
Financial Coffee®
By Resource One

Financial Coffee® Mar 15, 2023

Credit Union History Pt. 4
Join us for our final episode on credit union history! Special guest, Mike, joins Veronica to discuss the most notable events and people that helped shape credit unions over the years.
Visit Us: https://www.r1cu.org
Contact Us: https://www.r1cu.org/contact-us/
Locations: https://www.r1cu.org/about-us/branch-and-atm-locations/
About Us: https://www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
“Historical Timeline.” National Credit Union Administration, National Credit Union Administration, 2019, https://www.ncua.gov/about-ncua/historical-timeline. “Historical Timeline of Credit Unions.” MyCreditUnion.gov, https://www.mycreditunion.gov/about-credit-unions/historical-timeline. People, Not Profit: The Story of the Credit Union Movement. Kendall/Hunt Pub. Co., 1999.
Federally insured by NCUA | Equal Housing Opportunity Lender

Credit Union History Pt. 3
Join us for part 3 of our mini-series on credit union history! Special guest, Mike, joins Veronica to discuss the most notable events and people that helped shape credit unions over the years.
Visit Us: https://www.r1cu.org
Contact Us: https://www.r1cu.org/contact-us/
Locations: https://www.r1cu.org/about-us/branch-and-atm-locations/
About Us: https://www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
“Historical Timeline.” National Credit Union Administration, National Credit Union Administration, 2019, https://www.ncua.gov/about-ncua/historical-timeline.
“Historical Timeline of Credit Unions.” MyCreditUnion.gov, https://www.mycreditunion.gov/about-credit-unions/historical-timeline.
People, Not Profit: The Story of the Credit Union Movement. Kendall/Hunt Pub. Co., 1999.
Federally insured by NCUA | Equal Housing Opportunity Lender

Credit Union History Pt. 2
Join us for part 2 of our mini-series on credit union history! Special guest, Mike, joins Veronica to discuss the most notable events and people that helped shape credit unions over the years.
Visit Us: https://www.r1cu.org
Contact Us: https://www.r1cu.org/contact-us/
Locations: https://www.r1cu.org/about-us/branch-and-atm-locations/
About Us: https://www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
“Historical Timeline.” National Credit Union Administration, National Credit Union Administration, 2019, https://www.ncua.gov/about-ncua/historical-timeline.
“Historical Timeline of Credit Unions.” MyCreditUnion.gov, https://www.mycreditunion.gov/about-credit-unions/historical-timeline.
People, Not Profit: The Story of the Credit Union Movement. Kendall/Hunt Pub. Co., 1999.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Elder Abuse
Special guest, Bill, joins Erika to discuss financial elder abuse, what it is, spotting the signs, reporting it, and more. Educate yourself and keep your loved ones safe from those who will try to take advantage of them.
Visit Us: https://www.r1cu.org
Contact Us: https://www.r1cu.org/contact-us/
Locations: https://www.r1cu.org/about-us/branch-and-atm-locations/
About Us: https://www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Youth Month: Save Small. Dream Big. at your credit union™
April is National Credit Union Youth Month! Each year, the Credit Union National Association (CUNA) provides credit unions with a new theme to encourage our youth to take an interest in financial education. Learn more about this year’s theme and how you can start your child on their financial journey regardless of their age.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Youth Month: https://www.r1cu.org/accounts/youth/
CUNA Youth Month: https://www.cuna.org/content/cuna/cuna-org/products/credit-union-youth-month.html
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

