with more money and find ways to pay less tax in the meantime?

Adam Schroeder and Zach Lemaster talk with Chris Reid about how he’s seeing the investment market today and ways you can potentially set yourself up for success.

A lot of real estate “investors” that came in during Covid and thought they were so smart are now running for the hills. They see the current situation as dire and run from the returns they now see.

Well, guess what? The grass is nowhere near dead on this side of the fence. Covid may have made the grass greener for a while, but we’re simply back to a time when appreciation is slow and steady and the numbers make sense but aren’t insane like they were for a brief period.

Adam Schroeder explains the mindset investors really have, and why all these fake investors are really giving us a golden opportunity.

www.RentToRetirement.com/tools

Real estate investing across state lines while living in the United States can be intimidating. Add in an ocean separating you from your properties and it can seem even more daunting.

Adam Schroeder talks with client Richard Hall about how he’s been investing in real estate in his attempt to become a full time investor. With properties in Colorado, Tennessee, and Florida, he’s creating quite the portfolio, and the two explore why he’s comfortable investing the way he currently is.

There are so many ways to invest in real estate that it’s easy to find yourself chasing the latest, greatest podcast you heard. That’s not to say that any one way is wrong, but it can definitely be wrong to chase them all at once.

Adam Schroeder talks about how to flush out the noise and successfully deal with the increasing input into your investing brain, as well as why home buying sentiment might be setting us up for a great summer.

Real estate is NOT a straight line to wealth. Bumps happen, and sometimes they’re big. But getting over those bumps and continuing on is how true wealth is achieved.d

In this world we’re in where we hear constant negativity in the news, Adam Schroeder finds the silver lining and areas where you can invest that are actually seeing significant increases in home valuations as opposed to other places that are moving much, much slower.

Tokens are the new hot thing in investing…and potentially the future of investing. You hear about new coins being started constantly, and many of them are just fads that have no value

behind them. Securitized tokens, however, are a different story.

Eric Martel joins Adam Schroeder and Zach Lemaster to discuss his new securitized token, MartelInvest. Eric explains how it works, what it’s backed by (surprise, it’s real estate!), how people can invest, and what entry and exit plans investors can have with the investment.

Eric also shares his unique story of how he got started in investing, what mindset investors need to have, and how his journey has led him to where he is today.

Website:

Inflation is still relatively high, causing your money to be worth less and less every day. During times like these, what should you be considering doing with your money?

Adam Schroeder and Zach Lemaster go over how your money is being treated in different asset classes, what mindset you need, what really scares Zach, and more.

There are many different types of loans available for investors. Whether it’s conventional, DSCR, non-recourse, interest only, or any other type, one thing you rarely hear about is the All in One loan.

Cori Zigman and Zach Lemaster talk with Harrison and Adam from CMG Home Loans explain the process and how investors can best utilize them.

Schedule a call with CMG Loans Here: https://calendly.com/harrison-71

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For investors looking to invest in multifamily instead of single family, it’s a different journey. There are similarities, but a whole lot of differences as well.

Adam Schroeder talks with Rama Krishna, Founder of Usha Capital Group, host of the podcast, “Multifamily AP360 (Earlier – Creating Wealth through Passive Apartment Investing), and author of the book Creating Wealth through Passive Apartment Investing, about his journey investing in multifamily.

Rama explains how he vets deals and partners, what amount of capital he spends rehabbing his properties, and more!

Learn more about Rama and Usha Capital Group: http://www.ushacapital.com
Learn more about Multifamily AP360: http://www.multifamilyap360.com

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There’s a difference between rent ready and retail ready, and knowing it will go a long way to making sure that you’re buying a rental property that’s going to make sense. Going overboard on finishes and materials will eat into your profits and could very well turn it into a deal that gets negative cash flow. Remember, there’s a difference between the two.

Adam Schroeder dives into that topic, as well as why the real estate apocalypse that so many predicted hasn’t come to pass in most markets.

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Mobile home parks are one of the asset classes that have boomed in popularity over the last 5 years or so. What was once an obscure investment has now become quite mainstream (at least among investors).

