The Money Doctor® Money Talk Podcast

Could you use a boost of "fresh ideas" to boost your bank account - WITHOUT you having to give up precious free time, hire more people or pricey outsourcing?

Well introducing you to my signature business training system for freelancers, entrepreneurs, even solopreneurs because we're streamlining how you use your time, manage prospects you've met and of course with revenue generation and reporting on autopilot, you just can't lose.

Take a listen to how it all works, and then if you'd like my 3-part BETA version - FREE video series + worksheets delivered right to your email inbox, visit YourMoneyDr.com

:56 Welcome to Money Talk! for the "Modern" Entrepreneur  

1:02 CPR For Your Biz - Grow Smarter with Systems

2:47 The C - Calendars - A Whole New Take

6:47 The P - Prospecting with Purpose

11:48 Prospect by Category

12:58 Network Like a Pro (Here's a Script)

14:16 The R- Revenue on Autopilot

19:05 Now It's Your Turn - Get the Worksheets www.YourMoneyDr.com/cpr-for-your-biz

22:16 Wrap Up & Next Steps

Links mentioned: 

Follow @YourMoneyDr on social media and we would appreciate it if you leave a review for us comment on Spotify.

Our Website: www.YourMoneyDr.com

Here's more on the "fun" stuff people want to hear about: CREDIT!!! But not so fast. If you're in business, even if we file the right tax return and have good financials, your credit history and score can still affect your loan process or approval. So, in this episode, Angela Losack is taking us more into how to approach loan applications PREPARED, removing errors from our credit reports and being proactive with keeping high credit scores. :00 Episode 34 Show Preview 1:33 Welcome to Money Talk! for the "Modern" Entrepreneur   4:00 Meet Angela Losack, Credit Repair USA 6:03 Credit Education Matters 7:40 Why Hire a Credit Professional? 10:17 Credit Card Facts & Strategies to Never Be Late 14:17 Medical Bills & Other Debts 18:30 Installment Agreements - Not Just for Taxes 20:32 7 Rules of Credit 23:16 Personal Finances & Credit 26:20 My Story: Using Cash to Get Credit & Confidence! 28:00 How to Get Angela's Help 28:41 Wrap Up & Next Steps Links mentioned:  Angela's info - https://CreditRepairUsa.us, get your FICO score and more Follow @YourMoneyDr on social media and we would appreciate it if you leave a review for us comment on Spotify. Our Website: www.YourMoneyDr.com

Here's the fun stuff people want to hear about: CREDIT. But not so fast. If you're in business, that tax return that's due soon can affect your loan process or approval. But there's a way to go into it prepared and on point, not just on the tax side by taking advantage of extra time allowed by extensions, but by being proactive with credit report review.

Angela Losack is here to walk us through how to do that so we're super prepared.

:00 Episode 32 Show Preview

1:20 Welcome to Money Talk! for the "Modern" Entrepreneur  

2:17 Why We File Extensions

4:05 How Financials Help You Pay Less Taxes

4:54 Your Money, Other People's Money

5:46 Meet Angela Losack - Credit Repair USA

6:49 How You File Matters

11:00 Current Economy Considerations

15:00 What's Stopping You From Filing? Hire Us or Get a Free Accounting Setup at www.YourMoneyDr.com

18:11 The Power of Preparation

22:27 My Credit Story

24:37 How to Get Angela's Help

25:42 Your Tax Return: a Financial Tool

27:16 Wrap Up & Next Steps

Links mentioned: 

Angela's info - https://CreditRepairUsa.us, get your FICO score and more

Follow @YourMoneyDr on social media and we would appreciate it if you leave a review for us comment on Spotify.

Our Website: www.YourMoneyDr.com

Where did the 6 months go??? Somewhere, because the first of the extended tax deadlines is here. So it's time to pull together those last minute details and get the final return filed or else...

Penalties and interest will be assessed and accumulate each month until you do. And these returns also affect your personal 1040 return due in October, so it's a BIG DEAL.

This episode walks you through it.

:00 Episode 32 Show Preview

1:42 Welcome to Money Talk! for the "Modern" Entrepreneur  

2:44 What is a Modern Entrepreneur?

4:30 Should You Choose A Money Doctor or CPA? Both!

