
YVR REMO Show - Real Estate & Mortgage Experience in Vancouver
By Thrive Mortgage Co.

YVR REMO Show - Real Estate & Mortgage Experience in VancouverApr 19, 2022

EP. 181 - Have We Hit a Turning Point For Interest Rates?
Today, we are going to jump into a common question..."Have we hit the end? Are we at the turning point in the Canadian Real Estate Market?"
*An update on our show, we will now be releasing episodes every two weeks!
Reach out to us to find out more on this topic!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 180 - What is the FHSA? and how do you use it? (Finance Expert Series w/ Alejandro Mejia and Braydon Bouchey)
Today we are discussing the FHSA (First Home Savings Account). This product is intended to help first-time home buyers. We'll go over the requirements and eligibility to make use of this product.
Joining us today are Alejandro Mejia and Brayden Bouchey from Quasar Financial Planning Group.
Mutual funds, approved exempt market products and/or exchange-traded funds are offered through Investia Financial Services Inc.
The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This podcast was prepared by {you guys, mortgage Brokers}, along with Alejandro Mejia and Brayden Bouchey who are Investment Funds Advisors at Quasar Wealth Management a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia.
Reach out to us to find out more on this topic!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 179 - Exploring Mortgage Renewal Options in Today's Market
Things are changing in the market and stats are coming out fast.
19% of all renewals are coming up in the next 12 months! 69% of those people are in fear of payment shock.
During the episode, we'll go through some critical differences we are going to see and the options available at your disposal.
Reach out to us to find out how you can find a detailed guide on this topic!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 178 - Comparing the current market cost of A, B, & Private Financing
Today we will compare the current market cost and interest rates of A, B, & Private Financing. There's been a lot of change in the market. Seeing these comparisons and how much the gaps have shrunk is interesting.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

Bank of Canada Roundtable - What is the impact of the NO CHANGE to rates?
On September 6, The Bank of Canada decided not to raise rates.
We sat down to discuss the announcement, what to expect, and how it impacts you.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 177 - What Are Reverse Mortgages & When Should You Use One?
Today we are jumping into reverse mortgages.
We had a previous episode with Chris Hoeppner.
Chris serves as the District Vice President in BC Fraser Valley, working with Banks, Credit Unions, and Mortgage brokers located from Langley to Hope.
Listen to the episode by clicking here
It's a topical time for reverse mortgages. We are seeing baby boomers with a significant amount of equity. So, what are reverse mortgages, and who are they for? Stay tuned to find out!

EP. 176 - Multi-Generational Properties & Purchases
Multi-generational properties and purchases are becoming more popular.
We will dig into why it's happening, common situations you find it, financing ins and outs, title and ownership, and best practices.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 175 - Who's Doing What In The Current Market And Why?
Who is buying in this current market and why?
We've seen the market slow down since the last few rate increases but what does the market actually look like?
We take the time today to share that!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

Bank of Canada & Inflation Roundtable
This is a special round table episode!
Last week The Bank of Canada has made another quarter percent increase. We will access the impact now that we have inflation data.
There has been some positive news that we are going to outline with inflation starting to cool down.

