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Fintech Ki Baat

Fintech Ki Baat

By by Shreyas Jani

Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
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Currently playing episode

(Credit Card Against Assets?) Changing the way Bharat Borrows, with Shreyans Nahar Founder - Finsire, Part 1 Founder's Journey.

Fintech Ki BaatMay 11, 2023

00:00
29:57
5 Minute Fintech: Types of Fundraising explained in under 5 Minutes

5 Minute Fintech: Types of Fundraising explained in under 5 Minutes

In This Episode, Bhavik Vasa, Founder -of GetVantage a revenue-based financing platform, explains what different types of fundraising options an entrepreneur has and when each type makes sense.
Nov 24, 202304:08
5 minute Fintech - P2P lending explained in under 5 mins

5 minute Fintech - P2P lending explained in under 5 mins

In the latest episode of Fintech Ki Baat, our host Shreyas delves into the world of Peer-to-Peer lending with Mr. Mukesh Bubna Founder & CEO at Monexo. Revolutionizing the financial landscape, P2P lending cuts out the institutional middlemen, enabling a direct connection between lenders and borrowers. This democratic system has given a new lease of life to credit, offering exciting investment opportunities and fresh challenges. Delving deeper, Shreyas and Mukesh elucidate the dynamics of P2P lending, from the loan approval process to risk assessment, and from return management to diversification strategies. The episode emphasizes on the requirement of a prudent approach while embarking on the path of P2P lending, reminding listeners of the potential perils along with the lucrative opportunities. This deeply engaging episode is a must-listen for anyone who wants to navigate the treacherous yet rewarding path of P2P lending. .
Nov 21, 202305:01
What is Social Investing and Why Should you care? Ft Smita and Ram- Founders - RangDe

What is Social Investing and Why Should you care? Ft Smita and Ram- Founders - RangDe

We're thrilled to host Smita Ram and Rama Krishna, the visionaries behind RangDe. Dive into the story behind RangDe's name, learn about the transformative power of social investing, and discover how RangDe is changing lives. Plus, get exclusive insights and enjoy an exciting rapid-fire round with our guests. Don't miss out! 🌟

TIME STAMPS:-
0:55 - Origin of the name RangDe.
04:51 - What is Social Investing?
08:50 - How did Rangde impact the lives of Individuals
13:47 - How does one identify the intent to pay when the cost of borrowing is going up in the formal lending
17:55 - Issues with Repayment
20:39 - A specific set of Antidotes one needs to keep in mind
23:33 - Social Investing simplified as if one is explaining to a 5 y/o
26:07 - Vision of RangDe
27:40 - Rapid Fire Round
Nov 17, 202331:04
Building India’s first P2P Social investing Platform with Smita Ram & Ramakrishna - Part - 1

Building India’s first P2P Social investing Platform with Smita Ram & Ramakrishna - Part - 1

Welcome to our latest podcast episode where we delve into the fintech sphere with Smita Ram and Ramakrishna, the pioneering founders of  @RangDeIndia  India's premier social investing platform. Join us as we uncover the inspirational journey behind RangDe's inception and growth. Smita and Ramakrishna share the eureka moment that led to the birth of RangDe. They discuss the challenges they faced in the nascent stages and the vision that propelled them forward in the fintech landscape. They also revealed their approach to risk management, discussing the importance of having safety nets and backups when venturing into the startup world. Hear about the most humbling experiences they encountered while building RangDe, offering a rare glimpse into the emotional rollercoaster of entrepreneurship. They also shared their top three 'don'ts' for budding entrepreneurs, a must-listen for anyone looking to make their mark in the fintech industry. Conclusion: This episode is a treasure trove of insights for anyone interested in fintech, startups, or the power of social entrepreneurship. TIME STAMPS:-01:53 - Journey of Starting  @RangDeIndia  06:43 - How did you come across the problem statement that you wanted to solve for. 12:49 - What kind of planning did you have in your mind while starting & how much time you took to create an backup & plan about your safety nets? 19:25 - Most Humbling Moment 24:35 - How to find a right Co-Founder? 28:00 - Biggest Mistake you made in Rangde? 33:35 - Top 3 Don'ts for Budding entrepreneurs.
Nov 08, 202337:30
Fundraising WITHOUT divulging Equity?😱 Here’s how you can do it!!

Fundraising WITHOUT divulging Equity?😱 Here’s how you can do it!!

Join us as we sit down with Bhavik Vasa, the visionary Founder & CEO of GetVantage, a leading fintech startup revolutionizing access to equity-free working capital, business optimization tools, and a vibrant founders community. In this interview, Bhavik shares the fascinating origin story behind the name GetVantage. He even walks us through the customer journey once we onboard the platform. He also provides invaluable insights & antidotes for startup success, and we wrap up the conversation with a rapid-fire round of questions. ! TIME STAMPS:- 0:55 - Origin of name GetVantage 1:29 - What is GetVantage into? 07:42 - What is the customer journey once he onboards the GetVantage Platform? 11:38 - If you were to explain Fund Raising to a 5-year-old kid how would you define the term 24:55- How should one identify which type of funding to opt for? 29:19 - Unique antidots one should keep in mind 39:40 - How does Bhavik see this Industry now that it has access to sustainable non-diluted capital for the next 5 years. How do you foresee the ecosystem differently? 44:45 - Rapid Fire Round

Oct 25, 202350:01
Founder'S Story With Mr. Bhavik Vasa Founder & CEO of GetVantage

