
The Educated HomeBuyer
By The Educated HomeBuyer

The Educated HomeBuyerDec 01, 2023

LIVE Q & A - The NEW Housing Market Is Down 18% From The Peak
The Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home sales are close to pre-pandemic levels. How will this affect the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1OvOe1FSIJx60YqOOu-gWF9tQivHY6WyeWYsBkuHe7ag/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E50 - Accessory Dwellilng Units (ADUs)
Are you a first time home buyer wondering how to build a second home for a mother in law suite (granny flat) or for additional income? What is an ADU? Who wants Accessory Dwelling Units? Why are ADUs desirable? In this episode, we explore everything around ADU's including mortgage finanacing as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A -Home Sales Will Jump By 15% In 2024
The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House Prices? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1NkbaxzVl78XCxrw3U3M1RzV276AbLqq6xwrADWKB2eE/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E49 - The Future Of Home Prices And Interest Rates With Barry Habib
The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage Interest Rates Headed? How will a slowing economy affect housing affordability? In this episode, we had the pleasure to speak with Barry Habib, CEO of MBS Highway to discuss the futur e of the housing market as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Barry Habib, CEO of MBS Highway, is an American entrepreneur and frequent media resource for his mortgage and housing expertise.
Notable Awards
During his mortgage sales career, Barry personally originated over $2 Billion.
He is the Lead Producer and Managing Partner for “Rock of Ages,” the 27th longest running show in Broadway history, which he also took around the world and turned into a major movie starring Tom Cruise.
He produced Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas.
He is the highest rated speaker and trainer for over 25 years in mortgage and real estate.
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Housing Market Affordability Is At A 39 Year Low And Getting Worse
The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange (ICE) research. This housing affordability crisis, worsened by high inflation, results in housing costs consuming a larger portion of incomes, alongside other rising expenses like gas and groceries. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1V9pIyBCE5QPYQaGmCbcoBEhO27nfoCjOyE27ggL2vb0/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E48 - House Hacking | How To Buy A Multifamily Property
Are you a first time home buyer wondering how to house hack and buy a multifamily property with a minimal down payment? What mortgage options do you have when buying units while house hacking? What are the pros and cons of house hacking? In this episode, we discuss what you have to consider if you're trying to house hack to buy a multifamily home with a minimal down payment as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Lower Mortgage Rates Headed To The Housing Market
Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be softening a bit! Are we still headed for a recession? How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1JwhVhf1s1ADoYapPza7JpqPsofgzHmB6T3B5YfKlTTo/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E47 - Manual Underwriting When Getting A Mortgage
Are you a first time home buyer wondering what goes into the mortgage underwriting process when buying a home? What is manual underwriting and why is it important? How is different from getting automated underwriting? What happens during the manual underwriting process? What does the underwriter review when deciding on whether or not to approve your mortgage loan? In this episode, we discuss the differences between automated underwriting vs manal underwriting to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - First Time Home Buyer Q & A 2024
Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a house in 2024? Join us for a live Q&A session where our real estate experts will answer all your burning questions and provide you with the insights you need to make informed decisions on your journey to homeownership. In addition, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1OWuqxl3GFLbvSZJ8w6a6dPV4nxQc7SG24V3yTm8Xygc/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E46 - Appraisals vs. Inspections: What's the Difference?
Are you in the market to buy a home and wondering the differences between appraisal vs home inspection when buying a house? How does an appraisal work? How does a home inspection work?
In this video we discuss how the appraisal process works along with how the home inspection process works as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q&A - The Housing Market Is Just The Tip Of The Iceberg
Housing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing home sales to slide to the lowest pace since 2010 while the interest expense on our federal debt has increased more in the last 3 years than in the last 50 years prior. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1wXWHmib1P3NeRyENOi7pRp9DnUdugZJqoWUgda2572s/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E45 - Will Boomers Selling Create The Next Housing Crash?
Should you prepare for a housing market crash as Baby Boomers age, potentially flooding it with a quarter of currently owner-occupied homes over the next two decades? How will the silver tsunami affect house prices over the next decade? Should you buy now or wait? In this video we discuss housing and demographics and how that will shift the housing market as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Interest Rates Will BURST The Housing Market Bubble?
Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing a horrifying 46% in a single year. Home loan applications have plummeted to the lowest depths since the 1990s, reflecting a mortgage demand at its feeblest since 1996 amidst an ‘inventory crisis’. Is housing, now the largest expenditure for 33% of households, on the brink of becoming an unattainable dream for many? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1-OhGWLcLHSHOgVp6yruOoDtKyZ97lJpMeNXbC3nB_90/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E44 - Millennials vs. The Housing Market: Who Wins
Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership rates, the profound psychological and social implications of owning a home, and the tangible roadblocks standing in the way of unlocking that front door. From the aftermath of the 2008 financial crisis to the modern-day struggles amidst rising prices and challenging mortgage rates, we unravel the various factors at play in the current market. But it’s not all doom and gloom! Stick with us as we navigate through potential future market changes, and unpack strategies and mindset shifts that could pave the way to your future home as we help you become The Educated HomeBuyer ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The Mortgage Meltdown: A Tipping Point in 2023's Housing Market?
Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and prices are in the crosshairs. Join us LIVE as we break down the latest economic twists and turn, diving deep into what this means for you, whether you're buying or selling. Tonight's Slides - https://docs.google.com/presentation/d/1oMrWWwQBTaa3eLaraX9jYE0lEzg125rW-dX12bg4siQ/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E43 - Assumable Loans 101 | The Secret Weapon of 2023's Housing Chaos
In an era where mortgage interest rates are skyrocketing, assumable mortgages emerge as the underdog hero for savvy home buyers. But are they really the silver bullet solution in this tumultuous housing market? Dive into this explosive topic with us as we uncover the hidden pros and cons as we help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q&A - Rising Mortgage Rates Are SHIFTING The Housing Market AGAIN
Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing.
Mortgage rates have climbed above 7.5% putting pressure on pending home sales and house prices. Are we seeing a shift in the housing market?
In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1SCyLJoNdRyN-LEvwJeCgBhxQjaF-x7Is4VXReMrxsC8/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E42 - How Will Student Loan Repayments Affect The Housing Market?
44 Million Borrowers in the US will have to start their student loan repayment as of October 1 2023. Federal student loan repayments were paused in March 2020 and extended 8 different times essentially putting between $200-300 of income back into their pockets. How will this change in student debt affect the housing market? Will student loan repayments crash the housing market? In this episode we discuss how student loan repayments will affect the housing market by helping you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Buckle Up | The Fed Is Ignoring The Obvious
The Federal Reserve Has signaled it will raise interest rates one more time this year before it ends hiking campaign while completely ignoring lagging rent/shelter data which will continue to moderate through the first part of 2024. In addition, the US Economy is showing signs of slowing which will naturally lead to lower inflation numbers. In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Tonight's Slides - https://docs.google.com/presentation/d/1HqdFSe_a38dCafISIU-EFrhwj9TepHObw5eUaW-F5qg/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E41 - HELOC vs Fixed Rate 2nd Mortgage - Access Your Home Equity
Do you currently own a house and wondering how to access your home equity for home improvement, debt consolidation or even to buy a house? What is the difference in a heloc vs fixed rate 2nd mortgage? What are the pros and cons of a home equity line of credit? In this video, we discuss how to access your home equity while keeping your super low mortgage rate and helping you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Black Swan Event Coming To The Housing Market In 2024
When will the housing market crash? Investor says ‘Black Swan’ event imminent. I'm confused by this statement because isn't that exactly what happened with Covid that caused house prices to skyrocket. Should you buy now or wait for this black swan event to take place? In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Slides - https://docs.google.com/presentation/d/1sRrbbzKlE_esXK4sJg8O202KPXfqKe7CZFv1yQu22j0/edit?usp=sharing Article Mentioned In the Video - https://www.newsweek.com/when-will-housing-market-burst-black-swan-timeline-1826148 ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E40 - The Tax Benefits Of Homeownership Are GONE
President Donald Trump modified The Tax Benefits of Homeownership when he passed The Tax Cuts and Jobs Act of 2017. This was the largest overhaul of the tax code in three decades essentially eliminating the tax benefits of buying a house. Does it still make sense to buy a house in this housing market? In this episode we discuss the benefits of homeownership and why many out there can still benefit from tax writeoffs of owning a home while we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Is A Perfect Storm Brewing In The Housing Market?
Mortgage rates are sitting near 23 year highs with mortgage demand sitting near 27 year lows while purchase applications are at the lowest level since 1995. On top of that, The FED believes that pandemic savings will likely be depleted by the 3rd quarter. This sounds like the perfect recipe for a housing crash, right? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides - https://docs.google.com/presentation/d/1wqjU4rfb4XPxRD2AqxV-bl678HEf0cjsk54TFN_QLYc/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E39 - The Long Game | Buy Real Estate And WAIT
Are you a first time home buyer wondering if you should buy now or wait? What should you consider when buying a house in the current housing market? Why is time so important when buying a home? What is The Long Game when it comes to buying real estate? In this episode, we discuss the long game and the importantce of long term thinking in home buying to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - BAD NEWS | Housing Prices Are Headed HIGHER
The Housing Market Is In Trouble with rising house prices, rising mortgage interest rates and a slowing economy. If you didn't think it could get any worse, you have Barbara Corcoran Saying Housing Prices ‘Are Going To Go Through The Roof" when interest rates come back down. In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Slides - https://docs.google.com/presentation/d/1uPAjwt13uYV0dbTeXkasG1V2P3CxKRAE_tux7Mkl4fY/edit?usp=sharing
Link To Article - https://finance.yahoo.com/news/barbara-corcoran-says-housing-prices-110050018.html ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E38 - Does Homeownership Really Build Wealth?