7 Baby Steps pt. 3
In this month's episode, Vee updates us on progress using the 7 Baby Steps Method. Follow us for future updates on Vee’s progress and how she is navigating her way to financial freedom.
Resource One Credit Union is not affiliated nor do we endorse Dave Ramsey's financial advice products or services. During the Financial Coffee podcast, the information given is the review and personal experience of one of our Financial Coaches while using the Gordon Ramsey 7 Baby Steps program. If you are interested in learning more about Dave Ramsey or any of his financial plans, please see the link below.
https://www.ramseysolutions.com/dave-ramsey-7-baby-steps
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Credit Union History Pt. 1
Join us for our mini-series on credit union history! Special guest, Mike, joins Veronica to discuss the most notable events and people that helped shape credit unions over the years.
Visit Us: https://www.r1cu.org
Contact Us: https://www.r1cu.org/contact-us/
Locations: https://www.r1cu.org/about-us/branch-and-atm-locations/
About Us: https://www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
“Historical Timeline.” National Credit Union Administration, National Credit Union Administration, 2019, https://www.ncua.gov/about-ncua/historical-timeline. “Historical Timeline of Credit Unions.” MyCreditUnion.gov, https://www.mycreditunion.gov/about-credit-unions/historical-timeline. People, Not Profit: The Story of the Credit Union Movement. Kendall/Hunt Pub. Co., 1999.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S3 E1 - Credit Union Onion
What is a Credit Union Onion? It is a simplified version of how different parts of the credit union industry trickle down to provide our members with the greatest possible level of service. Learn more about how local, regional, national, and worldwide efforts are being made, so our members can access a better way to bank.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Texas Chapters: https://www.cornerstoneleague.coop/engagement/chapters
Cornerstone: https://www.cornerstoneleague.coop/home
CUNA: https://www.cuna.org
WOCCU: https://www.woccu.org/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 E9 - CUNA Governmental Affairs Conference
Did you know that each year credit union representatives from all over the United States gather to tell legislators how their lawmaking affects credit unions and their members? R1CU employee, Richelle, received the honor of Crashing the Governmental Affairs Conference (GAC) and is here to tell us why this movement is so important to anyone belonging to a credit union.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 Ep9 - ICU Day
Join us for our first ever video recorded episode of Financial Coffee! Special guest Jennifer Grinder is here to cover the topic of International Credit Union Day, why it's important, and how we celebrate. Listen in to see how you can celebrate with us!
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 Ep8 - 7 Baby Steps pt. 2
In this month's episode, Vee updates us on progress using the 7 Baby Steps Method. Follow us for future updates on Vee’s progress and how she is navigating her way to financial freedom.
Resource One Credit Union is not affiliated nor do we endorse Dave Ramsey's financial advice products or services. During the Financial Coffee podcast, the information given is the review and personal experience of one of our Financial Coaches while using the Gordon Ramsey 7 Baby Steps program. If you are interested in learning more about Dave Ramsey or any of his financial plans, please see the link below.
https://www.ramseysolutions.com/dave-ramsey-7-baby-steps
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP7 - Payday Lenders
What is the harm in using a payday lender? Vee and Erika learn more about payday lender horror stories from our special guest, Vikki.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Credit Card: www.r1cu.org/loans/credit-card/
Personal loan: www.r1cu.org/loans/personal/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it's what we live and breathe at Resource One. We like to help people in every way… from a member's first loan to the energy and enthusiasm, we bring to each and every member we serve. We're not your average financial institution, and we wouldn't have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP6 - R1CU 85 Year Anniversary
85 years might not seem that old to you, but considering advancements in technology and how people do banking, our Credit Union has come a long way! Join Vee, Erika, and special guest Mary Beth Spuck to discuss R1 history, how we have evolved over the years, and where we see ourselves in the future.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Youth Accounts: https://www.r1cu.org/accounts/youth/
Overdraft Protection: www.r1cu.org/accounts/checking/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Digital Branch: www.r1cu.org/convenience/digital-branch/
Bill Pay: www.r1cu.org/convenience/online-services/bill-pay/
Commercial Accounts: www.r1cu.org/business/business-checking-savings/
Commercial Loans: www.r1cu.org/business/loans/
Credit Card: www.r1cu.org/loans/credit-card/
Debit Cards: www.r1cu.org/convenience/visa-debit-card/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Money Market: https://www.r1cu.org/accounts/money-market/
Share Certificate & IRA: https://www.r1cu.org/accounts/cds-iras/
Mortgage: www.r1cu.mymortgage-online.com/
Auto Loans: www.r1cu.org/loans/auto/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.
People helping people is what credit unions were founded on, and it's what we live and breathe at Resource One. We like to help people in every way… from a member's first loan to the energy and enthusiasm, we bring to each and every member we serve. We're not your average financial institution, and we wouldn't have it any other way.
Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP5 - DE Day of Service