EP. 174 - Why Invest In Mexico? (Real Estate Expert Series w/ Clayton Diebert)
Today we welcome Clayton Diebert, who is a real estate agent for Century21.
Recently, he moved to Mexico and explains what it takes to sell there and where the opportunities are!
You can find Clayton’s contact info below! ⬇️
https://www.c21.ca/directory/agents/clayton-diebert
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 173 - Buying Out a Partner or Spouse
Welcome back to another episode of The YVR REMO Show.
Today's discussion is top of mind for most people…...what does it look like to buy out a spouse?
If you plan to or have purchased a home with a partner, the information we provide here will be beneficial.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 172 - When and Where Does A 2nd Mortgage Make Sense?
After a few weeks on break, we're back to talk about 2nd mortgages! We go into detail and break down when it makes sense to use one.
The term second mortgage can have a negative connotation ...listen to this episode to find out the truth!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 171 - The Bank of Canada Did What!?
We had a big week last week......The Bank of Canada raised the overnight lending rate by 0.25%. It’s the first raise in about 130 days!
The purpose of this discussion is to find certainty in the options available today. For more check out our dedicated page explaining variable rates in the current market.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 170 - Fixed vs. Variable Rate Mortgages
Fixed and Variable Mortgage Rates are always top of mind. We've had this discussion in the past and it's advice that has changed over time in a big way. Given the market we're in, it's crucial to familiarize ourselves with their advantages/disadvantages.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 169 - What Does A Mortgage Broker Do? When Should You Work With One?
This is a new topic for us!
We're talking about all the things a mortgage broker would do in a transaction.
When should you work with a mortgage broker vs. a bank?? We'll cover that as well
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 168 - 20% Down Payment vs. Insured: The Pros and Cons
One question we hear a lot is, "Why is the interest rate higher with 20% down?"
Today we look at the pros and cons of a 20% down payment vs insured (less than 20%)
There are different strategies between both of these that we will cover in this episode!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 167 - Top Reasons You Could Jeopardize Your Financing
Today we jump into the top reasons you could jeopardize your financing when buying a home. We will teach you how to avoid these!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 166 - Standing Out In A Competitive Market
Multiple offers are back on the rise! It's important to know how to stand out in this market, so we're going to cover tips and tricks that can help you out!
Don't forget to leave us a review!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 165 - Subject Free Offers, Here We Go Again!
Today we're going to touch on a topic that has come up in the past...and that is subject-free offers! 🙌
Given the economy and where interest rates are at, it can be concerning. We will focus on the reasons you might want to go subject-free, why you might not want to, the risks involved with both, and the new rescission period.
Don't forget to leave us a review or rating!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 164 - Leveraging Your Home To Buy An Investment Property!
This is a strategy a lot of our clients have been taking advantage of for years!
We'll talk about some new concepts and give you an overall understanding of how to utilize this for yourself!
Don't forget to give us a review! If you are on Spotify, it's as easy as leaving us a 5-star review. Using Apple Music? Drop us a written review!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 163 - Spring Market Update
What's going on in the real estate & mortgage world?
We've seen some volatility when it comes to interest rates in this market. We've also started to see lower inventory with multiple subject-free offers starting to come back.
We wanted to do an overview of everything going on...and toward the end of the episode, we talk about what to expect from lenders!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 162 - First Time HomeBuyer Advantages
Today we highlight the advantages of being a first-time home buyer.
We'll break down some of the new incentive programs and how they can benefit you!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 161 - Save Thousands on your Next Renewal! & Structure For Success
Renewals are coming up fast, so today we are focusing on how to maximize savings when it comes to your mortgage maturity.
We will give you some valuable tips to take advantage of your upcoming renewal!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 160 - What's Going on With Rates & Meet Our New Thrive Team Leaders!
🎙️Today we introduce a new segment to our show called the HOT STOVE 🔥. We get into the topic of interest rates, where they are and what we see happening in the market!🎙️
We also take some time to introduce some new faces you've been seeing around Thrive. Tyler Trompetter and Justin Foulis join the team and podcast! Check out their links below to learn more about their experience in the industry! ⬇️
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 159 - The US Banking Crisis Explained (Mortgage Expert Series with guest Danny Horanyi)
Today we welcome Danny Horanyi, Co-Creator NEO Home Loans.
He joins Partner Deryk Williamson and the newest member of our team Tyler Trompetter. We'll be explaining the US banking crisis over the next 30 minutes! Check the link below to see more from Danny! ⬇️
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 158 - Are We At The Bottom of The Market?
We have a lot to talk about from a current events standpoint.
There's been a lot of financial news about banks collapsing the in the US and bond rates spiraling down.
One of the big reasons we want to touch on this is it could mean we are getting close to the bottom of the market! When rates come up we see prices come down, and to see rates being cut, we could be at a point to see price points go back up.
Tyler Trompetter is joining us and will continue to do so as a regular contributor!
Leave us a rating on this episode!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 157 - Commercial Mortgages VS. Residential Mortgages
Today we look at Commerical Mortgages and how they differ from Residential Mortgages.
We get a lot of questions about commercial financing and we want to outline the significant differences for you!
Leave us a rating on this episode!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 156 - TAX PLANNING For All Borrowers
It's that time of year again!
Today we look at tax planning for all borrowers with a more focused look on those individuals who are self-employed!
If you need help planning for your taxes, reach out to us!
Leave us a review on any of our streaming platforms!
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 155 - Top 10 Reasons To Buy A Rental Home in Vancouver
Today we break down the TOP 10 REASONS to buy a rental home in VANCOUVER!
There are many reasons why you would want to buy a rental home, but we focused on specifically on the Vancouver market.
Check Out Our Links Below! ⬇️
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 154 - When To Use A HELOC?
Today we take a look at when you should or should not use a HELOC (Home Equity Line of Credit).
We've been getting a lot of questions about it, with one of the reasons being to pay off penalties!
If you're loving this episode, leave us a review!
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 153 - When is it the right time to BUY REAL ESTATE?
Today we are going to get into a conversation we are having a lot lately, is it too early to buy and should I wait?
It's hard to time real estate.
We are going to go through the pros and cons of being too early or late.
Leave us a review and let us know what you think of this episode!
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