Founder'S Story With Mr. Bhavik Vasa Founder & CEO of GetVantage

Check out our exclusive Interview with Mr. Bhavik Vasa Founder & CEO of GetVantage the leading fintech startup revolutionizing access to equity-free working capital, business optimisation tools & a thriving founders community! In this captivating conversation, Bhavik takes us on a journey through his entrepreneurial path, sharing his earliest memory of starting up & the challenges he faced along the way. From humble beginnings to a game-changing platform, Bhavik's story is one of resilience & determination. Ever wondered how Bhavik manages to stay sane amidst a fast-paced & demanding business environment? TUNE IN AS HE UNVEILS HIS SECRETS TO MAINTAINING BALANCE, STAYING FOCUSED & THRIVING IN THE FACE OF ADVERSITY. DON'T MISS OUT ON LEARNING FROM THE BRIGHTEST MIND IN THE INDUSTRY! TIME STAMPS:- 01:24 - Who & How is Bhavik Vasa as a person? 02:24 - Earliest Memory of setting foot in the world of business 06:36 - What is that drives a specific community i.e. Gujrathi, Marwadi that drives entrepreneurial bug inside them? 11:00 - What did you start with & came to a point where in you decided to end up in a startup? 25:05 - Your most humbling moment 29:13 - Go to disconnecting technique to remain sane 33:02 - One Mistake you think you could have avoided or done differently

Oct 17, 202341:05
Unravelling the Journey of will writing in India

Unravelling the Journey of will writing in India

In this segment, Vishu shares valuable insights about the will-making process in India and why Aasaanwill should be your go-to platform for all your will-related needs. Tune in now to gain a deeper understanding and make informed decisions! Vishnu also sheds light on the intricacies of the will-making process in India, making it easier for our listeners to navigate this important aspect of estate planning. From its humble beginnings to becoming a trusted name in the Industry, Aasaanwill has revolutionised the way wills are created and managed. Vishnu's unwavering commitment to providing a simple, convenient and accessible solution has made Aasaanwill the go-to platform for countless individuals and families. Don't forget to subscribe to our podcast channel and take a step towards securing your legacy today! TIMESTAMPS:- 0:29 - What's with the name and the reason for naming it as Aasasnwill 03:06 - Why choose Aasaanwill for will-making? 12:56 - What is the current will-making process in India? 17:36 - What is one's end-to-end Journey with Aasaanwill? 27:36 - How do you see yourself and Aasaanwill evolving in the world of technology?

Oct 09, 202332:42
Founder's Story with MR. Vishnu Chundi Founder & CEO of AasaanWill

Founder's Story with MR. Vishnu Chundi Founder & CEO of AasaanWill

Join us as we deep dive into a Captivating conversation with Vishnu Chundi, the brilliant mind behind Aasaanwill. In this episode, Vishnu shares his inspiring journey as the founder of Aasaanwill and sheds light on the importance of wills in today's world. Vishnu reflects on the fascinating differences in the mindset of customers between London & India. He even talks about the spark that ignited Vishnu's Entrepreneurial Journey. Curious about what inspired vishnu to embark on this transformative journey?? Tune in now to gain a deeper understanding of the importance of wills, the differences in customer mindset and the valuable lessons learned during the startup journey. TIME STAMPS:- 02:55 - Let's know a bit more about the founder of Aasaanwill. 05:50 - What inspired Vishnu to take the Plunge? 09:26 - Journey of building Aasaanwill & difference in building an startup in London vs. In India. 15:23 - At what point while building Aasaanwill you were sure this is going to work out pretty well. 22:40 - How do you balance out the work stress? 28:11 - What is the biggest mistake you have made so far as a founder of Aasaanwill.

Oct 05, 202329:47
Digital Transformation in Life Insurance sector, with Mr.Satishwar B, MD and CEO of Aegon Life.

Digital Transformation in Life Insurance sector, with Mr.Satishwar B, MD and CEO of Aegon Life.

In this Captivating episode of our podcast, we had the privilege of hosting CEO & MD of Aegon Life as he shares his personal story, shedding light on the challenges he faced and the pivotal moments that shaped his career. From his early days in the Insurance Business to his rise as a leader, his experience inspires aspiring professionals. One of the key topics that Mr. Satishwar delves into is the impact of Digitalization on the Insurance Sector and how did he go about it. He provides valuable insights into how technological advancements have revolutionised the way insurance products are offered, purchased and serviced. With a keen eye for innovation, he discusses the major challenges faced during his transformative period and how Aegon Life adapted to stay ahead of the curve. TIMESTAMPS:- 01:12 - How did your journey of Aegon Life Begin? 13:12 - Be it ICICI, BOB or Aegon Life how was your Journey of Building Aegon Life from scratch to one? 16:44 - What does it take to build a Digital Insurance business from the grounds up? 21:33 - Digitalisation started after mid covid so what are the challenges that are causing a slight lag there? 30:22 - Major Challenges stopping in a lot of startups into the Insurance Space 41:33 - How does Digitalisation play a role in changing Modern India? 51:29 - Rural vs. Urban India 59:29 - Which emerging technology excites you the most

Sep 25, 202301:04:17
Unravelling Digital lending and FLDG on Dhande ki baat with Akshay Mehrotra Co-Founder & CEO of Fibe

Unravelling Digital lending and FLDG on Dhande ki baat with Akshay Mehrotra Co-Founder & CEO of Fibe

