
What the Finance
By What the Finance

What the FinanceMay 16, 2023

Adieu!
You can connect with Cheyenne and Rachel on our discord server, Mastodon, or at (612) 440-8698.
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

The Case for a 4-Day Work Week
You can connect with Cheyenne and Rachel on our discord server, Mastodon, or at (612) 440-8698.
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Reproductive Health
You can connect with Cheyenne and Rachel on our discord server, Mastodon, or at (612) 440-8698.
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Selling Upcycled Clothing
As with a lot of things, "upcycling" thrifted clothing and then selling it can be a pretty gray area. On this episode of What the Finance, Cheyenne and Rachel discuss how detrimental this practice can be to communities that are already struggling.
You can connect with Cheyenne and Rachel on our discord server, Mastodon, or at (612) 440-8698.
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Lost My Thought on Higher Education
Does thinking about paying for college send you into a tail spin? Here at What the Finance, we feel you! Join us for this week's conversation about the cost of going to school.
You can connect with Cheyenne and Rachel on our discord server, Mastodon, or at (612) 440-8698.
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Running for Office
Did you know that women running for office is great for everyone!? If you didn't, this is the episode for you. Join Cheyenne and Rachel as we discuss running for office, campaign finance, and more.
Check out Art Heals All Wounds with Pam Uzell, here or anywhere you listen to podcasts.
You can connect with Cheyenne and Rachel on our discord server, Mastodon, or at (612) 440-8698.
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through PatreonMusic provided by Caleb Kelson
Production provided by Rachel Hanson

Financial Gut Check
In this episode of What the Finance, Cheyenne and Rachel make an unexpected pivot from expecting a guest to doing a gut check on our own!
Check out Art Heals All Wounds with Pam Uzell, here or anywhere you listen to podcasts.
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through PatreonMusic provided by Caleb Kelson
Production provided by Rachel Hanson

Are you Chicken?
In this episode of What the Finance, Cheyenne and Rachel discuss keeping chickens and other types of poultry as a means of self-sustainability.
Check out Chicken Run, the award-winning episode from Season 4 of Cidiot, for more information!
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Food Sustainability
Does growing your own food really save money? Well, it depends! In this episode of What the Finance, we're talking about growing and preserving food as a way to be more sustainable.
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Just A Little Extra
Have you ever wondered what the deal is with payday loans, cash advances, or title pawns? In this episode of What the Finance, Cheyenne and Rachel unpack the unsavory practices of these types of companies and really drill down into policy fixes that would help people live more sustainably.
To read more about Title Max, check out this ProPublica article.
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Living Alone
On the heels of last week's episode about living with roommates, Cheyenne and Rachel discuss the skills you need to successfully live alone.
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon Music provided by Caleb Kelson
Production provided by Rachel Hanson

The Trouble with Roommates
In this informal episode of What the Finance, Cheyenne and Rachel talk about their roommate experiences and drop a few nuggets of advice for how to have a successful roommate experience
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon Music provided by Caleb Kelson
Production provided by Rachel Hanson

Layoffs are Just Bad Policy
Have you been alarmed at the recent wave of layoffs? It's definitely been on our mind and we wanted to talk about it and get to, if not the bottom, at least the middle of it. Join Cheyenne and Rachel as we discuss why tech layoffs are just bad management and how government policies could be bolstered to protect workers.
Why are there so many tech layoffs, and why should we be worried? The Human Equation: Building Profits by Putting People First
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Lord Amazon and Sir One Medical
How have you been feeling about the proposed merger between Amazon and One Medical? Do you share our relief about the FTC inquiry and skepticism that an inquiry will stop Amazon from trying to be intimately involved in every aspect of our life?
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Feast or Famine Budgeting featuring Amanda Skorich
"Doing money" can be a real challenge when you don't get paid consistently! In this episode of What the Finance, Cheyenne and Rachel sit down with Amanda Skorich to talk through some strategies you can use when your paydays put you in "feast or famine" mode.
Catch up with Amanda on LinkedIn.
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

