The Educated HomeBuyer

The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of inventory keeping home prices high. The combination of mortgage rates and a shortage of inventory has homebuyers wondering should I buy now or wait? In this episode, we discuss the latest updates on the economy, inflation, employment while answering your real estate and mortgage questions live to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Slides - https://docs.google.com/presentation/d/1aEDqcO2phQrnazDeRz9ez4hRnSxNTlmCDGWQjChvN9A/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Homeownership Isn't The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position as a homeowner when it comes to retirement? How much money do you have to invest to have the same net worth as a homeowner? In this episode, we discuss what you have to consider if you're preparing to not buy a house in 2023 as we help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we could see a Housing Market Collapse? ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Slides - https://docs.google.com/presentation/d/1aEDqcO2phQrnazDeRz9ez4hRnSxNTlmCDGWQjChvN9A/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying a house in 2023? In this episode, we discuss what you have to consider if you're weighing your options with homeownership as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see housing affordability improve? Is there a housing crash coming in 2023? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What has to change in the current real estate market to see a change in the overall housing market? Should you buy now or wait? In this episode, we discuss how the current state of the housing market as well as what has to change for you to see a real change in housing affordability and house prices in 2023 as we help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted the most by these LLPA's? How will these llpa's affect your interest rate to buy a house? Are good credit score buyers really paying for lower credit score buyers?  In this episode, we discuss how Fannie Mae's new fee structure will impact your mortgage interest rate in 2023 to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait for a better time? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down payment and the closing costs? Is there anything special that is required when using gift money for a down payment when buying a house? In this episode, we discuss how lenders look at gift money when getting a mortgage to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain in the mid 6% range locking sellers into their homes and putting further strain on housing inventory. Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate while becoming The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improvements to add value to your home as well as those to help maximize the price if your considering selling while you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and the housing market in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? How do student loans differ across Conventional Loans, FHA Loans, VA Loans and USDA Loans? In this episode, we are going to take a deep dive into Student Loans and Mortgage Qualifying to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the fha loan requirements? What are the conventional loan requirements? What down payments and credit scores are needed for FHA and Conventional? In this episode, we compare the FHA Loan to the Conventional Loan to help you become The Educated HomeBuyer.

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✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

======= 📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

======= Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith ======= Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

======= 📩 - info@theeducatedhomebuyer.com

======= 👕 - Merch - https://jebsmith.myspreadshop.com/

======= 🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in addition to having anxiety about job security. In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate while helping you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make sense to refinance? Should you refinance your current mortgage? Should you trade a lower interest rate for a higher interest rate? How much does it cost to refinance your mortgage? In this episode, we discuss everything about refinancing so you can decide if it makes sense for you as you become The Educated HomeBuyer.

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✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

======= 📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

======= Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith ======= Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

======= 📩 - info@theeducatedhomebuyer.com

======= 👕 - Merch - https://jebsmith.myspreadshop.com/

======= 🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer in California considering the Dream For All Shared Appreciation Loan? What is the California Dream For All Program? How does Dream For All California work? Who qualifies for the California Dream For All? When does the down payment assistance have to be paid back? In this episode, we are going to give you everything you need to know about using the dream for all loan program so that we can help you become The Educated HomeBuyer.

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⏩Do you Qualify for Dream For All California⏪ - https://buywisemortgage.com/ca-dream-for-all/

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

======= 📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

======= Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith ======= Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

======= 📩 - info@theeducatedhomebuyer.com

======= 👕 - Merch - https://jebsmith.myspreadshop.com/

======= 🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The 2023 Housing Market continues to surprise first time home buyers especially those expecting a housing collapse. In the face of unaffordable housing we are seeing home sales increase due to a low supply of homes along with an increase in affordability due to lower mortgage interest rates. Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Mortgage Demand Jumps in the past week amid bank closures, as mortgage interest rates took a dip. At the same time confidence in the US Housing Market is approaching an all time low. Will the future of interest rates help or hurt house prices? Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer that has questions about mortgage insurance when buying a house? What is mortgage insurance? Who has to pay mortgage insurance? Who does mortgage insurance protect? Is mortgage insurance the same for all loan types? In this episode, we are going to give you mortgage insurance 101 when buying a home in addition to discussing when you can get rid of mortgage insurance once you have it so that we can help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Example We Discussed:

What’s it look like for a minimum down, median purchase $467,700 (Q4 2022

FHA - 

$451,331 base loan

Add UFMIP of 1.75% - $7898

Total loan amount - $459,229

Monthly MI - $210

Conventional 3%

$453,669 loan

2 borrowers - SFR - 740 - dti under 40% - .47% - $177.69

1 borrower - SFR - 680 - dti under 40% - 1.35% - $510.38

Conventional 5%

$444,315 loan

2 borrowers - SFR - 740 - dti under 40% - .30% - $111.08

1 borrower - SFR - 680 - dti under 40% - 1.03% - $381.37

VA - No monthly MI

USDA

$467,700  base loan

Add UFMIP of 1.0% - $4677

Total loan amount - $472,377

Monthly MI - $137.78

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Housing Affordability is sitting at the lowest level in a decade as many homebuyers retreat to the sidelines as higher interest rates continue to crimp both housing inventory and affordability.  Will this continue into the spring housing market or will higher interest rates finally push house prices lower?  Should you buy a house now or wait for a housing crash?  In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate.  Join us for my weekly Housing Market Update.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The 2023 Housing Market Is On Fire AGAIN but will it last?  Should you Buy Now or Wait for Housing Affordability To Improve?  Is there a change we will see a housing crash in 2023?  Why are some markets selling above the asking price will others sellers are having to lower their house prices?  In this episode, we discuss the current state of the real estate market with regards to housing inventory, buyer demand and how that's affecting house prices to help you become The Educated HomeBuyer in 2023

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The Housing Market Is Remaining VERY Strong in the face of higher mortgage rates and lower demand due to an incredibly low amount of housing inventory.  Will this continue into the spring housing market or will higher interest rates finally push house prices lower?  Should you buy a house now or wait?  In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering how much home you can afford to purchase?  How do lenders calculate how much I qualify for when buying a house?  What goes into my debt to income ratio?  How does a lender determine how much house I can afford to buy?  In this episode, we discuss Debt To Income (DTI) in length to help you understand how a lender preapproves along with giving you some examples of how much income you would need at different price points while we help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Mortgage Interest Rates are headed back towards the peak after key inflation data rose more than expected.    How will this data impact the housing market?  Does this give the FED an opportunity to remain aggressive on interest rate hikes?  Should you buy a house now or wait for lower mortgage rates and lower house prices?  In this LIVE, we will give a brief overview of what's happening in the economy and with inflation on top of providing a real estate market update and answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

This Housing Market has started to heat up due to low supply and higher buyer demand. What does that mean for the future of the housing market? Are mortgage rates going to continue to back up or will we see lower interest rates in the near future?  Should you BUY NOW or WAIT for a Housing Crash? Will house prices EVER come back down to more affordable levels?   In this LIVE, we will give a brief overview of what's happening in the economy and with inflation on top of providing a real estate market update and answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

This Housing Market has started to pick up on the sign of lower interest rates and lower inflation while inventory remains a HUGE problem in my real estate markets. What does that mean for the future of the housing market?  Should you BUY NOW or WAIT for a Housing Crash? Will house prices EVER come back down to more affordable levels?   In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.  Join us for our weekly Housing Market Update to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer worried about buying the wrong home?  Why do homes fall out of escrow?  If a home falls out of escrow, does that mean there is something wrong with it or that it's overpriced?  In this episode, we discuss What Makes A Property Fall Out of Escrow and some tips on How To Make Sure It Doesn't Happen To You when buying a house in the 2023 housing market to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The U.S. economy added far more jobs than expected in January which could cause The FED to Change Their Stance On A Potential Pause or Pivot with Rates.  How could that affect the Housing Market?   Will The FED continue to remain aggressive as the job market shows strength but Productivity Plunges?  In this LIVE, we discuss the latest updates on the economy along with any changes in the housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering how to find deals in today's housing market?  Where do you start?  Can you actually get a deal in the 2023 housing market?  Where do you find the deals that aren't on the market (the mls)?  What comes with buyer deals off market?  In this episode, we discuss the topic of real estate opportunities to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The Housing Market is starting to heat up as interest rates and inflation pull back.  Does that mean it's time for you to pull the trigger?  Will house prices collapse or stabilize as we head into the spring real estate market? In this LIVE, we discuss the latest FED meeting along with any changes in the housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while becoming The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering what goes into the underwriting process when buying a home?  What is underwriting and why is it important?  How is different from getting pre-approved?  What happens during the underwriting process? What does the underwriter review when deciding on whether or not to approve your mortgage loan?  In this episode, we take a bird's eye approach to the underwriting process to cover the 4 C's of underwriting to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Existing home sales are down for the 11th straight month while home prices remain positive year over year.  Should you Buy Now or Wait?  When will the housing market become more affordable?  In this LIVE, we discuss the last housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while becoming The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Housing Affordability is sitting near the worst levels we've ever seen as the percentage of families that can afford the median priced home in the US at current interest rates is near all time lows.  Does that mean House Prices need to crash to get back to the long term trend in order to make real estate more affordable?  What makes up housing affordability?  What are we likely to see in 2023 with wage growth, mortgage rates and house prices?  In this episode, we discuss the current state of the housing market and what has to happen to create more affordability in the housing market.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The case is clear that inflation is over but in no way does that mean a recession isn't coming.  What does that mean for the future of the Housing Market ?  Should you buy now or wait for a housing collapse? Will will mortgage rates improve?  In this LIVE, we discuss the last housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while becoming The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

