Wisdom of Wealth

Our guest this week is Zulfe Ali, who shares his alternative investment experience that is outside the box, even for us! Tune in to Part 2 of this interview.

*This is presented and intended purely for general financial educational purposes, and is not a recommendation or solicitation of any securities or investments.

Our guest this week is Zulfe Ali, who shares his alternative investment experience that is outside the box, even for us! Tune in to Part 1 of this interview.

*This is presented and intended purely for general financial educational purposes, and is not a recommendation or solicitation of any securities or investments.

This week we are very excited to present to you an IBC policy illustration. This will allow you to look over the policy alongside us to begin understanding how the numbers make sense in Infinite Banking. That being said it may be almost impossible to follow along with us if you aren't watching the video so click the link below to view it on youtube. It is helpful to remember that every policy looks different. One could be funded monthly with a small amount of cash and another could be funded annually with a larger amount of capital. There are even some that are funded with more in the first year than in the following years. Keep in mind that each policy is designed specifically for the needs of the individual. This is why the best way to explore if IBC is the right fit for you is by meeting with someone who is specialized in the concept and knows the risk involved in building a policy correctly. Feel free to reach out to someone on the Unbridled Wealth team (Including Ryan and Kyle) if you want to see what IBC could look like for you. 

*This episode is all about knowing what questions to ask and how to stay out of trouble; both as an investor and/or as a financial professional (inc. those raising capital). These things are critically important to know, especially since we talk about a lot of "outside-the-box" strategies and "Alternative" investments on this show: namely, Private Placements/Syndications and Cash Value Life Insurance/"Privatized Banking". We believe these offer tremendous opportunities to build wealth, but the nuances and regulations are complex, to say the least! While this is certainly not an all-inclusive list of Questions or Answers, it's a good starting point. 

*We are not Attorneys, CPAs, Government Securities Compliance Officials, Investment Advisors, Financial Planners, etc. as of this recording, other than Licensed Life & Health Insurance Agents and personal investors. This information is not intended as specific legal or financial advice, and is for general educational purposes only. Please contact the appropriate professional to discuss your particular situation.

*CAUTION: The strategies presented here may be inadvisable for many people, and are not provided nor intended as financial advice, nor any specific recommendation(s). We strongly urge you to consult a financial professional to determine whether this strategy is appropriate for your personal situation*

This episode's controversial topic is informally known as "Credit Hacking", which is the beneficial/advantageous use of personal and/or business credit cards to generate wealth on a net basis. When used properly, Credit Hacking can generate "positive arbitrage", causing interest rates and the flow of money to work for you and/or your business more effectively. But as mentioned in the disclaimer above and frequently throughout the episode, we cannot emphasize strongly enough that for this strategy to be effective, it must be implemented with the utmost sense of personal financial discipline and responsibility. 

As the year draws to a close, we offer some reflections about setting time aside in our busy schedules to cultivate a healthy and productive life rhythm–or, as Kyle puts it, "White Space" in our schedule. While most of these ideas are more general in nature, there are some very practical finance and business implications too. During this holiday season, we encourage you to take some time (even if it's just 15 minutes) to cultivate your own White Space. You may be amazed at what happens!

This episode is a real treat to share, since it's a real-life example of someone who's been learning and putting into practice so many of the things we talk about on this podcast. That "someone" is my (Ryan's) client and good friend, Tyler McCart. From our initial meeting back in 2020, Tyler and I have been very much on the same page about many things in life, and let's just say this isn't our first podcast rodeo together. Tyler's perspective and practical application is very enlightening, and will add value on many levels to anyone listening. Tune in and enjoy!

In Part 3 of our series on taxes, we discuss the tax efficiency of "Privatized Banking". As mentioned in previous episodes, this is a strategy which involves borrowing against the Cash Value of a specially-designed permanent life insurance policy. Using Ryan's personal example as a real-life case study, we demonstrate how Privatized Banking can be used in combination with other assets, investments, and creative finance strategies. *Please note: these are advanced concepts with potentially significant risks and adverse consequences, which require sophisticated financial expertise in order to be safely and properly implemented; including (but not necessarily limited to): optimal policy design customized for a given scenario, using detailed analysis and complex financial modeling of multiple interrelated variables. But when properly designed and executed as part of a comprehensive, long-term financial plan, these strategies can exponentially build wealth with extreme tax efficiency on multiple levels. 

What if you could live life totally fulfilled in doing what you love most and uniquely do best? It's possible, and we're living proof of it! Tune in for this inspiring episode as Kyle shares his recent experience of becoming aware of his unique gift, or "Sweet Spot", as Ryan calls it. This is Part 1 of a 2-part episode, so make sure to tune in next week!

To connect with our wealth-building and purpose-minded community, head over to WisdomOfWealth.co

A lot has changed in the last year! The real estate market rate hikes, stock market drops, and an uncertain future ahead. Join Ryan and Kyle as they walk through how to position yourself with the flexibility to take the deals when they come as well as protect against further changes.

In this episode, we are joined by Alex Ponceano who shares his story on how he has been able to get out of debt and is now navigating his way toward Financial Freedom. He dives into his “Why” and how he taught himself to be financially literate and what steps he’s taking to build generational wealth.

Legacy is more than just leaving behind a sum of money or stories to tell. It is how we live in the here and now that impacts those around us. When we live with our legacy in mind it impacts how we see our money today and how we use it to build wealth for generations to come. 

Did you know that you can get your money working very safely and tax-efficiently in multiple places at the same time? That's what we talk about in this episode, so tune in! To learn, more check out http://wisdomofwealth.co/

Wisdom of Wealth is a collaborative project from a community that is passionate about financial education. 

Each member brings a unique perspective when it comes to building financial strategies as the result of personal experience and application. Our mission is to ultimately change the lives of our listeners by equipping them to make optimal financial decisions.