8:57 The Money Doctor® difference

9:53 Owner Transactions

11:31 Partnership Considerations

14:35 S Corp Requirements

16:21 Owners Draws vs Expense

17:13 S Corp Story

21:00 Next Steps

21:32 Follow @YourMoneyDr and Leave a Comment on Spotify!

Links mentioned: 

To speak with us - Facebook Page: Start a Chat With Us www.facebook.com/themoneydoctor

Message us and we'll send you the link.

Our Website: www.YourMoneyDr.com

Our Social Media: @yourmoneydr

If the family that prays together, stays together (they do), then the same can be said for those that PAY together. They end up SAVING together as a team, and having a lot more fun in the process. But how do we, as entrepreneurs, make it happen with all of the extra time, energy and MONEY demands for our businesses?

It's possible. The goal is like the family featured in our episode cover art pulling in the same direction, even though the goals vary.

Bharvi Soni, owner of Expressive Aromas knows it well and in this episode shows us how she and her family do it every single day.

:00 Family Finance Fun! Show Preview

2:19 Welcome to Money Talk! for the "Modern" Entrepreneur  

6:17 Meet Bharvi Soni & Expressive Aromas

10:49 Take the Scent Quiz

13:03 Bharvi's "Why"

16:38 Including Family Matters

21:52 The Money Doctor® Kids Can Give You Ideas

25:29 Teach Kids This @ Home

27:07 Our Contact Info: @ExpressiveAromas @TheMoneyDoctorJr

29:15 Book Us For Your Next Event

30:40 Follow @YourMoneyDr

Links mentioned: 

To speak with us - Facebook Page: Start a Chat With Us www.facebook.com/themoneydoctor

Message us and we'll send you the link.

Our Website: www.YourMoneyDr.com

Our Social Media: @yourmoneydr

There's a saying that "money loves speed and so do your customers." So how long does it take for a prospect to become one? And how long for you to get paid? It matters - especially when you're first starting out because your cash flow is the foundation for your growth and success.

So in this episode, I'm showing you how to use tech to make up for what's lost in time and money and make it all work.

0:00 We're Halfway Through The Year

1:20 Welcome to Money Talk! for the "Modern" Entrepreneur  

2:17 Make Up for Lost Money by Withholding or Estimated Taxes

5:30  Visit www.YourMoneyDr.com to Get The ABC Accounting System Setup Course

6:42 My Personal Story With Tech

10:05  How to Make Up For Lost Time? USE MORE TECH In Your Business

13:33 Follow Up & Intake Process

15:51 Online Scheduling Process

17:46 Package Your Solutions & Workflows

20:49 Tech Processes Recap

22:34 3 FREE Resources & Links

24:42Follow @YourMoneyDr 

Links mentioned: 

To Get The Free Resource - Visit our Facebook Page: Start a Chat With Us www.facebook.com/themoneydoctor

Message us and we'll send you the link.

Our Website: www.YourMoneyDr.com

Our Social Media: @yourmoneydr

Net worth is not just for the wealthy. We all have it, even if it's negative, even if it's small. Mistakes from the past and debt balances can drag that number down, and our financial futures and confidence right along with it.

So in this episode, I'm showing you how to increase that number in record speed and it's using a unique alternative to keypunching spreadsheets and "guesstimating" budgets to get on track. It's my own proven method that helped me save $20,000 in 18 months after the 2008 recession, and it can work for you too.

0:00 Build Net Worth Without Debt

1:46 Welcome to Money Talk! for the "Modern" Entrepreneur  

2:46 How Savings Helps With Net Worth

5:26   Personal Financial Statement

6:22   From Home to Investment Property - My Story

9:22   Meet Realtor, Carissa Trepanier

10:00  The Four Places Money Goes

12:00 Current Attitudes Toward Spending

13:26 New Attitude Toward Spending - What It Is

17:36 How to Take Action at Home

23:39 Free Resource to Get Started

26:03 Follow @YourMoneyDr 

Links mentioned: 

To Get The Free Resource - Visit our Facebook Page: Start a Chat With Us www.facebook.com/themoneydoctor

Message us and we'll send you the link.

Our Website: www.YourMoneyDr.com

Our Social Media: @yourmoneydr

The purpose for all that we do financially, going to work, building businesses, investing is to grow our money so we have a solid foundation.