What is a Recession Anyway?
There's no doubt about it, we're all having a hard time! The raises you're (hopefully) getting still feel like pay cuts because of inflation, but does this mean we're in a recession? The short answer is, probably not.
A recession might be coming. Where's what it could look like.
Visit Big Al Drag on TikTok!
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

How Do You Think About It?
How we think about, and fund, post-secondary education in the United States is widely debated. Join Cheyenne and Rachel for their two-cents on education and how it's changed over time.
You can connect with Cheyenne and Rachel on our discord server or Mastodon
We would love to hear from you! Reach out a what_the_finance@protonmail.com
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

An Exciting New Year
We're back in your earbuds for 2023 and really looking forward to what the new year brings!
You can connect with Cheyenne and Rachel on our discord server.
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

End of Year Crawl
2022 has been a real mixed bag, there's no doubt about it! Join Cheyenne and Rachel for our last episode of the year as we chit-chat about what's going to be coming up in 2023.
You can connect with Cheyenne and Rachel on our discord server.
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Quiet Quitting
Are we releasing this episode outside of our normal schedule because we're committed to the ultimate irony or is that just the way it rolls sometimes? We'll let you decide!
Join Cheyenne and Rachel for their thoughts on quiet quitting.
You can connect with Cheyenne and Rachel on our discord server.
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

The Cost of Me Too
The "Me Too" movement started slowly in 2006 with the use of the hashtag on MySpace and exploded into public consciousness in 2017 as high-profile actors and actresses began to talk openly about the sexual harassment and violence they faced within the industry.
In this episode of What the Finance, Cheyenne and Rachel talk about the cost and the frustration they have with how the status quo makes it difficult to gather clear facts.
You can connect with Cheyenne and Rachel on our discord server.
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Traveling for the Holidays
As we approach a part of the year that is chock-full of holidays, travel may be on your mind. Join Cheyenne and Rachel for a brief conversation about some things to be thinking about for this holiday travel season!
You can connect with Cheyenne and Rachel on our discord server.
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson
Check out You Betcha She Did! with Rayna Rokicki

Misinformation in 'Wellness'
Who really benefits from misinformation in wellness? Rachel and Cheyenne scratch the surface in this episode of What the Finance!
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Full transcription of the episode can be found here
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Election 2022
If you've been listening to What the Finance for a while, you know that we think voting is super important! Go to www.vote.org if you're not sure where your polling place is
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Pay Transparency in Hospitals
Did you know that hospitals are required to post prices of common procedures on their websites? Compliance with this procedure is spotty, at best, and in this episode of What the Finance we talk about where there could be room for improvement.
You can report non-compliance here
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Full transcription of the episode can be found here
Music provided by Caleb Kelson
Production provided by Rachel Hanson

It's Not Too Late
Have you ever wanted to know what Cheyenne and Rachel think about green product and infrastructure design? If the answer to that question is yes, your wildest dreams are about to come true! Join us to talk about how we can pressure policy makes and producers to have more eco-friendly priorities while also being conscientious consumers.
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Full Audio Transcription can be found here
Music provided by Caleb Kelson
Production provided by Rachel Hanson
Check out "The Uncomfortable: The Podcast with Adam A. Smith" wherever you get your podcasts!

Catching Up with Cheyenne and Rachel
As you know, Cheyenne was on a brief hiatus from What the Finance. It is really exciting to welcome her back!!
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Full Audio Transcription here
Music provided by Caleb Kelson
Production provided by Rachel Hanson