Join us as we dive into an inspiring conversation with Akshay Mehrotra as he shares his incredible journey of starting his startup and how he turned his vision into reality. Get ready to be inspired by his entrepreneurial spirit and learn valuable insights on building a successful business in digital lending. In this episode, Akshay, delves into the ever-evolving landscape of technology & its impact on the lending industry. He provides fascinating insights into the challenges faced in digital lending & how disruptive solutions like blockchain are shaping up the future. Don't miss out on this thought-provoking conversation with Akshay Mehrotra where he uncovers the future of digital lending. TIMESTAMPS:- 00:39 - How did the name Early Salary come across? 04:00 - What has the Digital Lending landscape been like back in 2013-14 to the current revolution? 06:44 - How have you seen technology evolving through the years? 11:13 - What is the new problem in the Digital Lending? 16:18 - What is your interpretation of the new current digital lending guideline related to FLDG? 18:36 - How would you explain FLDG who is unaware of the term 19:04 - Explain the difference between Co-Lending and FLDG 26:15 - How do you see blockchain technology in the next 5 years? 30:00 - Rapid Fire Round
Sep 18, 202332:19
The Founder's Story with Mr. Akshay Mehrotra Co-Founder & CEO of Fibe (EarlySalary)

The Founder's Story with Mr. Akshay Mehrotra Co-Founder & CEO of Fibe (EarlySalary)

In our latest podcast, we had the pleasure of hosting Mr. Akshay Mehrotra the Resilient Entrepreneur who turned his dreams into reality ! He shared his remarkable journey highlighting the challenges he faced, the mistakes he made and the invaluable lessons he learnt building Fibe. From Humble beginnings to a thriving startup. Akshay recounted how he navigated the entrepreneurial landscape, even in the face of adversity. He candidly shared his experience of encountering a staggering 129 rejections before finally achieving success. His unwavering determination & refusal to give up serve as an inspiration to all aspiring entrepreneurs out there! Don't miss out on this inspiring conversation with a true trailblazer! Timestamps:- 03:50 - What made you think let's do something of your own? 09:24 - After having so many rejections at 129th what magic happened and you raised 3 successful fundraising rounds? 11:15 - Your most humbling moment 15:27 - Advice for budding entrepreneurs to cope with stress 17:38 - Your Biggest Mistake 19:44 - 3 don'ts for budding Entrepreneurs.

Sep 11, 202321:34
ONDC A DEEP DIVE - Understanding the Use Cases & Impact

ONDC A DEEP DIVE - Understanding the Use Cases & Impact

Check out our Exclusive Podcast Interview with Rahul Handa, Executive Vice President- Strategic Initiatives at ONDC as he shares his insights on ONDC’s Definition, Market Place Impact and India Post - ONDC  In this episode, we had the privilege of sitting down with Rahul Handa VP at ONDC to better understand this groundbreaking Initiative. Rahul sheds light on the core essence of ONDC, and its potential impact on India and the marketplace. Time Stamps 04:27 - What is ONDC? 12:08 - What kind of Impact will ONDC have on the way e-commerce does business v/s Market Place Model? 25:52 - Explain how a credit given to a common man fits into the entire O & C Framework and how it works out. 33:29 - Have you come across something or ideated internally any use cases that you think are completely offbeat and interesting? 40:00 - If I am a common man how essentially one’s life will change after ONDC? 42:53 - How do you see India 2 years down the line after the Impact of ONDC has been completely absorbed? Don’t miss out on this insightful conversation with Rahul Handa as he shares his thoughts on ONDC. Tune in to our podcast now and be part of the Journey towards a digitally empowered India!
Sep 04, 202346:20
Dhande Ki Baat With: Vineet Agrawal Co-Founder of Jiraaf | All about Alternative Asset Classes!

Dhande Ki Baat With: Vineet Agrawal Co-Founder of Jiraaf | All about Alternative Asset Classes!

In this Segment, Mr. Vineet takes us on an Inspiring journey of how he built Jiraaf from scratch and the problem statement that fueled his entrepreneurial drive. Embark on a thrilling journey into the complex financial investments and assets world with Vineet as your guide. * Don't miss the thrilling rapid-fire round where Vineet shares Intriguing insights and personal anecdotes that will keep you on the edge of the seat! CHAPTERS:-01:14 - How did the extraordinary journey of Jiraaf started?04:22 - What is the problem statement Jiraaf is solving?08:22 - What are the asset categories available on Jiraaf?11:00 - Explain Investing as a concept to a 5-year-old kid, a 12th Grad Student and someone who is on the verge to start his professional career19:24 - What is Treasury Bill?23:57 - Investment Ecosystem In India?29:01 - Rapid Fire Round
Aug 22, 202336:05
Inspiration,Tips & Humbling Moments: Founder of Jiraaf Mr Vineet Unveils His Entrepreneurial Journey

Inspiration,Tips & Humbling Moments: Founder of Jiraaf Mr Vineet Unveils His Entrepreneurial Journey