This episode discusses "net worth," how to figure out if we're gaining or losing financial ground, and what to do about it.

0:00 Welcome to Money Talk! for the "Modern" Entrepreneur  

1:00 Intro to "Net Worth" - What It Is, How to Calculate

5:18   Terri Abellera with Pinnacle Elite

7:41   Other Names for Ownership

9:09  Calculating Net Worth

10:17  Easy Tool To Build More Net Worth - Fast!

14:46 Money Motivation - What's Your "Why" for Making A Change?

16:11 Free Resource to Get Started

17:11 Follow @YourMoneyDr 

Links mentioned: 

To Get The Free Resource - Visit our Facebook Page: Start a Chat With Us www.facebook.com/themoneydoctor

Type "FIND $100" and we'll send you the link.

Our Website: www.YourMoneyDr.com

Our Social Media: @yourmoneydr

Many people rush to file taxes because it's all in the news and advertising and even from IRS. For some people that's a smart move, but for ENTREPRENEURS, our taxes have more "moving parts" and things that can be delayed and even be wrong. So it pays to take a deep breath, take a step back and take that extra time to file correctly.   In this episode, I discuss your options to do either: file an extension or file that return!   0:00   Episode Preview - Why file an extension  1:00 Welcome to Money Talk! for the "Modern" Entrepreneur   2:00   Extension or Return? & Why File An Extension 4:00   Get Caught Up with "The ABC Accounting System Setup" Course   5:34   Here's What Happens If You Missed March 15th Deadline  Entities  8:19   Reasons to File An Extension   20:29   Do You Have "Business Owner" Taxes?   23:10   How to Get Help From Us   Links mentioned:  CHECKLIST LINK: www.bit.ly/mdtaxquote Our Website: www.YourMoneyDr.com Our Social Media: @yourmoneydr Start a Chat With Us www.facebook.com/themoneydoctor

As Modern Entrepreneurs, we stay BUSY.  We're moving fast, working fast and of course, EATING FAST.  So how do we eat healthy on the go? So I'm excited to be featuring and sharing with one my colleagues, Dr. Liz who is funny, energetic and specializes in the topic, so please say a big "HI" and WELCOME to Dr. Liz! 

1:15   Welcome to Money Talk for the "Modern" Entrepreneur 

2:39 Meet Dr. Liz 

4:00  You're Not Crazy - The Pandemic Also Affected Our Health HABITS

6:00  Dr. Liz -  Her Story & "Why" For Back2RealFood 

9:45  The Money Doctor® Story - This Is How We Do it! 

11:45  The Money Doctor® - Dr. Liz Connection - Education First, Then Service 

16:58  Tips for Eating "On The Go" in a Healthy Way 

23:45  Eating Healthy Requires HEALTHY Finances 

24:50  Dr. Liz is also Virtual - see testimonials at back2realfood.com 

26:00  Benefits to Us and Our Clients by Going More Mobile With Our Businesses

30:20  Does Healthy Eating REALLY Cost More?

32:04  The A-B-C Accounting System Setup (60 Minute Course) Can Help You Find The Money to Eat Healthier - www.YourMoneyDr.com

Links mentioned: 

Dr. Liz Contact info:  Social media: @back2realfood and Website: www.back2realfood.com

Our Website: www.YourMoneyDr.com Our Social Media: @yourmoneydr

Start a Chat With Us www.facebook.com/themoneydoctor

Many people are surprised to hear I was once "The Google Girl" at a local area Best Buy back in 2012.  It was during the launch of Google's Chromebook, and not only did my TECH get me the gig, but it's kept me afloat and with a vibrant business during all kinds of storms. 

So I'm excited to be featuring and sharing with one my colleagues who was part of that project, Lenny Washington, educator, business owner, and gamer (whaaaa???) Yep, he's aka RavenXero on Twitch.tv.  Please say a big "HI" and WELCOME to Lenny!  

1:00  Lenny Introduction - Educator, Business Owner

3:08  How Technology Kept Me & My Business Going Through Many 

6:07  Google - An "Education" We Can All Take Advantage Of

8:35  The "Old Way" vs The "New Way" - TECH IS THE NEW WAY!

