The UNFLTRD Podcast
By Mohamed Hammoud
𝐓𝐡𝐞 𝐔𝐍𝐅𝐋𝐓𝐑𝐃 𝐏𝐨𝐝𝐜𝐚𝐬𝐭 showcases leaders who lead from the heart to make a positive change.
The UNFLTRD PodcastJun 08, 2021
The UNFLTRD Podcast with Alain Cormier
I enjoyed our conversation especially around the balance between our feminine and our masculine personas and how we can use this power to create more gender-balanced spaces.
The UNFLTRD Podcast with Mary Henderson
If anyone knows anything about branding, it's Mary Henderson. Her own journey is a success story of how she developed her own brand to pave the way leveraging her expertise to help others define their own brand.
Mary is a powerhouse and a determined warrior in the arena of branding and that's why I enjoyed having her as my guest on The UNFLTRD Podcast.
The UNFLTRD Podcast with Ken Wright
The UNFLTRD Podcast with Jess Gosling
What does diversity mean to you? Inclusion? Belonging? In this episode of The UNFLTRD Podcast, I chat with Jess Gosling, Diversity, Equality & Inclusion champion on what these mean to her and to the work she's doing to advance our collective understanding of them.
The UNFLTRD Podcast with Pat Morden
In this episode, I chat with Pat Morden, a leader who champions, celebrates, nudges and coaches herself and others to dig deep and flourish in service of their purpose . Pat brings to this her deep passion for possibilities, the learnings of her relationships, failures , joys and challenges as a nurse, a CEO, a world champion , a widow , a volunteer and a farmer. She’s a heart-centered leader and she's my UNFTLRD guest.
The UNFLTRD Podcast with Caroline Fernandes
Caroline is a woman who feels and lives to help other people open up about their struggle, their learnings, and their growth. She is self-described as one who sees the Unseen, peels back the veils and adresses the elephant in the room.
With over 21 years supporting executives and teams in MNCs + social entrepreneurship as a Certified Leadership Coach, International Speaker and Social Innovation Changemaker, she is all about inviting sharig human stories that encourage deeper connection, to empower others to look inside themselves, to appreciate all of life experiences, and to enquire on their own experiences of becoming the best version of themselves.
This is why she is my UNLFTRD guest.
The UNFLTRD Podcast with Jay Andrews
In this episode, I get to have a heart-to-heart with one of my favorite LinkedIn personalities, Jay Andrews, a recognized expert in social media branding and personal resilience. With over 25 years of experience in the corporate and entrepreneurial fields and a proven track record of successful social media/branding, he is the founder of RippleEffect, the Chief Business Officer at an international coaching company and a true UNFLTRD leader who brings the LinkedIn community so much value daily with his reflective and thought-provoking daily posts, not the least the Friday #FantasticFour which spotlights individuals across the global community for their unique superpowers. His presence doesn't stop there, Jay picks up the mic and takes his passion for motivating and inspiring others to audiences through speaking engagements and given his natural ability to connect with audiences using humour, story-telling and powerful analogies, he leaves audiences inspired and empowered. Jay's warm personality onscreen extends to, rather, extends from his off-line as a partner and father to 4 teenage boys. Whatever he's doing, Jay follows his personal mantra and professional mission statement to ”positively affect one person a day ' and he does that like a ripple in a pond. In this episode, he brings his energy, his warmth and his insight to cause ripples as my UNFLTRD guest.
The UNFLTRD Podcast with Cordeila Gaffar
In this episode of The UNFLTRD Podcast I chat with a dear friend, Cordelia Gaffar, the Emotions Opener Transformation Strategist who guides leaders to use their darkest and most difficult emotions to show up powerfully as a courageous leader.
2020 was a year of very difficult conversations surrounding diversity, equity, belonging and inclusion and Cordelia has been at the forefront of facilitating this conversation on an organizational level.
In 2021 along with award-winning Berlin based co-hosts, Mira and Peter Griffiths created the Unlearning Labels Podcast and workshops to help organizations to implement actionable tools and change policies.
She is also a force in women’s empowerment and awarded Top National Influencer, a Sexy Brilliant Ambassador and Leader, and inducted into the Global Library of Female Authors. Her new book Detached Love: Transforming Your Heart So That You can Transform Your Mind highlights her Replenish Me ™ Process, which is self-leadership surrounding practicing sustainable mindfulness.