We had the pleasure of featuring Mr. Vineet Agrawal the Visionary Co-Founder of Jiraaf. Vineet shared his inspirational Journey, shedding light on what inspired him to take the plunge into the world of Fintech. Vineet talks about his inspiring journey as an entrepreneur and his experiences of raising capital for his startup. He also imparts valuable dos and don'ts for budding entrepreneurs. Join us as we delve into Vineet's Journey and gain inspiration for our own venture! TIMESTAMPS:- 01:29 - Self Introduction and What is Jiraaf Into? 04:59 - What Jiraaf does? 08:11 - What inspired you to take the Plunge? 10:28 - Experience raising 1st Round of Funding 12:04 - One tip to founders looking to raise capital at the idea stage. 14:33 - Most Humbling moment that you faced & make you challenge everything you knew about Fintech 18:30 - How do you stay sane? 21:50 - Let's talk about Sop's 23:32 - One of the Biggest mistakes 26:29 - If you had 1 Billion $ on the day you started your business what, would you have done differently? 28:42 - Top 3 don'ts for budding Entrepreneurs. Watch out the full podcast episode now and get ready to be inspired! Stay tuned for future episodes till will leave you motivated and ready to conquer your own entrepreneurial dreams!

Aug 18, 202331:21
The MSME problem,Solving for the least digitised segment across southeast Asia with Kernel Finance

The MSME problem,Solving for the least digitised segment across southeast Asia with Kernel Finance

In this Interesting episode of Dhande Ki Baat with Mr Beka Dalakishvili the Visionary founder of Kernel Finance as he takes us on a captivating journey through his remarkable Entrepreneur journey.
Beka also shares invaluable insights into the MSME industry in India and evolving economies across India and South East Asia.

KEY TAKEAWAYS:
- In this episode, you will gain a deeper understanding of the MSME Industry, the Importance of Financial Inclusion, and the Potential economic growth of South East Asia.

Don't miss this incredible opportunity to hear out from an exceptional entrepreneur. Tune in now !!

CHAPTERS :
00:41 - What is the origin story of the name Kernal Finance?
07:23 - Global landscape with respect to the startup ecosystem
12:14 - Insights on African Economy
14:40 - Explain Working Capital, to a 5-year-old kid, 12th Grad Student
25:03 - How is Emerging technology playing a role in Digitalization?
32:50 - How is MSME Industry evolving outside India?
35:34 - Rapid Fire Round
Aug 10, 202346:10
From Georgia to India, A journey of simplifying the lives of MSMEs across the Globe

From Georgia to India, A journey of simplifying the lives of MSMEs across the Globe

We had the privilege of hosting a remarkable entrepreneur Mr. Beka Dalakishvili the visionary founder of Kernal Finance. Beka shared his fascinating journey and what inspired him to take the plunge into the world of fintech. He affectionately refers to himself as "Finance Walla" Beka shared some invaluable tips for Budding Entrepreneurs, What made him enter into the Indian Msme Segment, and Some of his Learnings. To hear more about Beka Dalakishvili Journey and his Mission to simplify finance for business tune in to our latest podcast episode. CHAPTERS : 01:23 - What is Kernel Finance Into? 06:48 - What inspired you to take the plunge? 09:45 - What has been the most humbling moment that made you challenge everything you know? 11:40 - How did you identify it's time to shut down your previous startup? 14: 24 - How do you keep sane given a founder has to del with so much stress 17: 43 - One of your Biggest Mistake? 20:38 - If you had 1 Billion Dollar in your Account on the day 1 you started your business how would you have done things differently? 22:53 - Top 3 Don't for budding entrepreneurs?

Aug 03, 202325:04
ONDC Explained | Analysing The Impact on India & Bharat

ONDC Explained | Analysing The Impact on India & Bharat

Today, we have a special treat for all of you as we dive into the world of ONDC - a game-changing network protocol that is reshaping the e-commerce landscape in India. And guess what? We are incredibly fortunate to have three exceptional guests with us.

In this Panel Discussion, we talk about
ONDC's significance, its impact on customers at the retail level, and its transformative role in shaping Bharat - the very essence of India.
With its accessible and seamless services, even in remote areas, ONDC is bridging the digital divide and creating new opportunities for entrepreneurs and local businesses. The result? A thriving Bharat that stands at the forefront of digital progress.

Make sure to like, share, and subscribe to our channel for more captivating discussions on cutting-edge technologies and their impact on society. Stay curious, embrace innovation, and be a part of India's remarkable digital revolution!

CHAPTERS:-
05:10 - What is ONDC?
08:24 - Impact of Interoperable Platforms / Networks on Economies like India
11:26 - How do you see Ondc's growth in a more globalized India?
14:13 - How do you look at ONDC from a transitional perspective?
19:40- How is ONDC affecting the Customers at the retail level?
25:17 - ONDC impact on end retail Consumers in Bharat.
29:19 - What are the new use cases being explored?
32:58 - What can act as a differentiator for startups who are onboarding sellers?
35:00 - What makes one believe that ONDC will be really successful given the fact there are so many e-commerce companies who have tried to work with the Bharat segment?
44:46 - How do you see the Financial Intersection of ONDC ?
51:46- Most exciting use case of ONDC.
Jul 25, 202352:43
Understanding Decentralised Digital Currencies and it’s future in India|With Sathvik-CEO - UNOCOIN

Understanding Decentralised Digital Currencies and it’s future in India|With Sathvik-CEO - UNOCOIN