What do you do if you're looking to buy a house in 2023 but you don't qualify?  What things should you focus on to put yourself in a better position to buy a home?  How important is down payment and credit score when it comes to getting pre-approved?  In this episode, we discuss what we believe are the 3 main things you should focus on to not only maximize your qualifications and buyer power but to help you become The Educated Homebuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

House prices are forecasted to continue declining along with many forecasting higher interest rates.  What does that mean for the future of the Housing Market As We Head Into 2023?  Should you buy now or wait for a housing collapse? In this LIVE, we discuss the last housing market data in  addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while helping you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering what happens once your offer gets accepted to buy a house?  What's the timeline of buying a home?  How does the process flow once you have an accepted purchase contract?  In this episode, we touch on the escrow process of buying a house and discuss each step in that process to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

What will the housing market look like in 2023?  Should you Buy Now or Wait?  What will housing affordability look like in the new year? Will Housing Prices Crash?  In this episode, we discuss our housing market forecast on inflation, interest rates, supply, demand as well as the direction of house prices in 2023.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Homes sales tumbled 7% in November, down for 10th straight month while mortgage interest rates are back on the rise.  Should you buy now or wait for a housing collapse?  What does that mean for The Future of the Housing Market As We Head Into 2023?  In this LIVE, we discuss both real estate and mortgage in addition to answering your first time home buyer questions to help you navigate buying a house while becoming The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

You found a house, now what?  What goes into writing an offer on a house?  What do you need to consider? What does the process look like as a first time home buyer when it comes to writing your first offer?  What do you need to consider when making an offer to buy a house?  What are contingencies contingency timeframes and why are they important?  Who pays for what fees when making an offer?  In this episode, we continue our conversation on the process of writing an offer to buy your first home to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Mortgage Interest Rates are sitting at 3 month lows after CPI data came in better than expected. At the same time, The FED projects raising rates as high as 5.1% before ending inflation battle. What does that mean for The Future of Mortgage Rates As We Head Into 2023? In this LIVE, we discuss the current state of the Housing Market to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

You found a house, now what?  What goes into writing an offer on a house?  What do you need to consider? What does the process look like as a first time home buyer when it comes to writing your first offer?  What do you need to consider when making an offer to buy a house?  What are contingencies contingency timeframes and why are they important?  Who pays for what fees when making an offer?  In this episode, we take a deep dive into the process of writing an offer to buy your first home to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

What does the Housing Market Forecast look like as we head into 2023?   Will we continue to see house prices move down and interest rates move up or will we see real estate heat up as we head into the Spring Selling Season?What does that mean if you're a first time home buyer?  Should you buy now or wait?   In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.  Join us for my weekly Housing Market Update.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Will the Housing Market look any different in 2023?  How do you prepare to buy a house as a first time home buyer?  Should you BUY NOW or WAIT for Prices to Fall and Mortgage Rates to come back down? Will we continue to see house prices move down or will we see the Housing Market Heat up as we head into the Spring Selling Season?   In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer considering buying a home in 2023 but unsure where to start?  Should you Buy Now or Wait?  When should you start the pre-approval process?  How early is too early to start the home buying process?  What's the difference between a pre-qual and a pre-approval? What documents are required for a pre-approval?  How long will the pre-approval process take?  When can I go shopping for homes?  In this episode, we discuss how to get a mortgage in 2023 to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Home prices and Home Sales are declining while Interest Rates and inflation continue to run wild putting brakes on the Housing Market.  My housing market prediction is that the housing market will continue to slow for the next few months partly due to affordability and partly due to seasonality.  What will 2023 look like for the Housing Market?  Will interest rates reverse course or will they continue to move higher in the face of rising inflation?  Should you but now or wait for house prices to crash?

