Sharsh Credit card ShowSep 28, 2023
AU Bank Zenith Credit Card
The AU Bank Zenith Credit Card is a high-end financial product designed to meet the different needs and interests of modern consumers. Since it places a significant emphasis on delivering unmatched convenience, flexibility, and a wide range of exclusive advantages, this credit card is a metaphor for achieving financial freedom. Whether you're looking for robust rewards programs, travel advantages, or high-end security measures, the AU Bank Zenith Credit Card has it all. Cardholders can enjoy a convenient and relaxing financial experience thanks to modern technologies and a dedication to customer satisfaction. Because of its many unique features and good reputation, this credit card redefines how individuals manage their finances and is a wonderful choice for anyone seeking an extraordinary banking experience. Read More: https://cardinsider.com/au-bank/zenith-credit-card/
SBI AURUM Credit Card
The SBI Aurum Credit Card is an ultra-premium SBI Card that is only accessible by invitation. It is designed for wealthy individuals who favor a lavish lifestyle and exotic travel. The card comes with a number of benefits, including unlimited access to airport lounges both domestically and abroad, a cost-free Club Marriott membership, reward points that never expire, 24-hour concierge service, travel insurance, golf privileges, and price reductions. To be eligible for the SBI Aurum Credit Card, you must have a high credit score and have a minimum of Rs. 12 lakhs per year in income. The card costs Rs. 10,000 per year. Read More: https://cardinsider.com/sbi-card/sbi-aurum-credit-card/
AU Bank Zenith+ Credit Card
The prestigious AU Bank Zenith+ Credit Card is provided by the renowned banking company AU Small Finance Bank, which is renowned for its cutting-edge and client-focused services. With a wide range of standout features and advantages, this credit card is made to satisfy people's diverse needs and financial goals. Read More: https://cardinsider.com/au-bank/zenith-plus-credit-card/
Yes Bank Multicurrency Travel Card
The Yes Bank Multicurrency Travel Card is a flexible and practical financial instrument created for travelers. This card was created to make traveling abroad simpler by letting users load and carry a variety of foreign currencies on a single card. It also gets rid of the trouble of coordinating several currency exchanges or dealing with cash. The Yes Bank Multicurrency Travel Card provides a safe and effective way to make payments, get cash from ATMs abroad, and keep track of your spending while you're away, whether you're a tourist or a business traveler. This travel card is a trusted travel companion that makes sure you have access to funds in the destination country's currency. It has features like real-time currency conversion, competitive exchange rates, and improved transaction security. Read More: https://cardinsider.com/forex-cards/yes-bank-multicurrency-travel-card/
Axis Bank MY ZONE Credit Card
One of India's top private sector banks, Axis Bank, offers a well-liked financial product called the MY ZONE Credit Card. The preferences and customs of the younger generation are catered to with this credit card. The card provides a range of advantages and features, including cashback incentives, special advantages for online shopping, and discounts on dining and entertainment. The Axis Bank MY ZONE Credit Card lays a heavy emphasis on providing tailored benefits to the style of life its customers now lead in an effort to boost their financial flexibility and spending experience. Read More: https://cardinsider.com/axis-bank/axis-bank-my-zone-credit-card/
Rent Payment Using Your Credit Card – June 2023 Update
Many people in our nation do not own their own homes, making their monthly rent payment a significant portion of their income. They can use their credit card to pay for it, which is typically one of their largest expenses. While some tenants used NEFT, IMPS, and other payment methods in the past, landlords always preferred receiving cash payments. Today, however, the emphasis is primarily on digital, paperless transactions. Read More: https://cardinsider.com/blog/latest-offers-on-rent-payments-via-credit-cards/
BPCL SBI Card Octane
Bharat Petroleum Corporation Limited (BPCL) is pleased to present the BPCL SBI Card Octane, a dependable and practical credit card, in conjunction with State Bank of India (SBI). The BPCL SBI Card Octane streamlines transactions at BPCL gas stations and provides numerous bonuses for a range of spending categories. This product was designed for the wealthy consumer who values exclusive features and fuel savings. Read More: https://cardinsider.com/sbi-card/bpcl-sbi-card-octane/
SBI Prime Credit Card