Her other awards include Best Podcast Host of 2019, for her Free to Be podcast, Volunteer of the Year and best-selling co-author of America’s Leading Ladies: who positively impact the world with Oprah Winfrey and several dynamic women.
Even with all of her accolades her biggest brag is being a homeschooling mom of six children. As seen on America Meditating Radio, British Muslim TV, Spirituality Podcast, also featured on South African radio 786, and Fox News.
The UNFLTRD Podcast with Ryan Estis
Covid has shifted the in-person experience. Once in-high demand inspirational and motivational speakers have found their world turned upside. While this can be a life-changing and demotivating reality, it didn't faze Ryan Estis.
It's not to say that Ryan wasn't impacted like many in his space. But he decided to act rather than be acted upon and reinvented himself and pivoted to provide his services virtually.
I was inspired to listen to his story and this is why he can still move audiences, even while thousand of miles apart.
The UNFLTRD Podcast with Kimberly Davis
My next guest is an expert on authentic leadership who shares her inspirational message of personal power, responsibility and impact with organizations across the country. Kimberly Davis also teaches leadership programs world-wide and her program “Onstage Leadership” runs in NYC and Dallas , she also teaches for SMU Cox School of Business' Executive Education Program and their Latino Leadership Initiative, as well as for the Bush Institute's WE Lead program which serves to empower female leaders from the Middle East. Kimberly is a TEDx speaker and her book, Brave Leadership: Unleash Your Most Confident, Authentic, and Powerful Self to Get the Results You Need was awarded the Benjamin Franklin Silver Award for Business Books in 2019 and named the #1 book to read on Inc. Magazine’s “The most impactful books to read in 2018.” And today, she's my UNFLTRD guest talking about her "brave."
The UNFLTRD Podcast with Likky Lavji
In this episode of The UNFLTRD Podcast I chat with my UNFLTRD guest Likky Lavji about how we can effectively navigate our blind spots.
The UNFLTRD Podcast with Jacqueline Kappers
The UNFLTRD Podcast with Louise Reid
In this episode, I sit down with Louise Reid and have a real heart-to-heart with a true UNFLTRD heart-centered leader who works with other women to help them rise and amplify their voices.
Louise' values of family and freedom drive everything she does and enables her to align herself with clients who share her values so that she can show up wholeheartedly in service to others.
The UNFLTRD Podcast with Rachel Beck
My next guest is Rachel Beck, one of the voices among the rising movement of women storytellers whose own story is rooted in a cross-cultural love story of adoption as an orphan born in a remote village in India. Adopted by white Jewish American parents, Rachel's path to womanhood and loss of motherhood, her encounters with racism, her courageous and vulnerable renaissance are captured in her story through a camera lens and words inspired by tragedy and triumph and there are shared today in this episode of The UNFLTRD Podcast.
The UNFLTRD Podcast with Pauline Crawford-Oomps
Through self-awareness, we can start understanding our natural states and figure out what we do well. As good leaders, we can find commonalities with others and when we realize that we don't have to do it all, we can engage others and empower them to do what comes natural to them.
As Dr. Pauline explains, it's not about taking over the world but learning to reflect in each others mirrors to create harmonious spaces by acknowledging the feminine and masculine powers within each of us. Our gender, the colour of our skin, the way we dress, pray and love, the language we speak, are not excuses to be granted less rights or opportunities.
The UNFLTRD Podcast with Bilqis Abdul-Qaadir
We need to ensure we empower others to show up in their authentic best version of themselves. This is the message Bilqis Abdul-Qaadir, a Black Muslim women, uses to inspire young girls to be the best on the basketball court.
Bilqis dribbles down barriers because she is an empowering force who understands that we can start impacting those closest to us by "taking the responsibility back" within our own community to be the change we want to see.
The UNFLTRD Podcast with Ronnell Richards
What's it like to be Black in America today? What's it like to be a Black man in the United States? In this episode of The UNFLTRD Podcast, I unpack some of these challenges with Ronnell Richards, my UNFLTRD guest. He explains how he's always had to work harder, and in doing so, he doesn't negate the hard work of other Blacks before him.
It is a moving conversations and an incredible story of hard work, determination and identity.