Purchasing and managing those properties, however, still has a bit of a steep learning curve.

Adam Schroeder talks with Sydney Barker, VP of Financing at Open Door Capital, about her acquisition of a mobile home park, what to do (and NOT do) to get financing for your park, and how to set up property management properly.

Learn More about Open Door Capital: https://odcfund.com/

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Once your tenant is in place you have very little insight into what’s going on at your investment property. Sure, you’ll hear when a maintenance request is put in, but what’s going on outside of that request that might need your attention? How can you be sure that you’re going to end up with your property being in good shape when your tenant eventually moves out?

Adam Schroeder talks today about the importance of the yearly walkthrough. It’s perfectly normal, incredibly useful, and 100% legal. A simple action could save you thousands of dollars.

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Your real estate business needs employees. They may not be W-2 employees, but they’re people working for you nonetheless.

Who are these people and how do you find them? Adam Schroeder and Zach Lemaster dive into just that topic today. Listen in as the two explain exactly who you need to be searching for, the questions you should ask to make sure they are who they say they are, and how each of them is going to make sure you’re as successful as you plan to be.

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2022 is in the books. Did you achieve your real estate goals for the year or did something in the market scare you off (or make you wait because something better was RIGHT around the corner)?

Adam Schroeder and Cori Zigman talk real estate goals for 2023: why you shouldn’t wait for the perfect time to invest, what their favorite investments for 2022 were, and why taking that first step is so crucial to your success.

Get off the couch and get moving toward your final destination. It’s the only way you’ll ever actually arrive where you want to go.

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One of the ways we’ve seen many of our clients improve their financial situation (and be able to purchase a lot more real estate) is to utilize short term investments to grow their savings. This can be repeated and repeated until you have a continuous stream of income from these investments: “fast burning fuel”. Eventually, however, you’ll need to convert that fast burning fuel into “slow burning fuel” like real estate that will help you continue getting cash flow, but not be taxed on it.

Adam Schroeder and Zach Lemaster talk with two of Tardus’ top coaches about what exactly they do to help investors achieve their goals in the quickest amount of time.

Learn More at: http://www.RentToRetirement.com/incomesnowball

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Inflation has been rampant for at least the last year, with many believing that the worst is behind us and we’re on our way down. David Stockman is NOT one of those with rose colored glasses on their face. He thinks we’re in for an inflation storm that is going to last years, not the months we’re being led to believe.

Zach Lemaster and Adam Schroeder talk to David about what’s causing the inflation, what the future holds, and what investors can actually DO about the situation that will improve their lives.

David is a former two-term Congressman from Michigan and Director of the Office of Management and Budget under President Ronald Reagan; Bestselling author of The Great Deformation: The Corruption of Capitalism in America, Trumped! A Nation on the Brink of Ruin... And How to Bring It Back, and the new book The Great Money Bubble: Protect Yourself from the Coming Inflation Storm

Learn More Here: http://www.davidstockmanscontracorner.com

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2022 saw a massive shift in interest rates for properties. What started off in the low 3s (for investment properties!!!) moved up to mid-7s and is now back down to around 6%. We’ve heard people talking about the causes of it many times, but what really caused it, and have those factors been eased at all yet?

Adam Schroeder and Zach Lemaster talk with the lending team at Highlands Mortgage about what exactly is going on in the lending world, and what investors can realistically expect moving forward into the new year.

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2022 has been a great year for investors, but only if you actually took action and added to your portfolio.

Adam Schroeder takes today to thank listeners/viewers/investors/business partners for everything that happened this past year, and how you can make 2023 an even better year for you and your loved ones.

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Syndication funds are not hard to find. Finding a good one, however, can be a tricky proposition.

Adam Schroeder and Zach Lemaster talk with Bronson Hill, founder, CEO & Managing Member of Bronson Equity, and host of the Mailbox Money podcast, about the best ways an investor can protect themselves from getting into a bad deal, as well as some of the common pitfalls that investors miss when vetting deals, and what the risks are for syndications.

Learn More Here: https://bronsonequity.com/

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Shannon Robnett, founder & CEO of Shannon Robnett Industries and host of the Real Estate Run Down podcast, joins Adam Schroeder to discuss how he’s approaching the current real estate market as a builder in markets that the media has said need to be watched.

