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The Money Medicine Clinic Podcast

The Money Medicine Clinic Podcast

By Dr Nikki

I'm Dr Nikki, a financial empowerment coach, with a mission to help women from all over the world build more abundance of wealth into their lives.

This podcast is a series of 10-minute takeaways of nuggets of information on how you can feel more happy and confident with money.

I'm not a financial adviser, so anything I say is for educational purposes and not meant to be construed as individual financial advice. Make sure you do your own research and seek professional help if you need to.

Dr Nikki x
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Episode 132: Improving The Carbon Footprint of Your Finances with Dan Sherrard-Smith

The Money Medicine Clinic PodcastMar 24, 2023

Episode 132: Improving The Carbon Footprint of Your Finances with Dan Sherrard-Smith
Mar 24, 202315:01
Episode 131: Inspirational Investing 2023 Book Launch

Episode 131: Inspirational Investing 2023 Book Launch


It's time I let you know about a recent project I've been involved in.....

...I've helped write a book!! Woo hoo!

And it's all about one of my FAVOURITE SUBJECTS - Investing.

It's written for women, by women and is being released on International Women's Day by publishers Harriman House (who incidentally have also published next month's bookclub book - The Psychology of Money).

Why is this book both timely and essential?

>> A 2022 Bankrate study found women feel more financially stressed as 60% worry about emergency savings compared to 53% of men

>> According to, less than 30% of women in the UK invest

>> Despite fewer women investing, a 2018 three-year study of Barclays investors showed women outperform men by 1.8%.

Editor Amanda Taylor has brought together leading women from the world of investment and asks:

• What is the impact of rising living costs?

• Where to start with investing your money?

• How can your health affect your money?

• How can you make sure your money is being invested in alignment with your values?

• What psychological biases affect how well you invest?

I'm so excited about this... it's not my own book, but it's a stepping stone to my own book (which I'm aiming to publish in 2024 so watch this space). I'm so humbled to be a part of this and I'm looking forward to reading my own copy soon!

You can order an e-book or physical book here direct from the publisher Harriman House. At the time of release,* was selling it slightly cheaper, so you might want to pick that one instead (*affiliate link).

In this episode, I talk with fellow author Julie Flynn abut the book, women and investing, and have a general catch up :) We haven't chatted since clubhouse!



Mar 10, 202326:16
Episode 130: Supermarket wizard and How to Save Money at the Supermarket
Mar 03, 202331:21
Episode 129: Pillar 4 of the Steps To Wealth - Money Mindset
Feb 24, 202315:21
Episode 128: Pillar 3 of the Steps To Wealth - Investing
Feb 17, 202312:56
Episode 127: Pillar 2 Of The Steps To Wealth - Protecting Your Money
Feb 10, 202315:29
Episode 126: Pillar 1 of The Steps To Wealth - Money Management
Feb 03, 202314:54
Episode 125: The Steps To Wealth
Jan 27, 202313:34
Episode 124: Preparing Your Finances For Having Babies

Episode 124: Preparing Your Finances For Having Babies


In this episode I'm talking with the fabulous Charlotte Jessop of the blog Looking After Your Pennies on how you can prepare your finances for pregnancy, a topic you chose as a community to learn more about. 

Charlotte is the financial educator, coach, writer, vlogger and podcaster behind the Looking After your Pennies platform. To follow Charlotte, check out her blog here:

Prior to training as a GP, I used to work in the field of Obstetrics and Gynaecology. It was common to see women plan every aspect of their pregnancies – right down to the vitamins they took and the delivery they wanted.  Women generally attended every scan and every midwife appointment without fail. They prepped their bag for the time of going into labour and meticulously planned every detail. It wasn’t always possible to see them through in exactly the way they had planned, but I did my best alongside an excellent team of doctors and midwives.  

To be honest, despite all the medical intervention and planning, I don’t know if preparing their finances for having babies was always at the forefront of this process.  And with an estimated 50% of pregnancies thought to be unplanned, this is even more worrying.  

Do you need to prepare financially for pregnancy?  

For additional shownotes, go here: 

Until next time,

Nikki x

Jul 15, 202250:06
Episode 123: I’m a Money Coach, And These Are The Most Common Money Mistakes I See People Make
Mar 25, 202218:10
Episode 122: How Do Your Hormones Impact On Your Finances?
Mar 18, 202213:10
Episode 121: Starting A Business – Is It Truly The Path To Build Wealth?
Feb 25, 202217:40
Episode 120: What's Your Partner's Money Love Language?