What Does It Look Like For You? A Conversation About Reparations with Nevada Littlewolf and Brett Grant
As we observe Indigenous Peoples Day, Rachel sat down with Nevada Littlewolf and Brett Grant to talk about what reparations look like for minoritized communities in the United States. There's a lot to think about, but it's not as complicated as you might think.
You can reach Nevada at nevada@seventeachingsmn.com
You can reach Brett at brett@seventeachingsmn.com
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Full episode transcription can be found here
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Neurodiverse Budgeting with Steph Fuccio
Following a budget when you have a neurodiverse brain can be a real challenge! In this episode of What the Finance, Rachel is joined by Steph Fuccio to talk about what we've learned to work with our brains, instead of trying to work against them.
You can connect with Cheyenne and Rachel on our discord server, Facebook, Instagram and Twitter.
You can also support the show through Patreon
Full Audio Transcription here
Music provided by Caleb Kelson
Production provided by Rachel Hanson

Saving for Retirement with Pixel Nick
In this episode of What the Finance, Rachel is joined by Nick from Show Boys to talk about saving for retirement, nerd culture, and racism in our systems.
You can catch up with Cheyenne and Rachel on Discord, Facebook, Twitter, Instagram, and via email at what_the_finance@protonmail.com. You can also support us on Patreon.
Full Audio Transcription can be found here
Music provided by Caleb Kelson
Production provided by Rachel Hanson

$pending Time Talking with Stephanie Hoffman
Managing finances with your spouse can be a real pickle! Thankfully, Rachel is joined by Stephanie Hoffman to talk about family finances and some of the things we wish we'd known as younger adults.
You can catch up with Cheyenne and Rachel on Discord, Facebook, Twitter, Instagram, and via email at what_the_finance@protonmail.com. You can also support us on Patreon.
A full transcription of this episode can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Think Like a Bank
It's no mystery that Cheyenne and Rachel have a certain level of disdain for capitalistic culture, but we also recognize that banking is an important part of the world we live in. Join us as we discuss features to look for in banks and a few recommendations for actual banking institutions.
A full transcription of this episode can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

A Little Good Experience
Have you been wondering what to expect in Season 3 of What the Finance? Between being the best friend you never knew you needed to talk about money, a book club (yes, really!), to our signature cynism about late-stage capitalism you'll find the content you love along with some new things.
A full transcription of this episode can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

The Exciting Conclusion
Welcome to the 34th, and final, episode of Season Two of What the Finance! Cheyenne and Rachel share some hot takes (okay, it's really just one hot take).
For full audio transcription, click here.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Irregular Budgeting
This episode of What the Finance is really getting back to the roots of the show! Cheyenne and Rachel are joined by Andres Coca, a Netherlands-based audio professional, to discuss budgeting when you don't get paid regularly. In addition to discussing budget tips and tricks, we also talk about saving for taxes and the types of tax contractors have to pay.
You can learn more about Andres here.
For full audio transcription, click here.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Pay Transparency
Have you ever wondered who benefits when an organization doesn't post salary information on their jobs? We'll let you in in a little secret, it's not you!
Join Cheyenne and Rachel as we discuss the importance of pay transparency.
For full audio transcription, click here.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