Shannon explains how he evaluates what markets and deals he pursues and how to do your real due diligence when investigating deals or syndications they’re considering.

Learn more at: www.shannonrobnett.com

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While stuck in a life he didn’t want, Brian knew that he didn’t want to be in his line of work for the rest of his life. Thanks to that desire, Brian looked at his resources and his options, and decided he was going to learn to find creative financing deals in real estate to grow his wealth.

After leaving his day job to be a real estate professional, Brian now helps other people learn to do the things that he learned so that they can achieve the independence they desire.

Adam Schroeder and Zach Lemaster talk with Smart Real Estate Coach’s Brian O’Neill to discuss his journey and how he’s helping investors these days.

Learn more at: www.renttoretirement.com/srec

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Understandably, many people are concerned about what’s happening in the real estate market right now. We’re hearing about prices dropping, rates being higher than they’ve been in a while, and how it’s the end of the market as we know it.

First of all, that horrible housing value diagnosis isn’t true of every market, rates have stabilized or dropped, and there are many silver linings in the marketplace.

Adam Schroeder explores why this market can actually be beneficial to investors in the long run, and what you need to be tracking in order to know if you’re on the right path.

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For the last few months investors have HAD to pay some amount of points on their loan to get their loan. Thankfully, this has mostly ended, but paying points can still make a lot of sense.

Adam Schroeder breaks down when it makes sense to pay points, when you should hold off, and what things are in need of watching as we consider the future of interest rates for investors.

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The Covid interest rates and rent increases have led to many investors expecting things like 10% cash-on-cash returns for new construction and 15+% cash-on-cash returns for rehabbed properties.

Those numbers, historically, haven’t been available (and aren’t likely to be available again any time soon at least).

Adam Schroeder and Cori Zigman look at what returns have historically been available to investors, and what investors should be expecting moving forward with their real estate investing.

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Saving for retirement certainly sounds good, but how much control do you have over what you can actually invest in with your accounts?

Adam Schroeder talks with Damion Lupo, founder & CEO of eQRP, about how to invest with retirement funds and take full advantage of the opportunities allowed with them.

Damion is host of the Transformation Nation podcast, and author of The QRP Book: How to Get Checkbook Control of Your 401k Rollover Money Now.

You’ll never be younger, healthier, or more insurable than you are right now.

Adam Schroeder and Chris Reid discuss utilizing life insurance as either a wealth building or investment tool. They dive into how to get started, what are important aspects to consider when setting up your account, ensuring you’re getting the best option available, and what the final numbers can look like as you get closer to using the account for your final goals.

Schedule a call with Chris: https://calendly.com/c-s-reid/appointment

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Syndications are probably the most passive real estate investing you can take part in. But, like all investments, there are good syndications and there are bad syndications.

Adam Schroeder and Zach Lemaster talk with Matt and Vicente about how to find and vet syndication deals, as well as what you can expect while you’re actually invested in a deal.

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Operating your short term rental in the middle with everyone else can mean your returns are minimal and you’re leaving money on the table. When you can get in the top 15% your returns increase significantly, and if you can make it into the top 1-5% you’re doing incredibly well.

How you get there, however, is a 3 pronged approach that Shawn Moore explains to Adam Schroeder and Zach Lemaster. Listen in as the 3 discuss how you can make better decisions to make your profits explode.

Learn more at: www.renttoretirement.com/str

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All taxes are not created equal. The degree of difficulty for your taxes is going to take a substantial jump when you start adding real estate into the mix.

Just like taxes, not all CPAs are created equal. Not many CPAs take the time to learn the ins and outs of real estate tax benefits because not enough of their clients do it. Unfortunately, when your CPA doesn't know something it costs YOU money (and you probably won't even know it).

Adam Schroeder and Zach Lemaster talk with Adam Kintigh about the importance of a real estate savvy CPA, how to make sure you're getting a qualified one, what to look for in your taxes to make sure you're getting all the benefits you should be getting, and what you're able to go BACK on to get any benefits that may have been missed originally.