The UNFLTRD Podcast with Kevin Monroe
Are you grateful? Do you realize how high emotional intelligence impacts gratitude? Do you care? I mean, do you really care--about others?
Everything in life is a gift and gratitude is the appropriate response.
Cultivating gratitude is important to our emotional intelligence because it increases emotional awareness and self-regulation. Expressing gratitude is not just good for us, it's good for others, something Kevin Monroe reminded me of on The UNFLTRD Podcast.
🙏🏽When we show gratitude to others, we in turn increase our own sense of gratitude.
🙏🏽We transform into more inspiring humans, better partners, stronger leaders.
🙏🏽We learn to tame our monkey mind and expel the toxic thoughts and feelings that come from information overload.
🙏🏽We reclaim our focus, manage our energy better, increase our well-being and decrease narcissistic behaviours
🙏🏽 We nurture a positive outlook towards life, become more emotionally supportive of others, kind and compassionate
Now that’s something to be grateful for!
The UNFLTRD Podcast with Amy Blaschka
With a background in film to her three decades spent branding products, places, and people, to founding her strategic writing practice, she has always understood the power of weaving a compelling tale.
Amy helps leaders craft their stories to communicate and connect better through ghostwritten social media posts. She also writes engaging, original, and authentic Career Stories for her clients to position them for success and change how others perceive, pay, partner with, and promote them.
As a longtime Leadership Contributor for Forbes, Amy covers personal transformation and its impact on career growth. With all that she brings to the conversation, she's a true UNFLTRD leader and that's why she's my guest in this episode.
The UNFLTRD Podcast with James Rosebush
The highlight of our conversation was that we can choose the narrative we write about our times and that we have never been more united but sadly, there are forces that compel us to believe that we have never been more divided.
If we allow our blind spots to rob us of clear vision, we will surely lead from a place of fear, not love. We can learn to navigate our blind spots and gain clarity and confidence. We can choose to write better narratives that unite rather than divides us. We can embrace that while we may come from many different backgrounds, we form but one nation: humankind.
Today, we are looking to political leadership to set the tone, we are swayed by media that compels us to choose false narratives. But we can choose to become leaders who role model not role play authenticity and foster inclusion in our homes, workplaces and communities. We can become the change we want to see in the world. We can embrace the stories of others as if they were our own and lean in with curious empathy to unite, rather than move away ignorantly in fear seeking to divide.
We can become UNFLTRD leaders who lead from the heart by example, listen to understand, nurture behaviours of trust, build resilient bridges of commonality and focus to make the world a better place.
You can choose to become such a leader.
James has chooses to be such a leader. He is passionate not only about his relationships but about his work and for growing companies globally and coaching leaders driving for new levels of achievement. He is a bestselling author of three books and served as senior official at the Reagan White House. And today, he's my UNFLTRD guest.
The UNFLTRD Podcast with Alain Hunkins
When I sat down with Alain Hunkins, I enjoyed one of the most poignant and engaging conversations I’ve had on this podcast journey.
A veritable subject matter expert in his field, Alain is able to bring the conversation to one between two colleagues, his modesty is only exceeded by his deep understanding of authentic leadership.
As Alain explains, leadership is a skill that requires much daily practice and it’s one that comes with responsibility to role model exemplary behaviour that inspires others to walk beside us, to lead us and to have our back. Leadership is also a joyous gift that requires us to develop habits that help us make progress towards a meaningful goal.
The UNFLTRD Podcast with Steven Lowell
In this episode, I chat with Steven Lowell about authentic connections and the need to be there for others, to check in even when we don’t have the answers or the solutions. Leaders have to be empathetic and lean in with curiosity, listen to understand and help others, something that Steven reminds us of in this episode of The UNFLTRD Podcast.
The UNFLTRD Podcast with Josia Nakash
The UNFLTRD Podcast with Heather Younger
As a best-selling author, international speaker, focus group facilitator, podcast host, and Forbes Coaches Council coach, she has earned her reputation as “The Employee Whisperer."
She believes that she was born to advocate and communicate on behalf of others and from early on. She realized that many dreams and desires never happen unless we are courageous enough to ask for them consistently and in a compelling way.
Her TED talk has been viewed thousands of times and has inspired many to challenge how we deal with adversity and challenge in our life and to transform adversity into an opportunity.
Her story is an inspiration and that's why she's my UNFLTRD guest.