It's a secret: Entrepreneurship and Tattooing
There's nothing the What the Finance team loves more than to blow the lid off of a well-kept secret! In this episode, we're joined by Kalia Hotchkiss to talk about pricing in the tattoo industry. Kalia has been tattooing for ten years and has an incredible perspective on the industry.
For full audio transcription, click here.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Toxic Positivity
A pretty large area of concern for Cheyenne and Rachel is the persistent notion that anyone who "works hard enough" will be on financially firm footing. In this episode, we take on that notion and discuss why it's so problematic.
The full episode transcription can be found here.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Living Abroad
Have you ever wondered what is involved in moving outside of the United States? We sure have and we are thrilled to welcome Steph Fuccio to the show to talk about her experience in moving between the United States and the wider world. Steph is the head of Podcast Editing Plus, a global community of audio professionals and podcast editing business.
Full transcription for the episode can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Will Tiny Living Save You Money?
Have you ever felt the call of the open road or acknowledged the appeal of living in a smaller home? If you have, this episode is for you! Join Cheyenne and Rachel as they discuss tiny living, off and on the road.
Full audio transcription can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Clothing Subscription Boxes: Yes or No?
Have you ever thought about signing up for a clothing subscription box? Join Rachel and Cheyenne to discuss the pros and cons.
Full audio transcription can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Compensation Negotiation
If there's one thing we all need a crash course in, it's salary negotiation! In this episode of What the Finance, Cheyenne and Rachel discuss highlights of compensation negotiation and what you can ask for in a new or existing job.
A full audio transcription can be found here
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Creating a Matriarchal Society
If you've ever wondered how to make social change toward a matriarchal society, this is the episode for you! Join Cheyenne and Rachel as they talk about what characterizes matriarchal societies and how you can make micro changes that can translate into an overall improvement in your community.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson
● https://abortion.cafe/ - this is a collection of abortion resources
● shoutyourabortion.com - this is a campaign to normalize abortion
● https://donations4abortion.com/ - donate to support abortion funds by state
● https://secure.actblue.com/donate/supportabortionfunds - donate to the national network of abortion funds (donations split between 80+ abortion funds)
● https://usow.org/repro/volunteer/ - this is a list of abortion clinics across the country that need volunteers
● https://dontbanequality.com/ - this is language for companies to use to stand against the ruling
● plancpills.org/ambassadors - here are early abortion access pills you can store in your cabinet
● https://prochoice.org/ - this is an abortion access hotline
● https://natalist.com/products/early-pregnancy-test-strips - buy early pregnancy test strips
● https://www.plannedparenthood.org/learn/birth-control - get info on types of birth control
● https://choice.crd.co/ - this is a collection of these above links and more. Managed by @starplanes - DM them on twitter to add more
● https://www.guttmacher.org/state-policy/explore/abortion-policy-absence-roe - abortion policy by state as of June 1, 2022 ○ More in-depth version: https://www.guttmacher.org/state-policy

Schitt's Creek
Remember a few weeks ago when Rachel mentioned she thought Schitt's Creek was a company town? Well, now you get to hear Cheyenne and Rachel talk all about it!
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

Mixed about MLMs
Multi-Level Marketing schemes, or MLMs, are pervasive in our culture and they prey on women who are often left to fend for themselves in a culture that doesn't value us. In this episode, Cheyenne, Rachel, Kat, and Denise talk about the role MLMs have played in our lives and changes that could be made that would help us move away from them.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

5 bucks!?
We know you're all dying to know - what does your favorite What the Finance team (with special guest, Nathan) think of the best TV show out there? Join Cheyenne, Nathan, and Rachel to discuss ABC's Bluey (available on Disney+).
Special shoutout to Gotta Be Done: The Bluey Podcast.
Music provided by Caleb Kelson
Editing provided by Rachel Hanson

The Cost of Procreation
What are some things that have surprised you about having children? Join Cheyenne and Rachel (but let's be honest, mostly Rachel this week) talking about the cost, financial and mental, of growing your family.
Music provided by Caleb Kelson.
Editing provided by Rachel Hanson

Company Towns and Why They're the Worst
Even if you've never heard the phrase "company town", we're willing to bet you have some story about a town that went down the tubes after the main employer left. On this episode of What the Finance, Cheyenne and Rachel talk about what a company town is and why they're a terrible idea.
For more information on one specific company town, check out this video about Fordlandia.
Music provided by Caleb Kelson.
Editing provided by Rachel Hanson

I'll Be There For You?
Have you ever felt like the crew from 90's era sitcom, Friends, aren't really there for you? Join Cheyenne, Rachel, and special guest Justin Grays for a multi-faceted conversation using Friends to discuss money, racism, and feminism.
Music provided by Caleb Kelson.
Editing provided by Rachel Hanson

How to Win Friends and Avoid Bank Fees
What did the football coach say when he went to the bank?
“I want my quarterback!”
Seriously though, Cheyenne and Rachel both think that banking fees are (mostly) the worst and we want to help you avoid them. Join us this week as we discuss common types of bank fees and how you can avoid them!
Music provided by Caleb Kelson.
Editing provided by Rachel Hanson