Home inspections are one of the least standardized parts in the home purchase process. You could get something that looks great, is online, and well laid out for you. Or you could end up with a sheet of paper with check marks saying things were good. The discrepancy from one inspector to another is incredible.

Adam Schroeder and Cori Zigman talk with Josh Jensen, founder of Inspectify, about how he’s trying to standardize home inspection reports for investors, what the important parts of home inspections really are, and how you can turn this part of the purchasing process into an easier experience.

Learn more about Inspectify:

Scaling your portfolio after you’ve used your capital you’ve saved up is a challenge to every investor out there. There are ways to continue acquiring properties and getting rental income, but it’s a more active investment.

Zach Lemaster is joined by Chris Prefontaine to discuss how investors can take charge of their investing journey during these turbulent times with the Smart Real Estate Coach live event coming up.

Website to register for the event:

Capital is the limiting factor for every real estate investor. Eventually we all run out of money, so if you want to keep going when you’re out of cash, other people’s money (OPM) is a logical next step.

Adam Schroeder and Zach Lemaster are joined by Dave Dubeau, host of the How to Raise Capital 101 podcast, to discuss all of the intricacies that are involved in raising other people’s money.

Being in the real estate industry can lead to people getting shiny object syndrome and end up chasing everything; putting them behind the ball for their future.

Steve Trang, founder of the Real Estate Disruptors movement & host of the Real Estate Disruptors Podcast, joins Adam Schroeder and Zach Lemaster to discuss his lost decade, and how he’s able to help people now.

There may be inflation, and there may be a softening in some real estate markets, but that doesn’t mean it’s time to hide under a rock and do nothing.

Real estate pays in more ways than just cash flow, and Keith joins Adam Schroeder and Zach Lemaster to discuss all the ways you can get paid in real estate, and take advantage of this specific opportunity in the marketplace.

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Tax Savings in Action: A Strategic Approach to Lowering Your Taxes

Tax savings are one of the key things that real estate investors get that leads to returns being significantly higher than they initially seem. There are many, MANY different strategies and opportunities to lower your taxes that take some planning to fully achieve.

Amanda Han and Matt MacFarland rejoin Adam Schroeder and Zach Lemaster to discuss a specific client case study that had a client able to bring their $320,000 in W-2 income down to only be taxed on $91,800. That is a MASSIVE tax savings.

They’re offering Rent to Retirement listeners a $200 discount on their tax savings program that you can utilize by entering the promo code RTRTAX.

Website to Learn More:

Rising home prices and rising interest rates have made many markets unable to cash flow. Fortunately, the midwest is not one of those places. Kansas City is still one of the top performing markets Rent to Retirement features.

Adam Schroeder and Zach Lemaster talk with Andrew, the head of the Kansas City team for Rent to Retirement, about what makes the market continue to be a good place for investors, and why his rehabs go above and beyond being “rent ready”.

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Short term rental properties can work in any market, but where is the BEST market and what size property should you buy in that market?

Redfin recently listed Akron, OH as the most recession proof market in the United States. With a runup that wasn’t as high as the highest market in the US, wage rises higher than national average keeping Debt To Income low, and a relatively low level of flipping in the area, it’s primed to continue being a great investment area.

Adam Schroeder and Zach Lemaster talk with Steve, the Ohio provider for the area, about what the area offers for investors, what his rehab looks like, and what the neighborhoods offer to keep people in place for the long term.

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When David bought his first investment property with Rent to Retirement, he was expecting a good solid return. What he didn’t expect was the return he actually received - and it was certainly a pleasant surprise!

David sits down with Adam Schroeder, Zach Lemaster, and Steve Yoak to discuss how the process went, and what his returns actually became after the lease was signed.

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It’s important to realize that you have to be prepared for anything in your life. Just when you think everything is lined up, things can happen that throw your whole life into disarray.

Steve Rozenberg thought he had a safe, secure job as an airline pilot. Then 9/11 happened and his whole career turned.

Adam Schroeder and Zach Lemaster talk with Steve about how he got to the point where he could take his career from down in the dumps to running a highly successful business. Now he’s coaching people and helping them do the same thing.

