
Scared To Savvy
By Annette Schmidt

Scared To SavvyFeb 02, 2021

Ep 19: Who Wears Who, Aligning Fashion and Money - w/ Holly Chayes
On today's episode I get to sit down with wardrobe consultant, Holly Chayes, and talk about how we can better align not only our budgets but ourselves and our values with fashion. Holly shares with us how fashion is about so much more than a logo and how we can have a closet full of options, including some designer ones, without falling further into debt or having to blow our budget.
You can find Holly Chayes here:
Website: https://www.whowearswho.com
The best way to stay in touch: https://www.whowearswho.com/newsletter/
The podcast, Talking About Clothes with Holly Chayes: https://www.whowearswho.com/podcast/
And if you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 18: 7 Things You Should Always Buy When You’re Broke
In today's episode I talk about the 7 items you should always buy and never overlook if you are broke. Each of these items comes from personal experience, where I definitely would have benefited from not putting them off or telling myself I can't afford to do that now. Instead, these are the items you need to make sure you are spending your money on now.
And if you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 17: How the CARES Act is impacting the 2021 Tax Season -w/ Jessica Smith
Today I speak with Tax Strategies and just all around tax expert Jessica Smith about some the different tax scenarios we are likely to face due to the economic landscape of 2020. There was the CARES Act that allowed for a number of exceptions and relief options to try and help families struggling to make ends meet. But now it's time to look at how those relief options are going to impact the same families it was designed to help.
Here's where you can find more from Jessica:
www.instagram.com/taxsavvyjessica
www.linkedin.com/in.taxsavvyjessica
And if you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 16: Your Money Mindset and Generational Wealth w/ Rachel Fearnley
Today I speak with Rachel Fearnley, manifestation and abundance coach, about the world of money mindset and the impact our belief systems are having on our ability to create generational wealth. This episode is one of my favorites because we are talking about not only the science behind money but also the art.
Here's where you can find Rachel and her amazing retreat that is coming up in February. If you are looking to step into your power you'll definitely want to take a peak.
https://www.rachelfearnley.com/reclamation-group-coaching
www.instagram.com/rachel_fearnley
And if you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 15: 9 Unexpected Self Care Items Covered By Your HSA
In today's episode I cover 9 unexpected self care items that are covered by your HSA. Caring for ourselves, our skin, and our health shouldn't be something we put off because we can't afford it or feel shame about spending money. And now thanks to the Cares Act that was passed in January 2020, even more self care items are HSA eligible, meaning we have even more flexibility in how we are able to use these tax free dollars when it comes to paying for routine items. And the best part is, you can even buy some of those pricier items you've been wanting. I call this a win-win!
And if you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 14: Enough! The College Cost Crisis- w/ Bonnie Burkett
Today I speak with Bonnie Burkett, author of the #1 Amazon New Release Enough! The College Cost Crisis. And in our interview we cover some of the key topics from her new book and the advice is outstanding. College prices are increasing faster than inflation, yet parents and students are expected to continue to cover the costs using the same old options. It's time we said Enough! and found alternative ways to approach the topic of college education and how we want to pay for it.
You can find out more about Bonnie here:
Enough! The College Cost Crisis on Amazon: https://amzn.to/3gLUeio
And you can sign up for her weekly newsletter here: www.lightwayenterprises/blog
If you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 13: Parenting and Side Gigs -w/ Greg Roedersheimer
In today's episode I speak with Greg Roedersheimer, podcast host and financial coach, about what it means to take on side gigs when working full time and being a busy parent. Greg shares his journey and insights on how to not only find time, but also how to find your gig and set your prices. This is a must listen if you are wanting to make more money but just aren't sure what to do, how to fit it in, or just don't know where to start.
You can find more about Greg here:
www.instagram.com/suburbanfolk
www.suburbanfolk.com
greg@suburbanfolk.com
717-856-5709
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 12: Step by Step Guide to Stock Investing
Investing in the stock market can be as simple or as complicated as you want to be. And In today's episode I hope to demystify the process by going over my step by step guide on how I decide what stocks to buy. And also the process I go through when deciding whether or not to pass or buy the stock.
If you're liking the show make sure to subscribe and leave a review, new episodes are released every Monday.
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 11: A Beginner's Guide to Real Estate Investing- w/ Sarah Weaver
Today I speak with real estate expert, Sarah Weaver, about how to invest in real estate if you are a beginner. During this episode we hear more about Sarah's journey and how she began investing in real estate, as well as debunk some of the more common myths and mindset blocks beginner investors have. Sarah shares so much knowledge from talking vacancies and house hacking, to how to buy out of state properties without all the anxiety.
Here's how to work with Sarah.
Schedule a call here: https://calendly.com/sarahweaver. Or you can always D.M. here on Insta here: http://instagram.com/sarahdweaver.
Freebies: https://www.addictedtoroi.com/calculator/
https://addictedtoroi.com/checklist
And if you're interested in the mastermind that was mentioned you can find more information here: https://www.addictedtoroi.com/innercircle/
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 10: 5 Ways to Save on Groceries Without Clipping Coupons- w/ Samantha Milner
Here’s where you can find more about Samantha:
www.recipethis.com/
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom
And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 9: How to Have Honest Money Conversations with your Kids- w/ Keli Calderon
In today's episode I get to talk with finance educator, debt survivor, and parenting coach Keli Calderon about how to have honest money conversations with our kids so we can not only educate them about how money works but also set them up for financial success. Keli shares so much insight in today's conversation about how to help both young children and teens learn about money basics from savings to how to use credit cards.
To hear more from Keli or to find out more about her money course Launch!:
www.thesmartmoneyacademy.com/launch
www.facebook.com/thesmartmoneyacademy
www.instagram.com/thesmartmoneyacademy
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom
And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 8: How to Budget Using a Mindset of Abundance
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom
And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 7: The Truth About Scholarships and How to Write a Winning Essay - w/ Tina McCafferty
In Today's episode we talk with Tina McCafferty, founder and creator of Junior American Scholar a website dedicated to providing students Kindergarten through 12th grade quality scholarships to help them pay for college. And in the episode we dive into the world of scholarships and explore some of the common thought myths about how the scholarship process works as well as tips and tricks on how to write winning essays.
Here's where you can hear more from Tina:
www.junioramericanscholar.comand enter savvy for a free 3 month membership
www.instagram.com/junioramericanscholar
Also, if you are looking to surround yourself with like minded women who are also striving to live their best financial life, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom
And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 6: 5 Simple Steps to Help You Improve Your Savings Mindset
This week is a mini-sode focused on 5 simple steps to help you shift your mindset from spending to saving. These are 5 steps that I have used and have found successful on my own financial journey. Also, another reminder that the doors to my signature program, Mama's Money Makeover are now open. This is going to be a live 4 week program with yours truly. And during these 4 weeks we are not only going to cover the core foundational pieces when it comes to managing your money but we are also going to discuss the mindset shifts that need to take place so you can make sustainable changes and start living your best financial life. The program starts October 26th and you can get more details and sign up at events.thefinsavvymom.com/mamasmoneymakeover.
Also, if you are looking to surround yourself with like minded women who are looking to go from scared to savvy when it comes to their finances, make sure you join the free Facebook group, Financially Savvy Moms. www.facebook.com/groups/financiallysavvymom
And as always make sure you follow www.instagram.com/scaredtosavvy and www.instagram.com/thefinsavvymom for more insights on money, mindset, and motherhood.