A typical homeowner's net worth is 40 times higher than that of a renter build does homeownership really build wealth? Homeownership promotes wealth building by acting as a forced savings mechanism and through home value appreciation over time. At the same time, there is a study that says owning a home may help you save money, but it won’t help you make money and that households are better off taking control of their finances than relying on fluctuating home values. In this episode, we discuss the idea of homeownership and why we believe it's cruical in helping you create generational wealth as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The U.S. Housing Market Will Jump 6.5% By July 2024
Zillow is a full-blown housing market bull—predicting that U.S. home prices will jump 6.5% by July 2024 while Mortgage Interest Rates are hitting multi decade highs and home buyer demand is slowing. Zillow's original forecast was calling for .5% back in February 2023 but has been updated to reflect the anemic level of housing inventory and resilient buyer demand. In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Slides - https://docs.google.com/presentation/d/1uPAjwt13uYV0dbTeXkasG1V2P3CxKRAE_tux7Mkl4fY/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E37 - Are Mortgage Rates Headed To 8%?
Mortgage Rates and Bond Yields are Hitting The Highest Levels In Decades as The Fed still sees upside risks to inflation possibly leading to more rate hikes. At the same time, we are seeing a tight labor market along with strong economic growth. Will the FED continue to pause with interest rate hikes or continue to push rates higher? How will the fed's decision affect the housing market in 2023 and 2024? In this episode, we discuss the idea of mortgage rates heading higher as we help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The Mortgage Rate Bubble Could SHIFT The Housing Market
Mortgage Interest Rates are hitting multi decade highs while The FED still sees upside risks to inflation possibly leading to more rate hikes. How will rising interest rates impact the housing market? Should you Buy Now or Wait for Prices to CRASH? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. Slides - https://docs.google.com/presentation/d/1S8j4kKu1UesISNpj4XdNRgjUMMEV42LMdTXwrZR5iFQ/edit?usp=sharing ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E36 - How To Buy A House In An Unaffordable Housing Market
Are you a first time home buyer wondering how to become a homeowner with housing affordability at all time lows as house prices and mortgage interest rates head higher? What's the solution for buying a house in this real estate market? Should you consider moving to a more affordable area? Should you sacrifice location to become a homeowner? In this episode, we discuss the idea of moving to more affordable housing market as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The Future Looks BRIGHT For The Housing Market
The FED is likely done with their interest rate hikes as inflation continues to moderate. Lower Inflation should lead to lower interest rates, in turn, pushing home prices up in 2024. The American Enterprise Institute is precting another 6% jump in house prices in 2024 along with Zillow predicting another 5.8%. Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1wtlywYf_6gYccptRY4mt9CXcKLhUSkfBAQ-amlY0eek/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E35 - How to Budget When Buying A House
The very first step when buying a house is to create a budget. This is really the foundation for homeownership in any housing market. How do you create a budget? How do you create a budget to save money when buying a house in 2023? In this episode, we discuss how to budget to buy a house to help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Home Prices Increased To New Record Highs
Black Knight reported that home prices grew by .67% on a seasonally adjust month over month basis taking it to new record highs at a time when mortgage interest rates are touching 23 year highs. Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1xM1KH-kKe1p_qlNvlGPrkaTq3Oj0t69339-8zT2vLJk/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E34 - Dave Ramsey's Housing Advice Does NOT Work
Dave Ramsey is simply wrong about buying a house in 2023. While the Dave Ramsey Show offers a lot of great financial advice, there is one big flaw when it comes to Dave's 25% House Rule in that it's not practical for the majority of most first time home buyers. In this episode, we discuss Dave Ramsey's advice on becoming a homeowner, what you need to do in order to buy a house along where we agree/disagree to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Don't Be FOOLED By The LIES In The Housing Market
The Housing Market has remained resilient in face of the media continually calling for a housing crash. While the fed has hiked rates 11 times, inflation has moderating while house prices have started to turn back positive while buyer demand remains near all time lows. Should you buy now or wait for THE CRASH? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1Zcl4wfSCjGh5bLEHZpgGecn_Xv7y-g826IK0bLFDK2M/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E33 - Don't Make These MISTAKES When Buying A House in 2023
Do NOT Buy a House In 2023 without understanding the mistakes we have made when buying and selling real estate. What do you have to consider when buying a home in this housing market? In this episode, we discuss the mistakes that we have made as both home buyers and home sellers to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The Fed Just Balanced The Housing Market
The FED Is Set To Hike The Fed Funds Rate for the 11th time in this cycle when mortgage rates are sitting near recent highs. How will this impact House Prices, Housing Affordability and The Housing Market? Should you buy now or wait for THE CRASH? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1I3PYK8fB4oFWPxO8VG2azeaQSp5BPrM2kd50alLfs3U/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E32 - What's The Answer For More Inventory and Affordable Housing?