In this Interesting episode of Dhande Ki Baat with Mr. Sathvik Vishwanath Co-Founder & Ceo of Unocoin. In this episode Sathvik takes us on a captivating Journey back to the origins of Decentralised Digital Currency. He brilliantly explains the concept at various level of complexities and talks about the economic impacts of existence of widely fungible Decentralised Digital currency If you are Intrigued by the world of Digital Currency this episode is a must listen! Make sure to hit on subscribe button to stay well-versed on what's happening in the world of Fintech and don't miss out on an incredible opportunity to learn from the Industry's Visionary Leaders! CHAPTERS:- 0:42 - What's the origin story of the name Unocoins? 03:38 - Explain Bitcoin to me like a 5-Year-old kid. 07:04 - Explain Bitcoin to a student who passed out of 12th Grade. 08:29 - Explain Bitcoin to someone who is about to make a Business decision to use distributed ledger technology in their business. 13:00 - The original story of Bitcoin & DLT behind it. 27:35 - How the Economy would be different if we had decentralised stable coin as main stay currency ?
Jul 14, 202338:19
From selling Domain names to building India's oldest & largest Crypto Platform !

From selling Domain names to building India's oldest & largest Crypto Platform !

Don't miss this inspiring Conversation with Mr. Sathvik Vishwanath Co-Founder & CEO of Unocoins, as he takes us through the highs and lows of his entrepreneurial Journey, Sharing his valuable insights & lessons learned along the way. From the early days of exploring potential cryptocurrencies to navigating regulatory challenges and overcoming numerous obstacles to create a platform that has revolutionized the crypto landscape in India. Whether you are a crypto enthusiast or simply curious about the world of digital currencies, this interview is a must-watch !! Stay tuned for PART 2, Where we deep dive into the vision behind Building Unocoins & how Mr. Sathvik builds Unocoins from scratch. DON'T FORGET TO HIT IN SUBSCRIBE BUTTON & TURN ON NOTIFICATIONS TO STAY UPDATED WITH OUR LATEST INTERVIEWS & INSIGHTS FROM INDUSTRY LEADERS. CHAPTERS:- 02:10 - Background of Sathvik 08:17 - Start of Entrepreneurial Journey 16:18 - History of Digital Currency 18:35 - The most humbling moment 21:40 - Indian Mindset for Digital Currency 24:30 - Mental Health & well-being as a founder 31:18 - Biggest Mistakes & Learnings 34:18 - Takeaways for Budding Entrepreneurs
Jul 04, 202338:12
What does it take to make a robust collection mechanism for Bharat!- With Anand Agarwal - Credgenics

What does it take to make a robust collection mechanism for Bharat!- With Anand Agarwal - Credgenics

In this episode, we have Anand Agrawal Co-Founder & CPTO of Credgenics with us. Credgenics helps one to Simplify your loan resolution processes with an end-to-end platform that enables lenders to increase collections rate. In this segment "Dhande Ki Baat "- A Business Deep Dive we talk about the evolving world of digital collection. The idea is to understand what goes behind the scenes of an efficient collection ecosystem and how can digital lending scale efficiently in newer frontiers.
Jun 28, 202329:39
From 0-2M revenue in 6 months A Journey of building a platform that’s changing the Collections game.

From 0-2M revenue in 6 months A Journey of building a platform that’s changing the Collections game.

In today’s episode we have Mr Anand Agrawal, Co-Founder and CPTO of Credgencis. A Startup that’s revolutionising Digital collections process with an end-to-end platform that enables lenders to increase collections rate by 20%.
In this segment, he talks about his 'entrepreneurial journey and learnings of building a startup.
To learn more about Credgencis, stay tuned for Part-2 named "Dhande Ki Baat" !!!
Jun 16, 202333:52
FinTechs as Catalysts: Boosting the Climate-Tech Movement in India

FinTechs as Catalysts: Boosting the Climate-Tech Movement in India

In this latest podcast episode, we explore the game-changing role of FinTech startups in fostering climate-tech adoption in India. Listen as Aditya Damani, founder of the trailblazing digital lending startup Credit Fair, and Varun Goenka, mastermind behind Charge Up, share their insights. Delve into how cutting-edge FinTech is bridging gaps, increasing penetration to empower climate-friendly practices, and heralding India's sustainable future. Understand how the innovative digital strategies like AI-Based underwriting, real-time Digital onboarding etc are used to overcome financing and inclusion challenges to increase the reach of climate tech solutions across India and revolutionize the Indian market. Learn about the intersection of finance, technology, and environmental sustainability. Perfect for those interested in FinTech, Startups, Climate-Tech, or India's evolving Fintech ecosystem. Don't miss out on this interesting discussion!
Jun 07, 202340:44
Unlocking the potential of debt for retail Investors Dhande Ki Baat with Ajinkya Kulkarni, Founder - Wint Wealth

Unlocking the potential of debt for retail Investors Dhande Ki Baat with Ajinkya Kulkarni, Founder - Wint Wealth

Don't miss the interesting rapid fire round at 21:40 !

In this episode of Fintech Ki baat podcast we have Ajinkya Kulkarni, Founder of Wint Wealth with us.
Wint Wealth is a platform for retail Investors to invest in assets that give higher fixed deposit that are less risky than equities.
In this segment "Dhande Ki Baat "- A Business Deep Dive, we talk about the evolving Indian Debt Markets, how can retail investors leverage the power of debt to attain their goal of financial freedom and how fintech is changing the industry dynamics.

