Simple Fiscal

In this episode, Alex and Declan discuss the importance of sharing financial goals, obstacles, and planning with your partner.

Declan shares a unique entrepreneurial take about knowing when to quit. Together, Alex and Declan discuss sunk costs versus opportunity costs, self-awareness, and the power of knowing when it's time to move on.

Alex and Declan talk about the difficult early years of being an entrepreneur and starting your own business. Together they share their own stories and how they overcame their struggles to get their businesses where they are today.

If you had $1,000 to start a business, how would you use it? Would you invest in knowledge? Acquire new skills? Purchase software? Alex and Declan break down exactly what they would do if they found themselves in this hypothetical situation.

Simple Fiscal is expanding to the metaverse! Just kidding. We are, however, expanding by launching a community of small business owners and budding entrepreneurs. More info coming soon!

Alex and Declan share their experiences transition from traditional 9-to-5s and into the world of entrepreneurship. Their advice? Don't be so eager to quit your job just yet. Build a "5-to-9" instead.

Do you ever have clients who seem to overstep? In this episode, Alex and Declan sit down to discuss why boundaries in business are essential, how to establish boundaries and expectations, and learning to say "no".

Alex and Declan step out of "Fianceland" and into the real world as they share their thoughts about lifelong learning and the need to "forge your own path" on your way to a life of financial security. 

In this episode, Alex and Declan discuss the importance of yearly goal setting for your small business. 

A website is much more than a fancy business card. Creating an online presence is a chance to educate your customers, give value, and build trust. Listen in as Alex and Declan talk about how to take your business online (the right way). "The rules change but the principles stay the same."

It's almost year-end, which means time is running out for you to talk to your accountant about tax-saving strategies still available before the clock strikes midnight on New Year's Eve. Listen to Alex and Declan as they share important talking points to bring up with your accountant and questions you should be asking.

When that new business idea takes hold and it's all you can think about, don't forget to make sure you're setting yourself up for success by avoiding these three common pitfalls.

Don't get caught flabbergasted by next year's tax bill if you are self-employed and haven't been paying your estimated quarterly taxes. That's right, even if you have a full-time job and earn a side hustle income, the IRS still requires you to cough up their share. In this week's episode, Alex and Declan share everything you need to know about self-employment taxes.

Alex and Declan sit down to talk about all the different things that affect how much you pay in taxes. From earned income to child tax credit, they tackle it all.

Alex and Declan sit down with Michael O'Keefe who breaks down the difference between good debt and bad debt.

It's a hotly debated topic: when does it make financial sense to buy a home versus renting a place? Alex and Declan sit down with Mike O'Keefe who breaks down the go/no-go formula everyone should use to determine whether buying a home is right for them.

Alex and Declan sit down with Eli Facenda who's been helping entrepreneurs and small business owners hack the world of credit cards and get the most from their rewards programs. Listen in as Eli shares his best tips and recommendations!

Is Bitcoin the currency of the future? Declan and Alex discuss what would it take for cryptocurrency to become a global currency.

Is Bitcoin the currency of the future? Declan and Alex discuss their thoughts.

On January 1, 2020 Declan faced over $33,000 worth of debt and vowed to do something about it. In this week’s episode, Declan and Alex sit down and discuss the importance of personal budgeting and how after 16 month’s worth of budgeting Declan was able to eliminate all of his debt. Declan shares his favorite budgeting tool (You Need A Budget) as well as tips and suggestions on how to get started.

It might happen sooner rather than later. You'll get asked the question: "Can I pay you in Bitcoin?" As a digital entrepreneur, you might scoff at the notion that a currency that didn't exist when you were born is now being offered as a form of payment for your services.

Nevertheless, the time is coming when more digital entrepreneurs expand their services beyond the physical borders of the US of A and into the borderless realm of the interwebs. With limited country-to-country payment options and exorbitant bank fees, getting paid through conventional means is becoming less attractive compared to the secure, anonymous, peer-to-peer payment method that is cryptocurrency.

So, should you say "yes"? If so, what does that mean for you and your business. In this podcast, Declan and Alex talk tax implications and much more.

Knives are dangerous but when wielded in a safe and responsible manner they can become quite effective (have you ever tried cutting a mango without a knife?).

Like knives, debt should be approached carefully. In this podcast, we’ll explore what exactly debt is, the difference between good and bad debt, and what to consider as a business operator.

Alex and Declan discuss what financial literacy looks like for new entrepreneurs and freelancers. Together, they discuss how entrepreneurs and freelancers can set themselves up for financial success, understand relevant financial documents, and what habits are essential to business.