Episode 120: What's Your Partner's Money Love Language?


Have you heard of love languages? The book by Gary Chapman goes into a theory that we express love in 5 different ways:

  • Words of affirmation;
  • Quality time;
  • Physical touch;
  • Acts of service;
  • Receiving gifts.

Now if your partner is an "acts of service" kind of person, and you're a "words of affirmation" kind of person, you may get into situations where your partner is doing all these great things for you to help around the house etc, but they don't land as "love" to you because you need to hear the words being said.

It's the same for money!

We all have blocks and blindspots about money, and often this comes from how we were brought up.

When getting into a relationship, you're combining the net sum of both couple's money issues, and when you don't communicate about it, that's where trouble can begin.

I hope this helps.

Nikki x

P.S. if you fancy taking the quiz, go here:

If you need support with gambling worries, read this article:

Feb 11, 202218:49
Episode 119: Should I Buy Or Rent A House?
Feb 04, 202219:20
Episode 118: The 10 Limiting Money Mindset Blocks Keeping You BROKE!
Jan 28, 202222:37
Episode 117: The trap of emotional spending and how to break the addiction
Jan 21, 202215:54
Episode 116: Does Money Buy Happiness?
Jan 14, 202213:20
Episode 115: How Much Do I Need In An Emergency Fund?
Dec 03, 202113:21
Episode 114: 6 Signs You're Ready To Buy A House
Nov 05, 202111:28
Episode 113: 5 Financial Lessons We Can All Learn from Warren Buffett
Oct 15, 202112:05
Episode 112: Ethical Banking And Investing

Episode 112: Ethical Banking And Investing


I’ve previously spoken about ethical investing on the Money Medicine Clinic podcast (episode 38). But I want to give you a broad overview of ethical banking, because there’s more to it than just ethical investing. You may have come across the idea of switching your utilities to ‘greener’ products and services; you can also do the same when it comes to choosing a banking provider.

For the show notes, go here:

For the ethihcal investing freebie, go here:

Until next time!

Nikki x

P.S. For the $1 trial, go here:

Oct 08, 202114:12
Episode 111: Are You Investing Yet? The Future Of Investing Is Female
Oct 01, 202113:49
Episode 110: How To Make Your Child Wealthy
Sep 24, 202112:28
Episode 109: “Doing money” with your Hunny
Sep 17, 202115:58
Episode 108: How Do I Get My Partner Involved in Our Finances?
Sep 10, 202113:32
Episode 107: Financial Resilience - How You Can Protect Yourself From Financial Disaster
Aug 20, 202115:17
Episode 106: What Does A Crash Diet Have To Do With Being Broke?
Aug 13, 202112:05
Episode 105: I’m Trying to Get Out of Debt, What Do I Do?

Episode 105: I’m Trying to Get Out of Debt, What Do I Do?


Being in debt can make you feel really isolated, but this question is one I’m asked frequently, by people who are worried and don’t know what to do or where to start. Ultimately, the debt isn’t going to go away — it’s something you’re just going to have to deal with. So, for now, here are some things you can do to get started.

It’s also very easy to trick ourselves, and not do the things we say we’re going to do. I’m just as guilty of this with things like exercise, weight loss and debt. So, I highly recommend getting an accountability buddy for those times you feel like things aren’t going so well.

Having an accountability buddy means you’ve got someone you can lean on in desperate times. For example, if you’re really tempted to buy something which could blow your budget and ruin your debt repayment strategy, you’ve got someone there to listen and support you. There are plenty of women in the FMD Facebook group, so come along and join us and tell us if you’re struggling.

You can also join the 2 week Healthy Money Planner Challenge starting 23rd August 2021. This will help you to get clear on your budget, be accountable to your goals and dreams, and get starting on your debt free journey!

To buy a planner and find out about the challenge, go here:

If you already have a planner, click this link to sign up to the challenge.