The UNFLTRD Podcast with Jeff Koerner
In this episode of The UNFLTRD Podcast, I have the pleasure of speaking with Jeff Koerner, a servant leader who involves others, uses his influence to dignify others and inspires them to become better workers and better humans. Jeff uses his heart-centred leadership style to successfully lead the affairs of a national insurance company and in spite of the busy lifestyle, he still finds the time to get to know his employees and people in his community. Jeff leads by example and works hard to constantly be a better leader.
That's why he's my UNFLTRD guest.
The UNFLTRD Podcast with Justin Breen
The UNFLTRD Podcast with Shaneé Moret
In this heart-centered chat with Shaneé, we unpack so much about her perspectives on integrity, friendship, mentorship, resilience and how we can better relate to others by feeling their suffering and vulnerability.
A survivor in so many ways, through her desire to help others and lift them up, Shanee founded the Growth Academy to empower others to grow on LinkedIn and thrive online. She's a true game-changer with an authentic voice that reaches millions, over 25 million a month to be exact, and a heart that inspires just as many.
Listen to this episode of The UNFLTRD Podcast with Shanee Moret and get inspired yourself.
The UNFLTRD Podcast with David Hill
The UNFLTRD Podcast with Mohamad Fakih
My next guest is also a good friend and his story is an inspiration to entrepreneurs everywhere. In 2006, Mohamad Fakih, purchased a nearly bankrupt restaurant and transformed it into what is known as the fastest growing Middle Eastern Halal restaurant chain in North America – Paramount Fine Foods. His determination to change perceptions surrounding Middle Eastern food has driven Paramount’s brand success across Canada and internationally as well. Mohamad is a community leader who has regularly participated in fundraisers and community events and supported multiple causes. He's an entrepreneur, a philanthropist, a community leader with heart and today, he's my UNFLTRD guest.
The UNFLTRD Podcast with Monica Kretschmer
That's what Monica Kretschmer believes, that together, we can move mountains to make an impact in our local communities and around the globe. And she’s not afraid to embrace her fear in doing this; in fact, stepping out her comfort zone many times has enabled her to become the powerful advocate for other women and to pay it forward.
Monica is a force of nature with passion and an unwavering commitment to shift the definition of entrepreneurship. She has been called a trailblazer and her personal story of resilience gave birth to the Women of Inspiration™ Awards, (taking place this Saturday, see link in comments!), as well as other noteworthy causes committed to gender equality by raising the bar to advance women in their network, workplace, and communities.
Monica is a leader with heart and that's why she’s my UNFLTRD guest.
#womenleadership #UNFLTRD #diversityandinclusion #strongtogether
The UNFLTRD Podcast with Rumina Morris
The UNFLTRD Podcast with Garry Turner
The UNFLTRD Podcast with Lisa Jones
The UNFLTRD Podcast with Scott Miller
Energy, passion and expert leadership knowledge, that's what Scott Miller, a 25-year associate of FranklinCovey who serves as the executive vice president of thought leadership brings to this episode of The UNFLTRD Podcast. Hosts of the world’s largest and fastest growing podcast/newsletter devoted to leadership development, On Leadership and author of the multi-week Amazon #1 New Release, Management Mess to Leadership Success: 30 Challenges to Become the Leader You Would Follow, and the Wall Street Journal best-seller, Everyone Deserves a Great Manager: The 6 Critical Practices for Leading a Team. Additionally, Scott knows just a few things about effective servant leadership, not to mention that he served under the tutorage of Dr. Stephen R. Covey for close to two decades as a sales producer and sales leader. Scott lives in Salt Lake City, Utah, with his wife and three sons.
The UNFLTRD Podcast with Dalia Fahmy
In this episode, I am humbled to speak with Dr. Dalia Fahmy is Associate Professor of Political Science at Long Island University and she is also a Visiting Scholar at the Center for the Study of Genocide and Human Rights and UNESCO Chair at Rutgers University. She's an author on various areas including Islamophobia, US foreign policy and American Identity. In 2016, Dr. Fahmy was chosen by NYC mayor Bill De Blasio to moderate a conversation between him and London's mayor Sadiq Khan on building inclusive communities the morning after the Chelsea terror attack. Prior to her career in academia, Dr. Fahmy worked at the United Nations covering Nuclear Disarmament.She has been interviewed by and written editorials in various media outlets including ABC, CBS, CBC, CNBC, CNN, MSNBC, NPR, PBS, the Huffington Post, the Immanent Frame, the Washington Post, and appears often on Aljazeera and in this episode, she's my UNFLTRD guest.