Housing affordability and the lack of inventory are 2 major problems affecting the housing market. In order to see a more balanced market, we need a surplus of available homes for sale on top of lower mortgage rates to help increase housing affordability. What would create more housing inventory? Who are the sellers in the current housing market? In this episode why inventory is the biggest problem in our real estate market and why it's not likely to grow in a meaningful way anytime soon as we prepare you to buy a house in 2023 while becoming The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - All The Data Points To A STRONGER Housing Market
As mortgage interest rates and inflation moderate from their peaks at a time when housing inventory is still at record lows, that leaves house prices only one direction to go..........NOT DOWN! Should you buy a house now or wait for lower interest rates? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1AtW9mgxRg5mF4ZHI74mjtP3bDe4_XtAdB9alFPgs94o/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E21 - Using Gift Funds To Buy A House
Are you a first time home buyer planning on using gift funds to buy a house in 2023? What are gift funds? What can gift funds be used on when buying a house? What loan programs allow gift funds? What is required when using gift funds to buy a house? In this episode we discuss everything you need to know about gift funds when buying a house in 2023 to become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Interest Rates Hit A Temporary HIGH But Will Improve Soon
Mortgage demand drops to the lowest level in a month as mortgage rates reach their 2023 peak. Where will mortgage interest rates go from here? Inflation rates historically follow inflation and we are now seeing inflation moderate in a significant way which should lead to lower rates in the future. Should you buy a house now or wait for lower rates? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1Tn2haj84hYtDtYwBSc-lvCwibYyUVr_gJTJeuKXb4yM/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E30 - 2nd Half of 2023 Housing Market Forecast
What will the 2nd half of the housing market look like in 2023? Does it make sense to buy now or should you wait? Will Housing Prices Crash? Will housing become more affordable? Are mortgage rates going to stay high or will we see some relief? In this episode, we discuss our housing market forecast for the second half of 2023, covering expectations for inflation, mortgage rates, supply of homes for sale and buyer demand to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The Housing Market Will Continue To SLOW Through 2023
The Housing Market Will Likely Peak In the next few weeks and slow as we head into the later part of 2023. At the same time, we are likely see inflation continue to decline along with lower interest rates. How will lower rates and a slower housing market impact housing affordability? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1cpDxWr_XyQsWwPXHdCCjg2rSBuU9Gp_8brTb-CeZPYY/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E29 - The Truth About The Airbnb Housing Crash
✅ - Want to get connected with us or to a local expert in your market, please reach out at www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - The Housing Market Crushes Expectations
New Home Sales Surge Past Expectations rising 20% and rising for the third month in a row. At the same time, the U.S. posted it's first annual decline in home prices since 2012 while The FED is still talking about raising interest rates. Should you Buy Now Or Wait For The Great Reset? When will house prices become more affordable? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1VL4ps2Jfpfq_B_85ZNJXpC8rPjxhkYqovGtz0N7QIG8/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E28 - The Housing Crash Is OVER
The Housing Crashed ENDED Before It Ever Started as Housing Prices stabilized in 2023. The Crash Bros have been calling for a housing crash for the last 10 years and for 10 years, they've been wrong on so many levels. In today's episodes we discuss their arguments for a Housing Collapse and give you the reality of what's likely to happen with employment, mortgage rates, house prices along with the coming recession as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Buy Now Or Wait For The 2024 RECESSION?
The Housing Market is starting to show some signs of weakness with demand dropping and inventory building with mortgage rates pushing close to 7%. Should you Buy Now Or Wait For The 2024 RECESSION? When will house prices become more affordable? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1AI1qCHKyAAVYPBS6ZOkQski-YfJi3g_kPWSL9MQA0ac/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

S2E27 - Do NOT Buy A House In 2023
The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge of a major recession. Should you buy now or wait for a housing crash? In this episode, we discuss why you should not buy a house as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com

LIVE Q & A - Buy NOW or WAIT For A More Affordable Housing Market
The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy now or wait for a housing collapse? In this live episode, we are going to discuss the latest from the FED in addition to discuss the recent CPI data and helping you understand how that affects you as a buyer or seller in the current housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1A7YCTpz5-CYXScqhE2NPmC4QmbmLZW7wQjcqSK0gWSw/edit?usp=sharing Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

1% Down Mortgage | How To Buy A House With 1% Down Payment
Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the 1 percent down payment mortgage? What credit score do you need for Rocket One Plus? What are the pros and cons of UWM vs Rocket Mortgage? In this video, we discuss the new 1% down payment options to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com