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

This is part 2 of everything you need to know about credit when it comes to buying a house.  How can you improve your credit score?  What do you do if you don't have a credit score?  What's the difference between collection accounts and charge offs when dealing with credit. In this episode, we take a deep dive into the world of credit and credit scores where we discuss the credit score model, the changes coming and how to maximize your credit to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

How important is your credit score when it comes to buying a house and getting a mortgage?  What is a good credit score?  What's the minimum credit score you need to qualify? What factors make up your credit score?  In this episode, we take a deep dive into the world of credit and credit scores where we discuss the credit score model, the changes coming and how to maximize your credit to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

As a first time home buyer going through the pre-approval process there are at least 10 Red Flags To Look Out For When Working With a Mortgage Lender in today's real estate market.  In this episode, we discuss what to look out for when having conversations with lenders just to make sure you're not putting yourself in a bad situation to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The housing market is continuing to slow with higher interest rates and lower buyer demand but there are still opportunities in this housing market.  Which homes are still fetching a premium and selling quickly?  Which are homes are sitting on the market longer with sellers lowering their prices?  Where are the opportunities in this real estate market? In this episode, Josh and Jeb discuss why homes that are nicely remodeled in good locations are still selling quickly while the outdated homes are getting much traction.  On top of that we also discuss the waiting "opportunity" in order to help you become The Educated Homebuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

This is a scary time for home buyers right now with Interest Rates pushing towards 8% while Inflation continues to move higher.  What does all of this mean for the future of house prices? In this live, we will answer your mortgage and real estate questions to help you make sense of this crazy market and help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering if you should buy now or wait?  What should you be doing while preparing to buy a house in a shifting house market?  What things should you focus on so that when you're ready, you're in the best position to take advantage of the real estate market with the best terms.  In this episode, we discuss which items will give you the most bang for your buck when qualifying for a loan on top of why it's so important to start the process with a mortgage professional sooner than later while helping you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Fannie Mae recently said that House Sales are going to NOSEDIVE in 2023 while at the same time saying they only expect the average home price to decline 1.5% in 2023.  Should you Buy Now or Wait? When will interest rates decline?   What does all of this mean for the future of house prices? In this live, we will answer your mortgage and real estate questions to help you make sense of this crazy market and help you become better homebuyers and sellers in this real estate market.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you waiting for lower house prices or lower interest rates?  How do interest rates affect housing affordability versus lower house prices?  In this episode, we discuss the 3 factors that make up the housing affordability equation and which will have the greatest benefit on homebuyers affordability when buying a house in the current housing market.  We also give examples of the costs of waiting and show why lower rates help affordability more than lower prices as we help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering how to get the best interest rate when buying a home?  How do you find a lender?  Why is it important to shop for a lender? Where do you start when getting pre-approved? What questions should you ask when talking to a lender? In this episode, we are going to address all of these questions about shopping for a mortgage lender as well as the questions below to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Higher Interest Rates are putting a strain on Buyer Demand and Housing Affordability.  Sellers are reducing their prices and more willing to negotiate in this shifting market but is now the best time to buy a house?  Should you buy now or wait for a Housing Crash? In this LIVE, I will discuss the real estate market and answer your mortgage and real estate questions to help you navigate the housing market with higher interest rates to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The median home price has declined while interest rates have nearly doubled since the beginning of the year.  At the same time, we are starting to see sellers reduce their asking prices while demand is drying up.  Should you buy now or wait? What's the risk of buying a house in a shifting market?  In today's episode we are going to discuss the uncertainty in the housing market along with when you should consider buying a house to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Can the Housing Market AVOID A Housing Crash?   Interest Rates are currently sitting at a 20 year high while The FED still has it's foot on the gas pedal.  This is causing real estate to sit and sellers to reduce house prices.  In today's live we are going to address these concerns along with your mortgage and real estate questions to help you decide whether you should buy now or wait while we help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering if you should buy now or wait and rent?  When is the right time to buy a house?  What should you consider buying asking yourself if you should buy vs rent?  In today's episode, we are going to not only tell you when you should consider rent vs buying but also touch on why homeownership is so important to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