What does DE stand for? What is DE Day of Service, and how do credit unions around the world celebrate it? Find out the answers to this and more with our very special guests Chad Helminak, Director of DE & Cooperative Culture at the National Credit Union Foundation, and Mary Beth Spuck, President & CEO of Resource One Credit Union.
De Day of Service: https://www.ncuf.coop/development-education/day-service/#:~:text=The%20DE%20Day%20of%20Service,members%20and%20strengthen%20local%20communities
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Vogel Alcove: https://www.vogelalcove.org/
Habitat for Humanity: https://www.habitat.org/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris. People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way… from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way. Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP4 - 7 Baby Steps pt.1
In this month's episode, Vee starts a whole new method to better her financial health. Join us for Episode 1 of this series where we discuss the 7 Baby Steps method. In the following episodes, Vee will discuss her progress during her journey.
Resource One Credit Union is not affiliated nor do we endorse Dave Ramsey's financial advice products or services. During the Financial Coffee podcast, the information given is the review and personal experience of one of our Financial Coaches while using the Gordon Ramsey 7 Baby Steps program. If you are interested in learning more about Dave Ramsey or any of his financial plans, please see the link below.
https://www.ramseysolutions.com/dave-ramsey-7-baby-steps
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a credit union owned by our members and working to give them control of their future. Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris. People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm, we bring to each and every member we serve. We’re not your average financial institution, and we wouldn’t have it any other way. Let us be your Credit Union. Anyone who lives, works, or worships in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan.
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP3 - Financial Literacy Month
What is financial literacy? What tools are available to enhance financial literacy? Learn more with Vee and special guest, Elizabeth!
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Youth Accounts: https://www.r1cu.org/accounts/youth/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Digital Branch: www.r1cu.org/convenience/digital-branch/
MobiMoney: www.r1cu.org/convenience/mobile-services/mobimoney/
eAlerts: www.r1cu.org/convenience/online-services/ealerts/
Auto Loans: www.r1cu.org/loans/auto/
Credit Card: www.r1cu.org/loans/credit-card/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP2 - Emergency Savings
Do you have emergency savings? It's never too late to start! Learn how much to save, where to keep it, and getting started with R1CU certified financial coaches.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Money Market: https://www.r1cu.org/accounts/money-market/
Share Certificate & IRA: https://www.r1cu.org/accounts/cds-iras/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Digital Branch: www.r1cu.org/convenience/digital-branch/
eAlerts: www.r1cu.org/convenience/online-services/ealerts/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee S2 EP1 - Savings Habits for 2021
For season 2 of our podcast, we are focusing on staying motivated and making good saving habits for the new year. V and Erika discuss how to get started and share tips to find a saving style that works best for you.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Savings/Credit Builder Loan: www.r1cu.org/loans/personal/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee EP 12 - Credit
How important is credit? Gain insight about credit, credit reports, and credit scores from our special guest, Clarence!
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Mortgage: www.r1cu.mymortgage-online.com/
Auto Loans: www.r1cu.org/loans/auto/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee EP 11 - Vogel Alcove
Learn more about Vogel Alcove with our special guest, Greg Brinkley. Greg Brinkley is Vogel Alcove's Chief Development Officer.
Vogel Alcove provides a broad array of therapeutic services for children who are experiencing homelessness in the Dallas, TX area.
https://www.vogelalcove.org/
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee EP 10 - Car Buying During COVID-19
If it seems like your deal is "too good to be true," it more than likely is. Learn what to look for and hidden costs added to your next auto loan with our lending professional, Sherryl.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Auto Loans & auto products: www.r1cu.org/loans/auto/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee EP 9 - Kids, Money , & Technology
In our final installment for National Credit Union Youth Month, we discuss engaging your child with digital money options. While your child might not be ready for the responsibility of a debit card, there are a ton of digital options you can use to teach your kids about money while keeping them safe. Learn about engaging your child with money digitally with our Professional Techie, Richelle.
*Recorded before Stay-at-home order*
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Debit Cards: www.r1cu.org/convenience/visa-debit-card/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Youth Accounts: https://www.r1cu.org/accounts/youth/
MobiMoney: www.r1cu.org/convenience/mobile-services/mobimoney/
eAlerts: www.r1cu.org/convenience/online-services/ealerts/
Mobile Wallet: www.r1cu.org/convenience/mobile-services/mobile-wallet/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee EP 8 - Kids and Debit Cards
Were you thinking about giving your kid a savings account or a debit card? Get some advice from an R1 Professional Parent on how they taught their kids about debit cards and accounts.
*Recorded before Stay-at-home order*
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Youth Accounts: https://www.r1cu.org/accounts/youth/
Auto Loans: www.r1cu.org/loans/auto/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Federally insured by NCUA | Equal Housing Opportunity Lender