The UNFLTRD Podcast with Rizwan Rashid
In this episode, I sit down with a good friend of mine, Rizwan Rashid, an award-winning International speaker, best selling author and certified entrepreneur coach. Rizwan brings over 22 years of working in the financial industry, and as a coach and founder of Gravitas Coaching International and TV host of the “Outliers Show,” he brings much insight on authentic leadership, that's why he's my UNFLTRD guest.
The UNFLTRD Podcast with Vaqar Raees
My next guest is Vaqar Raees, a marine engineer who sailed in international waters for 17 years and for the past 21 years has been in the nuclear safety industry, is an engaged community activist who strives to to help others on their journey to integration and inclusion. He's the Founder and President of Friends Indeed Canada and has supported various organizations like the Cancer Society, the Salvation Army, Food Banks, Children Hospice Care, and other partnership with Churches, Synagogues and other community organizations, as well as a member of Diversity societies with Durham Police, Ajax Pickering Board of Trade, Received Community Awards from City of Pickering and Town if Ajax.
And today, he's my UNFLTRD guest.
The UNFLTRD Podcast with Laura Staley
In this episode, I have the extreme pleasure to have a heart-felt chat with Laura Staley, the founder of Cherish Your World. During our conversation, she brings the same passion and warmth that she does when working with others as she guides them to thrive through a holistic transformation of space, heart, and life.
Laura knows that there’s a relationship between the conditions of our homes or workplaces and the quality of our lives and that’s why she uses her intuition and expertise to empower her clients to produce remarkable results in their lives. Laura enjoys laughing with loved ones, dancing, reading, meditating, running, being in nature, and listening to music she loves and today, she’ll share some of those loves and her expertise as my UNFLTRD guest.
The UNFLTRD Podcast with Jacqueline Way
Get inspired with Jacqueline Way, my UNFLTRD guest in this episode. Jacqueline, a mother of three boys, an activist, a dedicated world changer who wants to change the world one give one day at a time is doing just that with the charitable organization she founded, 365give. She is a TEDx speaker whose talk has inspired almost 5 million. Jacqueline's purpose is to inspire and educate the hearts and minds of people and to create a happy life in a happier world.
The UNFLTRD Podcast with Mohamed Jradi
In this episode, I chat with colleague Mohamed Jradi, an engineer leading a team and bringing over 10 years experience in leading engineering consulting firms in sustainable growth through the development of people, processes and tools.
The UNFLTRD Podcast with Allié McGuire
Allié and Jack McGuire are the founders of Awareness Ties an organization that has as its mission to support social change by elevating awareness and providing sustainable resources for positive social impact.Through our magazine, events, and campaigns we raise awareness for causes and support for nonprofits. Jack and Allie believe in a strong a commitment to ‘give more than get’. So they dedicated themselves to building a company of integrity, with passion and purpose to serve others. They wanted to show each other and their six children their commitment to ‘better living through giving’. They also wanted to educate and empower others to be the change they want to see in the world.
The UNFLTRD Podcast Dennis Pitocco
In this episode, I chat with Dennis Pitocco, founder, publisher, and editor-in-chief of the award-winning life, culture, and business new media digest. Dennis is dedicated to providing mission-critical pro bono services to good nonprofits worldwide and he’s a contributing author to the best-selling book Chaos to Clarity: Sacred Stories of Transformational Change. And he’s my UNFTLRD guest.
The UNFTLRD Podcast with Enda O’Doherty
In this episode, I have the pleasure of interviewing Enda O'Doherty, an inspirational speaker and endurance athlete who has taken on some of the world’s toughest challenges. Enda has pushed his physical and mental limits far beyond marathon running. He has completed Iron Man Sweden and Iron Man UK, one of the world’s toughest endurance races, with a 4 km swim, followed immediately by a 180 km bike ride, followed by a full marathon. An incredible athlete whose mind-set and mental toughness sets him apart, completing 9 marathons in 8 days, an incredible feat while carrying a washing machine on his back makes it an incredible achievement. Enda is all about constant change, progression and growth that’s why he set his vision on insurmountable feats like climbing Mt. Kilimanjaro, 19,000 feet with a washing machine on his back! He’s driven by fierce energy and passion to inspire others to achieve the best they can with energizing stories of physical and mental challenges that have set him out on a journey of self-discovery.