House Prices are finally on sale after years of craziness in the housing market but is now the right time to buy a house?  Higher interest rates continue to put a strain on home buyer affordability which is causing homes to sit on the market and sellers having to reduce house prices.   Many out there believe this is the start to a housing crash.  In today's live we are going to address these concerns along with your mortgage and real estate questions to help you decide whether you should buy now or wait while helping you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you wondering how to get a deal when buying a house in 2022?  Can you get a lowball offer accepted in this housing market?  In this video, we discuss what you need to look for when trying to get a deal so we can help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are the doomers and fear mongers correct about housing prices dropping by 30% creating another housing crash?  This is still a lot of volatility with interest rates which is causing housing affordability to still be a problem.  In turn this is causing the market to continue to slow causing sellers to reduce house prices.  In today's live we are going to address your mortgage and real estate questions to help you decide whether you should buy now or wait while helping you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are we headed for a housing recession or better yet a housing crash?  Is there even a such thing as a housing recession?  Why are so many people talking about the idea of a housing recession right now?  What happens during a normal recession and how will that affect the housing market?  In this video, we discuss the idea of a housing recession and what it means for you to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market Slowdown is now in Full Effect with peaking inventory and demand on top of rising interest rates.  Should you buy now or wait for a housing market correction?   How will a recession affect real estate prices?  Is now a good time to buy?  We discuss all of this while we answer your questions to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The housing market is once again shifting into a more normal market with houses sitting on the market a bit longer while many overpriced homes have to adjust their prices to get more inline with the shifting real estate market.  Is this the start to a housing crash or just a more normal housing market?  I this video, we discuss your real estate and mortgage questions LIVE to help you become The Educated HomeBuyer in this changing real estate market.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

As the housing market continues to normalize, we expect to see house prices move more sideways than down but why?  Why are housing prices sticky to the upside?  In this episode, Josh and Jeb discuss the idea of house prices not declining during this period of normalization because of how homeowners think of their homes on top of the transaction fees involved and the cost of trying to find another place to call home.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Home Buyers are cancelling contracts causing home builders to put the breaks on building causing home buyer sentiment to reach a decade low.  In this video, we will discuss the current state of the housing market and answer your mortgage and real estate questions LIVE to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

What does the future of the housing market look like as we continue to see inflation, rising interest rates, rising inventory and a seasonal slowdown as we head into the fall real estate market? Is the Housing Market Headed into the toilet with lower house prices ahead? Should you Buy Now or Wait?  In this video, we will discuss the current state of the housing market and answer your mortgage and real estate questions LIVE to help you become The Educated HomeBuyer.  

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

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Are you a first time home buyer with questions about getting pre-approved to buy a house?  How long do you need to be on your job?  Can you have gaps in your employment?  How long is the pre-approval good for?   In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help you become The Educated Homebuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market Market remains strong even with rising inflation, rising interest rates, additional supply and less buyer demand but are we headed for a housing market reset? Should you Buy Now or Wait?  What does the remainder of 2022 look like as a first time home buyer?  In this video, we are going to discuss the latest CPI reading as well as what the FED is planning to help you navigate the current real estate market and become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer with questions about getting pre-approved to buy a house?  What is the minimum credit score?  How much money do you need for a down payment?  How much are the closing costs?  How much money do I need to have in the bank?  In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help you become The Educated Homebuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you gambling by buying a house in this Housing Market?  With the FED raising interest rates, inflation soaring and a recession looming, is now the right time to become a homeowner?  What does the future of Real Estate look like in 2022?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering about seller paid buydowns?  What is a seller paid buydown?  How does a buy down work?  Who pays for a Seller paid buy down? What's the difference between a permanent buydown vs a temporary buydown?  In this episode, we are going to discuss How to Use Seller Paid Buydowns To Get A Lower Interest Rate and how they benefit both the buyer and seller to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

