Bankruptcy and You

Want to know who you will be working with when you call the Bolger Law Firm?  While we all work together on each case we file, it is good to know who the people are you will meet along the way and what they do to help ensure a successful outcome for your case.

Every bankruptcy case has a hearing which is the most stressful event in the case.  What is it like?  What will you be asked?  What can you do to ensure your hearing goes as smoothly as possible?  These and other questions are answered in this segment.  

What are the pros and cons of filing a bankruptcy petition versus enrolling in a debt settlement program?  Is bankruptcy really the worst case scenario?  Are debt settlement companies all they claim to be in their slick advertising?   

A married couple realizes the retirement plans they work so hard on for decades were in jeopardy as they approached their retirement because of their investing in vacation real estate at the peak of the market. 

Can you file for bankruptcy protection even if you earn a good salary?  How does my income affect my ability to file a bankruptcy case?

Ever wondered what it is like to be the person who files a bankruptcy petition?  Attorney Bolger describes what it is like to be the debtor in a typical Chapter 7 case from start to finish.

What happens to my home if I file a bankruptcy petition?  Will I lose it?  What do I have to do in order to keep it?  What if I have a Home Equity Line of Credit?  What if I am behind on my payments?  These and other questions regarding your home are discussed in this episode.

"Why not try for a win-win scenario?  Tell the creditor they'll get nothing if I file bankruptcy.  Won't that work?"  Mr. Bolger describes how and why he started filing bankruptcy cases for individuals and small businesses over 30 years ago.  

Will I lose my security clearance if I file for bankruptcy protection?  I am applying for the first time for a security clearance.  Will I be denied because I filed for bankruptcy protection?  Mr. Bolger has been filing bankruptcy petitions in the Washington DC metropolitan area since 1987, and the area he serves has a large number of residents who possess security clearances.

Mr. Bolger answers one of the most common questions he is asked by callers and stresses the importance of telling the truth at all times in your case.

What are the different types of bankruptcy?  What is a "Chapter 7" case?  What is a "Chapter 13?"  Which chapter is best for me?  These are some of the questions Mr. Bolger will answer for you in this episode.