The Naked Finance Podcast

Ever wondered why you splurge on something fancy when you're down? Or why saving for the future feels like an emotional rollercoaster? In this episode, Claire explores how our emotional currency drives our financial choices, from impulsive spending to financial stress. Listen in as she uncovers the secrets of emotional intelligence and share practical tips on how to improve your financial well-being by mastering your emotional relationship with money. Get ready to cash in some wisdom and boost your financial empowerment!

In this episode of "Swimming in Student Debt," Claire takes us on a trip down memory lane to explore the history of student loan debt. From its beginnings with the Higher Education Act of 1965 to its growth over the years, she uncovers the whys and hows behind this big ol' debt monster and why 43.5 million Americans as of 2022 were swimming in student debt.
Tune in to hear how for-profit colleges, sneaky predatory lending practices, and the financial recession of 2008 played a part in shaping the student loan debt crisis we're facing today. Get ready to understand the past, so you can tackle the present and plan for a better future!

2023 has been a rollercoaster of a year! In this episode, Claire checks in with the wealth advisor Kavi Fulena to dive into the latest scoop on the 2023 financial market in a super laid-back, casual session. From Q2 performance highlights and economic indicators to wild investor sentiments and tech disruptions, Kavi spills the beans on what's gone down in the US financial scene so far this year. So, grab your favorite drink, kick back, and join Claire & Kavi to tune in for helpful tips on how to look at the rest of 2023!

 It's 2023. The month of March marks Women's History month. While women have continued to join the workforce influx, inequality in gender pay remains a sad & cold hard fact. In today's episode, Claire walks through statistics around the gender pay gap as it relates to the general workforce, and drills down to how it affects different industries. Statistical references include: 

• Harvard Business Review
• Forbes Advisor 
• U.S. Census Bureau
• University of Louisville
• Zippia
• Lending Tree
• Spendesk
• Glassdoor

In S1 Claire shared a story about a shaky garment investment that quickly turned frustrating, with the shadow of a significant amount of money lost hovering as a scary reality. Luckily this story finally has an ending with many lessons learned that Claire unabashedly shares.

This week, Claire runs through the importance of identifying the best digital tools and resources to manage your finances. The key to a successful tech stack is one that is automated and requires the fewest manual entry points by you or your team. The name of this game is to save time and stress as Claire dives into one of her favorite topics.

In the season 2 kickoff, Claire sits with Kavi Fulena, who works as a Financial & Wealth Management Advisor. With direct access to an extensive research team at Merrill Lynch, Kavi walks through the pulse of the market for investors and non-investors alike over the first few months of 2023 and the impact of the Fed's latest announcement around the rise of interest rates.

Welcome to Season 2! With some time to rest and reflect, Claire talks about what to expect in this coming season of Naked Finance, including guest speakers and more discussions, tips & tricks around how to better manage our money.

With less than a month to go in 2022, Claire dives into a few more helpful tips around things we can think about for wrapping up our financial year. As a part 2 to episode 21, Your Questions Answered, Claire discusses a few ways in which we can get ahead of the game and better organize ourselves for taxes & finding more ways to save & spend money before the year wraps!

With the year coming quickly to a close, it is 'go' time as everyone prepares to wrap up loose ends and get everything as ready as possible for the new year. In this episode Claire runs through some of the most common questions asked from both clients and non clients around what to expect and how to best prepare for taxes.

This week Claire picks back up where we left off with the Great Inflation to draw current-day comparisons to some of the biggest events seen during the United States' highest rates of inflation over 30 years ago. By identifying some of the parallels we are seeing to the events of 1965-1982, may we better inform ourselves of better understanding how history can and sometimes does repeat itself, and perhaps some of the measures we can take that are within our own control.

History is often known to sometimes repeat itself. The Great Inflation of 1965-1982 proved to be one of the most tumultuous macroeconomic events of this country in the last 100 years. As inflation continues to steadily rise, Claire steps back to examine historic inflation within the United States to help better understand where we stand today.