With the FED raising interest rates, inflation soaring and a recession looming, is the housing market out of reach for first time home buyers?  Even though we have seen the housing market shift with more inventory and slowing buyer demand, house prices remain high making it challenging for home buyers looking to enter the real estate market.  Should you Buy Now or Wait for "The Crash"? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you currently in the real estate market as a homebuyer and wondering about seller credits?  What is a seller credit?   How do seller concessions work? Can the seller give you a credit towards closing costs? Is there a limit to what the seller can pay for a buyer?  What can seller credits be used for when buying a home?  In this episode, we take a deep dive into seller credits / seller concessions in order to help you become The Educated Homebuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is Finally Starting to get back to normal with homes sitting a bit longer,  demand dropping and more price drops. At the same time, Housing Affordability is Reaching a 15 month low along with Consumer Confidence hitting a 16 Month low while the FED is continuing to raise interest rates.  How will this affect the Housing Market and House Prices?  Should you Buy Now or Wait for Falling House Prices?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering where interest rates are headed?  Will they continue to rise or is there a chance that we could see lower interest rates in the future?  What affects mortgage interest rates?  What could cause interest rates to move higher?  What could cause interest rates to move lower?  In this episode, Josh and Jeb discuss interest rates, their impact on the housing market along with what you need to consider as a first time home buyer in today's real estate market to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

We are entering a new housing market with rising inventory and slowing buyer demand.   Does a new housing market mean prices are going to crash? How will the FED and rising interest rates affect The Real Estate Market?  Should you wait to buy a house?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you looking to buy low and sell high with regards to real estate or are you looking for a place to call home?  Is it even possible to time the real estate market?  What does timing the housing market mean?  Who should be worried about timing the market?  Who's at the greatest risk of trying to time the market?  In this episode, Josh and Jeb discuss the idea of trying to time the housing market and what you need to consider as a first time home buyer in today's real estate market to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Is the FED sending us into a recession by raising interest rates and crashing the housing market? How will the recent increases in mortgage rates continue to affect affordability?  Is now a good time to buy or should you wait?  How will the potential of a coming Recession affect House Prices?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.  Join us for my weekly Housing Market Update

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you someone looking at buying a home or selling a home and looking for some direction with house prices and interest rates?  Where is the market headed?  Are house prices going to crash?  Will we see interest rates continue to rise?  How will the increase in housing inventory and a slow down in buyer demand affect the Housing Market?  In this episode, Josh and Jeb give you there take on the current real estate environment by not only discussing the current real estate market but talking about how we got here and what all of this means for the future of real estate as we help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Interest Rates and Inflation are Peaking while inventory rises and buyer demand slows.  Welcome to a new housing market.  Should you BUY NOW or WAIT for a Housing Crash?  Does a new housing market mean prices are going to crash? How will the potential of a coming Recession affect House Prices?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer in the process of buying a house but not sure if an HOA is right for you?  What are the pros and cons buying a home in a Homeowners Association? What should you look for when considering a homeowners association? In today's episode we discuss the pros and cons of an HOA in order to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is Slowing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash?  Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we have a guest appearance by Matt Gouch (Matt The Mortgage Guy) where we provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer in the process of buying a house but can't decide between a single family home vs a condominium?  What are the pros and cons of each? In today's episode we discuss the pros and cons of owning a single family home and compare it to the pros and cons of owning a condo in order to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is slowing with more homes to choose from and less buyer demand? Should you buy now or wait for a recession?  Will a recession cause a housing crash?  What does all of this mean for you as a buyer or selling in the 2022 Housing Market?  In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer..

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer considering new construction homes and wondering the difference between new construction vs resale? Should you consider NEW CONSTRUCTION? What are the pros and cons of buying new construction in this housing market? Should you BUY NOW or WAIT?  There are a lot of changes happening right now with interest rates, supply bottlenecks and time delays that may make owning new construction way less desirable than exiting homes.  In this video, we are going to discuss what's happening in the 2022 housing market and how it may affect you as a first time home buyer looking at new construction in order to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is in the middle of a Shift with House Price Deceleration in Full Effect.  Have We Reached The End Of Craziness In Housing Market? Should you BUY NOW or WAIT for a Housing Crash?  Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you concerned that a foreclosure wave is the next shoe to drop to bring down house prices?  Should you Buy Now or Wait?  The rise in foreclosures has increased 132% year over year, what's next?  How Will FORECLOSURES Impact Housing Prices in 2022? In this video, we discuss the latest foreclosure data and why you shouldn't be concerned with a foreclosure wave as a home buyer to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is Changing with more homes to choose from and less buyer demand? Are Falling House Prices Really Ahead for the Real Estate? Should you BUY NOW or WAIT for a Housing Crash?  Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Phoenix, Arizona has been one of the Hottest Real Estate Markets over the last few years largely driven by out of state migration patterns and affordable housing.  Can the Phoenix Metro Housing Market continue to thrive in a slowing housing market?  Have home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? What should you consider as a first time home buyer when considering purchasing in a market like Phoenix? In this episode, we discuss what you need to consider as a buyer in a changing real estate market to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