The SBI Prime Credit Card is a premium credit card offered by State Bank of India (SBI), one of the biggest and most recognized banks in India. It is created to meet the monetary and lifestyle requirements of individuals who simply want the best rewards and advantages. Numerous advantages are provided by the SBI Prime Credit Card, including expedited reward points for transactions made in the dining, grocery, and utility bill payment categories. In addition, cardholders get free access to airport lounges, awards for hitting milestones, and other advantages. Read more: https://cardinsider.com/sbi-card/sbi-prime-credit-card/
Axis Bank Reserve Credit Card
One of India's top private sector banks, Axis Bank, offers the premium and distinctive Axis Bank Reserve Credit Card. This card offers a wide range of extravagant perks and privileges and was created with high net worth individuals and wealthy consumers in mind. Numerous lifestyle benefits, including access to airport lounges, concierge services, favorable travel conditions, dining privileges, and special promotions, are available with the Axis Bank Reserve Credit Card. The Axis Bank Reserve Credit Card was designed to satisfy the sophisticated needs and tastes of discerning consumers with its unique features and specialized services. Read More: https://cardinsider.com/axis-bank/axis-bank-reserve-credit-card/
RBL Bank Titanium Delight Card
The RBL Bank Titanium Delight Card is a credit card provided by a well-known private sector bank in India. To provide cardholders with a pleasurable and rewarding experience, this credit card offers a variety of benefits and features tailored to meet each individual's lifestyle and spending preferences. For purchases made at restaurants, amusement parks, retail stores and gas stations, the RBL Bank Titanium Delight Card offers a number of advantages and rewards. Read More: https://cardinsider.com/rbl-bank/rbl-bank-titanium-delight-card/
Monitoring Methods for SBI's Cashback and Reward Programmes
Take advantage of SBI credit cards by keeping track of your accumulated points and benefits. For credit cards, SBI provides a variety of rewards and rebate programmes. You may increase the value of your points and take advantage of the incentives offered by your credit card by keeping careful track of your rewards. By following the instructions listed below, you can use and keep track of the rewards and points you earn when using your SBI credit card. Read more: https://cardinsider.com/blog/how-to-track-your-cashback-earnings-and-redemptions-on-an-sbi-credit-cards/
Utilisation of Credit and Credit Card Applications
Credit usage is an essential component of credit card application assessments that is sometimes ignored but yet significant. Utilisation of credit refers to how much of a person's available credit has been utilised in relation to their overall credit limit. Lenders and credit card providers carefully consider this number when evaluating a potential customer's creditworthiness and eligibility for approval. Read More : https://cardinsider.com/blog/role-of-credit-utilization-in-credit-card-application/
To launch co-branded RuPay credit cards, Paytm collaborates with SBI and NPCI.
The parent firm of Paytm, One 97 Communications, collaborated with SBI Card to make the co-branded Paytm SBI Credit Card accessible on the RuPay network. In order to increase credit inclusion in India and improve the general public's access to digital financial services, the three domestic Indian brands Paytm, NPCI's RuPay, and SBI Card will work together as a result of this partnership. The addition of Paytm's credit cards to the RuPay network may aid customers who are hesitant to use credit in gaining experience with financial services that are primarily provided online. Paytm and SBI Card began their inaugural collaboration in 2020. Additionally, UPI can be connected to RuPay cards. The co-branded cards provide the cardholder with fantastic rewards and prizes. Read More: https://cardinsider.com/blog/paytm-partners-with-sbi-and-npci-to-launch-co-branded-rupay-credit-cards/
Benefits Of SBI Pulse Credit Card
The SBI Card Pulse launched by one of the largest banks in the country, the State Bank of India (SBI) is a fitness focused credit card, specifically designed for those who follow an active lifestyle. The annual fee of the card is Rs.1,499.
Click here to get information about benefits of SBI Pulse credit cards: https://www.apsense.com/article/benefits-of-sbi-pulse-credit-card.html
Key Benefits of the SBI Card Pulse
- Get one-year NetMeds membership complimentary and one-year FITPASS PRO membership.
- Get up to eight complimentary domestic lounge access (2 every quarter)
- Get 10 reward points on Rs.100 spent on pharmacy, dining, and entertainment.
- Get 1% fuel surcharge waived o transactions between Rs.500 to Rs.4,000
- Get Priority Pass Membership worth $99 for the first two years.