There's a lot of fear about the impact interest rates and rising inventory are going to make on the real estate space. However, if you're really looking to scale your portfolio, you need to be continuously investing your money. Time will help you continue to improve your position and make you truly wealthy.

So where should you be investing your money? Adam Schroeder and Zach Lemaster get together to discuss places you should be looking to invest your money in today's environment.

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The Fed continues to raise their rates, and interest rates for home buyers and investors continues to increase right alongside. Many people are getting frightened by the current housing scenario, which is actually opening a door for investors.

You can make money in any environment: high inflation, low inflation, high interest rates, low interest rates, it doesn’t matter. You just have to have a plan and the right team with the right products.

Adam Schroeder and Zach Lemaster talk with Greg and Kyle with NAF Loans about what’s happening in the mortgage market, what products are available that work with which investor, and why the changing, uncertain marketplace does NOT mean you should be hiding your investing money.

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The BRRRR (buy, rehab, rent, refinance, repeat) method of investing is one of the most talked about forms of real estate investing. It gets the TV shows, it gets the media coverage, but how do you do it right and scale it?

Adam Schroeder talks with Steve Cook, founder of Lifeonaire, about the ways people can successfully get into the house flipping industry, what they should be focusing on while doing their flips, and how to end up living the life they desire.

The easiest way to use real estate to offset active income is by investing in short term rentals. It doesn’t require being a Real Estate Professional, but it’s a different type of investment that has its own pros and cons.

Adam Schroeder and Zach Lemaster talk with Shawn Moore, founder of Vodyssey, about investing in the short term rental market, how you can utilize short term rentals to improve your lifestyle and bottom line, and how to maximize your return on investment.

Through his time as a tax attorney, Brian Boyd found himself answering the same questions for real estate investors day after day. People were investing in real estate without knowing how to utilize the benefits that come with it, and while they were succeeding, they could have been doing even better.

Brian talks to Adam Schroeder about what he’s been able to figure out about successful investors, as well as the best methods he has for finding, funding, and managing deals.

Brian is owner & Managing Attorney of real estate tax firm Boyd & Wills, which helps both individuals and businesses in all matters relating to residential real estate, commercial real estate, construction litigation and business law; author of the new book, Replace Your Income: A lawyer’s guide to finding, funding, and managing real estate investments.

The limiting factor for all investors is capital, which is why it can sometimes take a while to achieve your long term goals. One way that a lot of people get started is by wholesaling. This is a way to control and sell real estate without having to buy it yourself, but it does require having an end buyer for the property.

But what if you had a guaranteed end buyer as long as certain criteria were met?

Join Zach Lemaster (Founder & CEO of Rent To Retirement) and Chris Prefontaine (Founder & CEO of Smart Real Estate Coach) as they discuss three ways you can invest in real estate on YOUR terms, with very little out of pocket expense.

Real estate has created wealth for many, many people. When done right, it can completely change your life. With so many avenues to invest in real estate, however, it can be crucial to find a niche that allows you to be successful.

Liz Faircloth, co-creator of The Real Estate InvestHER, joins Adam Schroeder and Zach Lemaster to discuss her real estate journey, how she was able to incorporate her vision with her investing, and why she’s built the community she has.

The news abounds about high inflation, high interest rates, and everything going up, up, up. Some assets thrive in this environment. Others fade away. A well diversified portfolio rides out times like these very well.

You’ve heard the term “self-direct” when it comes to 401ks and IRAs. What that means, however, and how you take advantage of it, isn’t something that’s usually defined.

You’ve heard time and again that real estate is the most tax favored asset class. You’ve heard it because it’s true. But how do you take advantage of those benefits and how do you make sure your CPA is doing their job correctly?

Adam Schroeder talks with Prime Corporate Services’ Tommy Thornburgh about how you can set up your entity structure properly to protect your hard earned assets, and how you can utilize the tax benefits to keep your hard earned money.

If you’re looking for an investment property that comes with built in equity, new construction in Poinciana, FL might be the right choice for you. But what is it about this market that makes it a good place to invest?