Want to get in touch with John Angelo from The Angelo Group? 602.616.1455 - john@theangelogroup.com

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash?  Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Have home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? How do you take advantage of a slowing housing market as a first time home buyer? The Real Estate Market is starting to cool but does that mean we will finally see price decline or a crash in prices? In this video, we discuss what you need to understand as a buyer in a changing real estate market to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Interest Rates are hitting new highs, demand is slowing while inventory is starting to build? Should you BUY NOW or WAIT?  Are you ready for a slowing housing market? What does a slowing market mean for house prices? Are we headed into a housing recession? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate in order to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Getting approved to buy a house can be a stressful process whether you're a first time home buyer or someone who has done it several times.  In this episode, we discuss the 5 BIGGEST Mortgage Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Supply is building and demand is slowing so does that mean the housing market is headed for more normal times? Or does that mean a housing crash is on the way? Should you BUY NOW or WAIT?  Does a slowing market mean prices are going to go down substantially or go back to more normal appreciation? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated Home Buyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Buying a house can be a stressful process whether you're a first time home buyer or someone who has done it several times.  In this episode, we discuss the 5 BIGGEST Home Buyer Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash?  Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. 

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you considering an adjustable rate mortgage because of the lower interest rate and lower monthly payment?  What is an adjustable rate mortgage?  How do arm loans work?  What are the pros and cons of using an adjustable rate loan? In today’s episode we are going to discuss arm loans (adjustable rate mortgages) in more detail to help you become The Educated Home Buyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

The Housing Market is slowing but what does that really mean for a buyer or selling in this real estate market? ? Should you BUY NOW or WAIT for a Housing Crash?  Does a slowing market mean prices will Fall? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering how to navigate the world of contingencies when buying a house?  What are contingencies?  Do you have to waive them when buying a house in this real estate market?  How long do you have before your earnest money deposit is at risk? When can you safely waive them as a home buyer? In today’s episode we are going to discuss all of the things with regards to real estate contingencies to help you become The Educated Home Buyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering how to make your offer stand out amongst the competition?  How do you set yourself up for success when starting the home buying process? Do you have to waive the appraisal and home inspection to be competitive?  How do you compete against multiple offers when buying a house in this Real Estate Market? In today’s episode we are going to discuss all of the things you can control when writing an offer to not only help you achieve success with your offer but also to help you become The Educated Home Buyer.

Josh and I are often addressing the question of "Should I sell my home?"  In today's episode we're going to walk you through the conversation that we have with potential home sellers when they ask that same question and all the things they should consider when putting their home up for sale.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Should you take a leap and buy a house in 2022 with rising interest rates? Should you BUY NOW or WAIT for a Housing Crash? When will house prices become more affordable?  Will RISING Interest Rates affect Housing as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.  Join us for my weekly Housing Market Update

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home seller wondering about the direction of mortgage rates?  Where will interest rates be in a few month?  What's causing interest rates to increase right now?  How will that affect the housing market? How will interest rates affect your ability to buy real estate in 2022? What should you consider when deciding on whether or not to lock your loan?   In this podcast, we take a deep dive into Mortgage Interest Rates to help you become The Educated HomeSeller.

Josh and I are often addressing the question of "Should I sell my home?"  In today's episode we're going to walk you through the conversation that we have with potential home sellers when they ask that same question and all the things they should consider when putting their home up for sale.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Interest Rates are sitting at 3 year HIGHS with home prices up nearly 20% in just the last year? Should you BUY NOW or WAIT for lower house prices? When will real estate become more affordable?  Will RISING Interest Rates cause a Housing Crash as we head into the Spring? In this LIVE, we provide a real estate market update and answer LIVE questions about Mortgage and Real Estate.  