The eligibility criteria for SBI Pulse Card are as follows:
- The applicant should have a regular source of income with a minimum of Rs.2lakh annually.
- The applicant should be a minimum of 21 years of age and a maximum of 60 years of age.
- The applicant should be a resident of India.
- Documents required for SBI Pulse Card
The following documents are required for SBI Pulse Card:
- Valid address proof: Electricity bill (not more than three months old), Aadhar card, etc.
- Valid identity proof: PAN card, Passport, etc.
- Valid income proof: Salary slips (not more than three months old), bank passbook records, etc.
- Duly signed application form.
- Passport size photographs.
How Do Credit Cards Work?
A Credit Card is a wonderful convenience that lets you pay for your purchases online or offline without cash. But how does a Credit Card work?
Let’s begin by examining a Credit Card carefully. A Credit Card comes with the following:
- A number that uniquely identifies it
- An expiry date
- The name of the holder
- The logo of Visa or Mastercard – the two companies that provide the infrastructure and systems that process Credit Card transactions.
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On the back of the Credit Card is:
A magnetic strip or chip
The CVV number. This is needed for online transactions.
How do Credit Cards work? Let’s take a look at what happens when you use your Credit Card at a retail store.
How do Credit Cards work online?
When you are paying for purchases online, the e-commerce store will ask you for the following details:
Choose whether it is Visa or Mastercard
16-digit card number,
Name as printed on the card
Billing address (sometimes)
Once you hit pay, the information is sent to your bank via a payment gateway. The bank sends an OTP or one-time password to your registered email ID or mobile number to authenticate the transaction. If the OTP is correct, then your transaction is complete.
Best Travel Credit Cards in India for 2022
Travel credit cards offer accelerated rewards on travel along with perks like complimentary lounge access, air mile earning and co-branded benefits with Airlines and Travel Partners. These cards are best suited for those who need to travel frequently for business or leisure. Here’s all you need to know about the best travel credit cards in India.
Click on the link you will get full information about the best travel credit cards in India: https://cardinsider.tumblr.com/post/660667969827913728/top-5-travel-credit-cards-in-india-in-2021
Best Travel Credit Cards in India for 2022
Read about the top 10 travel credit cards in India and the benefits they offer to make traveling more economical for you.
- HDFC Bank Infinia Metal Edition
- Axis Bank Reserve Credit Card
- SBI Aurum Credit Card
- Citi Prestige Credit Card
- Standard Chartered Priority Visa Infinite
While travel credit cards come with multiple benefits, you should make proper use of it in order to make the most of the rewards. Here are a few do’s and don’ts:
- Understand the travel benefits on your card and plan your travel around it
- Register for the lounge access program as soon as you get the card in order to avoid any last-minute hassle
- Maximize your air mile earnings by putting the highest-earning purchases on the said card
- Ignore the rewards/air mile program on the card
- Use the card for cash withdrawal in a foreign country as it would incur finance charges from the day of withdrawal along with a foreign exchange mark-up fee
- Keep your bills overdue as it will lead to high-interest charges which will nullify the value of the benefits that you could avail
RBL Bank Credit Cards
RBL Bank credit cards offer benefits across different categories like movies, shopping, travel, dining, and more. You are rewarded for your expenses on the card in the form of cashback, reward points, and discounts. Details and reviews of top RBL Bank Credit Cards are given below to help you make an informed decision.
Click on this link to know more about RBL Credit cards in india: https://www.reddit.com/user/cardinsider/comments/ubi6jm/5_best_rbl_bank_credit_cards/
Top RBL Bank Credit Cards in India 2022
Here are some of the top credit cards offered by RBL Bank. Based on your needs and requirements you can check your eligibility and apply for the best RBL Bank credit cards.
Apply for Best Credit Card Online
If you are exclusively interested in RBL Bank credit cards, you can directly contact the bank.
ENTER YOUR MOBILE NUMBER
Provide your mobile number in the credit card form to start the application process.
VERIFY OTP AND CHECK AVAILABLE OFFERS
Provide the OTP received on your active mobile number to find the pre-approved offers on the screen.
SELECT PREFERRED RBL BANK CREDIT CARD
Compare all available options as per your eligibility and select the credit card that suits your requirements the best.