Adam Schroeder talks with the local builder to discuss the product he’s building, and why Poinciana has the economic and demographic factors that make it primed for long term success.

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Imagine working for the same employer for 23 years, building up your pension, and then surpassing that monthly stipend using another route within 30 months.

It’s not a pipe dream, it’s Thurman McKenzie’s reality after joining Tardus back in early 2020.

Taxes are the largest expense anyone pays in their life. “The only guarantees in life are death and taxes”...right?

Real estate investing can help you (legally) avoid a tax bill, and The Real Estate CPAs Brandon Hall and Thomas Castellini have made a career out of helping people pay as little tax as they can.

Financial education is not a strength in the US educational system. While this leads to many people not understanding how to create a system that puts them ahead in life, it gives you the opportunity to get a step in front of everyone by simply doing the right thing.

Adam Schroeder and Zach Lemaster are joined by Mike Cavaggioni, founder of Average Joe Finances, and talk about what people do wrong, what they can change about their habits, and how to create a life that ends up with YOU in charge.

Capital is the limiting factor for all investors. Fortunately, there are ways to invest in real estate, and make significant returns, with little to no money. In fact, $10 can end up making you six figure payouts.

Returning guest Chris Prefontaine joins Adam Schroeder and Zach Lemaster to discuss the three different ways you can control real estate without putting your name on any titles or involving banks.

Chris is the bestselling author of Real Estate On Your Terms: Create Continuous Cash Flow Now, Without Using Your Cash Or Credit and the new book Sell with Authority for Real Estate Investors: Your Road Map to Defining It, Earning It, and Monetizing It!

He’s also the founder of Smart Real Estate Coach, and has been involved in the construction of over 100+ single family homes (1990’s), and was owner/broker of a Realty Executives Franchise (Massachusetts 1994-2000) which eventually sold to Coldwell Banker in 2000.

Rent to Retirement client Mike DeHaan joins Adam Schroeder and Zach Lemaster to discuss his real estate journey. Mike started his real estate journey by buying turnkey properties through RTR, and now has a company doing flips and holding for cash flowing properties in 9 different markets.

Adam, Zach, and Mike explore how you can use turnkey to jumpstart your investing, how you can find deals, his shift in focus from single family to multifamily, how to build the right team when you’re doing work out of your home market, and more.

Website:

One of Rent to Retirement’s top strategists joins Adam Schroeder in today’s episode to discuss her real estate journey, the importance of mindset, and her philosophy of investing.

Retirement accounts are potential hidden gold mines when it comes to investing. When you leave a job and rollover your 401k, maybe you should take a look at what you end up doing with it. Also, take a look at which IRA type is best suited for investing during an inflationary period.

Adam Schroeder talks with the Tax Reduction Lawyer John Hyre, about how investors can operate at the highest level during these times.

Website:

If you were hoping for good news on the inflation front, today isn’t the day you’re going to get it. The pressures that are exerting themselves on the market are not being alleviated; in fact some of them are getting worse.

Adam Schroeder explores what’s going on with goods and housing, and how you need to be acting to protect yourself from this situation and future ones as well.

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There’s a bit of data out in the housing market right now that can make you think that the sky is falling. Well, the sky is definitely changing in color, but historically speaking the sky is still pretty clear.

Adam Schroeder takes a look at how we NEED to be comparing housing numbers in today’s world. It definitely is not by simply comparing now to a year ago.

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One of the biggest things that can skyrocket your investing journey is starting young. Ruchit Patel is a young investor who discovered the power of real estate investing after moving to the United States for school.

After researching many different investment avenues, Ruchit realized that real estate investing could be the route forward for him to achieve the financial goals he has set for himself.

Listen in as Zach Lemaster and Adam Schroeder talk with Ruchit about how he became interested, what he’s doing now, where he’s going, and how Rent to Retirement has helped him along the way.

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With inflation rates continuing to rise, the Fed is on the move. The continual raising of their fund rate will surely solve the problem, right?

Well, as Adam Schroeder investigates, the problem is likely a whole lot bigger than that and is going to take a lot more than simply raising rates to solve our inflation problem. Adam examines what’s really happening with our supply chain and whether there’s much hope out there on the horizon to open things up.