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home seller wondering if you should take advantage of record high appreciation and home equity by cashing out and selling your home? What should you consider before selling your home? Why are home sellers not putting their homes on the market which in turn is keeping inventory (supply) levels near all time lows?  In this podcast, we take a deep dive into the process of Selling Your House in the current Housing Market to help you become The Educated HomeSeller.

Josh and I are often addressing the question of "Should I sell my home?"  In today's episode we're going to walk you through the conversation that we have with potential home sellers when they ask that same question and all the things they should consider when putting their home up for sale.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing.  In this weeks episode, we are going to answer the question of what are points when getting a home loan?  What's the difference between origination points and discount points?  When does it make sense to pay them if ever?  We also go into detail about how to calculate points, how they work as well as the benefit of points to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert 🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering how much are closing costs when buying a house? What's the difference between closing costs and prepaids? How much money do you need to buy a home in addition to the down payment?  In this podcast, we take a deep dive into all the costs involved when buying a home helping you become The Educated HomeBuyer.

Josh and I talk to a lot of home buyers and it’s surprising how many aren’t aware that they need money in addition to a down payment to buy a home so were going to spend some time today to discuss costs in order to help you become The Educated HomeBuyer

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering why house prices continue to rise? What's driving home prices in 2022?  What is driving supply and demand in the current real estate market with rising interest rates?  In this podcast, we take a deep dive into what's behind the rise in house prices everything from supply and demand to interest rates and migration patterns helping you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved?  What's the difference in pre-approval vs pre-qualification? What documents are needed to get pre-approved?  What does a Realtor need to see in a pre-approval package? In this podcast, we take a deep dive into the pre-approval process helping you become The Educated HomeBuyer.

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering where to start when buying a house? Do you start with a Real Estate Agent or Mortgage Lender or should you just go online? In this podcast, we take a deep dive into the real estate process helping you decide where to start.  

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Are you a first time home buyer wondering whether Right now is the best time to buy a home? In this podcast, we discuss the pressing question of Should you Buy Now or Wait?  With home prices at record highs along with increasing interest rates, should you buy a home in 2022? 

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at TheEducatedHomeBuyer.Com/Expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

Why Home Ownership is Important

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

✅ - Want to get connected with us or to a local expert in your market, please reach out at TheEducatedHomeBuyer.Com/Expert

🙏 If you found any value today, please be sure to rate and review us.  Follow us on social media.  Thanks for listening.

WHO IS JEB SMITH?

A Real Estate Broker Associate with Coldwell Banker Realty in Huntington Beach, California, Jeb Smith offers his clients the benefits of his more than 19 years of experience in real estate and mortgage lending. He has handled many complex transactions for his clients, including short sales, bank-owned properties and luxury residential properties. While he was at Re/Max, his previous company, Smith successfully handled a large number of transactions, which helped him to achieve memberships in the Platinum and 100 percent clubs. Smith is a graduate of the realtor institute.

Jeb Smith has a work philosophy that is centered around his clients. He strongly believes that his clients should be his top priority and works to provide them with exceptional service at all times. Smith relies on his extensive knowledge and his understanding of both the real estate and mortgage lending industries in order to secure the best results possible for his clients. His attention to detail and service focus combine to make him an asset to both buyers and sellers. In order to offer the most help to his clients, Smith stays current with market trends so that he can make the best recommendations possible. Smith believes that it is important to develop long lasting relationships with his clients, and he makes himself available whenever they have questions.

Smith graduated with his Bachelor of Science in computer science from the East Carolina University. He lives in Huntington Beach with his wife and three children (all boys). In his free time, Smith is highly active. He competes in marathons and triathlons, enjoys CrossFit and actively pursues outdoors activities. Smith is also committed to the community he lives and works in as he dedicates his time to volunteering both at a local soup kitchen and Off The Streets Huntington Beach. He is also a dedicated sponsor of Smith Elementary School.

Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

WHO IS JOSH LEWIS?

For 26 years, Josh Lewis, a Certified Mortgage Consultant, has worked with home buyers and their professional advisers to assure that home ownership is a key foundation to long term wealth creation by creating and implementing custom tailored mortgage plans that minimize ownership costs while maximizing wealth accumulation.  As one of only 23 mortgage professionals in the state of California to earn the Certified Mortgage Consultant designation, the premier certification awarded by the National Association of Mortgage Professionals, Josh is committed to providing the highest levels of servic