APPLY AND PROVIDE DOCUMENTS
Top 5 Best HDFC Bank Credit Card
If you are a fan of HDFC bank only, then I have curated a list of the 5 best credit cards from HDFC for you.
- HDFC MoneyBack Credit Card
- HDFC Solitaire Credit Card
- InterMiles HDFC Signature Credit Card
- HDFC Regalia Credit Card
- HDFC Diner Club Premium Credit Card
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In the above list, the HDFC Diner Club Premium credit card is my favorite. Diners Club Premium credit card is a premium card offered by HDFC bank at a nominal fee. You can enjoy premium benefits without burning a hole in your pocket. You can also get an annual fee waiver on HDFC Diner Club Premium.
Redeem HDFC Regalia Reward Points
You first need to convert them into Regalia vouchers and then redeem them on Regalia’s website. Regalia’s reward points come with limitations. You can redeem the reward points only on Hdfcregalia.com.
But the good thing is that Hdfcregalia.com has lots of things for your day-to-day needs like Mobile/DTH recharges, Hotel/Flight/movie Bookings.
7 Reasons Why You Should Get an ICICI Credit Card
ICICI bank is arguably one of the most reputed financial organizations when it comes to issuing a wide range of credit cards. The bank ensures that you get transparent statements and competitive rates at all times, whilst at an insignificant joining fee. Plus, when it comes to credit card benefits, each financial product from ICICI is loaded with targeted perks for the users.
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As one of the most credible card issuers in the country, ICICI offers several options for prospective customers, with some cards focusing on travel-specific perks and others offering shopping-centric benefits. Regardless of the one you choose, the application process and approvals are quite quick and aimed at making life easier for the customer.
Key ICICI Credit Card Features and Benefits
While we shall be discussing the individual ICICI credit card features and benefits later in this discussion, here are the more generic aspects that one can feel good about:
- Usage-specific benefits, which include perks for travel, fuel usage, lifestyle-based purchases, entertainment-centric payments like movie tickets, and more
- Wide-range of choices as ICICI credit card benefits depend on the type of credit card you choose to go with, as per your credit profile
- Most cards issued by ICICI do not come with a significant joining fee
- Renewal fee waivers are allowed in case of a particular yearly transactional threshold is breached
- Quick approvals and minimal documentation
- Support for cash advance
- Auto-debit support is based on the payment chunk you need to shell out
- Credit period of up to 48 days
- Payment timeline of almost 18 days from the statement generation date
- Interactive interface for making quick and instant payments
- Option to get curated personal loans based on your credit card usage
- Ability to increase credit card limit
5 Reasons to Choose a Credit Card for Shopping
Do you remember those days when we used to prefer buying from a store rather than an online platform? How many times has your mom told you to remember the brand so that you could go and get a physical confirmation about the quality of a product? But the current scenario has evolved and made online shopping a way of life instead of a luxury. As the number of online shoppers has risen, the benefits extended to them have also increased. Right from special discounts on credit cards to easy EMIs, online shopping is popular for apparel and food takeaways alike.
Click on this link to know more about 5 Reasons to Choose a Credit Card for Shopping: https://blog.crifhighmark.com/5-reasons-to-choose-a-credit-card-for-shopping/
Do not trust the myths!
People often believe that having a credit card can be expensive owing to its high credit limits and an unending range of benefits. But that is not the truth! If you use your credit card wisely and are aware of all the facilities extended to you, you will be able to use a credit card to its optimum usage without carrying a debt burden. You can set your own spending limit to ensure that you do not exceed your limits. In addition to this, you are always free to convert your big-ticket purchases into easy EMIs to cut the credit card bill.
Why credit cards for online shopping?
Here are a few reasons that should make you comfortable about using a credit card for your online transactions:
- Every credit card comes with its loyalty points, reward system, and cashback
- Take care of your big purchases with easy EMIs
- Protect yourself from fraudulent transactions and defective products
- Shop internationally
How To Compare Credit Cards?
Credit cards give you easy access to short-term credit without any collateral and reward you for using the card by offering cashback, air miles, discount vouchers, reward points, and several other complimentary privileges. However, no credit card matches the needs of every individual, which is why it is important to find a credit card that specifically matches your lifestyle and spending preferences. To help you find the perfect credit card for your needs, we have put together a list of the best credit cards in India, catering to popular interests like cashback, online shopping, travel, and lifestyle.
