Usapang Pera

Parte ka ba ng SANDWICH GENERATION?

In this episode, pag-uusapan natin on how to assess our current financial situation if we're in a sandwich generation.

Paano nga ba?

In this episode, Sir Vince talks about howto effectively pay-off debts even if you're income is irregular, minimum or we're in a financially challenging situation.

Paano ba tayo mag-iinvest sa Social Enterprises?

Ano ang kaibahan nito sa traditional investments? Pag-uusapan natin dito kung ano yung mga Working Capital needs ng isang Social Enterprise and HOW we can support it.

Ano ba ang estado ng Housing sa Pilipinas?

In this episode, Sir Vince discusses the Housing Marketing segments and the overall state of Housing in the Philippines.

Paano nga ba tayo magiging INVESTMENT SAVVY?

In this episode, tatalakayin ni Sir Vince and Sir Eds ang importance ng pagdidiversify pagdating sa ating mga investments. They discuss the definition, importance and the needed financial goals risk and tolerance when it comes to investing.

Saan mo kinukuha ang pambili mo ng WANTS?

In this episode, pag-uusapan natin kung ano nga bang wants vs needs at kung saang INCOME natin pwede itong kunin.

Bakit tumataas ang BITCOIN?

In this episode, pag-usapan natin ang pagtaas ng Bitcoin nitong Q1 ng 2023 at alamin natin kung ano ba ang direksyon nito. Ito ba ay masasabing investment and should we even have it in our financial journey?

Naranasan mo na bang umutang ng dahil sa sakit?

Alam mo ba kung ano ang "Black Swan" event?

Sa episode na ito, we'll discuss the current issues regarding China and Taiwan and its effect on our country. Aalamin natin on what should be our outlook towards this issue and on how it may affect us in our daily decisions especially financially.

May Plano ka ba sa Buhay mo?

In this episode, we discuss the different things you can consider in having a sound plan for your life, most of all, FINANCIALLY.

Paano ba natin madidiversify and Time Deposits?

In this episode, Sir Vince will share some alternatives on how we can diversify time deposits using a COOP Time Deposit. Paguusapan natin pati na rin ang mga pros and cons nito.

How to join SEDPI Coop:

In this episode, pag-uusapan natin ang mga challenges ng kababaihan pagdating sa pera. By knowing so, we can prepare and plan better on how to go about these challenges in a women's financial journey.

Natuwa ka ba sa PAG-IBIG MP2 Dividend rate?

In this episode, pagusapan natin ang dividend rate for 2022 ng PAG-IBIG MP2. We also discuss the social impact that we do whenever we invest and save through PAG-IBIG and on how it outperforms many of the traditional financial instruments in the market.

Nag-iisip ka bang mag-invest sa lupa?

In this episode, Sir Vince discusses real-estate and will introduce an option that you can afford: Real estate joint venture savings

Kung interesado mag-invest. Kailangan munang umattend ng self-paced online Pre-Membership Education Seminar ng SEDPI Coop.

Maliit ba ang pension mo?

In this episode, we will talk about how we can manage and what we can do kung maliit ang makukuha natin sa ating pension.

In this episode, Sir Vince shares on how one can achieve the monthly SSS Pension of 21,000 pesos. He shares the tips and the reason kung bakit importante ang consistency sa paghuhulog kahit hindi maximum ang contribution.

Alam mo ba ang ChatGPT? Artificial Intelligence?

Kung hindi mo pa ito alam, huli ka na. In this episode, pag-uusapan natin kung paano ito makakatulong sa ating financial journey and its possible application in our daily lives.

May COOP ba na mala-Mutual Fund?

In this episode paguusapan natin ang Joint Venture Savings (JVS) Basket at ang mga sumusunod:

• Coop share capital investing
• Ano ang JVS basket?
• Coop share capital JVS basket
• Terms and conditions
• Pros and cons of coop share capital JVS basket

Hindi lahat ng investment ay mabuti para sayo. In this episode, we talk about the type of investments one should avoid lalo na if you're just starting out on your investment journey.

Advanced Investor ka ba?

In this episode, malalaman natin kung ikaw ba ay isang advanced na investor. Sir Vince will share the different investment avenues you can invest in and the necessary qualifications for one to be considered an advanced investor.

Balak mo bang mag negosyo this 2023?

In this episode, Sir Vince shares the best businesses to consider for 2023. Pag-uusapan din dito ang business outlook for 2023 and the different types of businesses na maari nating pasukin this 2023.

In this episode, Sir Vince talks about the different investment options available for immediate investors. What are their advantages and the functions of each so one can get started at them.

Ready ka ba to invest this 2023?

In this episode, pag-uusapan natin ang mga dapat mong i-consider before you invest this year. We will discuss the economic status and outlook and the steps you can do to maximize your investing journey this year.

Farm Land investment for 2023?

In this episode, Sir Vince tackles the things you need to consider if you're planning to invest in a farm land. Ano ano ba ang dapat nating alamin and the things we need to prepare for before we invest in a farm land?

Ok ba gamitin ang credit card for emergencies?