Bank of Canada UPDATE - Emergency Podcast
In this special episode, we cover everything you need to know about the Bank of Canada's UPDATE on January 25th, 2023.
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 152 - What Is A Reverse Mortgage? (Mortgage Expert Series w/ Chris Hoeppner)
Today we welcome Chris Hoeppner of Home Equity Bank.
Chris Hoeppner serves as the District Vice President in BC Fraser Valley, working with Banks, Credit Unions, and Mortgage brokers located from Langley to Hope. He provides training and education to referral partners, as well as information to clients that may be interested in learning more about a reverse mortgage or taking the next step.
We will take a deep dive into reverse mortgages, the myths surrounding them, their common uses, and how they can be looked at as an investment component.
Connect with Chris on Linkedin
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 151 - Becoming A Successful Real Estate Investor (Real Estate Expert Series w/ Taylor Steele)
Today we are joined by Taylor Steele from Integrated Real Estate Equities
Taylor has been involved for a number of years in the real estate space. He has helped build a unique opportunity in the market with a focus on equity programs for any investor.
Taylor also shares his background, investing in both the United States & Canada.
Listen in as he shares everything that he does!
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 150 - Comparing Today's Lending Options
There's a lot of confusion in the industry with the different types of lending available. What are A, B, and C lenders?!?
Today we look at the cost comparison between alternative lending and private lending. We will touch on some of the new clients we are seeing with each of these options. This episode is impactful for anyone wondering how to move forward with their mortgage.
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 149 - Investing In Puerto Vallarta, Mexico (Real Estate Expert Series w/ Rob Bailey)
This week we chat with Rob Bailey who moved down to Mexico a few years ago to get into the real estate game!
We talk about life in Mexico, what it's all about, and his experience in real estate!
CLICK HERE to visit Rob's Instagram
CLICK HERE to visit Rob's Website
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