May 25, 202326:39
How does this Indian Fintech Platform generates 9-11% fixed returns for Retail investors ? - Founder's Story with Ajinkya Kulkarni, Founder and CEO - Wint Wealth

How does this Indian Fintech Platform generates 9-11% fixed returns for Retail investors ? - Founder's Story with Ajinkya Kulkarni, Founder and CEO - Wint Wealth

In this episode, we have a special guest Mr. Ajinkya Kulkarni the Founder of Wint Wealth, Wint Wealth is a platform that brings a whole new asset class to the retail investor promising them 9-11% returns.

In this segment "A Founder's Story" he talks about his roller coaster ride of an entrepreneurial Journey which is one of Perseverance, Innovation, Failures and Growth.

To learn more about Wint Wealth and what it does stay tuned for the next segment "Dhande Ki Baat" where we explore the all neew asset classes and tell you how you can invest in the same!!

The best is yet to come!

Fintech Ki baat Is a unique fintech podcast covering the fintech ecosystem in India with the aim to demystify and simplify everything fintech.

Chapters :-
00:46 Intro
01:37 Background of Ajinkya
02:10 Previous Startup
04:57 Biggest Mistakes and Learnings
05:56 Identifying the right set of co-founders
08:57 What inspired you to Start up?
10:23 How did you know this was a good idea?
11:21 Initial Validation
11:46 How to reduce CAC in a B2C Startups
12:01 Organic Growth Marketing - How and Why?
16:37 Mental Health and Well-being as a founder
21:11 The Most Humbling Moment
22:35 Take aways for Budding Entrepreneurs
May 19, 202323:36
Digital Asset Infrastructure and How will it change the way you borrow? Dhande Ki Baat A business Deep Dive!
May 14, 202329:55
(Credit Card Against Assets?) Changing the way Bharat Borrows, with Shreyans Nahar Founder - Finsire, Part 1 Founder's Journey.

(Credit Card Against Assets?) Changing the way Bharat Borrows, with Shreyans Nahar Founder - Finsire, Part 1 Founder's Journey.

In this episode, we have with us Shreyans Nahar, who is building a unique Fintech startup called FinSire.

Finsire is a Digital Assets Infrastructure platform that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.

In this Segment "The Founder's Story - An entrepreneurial journey" of first episode we talk more about Shreyans's entrepreneurial journey and learnings of building a fintech startup in India.
To learn More about Finsire and what it does stay tuned for the Part 2 of this episode "Dhande Ki Baat - Business Deep-Dive"

Shownotes

00:00 Intro
00:40 Founders Background
04:01 Marwadi Families and Business
06:37 Motivation to startup
13:49 What is finsire ?
14:30 Why did you build in India?
18:02 The Most Humbling moment?
21:37 How many times did you feel low?
24:26 A founder and his mental health
May 11, 202329:57
Host's Note for Season 2

Host's Note for Season 2

Shreyas Jani (00:02.498)

Hello and welcome to a brand new season two of the FinTech ki Baat Dil Se podcast.

Your one stop shop for everything FinTech.

From latest news to deep dive into business models, we've got it all.

So be sure to like, share and subscribe to stay updated.


Now here's what's new. We are introducing three new segments.

Which means that each conversation that we'll have with the founders will essentially be divided into three different segments and then will be recorded and released separately. Here are the three segments.

1) The first one is called the founder story and entrepreneurial journey.

This segment essentially covers a founder's journey of building their startup from scratch and talks a lot more about their ups and downs, their lows, their successes and what inspired them to start and what motivated them to persevere to build a successful business.

This segment is geared a lot more around entrepreneurship and is ideal for budding entrepreneurs or any founders who are stuck in effects and needs of motivation.

2) The second segment is called Dhande Ki Baat, the business deep dive. In this segment, we bisect and dissect complicated fintech business models and try to understand from the founders on how these models work. So we can bring to you the answer to the most commonly asked question, "Dhanda kaise hota hai?"

3) Third Segment is the Rapid Fire Round : 5 Questions, 10 Mins and a whole lotta fun.


Stay tuned for the first episode coming out soon!!

Cheers!

May 10, 202303:25
From Food-preneur to Fintech tycoon. In conversation with Mr Vaibhav Joshi Founder & Ceo - Easy Pay

From Food-preneur to Fintech tycoon. In conversation with Mr Vaibhav Joshi Founder & Ceo - Easy Pay

In conversation with Mr. Vaibhav Joshi Co-Founder and CEO of Easypay. Vaibhav talks about his roller-coaster journey of experimenting in various industries. He has been hands on entrepreneur right from starting his food tech startup to working in banking sector and now becoming a co-founder of a successful fintech startup. He shares the insights and learning’s that he has derived from his mistakes and successes from past experiences. He also shares his views on the evolution of Neo Banking and MSME lending and how he aims to revolutionise the same via Easypay.
Mar 11, 202343:50
An Ex Banker turned Fintech Magnate in conversation with Mr. Ketan Patel CEO- Mswipe

An Ex Banker turned Fintech Magnate in conversation with Mr. Ketan Patel CEO- Mswipe

In a candid chat with Mr. Ketan Patel an Ex Banker turned Startup Magnate. He talks about his illustrious career over couple of decades and shares his inspiring journey of becoming the CEO OF THE YEAR. Ketan also shared his views on the evolution of the Payment industry and the impact of the same on MSME space. He also talks about stark differences he sees in how current generation approaches their career v/s previous generations.
Mar 01, 202337:43
Creating a profound impact on MSME,In conversation with Hardika Shah Founder & Ceo of Kinara Capital