Ep 5: Halloween Cash or Candy and Other Important Financial Lessons - With Chuck Jaffe
On today’s episode I discuss a version of the game Cash or Candy as a method to teach kids about finances and their money mindset with Chuck Jaffe, host of Money life podcast and syndicated financial columnist. He shares with me his version of Cash or Candy and the impact he’s noticed on the kids in his community, and also shares a version for moms to do at home with their own children. Chuck also shares with us his ideas on how to further teach kids about money and investing year round.
Here’s where you can find out more about Chuck Jaffe:
Follow him on Twitter @chuckjaffe and follow the show @moneylifeshow
Chuck is also the author of three books:
Getting Started in Finding a Financial Advisor- https://amzn.to/3cYHDGJ
The Right Way to Hire Financial Help- https://amzn.to/3njxc5y
Chuck Jaffe’s Lifetime Guide to Mutual Funds- https://amzn.to/30yJP2I
And make sure you subscribe to get the latest episodes as soon as they are released every Monday.
Follow us at www.instagram.com/scaredtosavvyand www.instagram.com/thefinsavvymom for more on money, mindset, and motherhood.

Ep 4: Money, Marriage, and Mindset- A Transformational Story w/ Michael Lacy
In today’s episode Michael Lacy, financial educator and host of the award nominated podcast Winning to Wealth, shares his own personal story of how he went from $61,000 in debt to debt free in 16 months. And he also shares how his money, mindset, and marriage transformed along the way. So get ready for some real talk on what going from drowning in debt to living debt free really looks like.
Here’s where you can find out more about Michael:
www.instagram.com/winningtowealth
https://podcasts.apple.com/us/podcast/winning-to-wealth/id1485462788
And make sure you subscribe to get the latest episodes as soon as they are released every Monday.
Follow us at www.instagram.com/scaredtosavvyand www.instagram.com/thefinsavvymom for more on money, mindset, and motherhood.

Ep 3: How to Become an Everyday Millionaire- w/ Lisa Schader
In today’s episode Lisa Schader, founder of Moneyfitmoms.com, shares with us the blueprint that helped her achieve everyday millionaire status, as well as the mindset blocks she encountered along the way and how she was able to overcome them. We also talk all things investing, saving, and spending while sticking to our values, budgets, and avoiding money fights with the hubby. This is an episode you won’t want to miss if your goal is to build wealth while living your best financial life.
Here’s where you can find out more about Lisa:
www.instagram.com/moneyfitmoms
And make sure you subscribe to get the latest episodes as soon as they are released every Monday.
Follow us at www.instagram.com/scaredtosavvyand www.instagram.com/thefinsavvymom for more on motherhood, money, and mindset.

Ep 2: How To Use Credit Cards To Live Abundantly - Without Going Into Debt
Feel free to send me a dm and reach out with your thoughts. You can find me at www.instagram.com/thefinsavvymom, www.facebook.com/thefinsavvymom, and you can find even more resources at www.thefinsavvymom.com. Plus I go live every Tuesday to share with you money and mindset tips and advice, to join simply go to www.facebook.com/groups/financiallysavvymoms

Ep 1: Transforming Your Finances and Your Money Mindset
In this first episode Annette, host and former financial advisor, shares her money story and reveals the strategies and mindset shifts that transformed her financial journey from one of struggle to massive success. Which limiting belief do you resonate with the most? Have you had a similar transformation in your own life?
For more episodes be sure to subscribe and leave a review to let me know how I'm doing. Also, you can follow me on IG for even more insights and money advice @TheFinSavvyMom.

Scared To Savvy Trailer
Welcome to Scared to Savvy, the podcast where I teach you how to manage both your money and your mindset so you can live your best financial life. Each week we'll take deep dives, exploring the world of money in the modern era and how our mindset impacts the role it plays in our lives, families, and communities. We'll talk with guest experts who will breakdown complex financial topics and shed new light on old money paradigms. Each episode you'll leave feeling empowered and confident in not only your abilities to handle money but your overall relationship with it. So are you ready to go from scared to savvy and start living your best financial life?