Ang sagot diyan ay oo, KUNG kaya mo itong bayaran in full sa on or before the due date ng credit card statement. This means that you have enough emergency savings para bayaran ito nang buo.

BIG NO na gagamitin ang credit card for emergencies, kung hindi mo ito kayang bayaran nang buo. Mahal kasi ang interest rate ng credit card dahil ito ay maituturing na “clean” loan o non-collateralized.

In this episode, pagusapan natin yan.

It's SHOPPING SEASON, paano mo maiiwasan ang impulse buying?

In this episode, Sir Vince shares practical tips on how we can save more and invest more by avoiding impulse buying.

Para sayo ba ang USD denominated investments?

In this episode, Sir Vince will guide you on determining whether investing in USD denominated investments can fit into your financial planning goals.

Gusto mo bang mas maka-ipon?

In this episode, Sir Vince will share information on how we can maximize our savings through High Interest Rate Time Deposit and where to find it. 

Kayo ba ay may emergency savings?

In this episode, Sir Vince gives some advice on How to build your emergency savings. What are the emergencies? Why do we need an emergency savings and questions like magkano ba dapat at saan ba dapat nakalagay ang savings na ito?

Ano nga ba ang SSS Sickness Benefit?

In this episode, Sir Vince discusses the details of the SSS Sickness Benefit. Pag-uusapan dito on how we can avail of it, what is required and the coverage na meron ito sa mga miyembro ng SSS.

How do you claim the Workers' Investment and Savings Program (WISP) in SSS?

Sa episode na ito pag-uusapn ni Sir Vince and Sir Eds ang steps on how to do it.

Ano ba ang advantages ng WISP?

In this episode, we will discuss on why we need to take advantage and maximize the WISP program offered by SSS. We'll be talking about it's advantages and the additional benefits we can get from it.

Paano ba natin madadagdagan ang pension natin sa SSS?

In this episode, Sir Vince and Sir Ed will discuss the advantages of prioritizing SSS, the details we need to take note of, how to maximize its benefits and how we can utilize WISP. 

Ano ba ang SSS Mandatory Provident Fund? 

In this episode, we will tackle the purposes and advantages of this. We will also cover the eligibility and how we can avail of this.

In this episode, Sir Vince will discuss kung ano ba ang mga emergencies,  bakit natin kailangan ng emergency savings, magkano dapat ang ating emergency savings at saan dapat nakalagay ang emergency savings. 

Ano ba ang obligasyon mo?

In this episode, Sir Vince tackles this sensitive issue on how we can manage our finances when it comes to our family lalo na sa ating mga magulang.

In this episode, join Sir Vince as he discusses the pros and cons of renting or buying a home. He discusses the advantages and disadvantages of each so we know kung ano ang fit sa pangangailangan natin.

Mag-aapply ka ba ng Pag-IBIG Housing Loan?

In this episode, Sir Vince will discusses the essential things to know and consider before applying for a PAG-IBIG Housing Loans. He breaks downs the requirements as well as the different things to plan for and expect should you choose to avail it.

Uutang ka ba? Isa ka bang taong nabubuhay sa utang?

In this episode, Sir Vince will guide us on how we can avoid and reduce living on debt and the different debt traps. He will also discuss the Cardinal Rules in Borrowing and the different ways kung paano mababawasan ang utang.

Ano nga ba ang REIT?

In this episode, Sir Vince will discuss the how's and the kinds of Real Estate Investment Trust (REIT). Sir Vince discusses whether this type of investment is for you and kung handa ka bang pasukin ang investment na ito.

Do you want to GROW YOUR BUSINESS?

In this episode, Sir Vince talks about the different stages of a business and on how we can make it grow through the years.

Are you FINANCIALLY STABLE?

In this episode, Sir Vince will share the steps on becoming one and the needed action to make achieving financial stability possible.

In this episode, let's discover and unbox kung saan nag-iinvest si Sir Vince. Learn more on how he got started and the challenges he had to face along the way as he build his journey with money. He'll talk about investment opportunities as well as the benefits of starting early with money wisely.

RETIREMENT is not about AGE. 

In this episode, Sir Vince gives the tips on how we can have a productive and meaningful retirement through by maximizing our Pag-IBIG MP2. He also shares some factors to consider in planning for a great retirement life ahead of us.

Ano nga ba ang INFLATION?

In this episode, the Financial Guros will walk you through what you need to know about INFLATION. Bakit nga ba bumababa ang value ng pera? What can we do to cope up with this, more so how can we make it our friend? 

In this episode, Sir Vince and Sir Ed talked about whether you should treat condominium as an investment. Listen in the conversation as they discuss the points to consider in owning and making a condominium a possible investment.

Paano nga ba makakatipid sa gasolina? 

Bakit ang taas ng presyo ng petrolyo? Paano mapapababa ang presyo ng gasolina? In this episode, ang mga financial guro will give tipid tips sa gasolina and also will tackle the role of gas companies and government sa pagbaba ng gasolina.

ALAM MO BANG MAGPAUTANG or MANGUTANG ng TAMA?

In this episode, we talk about debt and lending. Join Sir Vince as he discusses about:

1. Paano umutang at magpautang nang tama 

2. Pundar: Hulugan versus pinag-ipunan