10:15 Want to Run Your Business From Anywhere? This Is How We Do it!

17:30 Here Is MY #1 Way To Start Your "Mobile" Construction - GET PAID FASTER.

18:25 Meet Your Construction Crew - The G Suite!  (or Office365, Or iCloud iWork)

22:41 Looking For Or Need A New Career? Get G-Suite Certified! 

24:45 How "Mobile" Accounting Improves Cash Flow 

26:04 Get In Control Of Your Own Accounting Can Get You Paid Faster During a Disaster

25:58 Get a FREE PREVIEW of "Let's Get Credit Ready" at www.YourMoneyDr.com/Courses

Links mentioned:

Lenny Washington Contact info:  www.instagram.com/hpzpics, hpzpics@gmail.com. twitch.tv/ravenxero

Website: www.YourMoneyDr.com/courses

Instagram: www.Instagram.com/yourmoneydr

Facebook Page www.facebook.com/themoneydoctor

So here's an encore from guest host Charlotte Harris - you remember, Ms. Phenomenal Woman herself from Podcast 16? Well, she's still at it, being phenomenal and being on top of her finances at the same time.  Pretty awesome huh? Of course we always have a great time sharing, but looks like we have just as great a STRATEGY to help anyone who wants to take action on those New Year's Resolutions to get our money on track this year.  Wow that seems like years ago!  

1:00  Charlotte Introduction - Pt 2 

2:00  Here's Why We All Need Charlottes!

4:30  We Also Need A Handle On Our Money!

5:27  New Course *Testimonial*

7:00 Let Tech Do The Heavy Lifting!

8:22 When The Teacher Is Ready (me), the Student Appears!

10:37 All Income Is NOT Equal (When It Comes To Tax Deductions)

13:50 Larger Refunds Come From Deductions - So Keep Your Day Job!

14:30 The Power of the Detailed Plan 16:00 Charlotte's 90-day System

17:00 What's the Extra You Have Each Month For Retirement? Here's How We Help

18:30 Reports and Tech Show The Way

19:39 Get a FREE PREVIEW at www.YourMoneyDr.com

Links mentioned: 

Website: www.YourMoneyDr.com/courses

Instagram: www.Instagram.com/yourmoneydr

Facebook Page www.facebook.com/themoneydoctor

Hopefully you're enjoying summer and spending "quality time" with family.  

Can we suggest an activity?  

Let's go over the household finances - all together, ALL AT ONCE, and as a T-E-A-M.

Reggie Parker, parent "extraordinaire," is giving you the "cheat sheet" for including the kids in what's going on financially, for getting everyone talking, and young minds THINKING before they spend. Wow!

And those cash payments from the Biden Administration's Advanced Child Tax Credit program just took away all our excuses!

So let's take some of that "CREDIT" and give kids a bit more "CREDIT" in the process and change their financial futures, like Reggie did with his son.  I can't wait for you to hear this!

1:00  Introduction, Who We Are

2:00  Reggie's take on the Advance Child Tax Credit Payments, The Benefits of Allowance, And Starting To Use It At Home

4:00  Introducing Business Ownership vs the Job

6:00  Here's How "The Rich Get Richer" - They Include The Kids!

8:00  Looking for Tools to Start Your Money School at Home? We Got You! www.TheMoneyDoctorJr.com

9:00 Home Study Course for Study AT HOME

11:00 Here's How That Family That PAYS Together SAVES TOGETHER

13:00 Show wrap-up - We'll Continue The Family Finance Discussion Next Month With REAL-LIFE Testimonials

Links mentioned:

Facebook Page www.facebook.com/themoneydoctor

Website: www.YourMoneyDr.com

"FOR KIDS" tab for Family Finances

https://yourmoneydr.com/p/themoneydoctorjr

Instagram: www.Instagram.com/yourmoneydr

So it's summer time, but you know what doesn't take a break? Money matters!

So for the next few episodes we're going to talk about how to make it more FUN with the FAMILY and wait until you hear who's schooling us on how to get it done. 

Charlotte Harris, real estate investor, planning expert is showing us how to work "smarter" so we can reach those goals - one by one.  