Financial Coffee EP 7 - COVID-19 & Finances
Learn more about what bills to pay first, ideas on how to save money, and how Financial Coaches are here to help during the COVID-19 Crisis.

Financial Coffee EP 6 – Stimulus Checks
When will you get your check? How Much should you expect? Are there any IRS scams related to stimulus checks? All this and more discussed on Financial Coffee.
*Recorded before Stay-at-home order*
www.irs.gov
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Youth Accounts: https://www.r1cu.org/accounts/youth/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Digital Branch: www.r1cu.org/convenience/digital-branch/
Federally insured by NCUA.

Financial Coffee EP 5 - Kids and Credit
To celebrate National Credit Union Youth Month, we have dedicated every Friday in April to kid topics.
While your kids are out of school, it’s a great time to teach your kids about credit. Listen to R1 parents discuss teaching kids about credit on our podcast, Financial Coffee.
*Recorded before Stay-at-home order*
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Youth Accounts: https://www.r1cu.org/accounts/youth/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Federally insured by NCUA.

Financial Coffee EP 4 - Kids and Finances
To celebrate National Credit Union Youth Month, we have dedicated every Friday in April to kid topics.
While your kids are out of school, it’s a great time to teach your kids about finances. Listen to R1 parents discuss teaching kids about finances on our podcast, Financial Coffee.
*Recorded before Stay-at-home order*
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Youth Accounts: https://www.r1cu.org/accounts/youth/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Digital Branch: www.r1cu.org/convenience/digital-branch/
MobiMoney: www.r1cu.org/convenience/mobile-services/mobimoney/
eAlerts: www.r1cu.org/convenience/online-services/ealerts/
Mobile Wallet: www.r1cu.org/convenience/mobile-services/mobile-wallet/
Credit Card: www.r1cu.org/loans/credit-card/
Federally insured by NCUA.

Financial Coffee EP 3 - COVID-19 Scams
During the COVID-19 crisis, scammers are finding ways to exploit your fears. Learn more about theses scams, how to spot them, and most importantly, how to prevent them from happening to you.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Federally insured by NCUA.

Financial Coffee EP 2 - Digital Branches
Learn about all the great ways you can handle your finances from the palm of your hand.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Digital Banking: www.r1cu.org/convenience/digital-banking/
Digital Branch: www.r1cu.org/convenience/digital-branch/
Bill Pay: www.r1cu.org/convenience/online-services/bill-pay/
Mobile Deposit: www.r1cu.org/convenience/mobile-services/mobile-deposit/
MobiMoney: www.r1cu.org/convenience/mobile-services/mobimoney/
eAlerts: www.r1cu.org/convenience/online-services/ealerts/
Mobile Wallet: www.r1cu.org/convenience/mobile-services/mobile-wallet/
Mortgage: www.r1cu.mymortgage-online.com/
Auto Loans: www.r1cu.org/loans/auto/
Commercial Accounts: www.r1cu.org/business/business-checking-savings/
Commercial Loans: www.r1cu.org/business/loans/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Federally insured by NCUA.

Financial Coffee EP 1 - What is a Credit Union?
Learn about credit unions, CU myths, the difference between a CU and a bank, what a CU does for the community and their members, and how to join.
Visit Us: www.r1cu.org
Contact Us: www.r1cu.org/contact-us/
Locations: www.r1cu.org/about-us/branch-and-atm-locations/
About Us: www.r1cu.org/about-us/who-we-are/
Join Today: https://www.r1cu.org/new-member/
Online banking: www.r1cu.org/convenience/digital-banking/
Bill Pay: www.r1cu.org/convenience/online-services/bill-pay/
Mobile Banking: www.r1cu.org/convenience/digital-banking/
Mortgage: www.r1cu.mymortgage-online.com/
Checking: www.r1cu.org/accounts/checking/
Savings: www.r1cu.org/accounts/savings/
Auto Loans: www.r1cu.org/loans/auto/
Financial Education: www.r1cu.org/financial-education/
Budget Buddies: www.r1cu.org/financial-coaching/
Federally insured by NCUA.