It is the wild wild west in the world of payment processing and any regulations or accountability that larger companies are held to. With an army of attorneys, these companies can both easily protect themselves against being held 100% accountable to their customers & consumers. Meanwhile, consumers and customers of these payment processing companies find themselves beholden to increasingly unreasonable terms, sometimes being held in violation of user policies and acceptable. In worst-case scenarios, some customers and consumers find themselves on the receiving end of errant & fraudulent behavior by these very companies. In this episode, Claire runs through all the ways in which we as customers/consumers can better protect ourselves.

Research & Development is a tax write off classification that is available for businesses, small & large, however, it is often misunderstood by many around how to properly use it. In this week's episode Claire dissects the true use of Research & Development as a tax write-off as designated by our friends at the IRS.

The hard reality is that with time, society has driven us as individuals & as a collective to assign our self-worth against the price that we are being paid by clients, customers & employers. In this week's episode, Claire walks through how to work through the process of separating the value that we charge for our work vs. our true self-worth, so that we may begin to see & feel more objectively about ourselves and the money we earn.

Episode 11: "Write It Off!"

One of the biggest questions that many people have when it comes to taxes is, "what can I write off?" or "what expenses can I deduct?" In this week's episodes, Claire dives into the different categories of write-offs & tax deductions deemed acceptable by the IRS, specific to small businesses, independent contractors & gig workers.

What exactly does our accountant do? Why is it we hear from them once a year at best, file our taxes and then wait until next year? Why don't I feel like I have a handle on my money, doesn't my accountant handle that? Claire runs through all the ways that our accountants and other financial service providers can HELP us, along with defining the differences between what accountants are versus financial planners. If we're gonna be CLEAR about our money, we need to be CLEAR about what we're asking for help with!

Episode 9: "Expensive Mistakes"

We've all experienced them, and in today's crazy economy, no one can afford to make them.  Claire breaks down ALL the ways around how we can make expensive mistakes & exactly how to avoid them. Spoiler alert - expensive mistakes are not always what you think they are!

Episode 8: "Wealth & Division" - The division of wealth, especially within the U.S., is a serious topic. Claire gets serious & discusses the socioeconomic disparity amongst the country and ways to better educate ourselves and our children for the future.

Episode 7: "Worth It" - How are we aligning our energy with our money? In this episode Claire expounds on the importance of acknowledging where our energy center, with how we spend and receive money, which will ultimately drive towards or against our goals.

Episode 6: "Cleaning Your $$$ House" - Gaining financial ease and peace of mind is something everyone wants. For the sake of better, less stressful and more mindful money organization, Claire walks through the concepts of eastern philosophy feng shui and how we can apply it to managing our everyday finances.

Host: Claire Van Holland

Produced by @OnairwithQ

Episode 4: Stripped Stories - "Loss"
Losing money, especially unexpectedly can be one of the most stressful experiences we can ever have. Claire shares a recent personal story about losing a large amount of money and how she is dealing with it. Special background guest appearance from Gabi, the mini panther bear.

Host: Claire Van Holland

Produced by @OnairwithQ

FINDING THE RIGHT PARTNER:

Finding the right partner isn't just a love thing. When it comes to handling your money, who really has your back? Claire talks about the importance of building your money A team and what to look for in your search for the right partner/s.

Host: Claire Van Holland

Produced by @OnairwithQ

PROTECTION:

When money is coming and going from our hands at the speed of light, Claire shares simple ways around how to safeguard and create layers of protection for our hard earned money.

Host: Claire Van Holland

Produced by @OnairwithQ

DIRTY MONEY:

Dirty Money is something that everyone has experienced at some point in their lives, and it isn't what you think. Claire breaks down the meaning of dirty money and how it can affect us when we keep it flowing in and out of our lives.

Host:  Claire Van Holland

Produced by @OnairwithQ