Creating a profound impact on MSME,In conversation with Hardika Shah Founder & Ceo of Kinara Capital

In this Episode, we will be having an in-depth conversation with Hardika Shah who will take us through her entrepreneurial journey of building Kinara Capital which has received global recognition for disrupting small business lending. With over 4,000 crores in collateral-free business loans disbursed by Kinara, Hardika will discuss the importance of digitization on the ecosystem and the vast MSME credit gap.
Feb 22, 202336:13
Changing the way MSMEs do business One loan at a time with Mr. Mayur Modi, Cofounder - CEO Moneyboxx

Changing the way MSMEs do business One loan at a time with Mr. Mayur Modi, Cofounder - CEO Moneyboxx

In this episode we have a candid chat with Mr. Mayur Modi, CEO-Cofounder Moneyboxx, an NBFC that is revolutionizing access to credit for micro and small entrepreneurs.
Mayur talks about his entrepreneurship journey,his 1st hand experience building from scratch and some amazing customer stories.
Feb 08, 202352:28
In conversation with Mukesh Kalra, Founder and CEO of ET Money

In conversation with Mukesh Kalra, Founder and CEO of ET Money

In this episode we explore how financial awareness can be sustainably built across various demographics of India.
We talk about how to look at new and emerging alternate investment classes and when and how should you invest in them.

We also get to learn about Mukesh’s entrepreneurship journey and how he came to be the founder of one of the largest Neo-wealth advisory companys in India .

Jan 24, 202301:03:40
In conversation with Abhishek Gandhi - Founder FatakPay

In conversation with Abhishek Gandhi - Founder FatakPay

In today’s episode we have with us Mr.Abhishek Gandhi (Founder and CEO Fatak Pay).
Abhishek shares his inspiring Journey of building two marquee Fintech Startups of India (Rupee Circle, FatakPay),
He also Talks about why he left his illustrious career abroad to come back to India and builds for Bharat!
Dec 23, 202248:56
Building Digital India through interoperable platforms , Part-1

Building Digital India through interoperable platforms , Part-1

Today’s episode is a part-one of a 2 part series, “Building for Bharat through platforms”
In today’s episode we have with us Mr.Sanjay Jain, Partner - Bharat Innovation fund.
Mr.Sanjay has played a key role in strategising the architecture of many digital platforms such as UPI, OCEN, Account Aggregation Framework etc as a part of his time volunteering with Ispirit foundation.
In this series We discuss the thought processes behind the creation, evolution and the impact that each of this platforms have created.
Dec 10, 202254:04
Empowering the youth to fulfil their dreams, In conversation with Ankit Mehra -CEO - Gyandhan

Empowering the youth to fulfil their dreams, In conversation with Ankit Mehra -CEO - Gyandhan

In today’s episode we have with us Mr.Ankit Mehra , Cofounder and CEO Gyandhan.
Gyandhan helps students fulfil their dreams of getting good education by providing seamless education loans.



#podcast #educationloan #startup #fintech #funding #gyandhan #loans #finance #financewithsharan
Nov 22, 202248:15
Can playing games help banks underwrite you better? In conversation with Yatir - CEO ConfirmU

Can playing games help banks underwrite you better? In conversation with Yatir - CEO ConfirmU

In today’s episode we chat with Yatir Zaluski, CEO and founder of Tel Aviv based startup - ConfirmU.
Confirm you enables underwriting of New to Credit segment by assessing their personality on the basis of how they play a specifically designed game.
Oct 31, 202239:50
Enabling Credit for the next billion, In conversation with Rohit Rathi - Co-founder KarmaLife

Enabling Credit for the next billion, In conversation with Rohit Rathi - Co-founder KarmaLife

In this episode we have Rohit Rathi - Cofounder of Karmalife, a platform that enables credit to the blue collared segment. The vision is to establish a platform that can bring lending to the next billion.
Oct 15, 202249:42
In conversation with Ruchir Kanakia, Founder and CEO, One Assure.

In conversation with Ruchir Kanakia, Founder and CEO, One Assure.

In this episode we chat with Ruchir who candidly talks about his entrepreneurship journey, how he dealt with the closure of his previous startup and built again from scratch, how he’s building to revolutionise Insurance distribution and personal anecdotes on building sustainably.
Oct 05, 202239:07
Enabling financial inclusion of women, In conversation with Dr.Jasmine Gupta, Co-Founder & CEO LXME

Enabling financial inclusion of women, In conversation with Dr.Jasmine Gupta, Co-Founder & CEO LXME

In this episode we talk about how due to a variety of external factors, women have always struggled with getting access to financial knowledge, right mentoring, financial services in general and how the same can be solved for. We have Dr. Jasmine Gupta with us who has set out to build LXME, a platform aimed at empowering women to take control of their own finances.
Sep 26, 202246:52
In conversation with Mr.Amit Boni (Founder, CEO Ensuredit | EX- CEO Motorola India

In conversation with Mr.Amit Boni (Founder, CEO Ensuredit | EX- CEO Motorola India

In this episode we talk about the most underpenetrated financial sector of the country, Insurance and how startups like Ensuredit are working towards redefining Insure-tech for Bharat.

Aug 22, 202245:26
(Holistic Inclusion for Bharat) In conversation with Mr. Anand Kumar Bajaj, - CEO, Founder, MD - Paynearby.

(Holistic Inclusion for Bharat) In conversation with Mr. Anand Kumar Bajaj, - CEO, Founder, MD - Paynearby.