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Most of the world doesn’t look at real estate and see a way to make money. Nearly everyone looks at it solely as a place to find a primary residence. We sometimes miss that since we’ve been surrounding ourselves with like minded people.

Adam Schroeder explores what some major media outlets are asking about home buying, and why you should never think like they do.

The tax code is written in a way that tells you what the government wants you to do. They reward some things, and punish others.

Figuring out which is which, however, can be an expensive thing to do.

You can’t help but hear the news that rising mortgage rates are leading to mortgage application slowdowns and home appreciation is slowing.

It might sound like doom and gloom, but when you look at it from the point of view of an investor, it’s actually fantastic to hear.

Adam Schroeder explains why you should be jumping for joy at the turn of events in the real estate market.

On this Independence Day, let’s talk about how you’re going to achieve your own financial independence. Real estate is a proven way for you to get there, but it’s not something you can do all on your own. Trying to be a one person show is a great way to burn yourself out and end up making bad decisions or letting yourself slide on some goals.

Adam Schroeder takes today to discuss how you can rely on others to help you achieve the independence we all desire.

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Every major index has been hammered this year. Whether it’s 15, 20, or 30% down, none of them are faring well. Real estate, however, continues to chug along, even with increased mortgage rates.

The big question is, what would you do if you were retired in this situation?

Adam Schroeder goes into your options for living your life if you were retired and experienced a market downturn, depending on your investment strategy.

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Nobody likes paying taxes. With the proper planning, however, you can create a financial situation where you minimize or eliminate your taxes while creating a portfolio that great benefits you today and your family tomorrow.

The word across the country is that we’re in an inventory shortage and people can’t find homes. It’s what has driven up home prices and helped push rents (and investor returns) up considerably over the last few years.

But at Rent to Retirement, inventory is NOT a problem.

Adam Schroeder and Zach Lemaster go over some of the properties that are available today for investors to buy, and there’s no shortage.

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One of the buzz words in real estate the last few years has been "Opportunity Zones". What exactly are they and how do you follow the rules to get all the benefits?

Adam Schroeder and Zach Lemaster take with Malaki Sims about his experience investing in Opportunity Zones and how a regular investor can take advantage of the offering.

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We were supposed to see inflation drop in May, but that was definitely NOT the case. With a rise in inflation, what does that mean moving forward? And what are the numbers telling us is likely to happen in the coming months in regards to inflation?

Adam Schroeder examines what the commodity prices are showing, as well as why rents are likely to continue increasing and why rising rates shouldn’t deter you from tapping into every resource you have to acquire assets.

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Everyone discusses the tax benefits that come about from owning real estate, but what are they really? Are they overblown? Understated? Or are there avenues out there that you haven’t even considered yet?

Adam Schroeder and Zach Lemaster talk with Brandon Hall, a real estate CPA, about what to make sure your CPA is doing with your taxes, strategies you can implement to make sure you’re getting every available benefit, and how to offset active income WITHOUT being a real estate professional.

Inflation is seen everywhere right now, and the Fed is doing anything they can to try and tamp it down. Whether or not they will be successful remains to be seen, and what the other ramifications that will come with these actions will be.

Richard Duncan joins Adam Schroeder and Zach Lemaster to discuss not only what’s happening with inflation, but what sectors will also be impacted, and how you can protect yourself in the coming investing landscape.

With rising interest rates we’ve seen a slowdown in mortgage applications and refinance applications. No big surprise there. But we’ve also seen rising rents that are causing investors returns to rise significantly.

Adam Schroeder looks into the numbers of what’s happening and also peruses Biden’s new Affordable Housing Plan and whether it can realistically solve what they’re trying to solve.

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The short term rental market had a rough start to the pandemic, then saw a boom in some places as people took vacations to more remote areas. AirDNA’s Alex Haler joins Adam Schroeder and Zach Lemaster to discuss what the trends were during Covid, and what the NEW trends are for the rebound.

The three also dive into what to look for when evaluating possible deals, how to vet short term rental property managers, and what types of properties work best in certain areas.