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How to compare credit cards using our side-by-side tool
To compare credit cards well, the key is to identify the features that are most important to you and to know what a good offer looks like. There’s no such thing as a “best credit card for everybody” — but everybody can find a card that’s right for them. The best credit card for you might be a cash-back card with no annual fee. Or it might be a travel rewards card with an annual fee but plenty of perks. Or something else.
Our online credit card comparison tool allows you to evaluate cards side by side. You can compare travel cards against each other, for example, or only compare American Express cards, or even put a cash-back card up against a 0% interest card to see which appeals to you more. Our tool lets you compare two credit cards or build a three-card comparison to make a decision easier.
How to choose a credit card to suit your lifestyle?
With a plethora of credit cards available in the market, you may get a little confused about which one to opt for. Here are some basic indicators to help you choose a credit card. The rule of thumb is to select a card that will suit your lifestyle and spending patterns.
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There are 3 main aspects to consider when going for a credit card.
1. Your spending pattern
2. Interest rates
3. Annual and renewal charges
4. Travel cards
5. Shopping cards for the shopaholics
6. Fuel cards
A quick click here to get full information of best Citi bank credit cards in India
Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all credit cards and apply for credit card with Citi to start enjoying the offers today.
Citi Rewards Credit Card
Citi Cash Credit Back Card
Citi PremierMiles Credit Card
Citi IndianOil Citi Platinum Credit Card
Citi First Citizen Credit Card
Citi Prestige Credit Card
Why choose an American Express Rewards Card?
An American Express Rewards Credit Card has everything to offer – from air miles to luxury shopping items. Our extensive Membership Rewards program lets you choose from hundreds of retailers and service providers.
Additionally, some Amex Rewards Cards come with exclusive membership perks. You can relax in the comfort of 1000+ airport lounges for free or enjoy complimentary rounds of golf at India's top courses. You can also access invitation-only events or avail of exclusive discounts at top restaurants across the country.
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Wondering how exactly your credit card brings in the rewards? Learn how you can earn Membership Rewards points and ways to redeem them.
Earn rewards every time you shop.
- Everyday shopping
- Earn bonus points
- Accelerated points
- Redeem reward points from the catalog
- INSTA Rewards
- Pay with Points
- Refer and Earn
How To Earn And Redeem Credit Card Reward Points?
Banks that offer credit cards generally reward their credit cardholders with gifts, freebies, discounts, and other deals. Reward Programmes encourage customers to use their credit cards for bill payments, shopping, dining, travel, and more. In return, customers can rack up points and redeem them later for a variety of perks and gifts.
Reward points are valued at much lesser than the value actually spent on the credit card, but it is only a perk offered by the bank and is not a way to earn your money back. But once you have accumulated enough reward points, you can redeem them for air miles, merchandise, cash, gift vouchers, and much more.
Click on this link to know more: https://cardinsider.quora.com/How-To-Earn-And-Redeem-Credit-Card-Reward-Points
Each bank offers different methods of earning points. Points earned will vary between different cards based on whether the card is a basic credit card or one that has high priority.
Credit card companies usually offer the following schemes:
- Welcome Rewards
- Regular Rewards
- Accelerated Rewards
- High-value Purchases
- International Rewards
- Bonus Points
- Loyalty Points
- Supplementary Cards
Best Bank of Baroda Credit Card
Bank of Baroda (BoB) offers a range of credit cards to cater to the different financial needs of the new-age customers. Loaded with special benefits, these cards are issued through a simple and hassle-free application process by BoB Financial Solutions Limited (BFSL), a BoB subsidiary.
Once you own the card, you can also use it to earn rewards under the dedicated rewards program.
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However, the nature of these benefits will depend on the type of card you own. To understand this better, let us take a look at the best BoB credit card options.
There are different BoB credit card types to choose from. The features and benefits of the top cards are mentioned below.
1. Bank of Baroda ETERNA Credit Card
2. Bank of Baroda EASY Credit Card
3. Bank of Baroda SELECT Credit Card
4. Bank of Baroda Premier Credit Card
5. Bank of Baroda PRIME Credit Card
6. Bank of Baroda ICAI Exclusive Credit Card
7. Bank of Baroda CMA One Credit Card
8. Bank of Baroda ICSI Diamond Credit Card