TOP 5 EPISODES OF 2022
To end the year we are going to highlight the top 5 episodes from 2022.
We’ve been working hard these past few years and can’t thank you all enough for your support.
We don’t ask for much in return on this show is a labor of passion. Helping us to keep going is as simple as leaving us a star rating on Spotify or a review on Apple Podcasts. One minute out of your day means the world to us!
Once again thank you for an INCREDIBLE 2022 and can’t wait to see you in the new year for even more episodes!
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 148 - Real Estate Predictions For 2023 - A Break Down of all The New Rules and Changes (Real Estate Expert Series w/ guest David Smith)
We welcome back David Smith from David Smith Homes Group to talk about his recent blog article titled '2023 – All Change & More Of The Same'
Partner, Alex McFadyen, explores this blog in detail with David to help prepare for 2023!
Let us know what you think about this episode by leaving us a review! This podcast is also available on our Thrive YouTube channel!
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 147 - Will This Be The Last Bank of Canada Rate Change?
The Bank of Canada raised interest rates by a half percent on December 7th, 2022.
How is that going to impact you?
This special short-form episode features Alex McFadyen who covers the impact of the raised rates, what you can expect, and some key stats to help you you need to know!
If you own, are selling, or looking to buy real estate, this episode will be a valuable breakdown of how to move forward in this market!
LEARN ABOUT VARIABLE RATES Click here for our market outlook!
LOOKING TO INVEST IN REAL ESTATE? Click here to check out our new investment guide!
www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 146 - Five Strategic Ways To Make Money In Real Estate (Real Estate Investor Series w/ Michael Ponte)
Today we welcome back Michael Ponte, Real Estate Investor & Coach. Michael is the President of Prosperity Real Estate Investments and also runs an incredible group on Facebook called Savvy Investor.
During our discussion, we talk about new investors and what you should be doing in this current market! This is a great podcast to help prep for your 2023 investing year!
CLICK HERE for Prosperity Real Estate Investments Website
Michael has been on our show three times before! Listen to our previous episodes with Michael Ponte Below! ⬇️
EP. 111 - INVESTING In Today's Market (Real Estate Investor Series w/ guest Michael Ponte)
EP. 61 - Investing In Real Estate Out of Town w/ Michael Ponte
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 145 - What's Happening In The Real Estate Market Right Now? | with Taylor Steele & Austin Carroll
Today we switch seats with Taylor Steele & Austin Carroll, with Integrated Equities. Alex McFadyen, Thrive Mortgage Co. Partner, gets interviewed and they ask him about interest rates, where the current market going, and his mindset on the current rate environment!
If you want to know what the current market is like from a high-performing mortgage broker, this episode is a must-listen!
CLICK HERE to view their YouTube Channel!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 144 - Everything You Need To Know About Private Lending
Private lending is a hot topic! It's also commonly confused with the other types of lenders.
We took the time to break down private lending, what it is, what its uses are, and where to begin! We break down everything you need to know in this tool guide episode.
Are you enjoying the show? Stop to leave us a review!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 143 - Make Better Financial Decisions With Enriched Academy (Financial Expert Series with Arian Beyzaei)
We are joined by Arian Beyzaei, Vice President of Enriched Academy
They have established themselves as leaders on the education landscape. Their business has expanded and has some incredible resources.
Our conversation will be focused on what they do and the importance of early financial knowledge. They offer both programs for kids and adults!
CLICK HERE to view the Enriched Academy website below!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 142 - CO-BUYING: Everything You Need To Know (Real Estate Expert Series with guest Dylan Taylor)
Today we are joined by Dylan Taylor, a real estate lawyer in Victoria, BC.
The conversation around co-buying has come up a lot in the past few years as people become more creative about who they buy with. We have seen a lot of missteps surrounding contracts. For that reason, we invited Dylan to talk about some of the pitfalls of not having an agreement and what it represents.
CLICK HERE to visit Dylan's Instagram page!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 141 - Did The Bank of Canada Make A Mistake?
The Bank of Canada raised interest rates by half a percent. Today we discuss that change and whether or not we think they made a mistake! Most Canadians were expecting a 0.75% increase or higher. We were surprised to see 0.50%.
If you are enjoying this episode leave us a review!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 140 - How To Buy An Airbnb In The USA (Real Estate Expert Series with Nick Neacsu)
Today we welcome back Nick Neacsu, a Licensed Real Estate Agent in West Vancouver, BC.
Nick shares with us his experience of buying an Airbnb in Austin, Texas. The framing for this show is to explain what worked and didn't work with his experience. The insight shared by Nick will help guide your own investing journey!
Click the links below to visit Nick's pages!
Website / YouTube / LinkedIn / Facebook / Instagram
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 139 - Is It A Good Time To Buy Real Estate & What Will Impact The Market? (Mortgage Expert Series with guest Robert McLister)
Originally starting as a mortgage broker, Robert McLister is a Mortgage Columnist with The Globe and Mail. He joins us today to talk about what's happening with interest rates and if it's a good time to buy. Robert also touches on what else could impact buyers, real estate agents, and investors in the future market.
Don't forget to leave us a review!
CLICK HERE to visit Robert's website!
Click here to stay up to date with Robert on Twitter
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 138 - The Effects of Trigger Rates & Trigger Points
This entire episode is focused on trigger rates, trigger points, and what to do with them. In the last couple of months, these have become highly searched terms due to rising interest rates.
What are some strategies surrounding a trigger point? Listen to the entire episode to find out how to handle them now to prepare for your future!
If you are enjoying this episode, make sure to leave us a review!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 137 - How To Qualify For MORE Money
We've heard a lot of feedback in the past few weeks on how to make more money in the current market. More buyers are entering the market. We did a roundtable on this topic and more! We give a BONUS TIP at the end of our show!
One of the biggest gaps in investing is the fundamentals. We spent a better part of the last year putting together a real estate investing course to help you understand real estate investing. How do you get started?
Today, we also touch on the three primary principles of real estate investing.
If you are enjoying this episode, make sure to leave us a review!
Looking to invest in real estate? Click here to check out our new investment guide!
Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here!

EP. 136 - Change The Way You Think About Mortgages and Money (Mortgage Expert Series with Dan Keller)
Today we welcome Dan Keller to our podcast! Dan is a Seattle area and Top 1% nationally recognized mortgage loan officer and Regional VP of Sales/Performance Coaching. He is also an industry leader and speaker fired up to share his story and inspire others!
BELIEVE - BATTLE - BECOME.
This is both an educational and motivational episode you don't want to miss!
If you are enjoying this episode, don't forget to leave us a review!
Visit Dan Keller's Website and Social Pages By Clicking The Links Below!