Is Sachetisation the way to achieving Holistic inclusion in Bharat?
What goes into building Bharat's largest network of "Digital Pradhans" ?
How does one go about making financial services available in every corner of Bharat?
We answer all this and more in Todays's episode of Fintech ki Baat Dil se, with Mr. Anand Kumar Bajaj who's the founder, CEO and MD of Paynearby technologies, builder of India's largest distributor network for Digital services.
Aug 05, 202233:36
In Conversation with Aditya Damani, Founder - CreditFair (Evolving Digital Lending Landscape in India)

In Conversation with Aditya Damani, Founder - CreditFair (Evolving Digital Lending Landscape in India)

In this episode of Fintech ki baat dil se, we speak with Aditya Damani, who is the founder of Credit Fair. A digital first NBFC now expanding into P2P segment through a partnership route. 

Aditya talks about how credit as a segment is evolving in India and will be the most lucrative for organisations looking to create a foothold in India. He believes that India has a highest potential NTC (New to credit) customer base, majority of which is based in under-penetrated areas, which opens up huge opportunities for lenders to build and distribute innovative products to capitalise on the same. Aditya also believes that how you originate loans is equally if not more crucial than how you underwrite and is building Credit fair on the same ideology. 

Tune in to deep dive and learn more about the evolving credit landscape of India with Aditya Damani.

Jul 25, 202231:42
In conversation with Aditya Damani - Founder , CreditFair

In conversation with Aditya Damani - Founder , CreditFair

Here's a sneak peek into our conversation with Aditya Damani, Founder - Credit fair. We talk about the current Digital lending landscape of Indi and how it's evolving.
Jul 19, 202202:09
In conversation with - Kulin shah, Founder Onsurity revolutionising employee benefits for MSMEs.

In conversation with - Kulin shah, Founder Onsurity revolutionising employee benefits for MSMEs.

In this episode we chat with Kulin Shah, Founder - Onsurity. Kulin talks about, - His inspiration for starting Onsurity. - The Problem statement they set out to solve - Challenges in building and scaling a B2B startup. - The most under penetrated insurance segment (MSME employees) - Building a superb customer experience.

Jul 11, 202241:09
In conversation with - Kulin shah, Founder Onsurity revolutionising employee benefits for MSMEs

In conversation with - Kulin shah, Founder Onsurity revolutionising employee benefits for MSMEs

Here's a sneak peek into our upcoming episode with Kulin Shah, Cofounder - Onsurity. India's leading Some employee wellness platform.

Jul 08, 202202:25
In conversation with Vineet Tyagi - Biz2X (evolving Digital lending landscape around the globe)

In conversation with Vineet Tyagi - Biz2X (evolving Digital lending landscape around the globe)

We talk with Mr.Vineet Tyagi about the evolving global lending ecosystem with Emerging technologies playing more ad more role in the underwriting of a loan through evolving LOS and LMS.

Jun 27, 202237:33
In conversation with Vineet Tyagi - Biz2X (evolving Digital lending landscape around the globe)

In conversation with Vineet Tyagi - Biz2X (evolving Digital lending landscape around the globe)

Here's a sneak peek into our upcoming conversation with Biz2X's CTO Mr. Vineet Tyagi

Jun 25, 202202:11
In conversation with Deepak Bhuvaneshwari Uniyal Insurance Samadhan, Featured on Shark tank India.

In conversation with Deepak Bhuvaneshwari Uniyal Insurance Samadhan, Featured on Shark tank India.

In this episode we have the pleasure of hosting Mr.Deepak Bhuvaneshwari Uniyal, Co-founder of Insurance Samadhan. Insurance Samadhan is a Insurtech startup that helps customers realise their claims in case they’re rejected by insurance companies on unreasonable grounds. Insurance Samadhan was featured in 1st season of Shark tank India and was funded by Piyush bansal - founder of lenskart.

Jun 13, 202246:12
Trailer | In conversation with Deepak Bhuvaneshwari Uniyal Insurance Samadhan, Shark tank Piyush Bansal funded

Trailer | In conversation with Deepak Bhuvaneshwari Uniyal Insurance Samadhan, Shark tank Piyush Bansal funded

Here’s a sneak peek of our conversation with Mr.Deepak Bhuvaneshwari Uniyal, Co-founder of Insurance Samadhan. Insurance Samadhan is a Insurtech startup that helps customers realise their claims in case they’re rejected by insurance companies on unreasonable grounds. Insurance Samadhan was featured in 1st season of Shark tank India and was funded by Piyush bansal - founder of lenskart.

May 31, 202202:10
In conversation with Dilip Modi - Spice Money| Leading the Digital Financial inclusion across Bharat

In conversation with Dilip Modi - Spice Money| Leading the Digital Financial inclusion across Bharat

We're back with a brand new episode of fintech ki baat where we have the pleasure of speaking to Dilip Modi - Founder of Spice Money
Here's what we talk about:
- Overview of Financial services distribution landscape for rural India
- Financial inclusion and reconciling the adverse effects of digital divide on financial health of rural folk through “phygital” channels.
- The most difficult part about solving for Bharat and what can the industry do to solve for it together?
- Adoption of Technology based distribution in rural India and how rural India reacts
- What will be the next big tech piece to enable effective distribution of financial services in Bharat
- Awareness creation in rural india around financial services and their benefits.
- Solving for trust in rural India
May 16, 202248:52