For quite a while now it hasn’t made much sense to even consider doing an Adjustable Rate Mortgage (ARM). Why have it able to adjust when you can lock in a 3-4% rate for 3 decades?

With a doubling in mortgage rates over the past 3 months, however, ARM loans might make a lot of sense for investors.

Adam Schroeder and Zach Lemaster discuss the two options, when it makes sense for both of them, and what you need to consider if you’re thinking about using an ARM.

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Going downtown at night, you might find yourself paying $20-30 for parking. Somebody owns that lot and is making money off it, but how can you invest in that asset class?

Kevin Bupp, principal & founder of Sunrise Capital Investors, joins Adam Schroeder and Zach Lemaster to discuss not just the parking lot real estate market, but what you need to do to invest in mobile home parks successfully, and the rise of the build-to-rent market for real estate investors.

Back in the Great Recession, Chris Prefontaine realized that how he was investing in real estate wasn’t going to work for him anymore. With 23 properties in a bad spot, it took him 4 years to dig out of the hole he was in.

Chris joins Adam Schroeder to discuss the lessons he learned from that time, and how he’s investing now to protect himself from repeating his original mistakes.

Chris Prefontaine is the bestselling author of Real Estate On Your Terms: Create Continuous Cash Flow Now, Without Using Your Cash Or Credit and the new book Sell with Authority for Real Estate Investors: Your Road Map to Defining It, Earning It, and Monetizing It!; he is the host of the Smart Real Estate Coach Podcast. He’s also the founder of Smart Real Estate Coach. He has been involved in the construction of over 100+ single family homes (1990’s), owner/broker of a Realty Executives Franchise (Massachusetts 1994-2000) which eventually sold to Coldwell Banker in 2000. The 2000’s included coaching people throughout US and Canada and doing condo conversions (multi family homes to condos) and “raise the roof” projects (converting single family ranches to colonials in growth neighborhoods).

Learn more about Chris and PreProperty Solutions at the links below!

The real estate climate has changed drastically in the last 3 months. Returns have been squeezed, rents have been rising, and we’ve seen inflation spiking. But, fundamentally, things are still strong, assuming you’re investing in the right places.

Adam Schroeder and Zach Lemaster talk with Dave Meyer, Vice President of Data and Analytics for Bigger Pockets and host of the On the Market podcast, about what's happening today and how real estate investors can align themselves for successful investing.

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Success in real estate business has two main components. The right team, and the right deal.

Adam Schroeder and Zach Lemaster talk with Jilliene Helman, founder & CEO of Realty Mogul, about her journey in real estate, how to determine what syndication fits your profile, and how she has, while still in her 30s, been named one of the 100 Most Influential Real Estate Leaders AND developed her company into one of the Top Commercial Real Estate Startups in the country.

On this Mother’s Day, Adam Schroeder takes a minute to reflect on how what we do as parents impacts the generations below us. What are we really teaching them, and how can we set them up for success better than we currently are?

After that, Adam unveils some information that shows that the end may not be so near for one of the hottest investing markets that Rent to Retirement is currently in.

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Today’s high inflationary environment (with 8.5% admitted by the government) is leading to many people changing their investment strategies.

Rent to Retirement’s partner company, Tardus, which helps people grow their income continuously to invest in longer term, tax friendly assets, is able to navigate through inflationary times fairly easily.

Tardus founder Tanisha Souza joins Adam Schroeder and Zach Lemaster to discuss how their investments have changed (if at all), and why people who don’t make a decision are making the wrong decision.

Real estate is a team venture, and it’s critical that the people on your team have their own strengths that complement, rather than overlap.

Adam Schroeder and Zach Lemaster talk with Andresa Guidelli about her real estate journey, and how she managed to build teams that have taken her to the top and allowed her to work on projects that inspire her.

Andresa is co-founder & CEO of The Real Estate InvestHER community®, and Co-host of the The Real Estate InvestHER Show, which is part of the BiggerPockets Podcast Network that has generated more than 110 million collective downloads across multiple industries. She’s also a partner in Trailblazer - a real estate syndication inspired and led by women.