Until next time,

Nikki x

Aug 06, 202112:54
Episode 104: Money And Our Mental Health - What To Think About
Jul 30, 202114:46
Episode 103: Your Questions Answered - "I Want To Invest But I’m Scared"
Jul 23, 202112:21
Episode 102: What Is Financial Independence And How Do I Get There?
Jul 16, 202116:38
Episode 101: Your Questions Answered - "I Try to Save Money, but It Never Seems to Work"
Jul 09, 202113:59
Episode 100: Who Is Dr Nikki? Emma Sutherland Interviews The Female Money Doctor
Jul 02, 202131:06
Episode 99: The Financial Power Team - It's More Than A Financial Adviser
Jun 25, 202115:32
Episode 98: The Importance Of Having A Monthly Fun-Fund
Jun 22, 202114:04
Episode 97: Budgeting Apps To Try
Jun 18, 202113:50
Episode 96: The Emotional Ladder and How It Can Help You With Your Money

Episode 96: The Emotional Ladder and How It Can Help You With Your Money


The concepts of The Emotional Ladder and the Choose Again method come from the book Super Attractor, written by New York Times Bestselling author Gabrielle Bernstein. In this book, Gabrielle openly refers to the Emotional Guidance Scale by Abraham-Hicks, where you can consciously lift yourself from a low mood to one where you feel a lot more positive.

It’s a great way to help you to feel better when you believe there’s no reason for your funny mood, but you just can’t seem to shake it off. You know, when everything feels oppressive, or is annoying you? When you find that you’re snapping, and you’re having “one of those days”.

What I really liked about the book is how it combines both methods to help elevate your mood so that you’re no longer stuck in a bad energy zone, where you might previously have struggled to feel good about what’s going on around you.


For the show notes, go here:

P.S. Go here to find out more about the brand new money mindset reset course:

Jun 11, 202111:29
Episode 95: The Financial Wellbeing Index – The Surprisingly Simple Idea That Helps You Be Better With Money - Interview with Steven Cameron, Pensions Director from Aegon

Episode 95: The Financial Wellbeing Index – The Surprisingly Simple Idea That Helps You Be Better With Money - Interview with Steven Cameron, Pensions Director from Aegon

Jun 04, 202137:08
Episode 94: Community Member Spotlight With Emma of Shine Development Coaching
May 28, 202133:44
Episode 93: How Journalling Can Help You Get Organised
May 21, 202113:31
Episode 92: Grow Your Support Network Through Conscious Network Design

Episode 92: Grow Your Support Network Through Conscious Network Design


Being surrounded by people who can support you in all areas of your life is really important to help things flow more easily. It’s a concept I learned from Dr. Joanna Martin, founder of One of Many, called Conscious Network Design.

It’s essential to have a network of people you can rely on for the day-to-day stuff; not simply when you’re faced with a crisis. Having this level of personal, practical support is just as important as being on top of your finances and having an emergency fund to get you out of a sticky spot. Examples might include support for promotions at work, or help looking after your children so that you and your other half can enjoy a much-needed date night together.

Being alone is no fun and makes everything so much harder. That’s why it’s so important to have a strong network of people around you — and it’s best to get this network in place now.

Who in your life right now is there to help you in all the different areas?

Nikki x

P.S. For help with all things money-mindset related, I’ll be opening the doors to my Money Mindset Reset course in just a few weeks’ time.

This course will help you to lift the lid on your limiting beliefs and clear them so you can get on the path to wealth and abundance. If you feel stuck around money, or would rather do anything but sort your finances out, then this course is definitely for you.

To be first to know when it’s opening, you can sign up here. There's no obligation to join me, it's just an invitation to find out more when it's available.

May 18, 202112:59
Episode 91: What The AF Is Cryptocurrency?
May 14, 202101:03:02
Episode 90: The Inner Critic And How To Befriend Her
May 07, 202111:56
Episode 89: How to Get Back on Track When it All Goes Wrong
Apr 25, 202113:28
Episode 88: Life Lessons Turning 36 - What Do I Wish I Had Known?
Apr 23, 202112:40
Episode 87: Feature Length Episode With Catherine Watkin - The 7 Steps For Successful Selling
Apr 19, 202140:18
Episode 86: How Tracking Abundance Can Bring You More
Apr 16, 202111:32
Episode 85: Community Member Spotlight - Katie and her absolute faith and tenacity
Apr 12, 202126:36
Episode 84: Can You be Wealthy? How to Challenge Your Beliefs

Episode 84: Can You be Wealthy? How to Challenge Your Beliefs

Apr 09, 202112:30
Episode 83: Community Member Spotlight - Semone and Her Amazing Alchemist Skills
Apr 05, 202125:53