2:00  Charlotte Introduction, "Why" & Purpose

4:00  Why It's Important to Tell Our Story

6:00  The Path (& Pitfalls to Purpose)

8:00   Intention & The Step-by-Step Approach

10:00 The Power of "Family" Goals

12:00 Power of Celebrating Our Wins

13:30 Writing or Tech? Try BOTH! 

15:00 Flexibility & Being Ok With A "Different" Outcome

17:00 Flowing With Teams 

18:30 Charlotte's 90-day System. Try it with us! 

21:00 The Power Of The Mastermind (Group)

24:30 Show wrap-up Contact Charlotte to learn more about Phenomenal Women Mastermind Group or to join in with the 90-day planning 

Charlotte Harris Contact Info: Email: charrisholdingsllc@gmail.com

Links mentioned: 

Facebook Page www.facebook.com/themoneydoctor

Website: www.YourMoneyDr.com  

"FOR KIDS" tab for Family Finances  

https://yourmoneydr.com/p/themoneydoctorjr 

Instagram: www.Instagram.com/yourmoneydr

Many people would be surprised to hear I had bad credit for 7 years...yep, it’s true.  It’s why I’m so passionate about SAVING MONEY.

In this #14 Episode SHOCKER, I talk about how a DIFFERENT C (Capital), helped me rebuild not just my finances, but my credit also. You can do it too!

3:43 Ever struggled juggling business & personal finances?

5:43 Credit is a HUGE part of the PAST & the RIGHT NOW of your personal finances

7:00 Character - My Credit Story (Part of It) -  

10:30 Capital - My Confidence Came With Cash (and some great deals!)

13:30 Capacity/Condition - Can You Handle More? What's Your Current Position?

16:20 Collateral (& Sources of It)

19:40 Reports Will Show All These C's - that's OUR "LANE"

22:40 Check Out The Facebook Group - It's A Social Learning Group

Links mentioned:

Money Collective Facebook Group:

www.facebook.com/groups/moneybusinesscollective

Facebook Page - contains Credit article post from Entrepreneur.com

www.facebook.com/themoneydoctor

Website:

www.YourMoneyDr.com

Instagram:

www.Instagram.com/yourmoneydr

As millions of Americans prepare to receive stimulus checks, in this episode, I lay out my signature prescription for financial success called my MoneyRx. This is the exact roadmap I followed for rebuilding my finances that hit rock bottom during the 2008 recession.  You'll never believe who my coaches were:  5 little kids who are making money, saving money, keeping track of spending, investing and even using credit. Yep, it's true and that was the start of what would eventually become our signature MoneyRx.  You have to hear the story to believe it and how timely, when children and their wellbeing are the focus of this latest economic bill.   1:00 The passage of the U.S. Stimulus bill, preparing to receive your money 1:45 Introducing The Money Doctor® Kids 2:30 Here is the MoneyRx formula of how to manage and grow your money 5:10 This works with Credit as well - just rinse and repeat the formula with other people's money 6:34 Meet the Kids and see the formula at our websites 10:30 Our weekly check-in will now happen at our Blog; the podcast will now be a longer monthly show. 11:07 New show format is monthly & featuring guests each show 12:06 Follow us, Message us, Contact us at the website Links mentioned: Blog: www.YourMoneyDr.com/blog Kids & Money Program: www.TheMoneyDoctorJr.com Instagram: www.instagram.com/yourmoneydr Facebook Page: www.facebook.com/themoneydoctor

You know there’s a saying that TWO are better than one, and I have to say that couldn't be more true than talking about getting ORGANIZED.  This  was a really fun interview I gave right before the new year, when I heard the replay - and the different take on the topic, I had to share it with the Podcast family!  PLUS we did have that tax season delay, so I figured, "why not, we can squeeze this in!"  

If you’re on top of it all already, just sit back and enjoy the ride because we move full speed ahead into tax season and we’ll be diving right into getting our small business owners up and automated and ready to file those taxes.  Enjoy! 

In this week's episode, I take a deep dive into the biggest two documents tax documents people are receiving this time of year: the W-2 and 1099 the differences and how you can take advantage of each. I also am including the link I referenced for more IRS guidance on the subject and especially if you’re a business owner, how to correctly classify your workers for tax reporting purposes.

https://www.irs.gov/businesses/small-businesses-self-employed/independent-contractor-self-employed-or-employee