The UNFLTRD Podcast with David Brier
This next guest knows a thing or two about branding and why shouldn’t he, he’s the recipient of over 320 international awards on design and branding. David Brier is the branding and rebranding expert, a keynote speaker, and bestselling author of #1 Amazon book, “BRAND INTERVENTION, 33 Steps to Transform the Brand You Have Into the Brand You Need.” David has the rare distinction of being presented the Presidential Ambassador for Global Entrepreneurship medallion, Google’s #1 ranked rebranding expert, bringing over 4 decades of branding expertise are sought after by companies of all sizes — from startups to global organizations — and every industry demanding an unorthodox edge in today’s business climate, his work have been featured in ADWEEK, Fast Company, Forbes, INC, Huffington Post, Entrepreneur, Thrive Global, the New York Times, and numerous blogs and podcasts around the world, and he’s my UNFTLRD guest in this episode.
The UNFLTRD Podcast with Jacqueline Ruiz
In this episode, I sit down with Jacqueline Camacho-Ruiz, a visionary social entrepreneur who has created an enterprise of inspiration, to discuss how gratitude is the greatest acceleration to achieve all of your dreams.
In celebration of Hispanic Heritage Month and in the spirit of celebrating heart-centered women leaders all week, this episode turns the spotlight onto JR, a true UNFLTRD leader who has triumphed over any tribulation she has faced.
A cancer survivor, a mother, and an immigrant who came to the United States as a young girl barely speaking a word of English, Jacqueline continues to beat the odds. She is an award-winning serial entrepreneur, international speaker, philanthropist, author of 20 books and counting, a CEO of two successful companies, and a role model for Latina women.
Jacqueline is also a pilot and a dream catcher who believes that while taking off is optional landing on your dreams is mandatory.
The UNFLTRD Podcast with Teresa Quinlan
In this episode, I sit down with Teresa Quinlan and talk about the power of Emotional Intelligence. Teresa, an Executive Coach and Leadership Development EQi Certified Practitioner Building emotionally intelligent organizations through executive coaching, leadership development, team EQ development, and employee well being believes a leader needs to be invested in paving the way for the organization so that they are human first, human-centered, and human focused. And that is why she's our UNFLTRD guest for today.
The UNFLTRD Podcast with Ashaba Faridah
The UNFLTRD Podcast with Melissa Maloney
In this episode of The UNFLTRD Podcast, I chat with Melissa Maloney, founder of Happy Leader Enterprises, the co-founder of All Women L.E.A.D. and the VP of Sales and Operations for a thriving new start up called Go Fog It, about her definition of leadership, why it is important to bounce back from adversity and about resilience.
Melissa has developed a passion for helping others find happiness and she has the experience to do it well. As a child of adversity, Melissa uses her personal story to impact others. She focuses on productivity and leading with emotional intelligence with an attitude of “Everybody Wins.”
The UNFLTRD Podcast Steve Wohlenhaus
In this episode of The UNFLTRD Podcast, I sit down with Steve Wohlenhaus, CEO of Weatherology, which disseminate weather information to over 1200 local radio stations. Steve's passion for keeping people safe includes helping them improve their quality of life so they can live the abundant life we all desire. Steve believes by focusing on critical areas of importance such as health, healthy relationships with family and friends, healthy intimate relationships and more satisfying work, people can enhance their prospects for experiencing more happiness. That’s why he’s here today to share his expertise on leadership, business, sales and marketing, motivational speaking, technology, innovation and what it takes to be an entrepreneur.
The UNFLTRD Podcast with Mike Robbins
In this episode, I chat with Mike Robbins, author of five books, including, Bring Your Whole Self to Work and We’re All in This Together, keynote speaker and former professional baseball player with the Kansas City Royals. After his athletic career was cut short by injuries, he worked in the tech world, before starting his consulting business in 2001. His clients include Google, Wells Fargo, eBay, Gap, Microsoft, and others.
Mike shares the topic of his enlightening TEDx Talk about appreciation. Have a listen and you'll appreciate what Mike has to say.